{"id":4657,"date":"2025-01-20T09:00:00","date_gmt":"2025-01-20T01:00:00","guid":{"rendered":"https:\/\/www.syfe.com\/hk\/magazine\/?p=4657"},"modified":"2026-03-28T19:14:55","modified_gmt":"2026-03-28T11:14:55","slug":"2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95","status":"publish","type":"post","link":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/","title":{"rendered":"\u9999\u6e2f\u570b\u969b\u5b78\u68212025\u5b78\u8cbb\u6bd4\u8f03\uff5c9\u9593\u540d\u6821\u6700\u65b0\u6536\u8cbb+\u50b5\u5238\u6bd4\u8f03\uff5c\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u898f\u5283\u653b\u7565"},"content":{"rendered":"\n<p>\u6700\u5f8c\u66f4\u65b0\ufe302025\u5e741\u670820\u65e5<\/p>\n\n\n\n<p>\u9999\u6e2f\u570b\u969b\u5b78\u6821\u70ba\u4e86\u7dad\u6301\u7af6\u722d\u529b\uff0c\u5df2\u65bc\u53bb\u5e74\u5c07\u4e0a\u8abf\u5b78\u8cbb3%\u81f38%\u4ee5\u4e0a\uff0c\u4f8b\u5982\u90e8\u5206\u570b\u969b\u5b78\u6821\u7684\u4e2d\u5b78\u751f\u4e00\u5e74\u5b78\u8cbb\u9ad8\u905427.6\u842c\u5143\uff0c\u52a0\u4e0a\u5bb6\u9577\u9700\u8981\u5728\u5b50\u5973\u5165\u5b78\u524d\u8cfc\u8cb7\u9ad8\u9054300\u842c\u5143\u7121\u606f\u5b78\u6821\u50b5\u5238\uff0c\u9019\u53cd\u6620\u5bb6\u9577\u5728\u8655\u7406\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u6642\u9700\u8981\u66f4\u5468\u8a73\u7684\u8a08\u5283\uff0c\u4e26\u8003\u616e\u6559\u80b2\u958b\u652f\u7684\u901a\u8139\u53ef\u80fd\u9ad8\u9054\u6bcf\u5e744\u81f35%\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"680\" height=\"370\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/Screenshot-2024-06-03-at-3.11.53\u202fPM.png\" alt=\"2024\u570b\u969b\u5b78\u6821\u5b78\u8cbb\" class=\"wp-image-4666\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/Screenshot-2024-06-03-at-3.11.53\u202fPM.png 680w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/Screenshot-2024-06-03-at-3.11.53\u202fPM-300x163.png 300w\" sizes=\"auto, (max-width: 680px) 100vw, 680px\" \/><figcaption class=\"wp-element-caption\">\u8cc7\u6599\u4f86\u6e90\ufe30\u5f6d\u535a<\/figcaption><\/figure>\n\n\n\n<p><strong>\u5b78\u8cbb\u4e0a\u8abf\u539f\u56e0\u5206\u6790<br><\/strong>\u6839\u64da\u5f6d\u535a\u5831\u9053\u6307\u51fa\uff0c\u7531\u65bc\u65e9\u5e74\u75ab\u60c5\u671f\u9593\u8a31\u591a\u5b78\u6821\u4e26\u672a\u4e0a\u8abf\u5b78\u8cbb\uff0c\u5728\u5fa9\u5e38\u5f8c\u6709\u5b78\u6821\u5c07\u8fd1\u5e74\u6c92\u6709\u4e0a\u8abf\u7684\u5e45\u5ea6\u88dc\u8db3\u3002\u53e6\u4e00\u500b\u4e3b\u8981\u539f\u56e0\uff0c\u6559\u5e2b\u77ed\u7f3a\u4e5f\u4ee4\u5b78\u6821\u904b\u71df\u6210\u672c\u589e\u52a0\uff0c\u9032\u800c\u8f49\u5ac1\u5230\u5bb6\u9577\u8eab\u4e0a\u3002<\/p>\n\n\n\n<p><strong>\u570b\u969b\u5b78\u6821\u5165\u5b78\u958b\u652f\u5168\u9762\u7747<br><\/strong>\u9078\u64c7\u570b\u969b\u5b78\u6821\u6642\uff0c\u9664\u4e86\u57fa\u672c\u5b78\u8cbb\u5916\uff0c\u5bb6\u9577\u9700\u8981\u9810\u7b97\u7684\u652f\u51fa\u5176\u5be6\u9060\u8d85\u60f3\u50cf\u3002\u6839\u64da\u5e02\u5834\u6578\u64da\uff0c\u4e00\u500b\u5b78\u751f\u7531\u5c0f\u4e00\u81f3\u4e2d\u516d\uff0812\u5e74\uff09\u7684\u7e3d\u6559\u80b2\u652f\u51fa\u53ef\u9054400-500\u842c\u6e2f\u5143\uff0c\u7576\u4e2d\u5305\u62ec\u591a\u9805\u96b1\u85cf\u652f\u51fa\u3002<\/p>\n\n\n\n<p>\u57fa\u672c\u5165\u5b78\u652f\u51fa\u65b9\u9762\uff0c\u9664\u4e86\u6bcf\u5e74\u7d0425-28\u842c\u7684\u5b78\u8cbb\u5916\uff0c\u5bb6\u9577\u9700\u8981\u6e96\u509950-300\u842c\u4e0d\u7b49\u7684\u50b5\u5238\uff0c\u9019\u7b46\u6b3e\u9805\u9700\u8981\u4e00\u6b21\u6027\u652f\u4ed8\u3002\u53e6\u5916\u9084\u5305\u62ec2,000-3,500\u5143\u7684\u5165\u5b78\u7533\u8acb\u8cbb\uff0c\u4ee5\u53ca\u7d041-2\u842c\u5143\u7684\u4e00\u6b21\u6027\u8a3b\u518a\u8cbb\u3002\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u90e8\u5206\u5b78\u6821\u6703\u8981\u6c42\u5bb6\u9577\u5728\u5165\u5b78\u6642\u9810\u7e731-2\u500b\u6708\u5b78\u8cbb\u4f5c\u70ba\u4fdd\u8b49\u91d1\u3002<\/p>\n\n\n\n<p>\u5728\u7d93\u5e38\u6027\u652f\u51fa\u65b9\u9762\uff0c\u6bcf\u5b78\u5e74\u5bb6\u9577\u5e73\u5747\u9700\u8981\u6e96\u5099\u7d048,000-15,000\u5143\u8cfc\u7f6e\u8ab2\u672c\u53ca\u6559\u6750\uff0c3,000-5,000\u5143\u6dfb\u7f6e\u6821\u670d\u3002\u53e6\u5916\uff0c\u5348\u81b3\u8cbb\u6bcf\u5e74\u7d0415,000-25,000\u5143\uff0c\u800c\u6821\u5df4\u8cbb\u5247\u8996\u4e4e\u8def\u7dda\uff0c\u5927\u7d04\u572820,000-35,000\u5143\u4e4b\u9593\u3002\u9019\u4e9b\u652f\u51fa\u96d6\u7136\u770b\u4f3c\u96f6\u788e\uff0c\u4f46\u5168\u5e74\u7d2f\u7a4d\u8d77\u4f86\u4e5f\u662f\u4e00\u7b46\u53ef\u89c0\u7684\u91d1\u984d\u3002<\/p>\n\n\n\n<p>\u9664\u4e86\u57fa\u672c\u958b\u652f\u5916\uff0c\u5f88\u591a\u570b\u969b\u5b78\u6821\u5b78\u751f\u90fd\u6703\u53c3\u8207\u8ab2\u5f8c\u6d3b\u52d5\uff0c\u9019\u65b9\u9762\u652f\u51fa\u6bcf\u5e74\u7d0420,000-50,000\u5143\u3002\u5982\u679c\u5b50\u5973\u9700\u8981\u88dc\u7fd2\uff0c\u6bcf\u5e74\u8cbb\u7528\u66f4\u53ef\u905424,000-60,000\u5143\u3002\u52a0\u4e0a\u5076\u723e\u7684\u6d77\u5916\u904a\u5b78\u5718\u7d0430,000-80,000\u5143\uff0c\u4ee5\u53ca\u6bcf\u5e74\u7d041,000-2,000\u5143\u7684\u5b78\u751f\u6703\u8cbb\uff0c\u9019\u4e9b\u984d\u5916\u6559\u80b2\u652f\u51fa\u5f80\u5f80\u4ee4\u5bb6\u5ead\u652f\u51fa\u5927\u589e\u3002<\/p>\n\n\n\n<p><strong>\u6559\u80b2\u57fa\u91d1\u898f\u5283\u7b56\u7565<br><\/strong>\u5bb6\u9577\u55ae\u7d14\u9760\u5132\u84c4\u5c07\u96e3\u4ee5\u8ffd\u4e0a\u5b78\u8cbb\u52a0\u5e45\uff0c\u9078\u64c7\u5408\u9069\u7684\u6295\u8cc7\u7522\u54c1\u624d\u53ef\u4ee5\u4e8b\u534a\u529f\u500d\u3002\u7406\u60f3\u7684\u6559\u80b2\u57fa\u91d1\u898f\u5283\u61c9\u8a72\u5728\u5b50\u5973\u51fa\u751f\u6642\u5c31\u958b\u59cb\uff0c\u6700\u9072\u4e5f\u8981\u5728\u5165\u5b78\u524d3-5\u5e74\u8457\u624b\u6e96\u5099\u3002\u9019\u4e0d\u50c5\u80fd\u767c\u63ee\u8907\u5229\u6548\u61c9\uff0c\u4e5f\u80fd\u8b93\u6295\u8cc7\u98a8\u96aa\u5f97\u5230\u66f4\u597d\u7684\u5206\u6563\u3002<\/p>\n\n\n\n<p><strong>\u4ee5\u6295\u8cc7\u61c9\u5c0d\u5b78\u8cbb\u901a\u8139<br><\/strong>\u5047\u8a2d\u4ee5370\u842c\u6e2f\u5143\u6295\u8cc7\u8f03\u4f4e\u98a8\u96aa\u7684Syfe\u6536\u606f\u5bf6-\u6052\u5e38\u7d44\u5408\uff0c\u6709\u671b\u5275\u90202\u842c\u6e2f\u5143\u76ee\u6a19\u6bcf\u6708\u6536\u5165*\uff0c\u4e00\u5e74\u5408\u5171\u5c3124\u842c\u6e2f\u5143\uff0c\u6709\u671b\u61c9\u4ed8\u5b50\u5973\u7684\u5b78\u8cbb\u3002\u540c\u6642\uff0c\u53ef\u4ee5\u6309\u500b\u4eba\u8ca1\u52d9\u9700\u8981\uff0c\u9078\u64c7\u76f4\u63a5\u6d3e\u606f\u5230\u9280\u884c\u6216\u4f7f\u7528\u81ea\u52d5\u518d\u6295\u8cc7\u529f\u80fd\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"466\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-24-at-9.34.45\u202fPM-1024x466.png\" alt=\"\" class=\"wp-image-5636\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-24-at-9.34.45\u202fPM-1024x466.png 1024w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-24-at-9.34.45\u202fPM-300x137.png 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-24-at-9.34.45\u202fPM-768x350.png 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-24-at-9.34.45\u202fPM-1536x700.png 1536w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-24-at-9.34.45\u202fPM-696x317.png 696w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-24-at-9.34.45\u202fPM-1068x486.png 1068w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-24-at-9.34.45\u202fPM-922x420.png 922w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/01\/Screenshot-2025-01-24-at-9.34.45\u202fPM.png 1774w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>\u6559\u80b2\u57fa\u91d1\u8a08\u7b97\u65b9\u6cd5<br><\/strong>\u5728\u898f\u5283\u6559\u80b2\u57fa\u91d1\u6642\uff0c\u5bb6\u9577\u9700\u8981\u8003\u616e\u7684\u4e0d\u50c5\u662f\u5b78\u8cbb\uff0c\u9084\u5305\u62ec\u5404\u7a2e\u9644\u52a0\u652f\u51fa\u3002\u57fa\u672c\u8a08\u7b97\u65b9\u7a0b\u5f0f\u70ba\uff1a\u7e3d\u6559\u80b2\u57fa\u91d1 = (\u5e74\u5ea6\u5b78\u8cbb \u00d7 \u6559\u80b2\u5e74\u671f) \u00d7 (1 + \u5e74\u5747\u901a\u8139\u7387)^\u5e74\u6578 + \u50b5\u5238\u91d1\u984d\u3002\u5bb6\u9577\u61c9\u8a72\u9810\u7559\u7e3d\u9810\u7b97\u768410-15%\u4f5c\u70ba\u7de9\u885d\uff0c\u4ee5\u61c9\u4ed8\u7a81\u767c\u652f\u51fa\u53ca\u6bcf\u5e74\u7684\u52a0\u5e45\u3002<\/p>\n\n\n\n<p><strong>\u6295\u8cc7\u7b56\u7565\u5efa\u8b70<br><\/strong>\u6559\u80b2\u57fa\u91d1\u7684\u6295\u8cc7\u7b56\u7565\u61c9\u6839\u64da\u4f7f\u7528\u6642\u9593\u4f5c\u51fa\u5408\u7406\u914d\u7f6e\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u77ed\u671f\u8cc7\u91d1\uff081-3\u5e74\u5167\u4f7f\u7528\uff09\u9069\u5408\u914d\u7f6e\u5728\u4f4e\u98a8\u96aa\u7684\u7406\u8ca1\u7522\u54c1\u548c<a href=\"https:\/\/www.syfe.com\/hk\/cash-management\/cash-plus-fixed\">\u5b9a\u671f\u5b58\u6b3e<\/a><\/li>\n\n\n\n<li>\u4e2d\u9577\u671f\u8cc7\u91d1\u5247\u53ef\u8003\u616e<a href=\"https:\/\/www.syfe.com\/hk\/core\">\u591a\u5143\u5316\u6295\u8cc7\u7d44\u5408<\/a>\uff0c\u5305\u62ec\u80a1\u7968\u3001\u50b5\u5238\u7b49<\/li>\n\n\n\n<li>\u5efa\u8b70\u6bcf\u5e74\u91cd\u65b0\u8a55\u4f30\u6295\u8cc7\u7b56\u7565\uff0c\u78ba\u4fdd\u80fd\u914d\u5408\u5b78\u8cbb\u8b8a\u52d5\u53ca\u5e02\u5834\u72c0\u6cc1<\/li>\n<\/ul>\n\n\n\n<p><strong>\u7e3d\u7d50<br><\/strong>\u570b\u969b\u5b78\u6821\u5927\u5e45\u8abf\u5347\u5b78\u8cbb\u548c\u50b5\u5238\uff0c\u7d66\u5bb6\u9577\u5e36\u4f86\u6c89\u91cd\u7684\u8ca1\u52d9\u58d3\u529b\uff0c\u6210\u70ba\u5bb6\u9577\u503c\u5f97\u95dc\u6ce8\u7684\u91cd\u8981\u8b70\u984c\u3002\u5bb6\u9577\u5b9c\u53ca\u65e9\u8a08\u5283\uff0c\u4e26\u9700\u8981\u9810\u8a08\u5b78\u8cbb\u7684\u589e\u9577\u5f88\u53ef\u80fd\u8d85\u904e\u901a\u8139\u6578\u5b57\uff0c\u4e26\u9700\u8981\u70ba\u6b64\u53ca\u65e9\u6295\u8cc7\u3002\u5728\u898f\u5283\u6559\u80b2\u57fa\u91d1\u6642\uff0c\u61c9\u8a72\u63a1\u53d6\u5168\u9762\u7684\u8003\u91cf\uff0c\u5305\u62ec\u50b5\u5238\u5b89\u6392\u3001\u6295\u8cc7\u7b56\u7565\u7b49\u591a\u500b\u5c64\u9762\uff0c\u78ba\u4fdd\u5b50\u5973\u7684\u6559\u80b2\u9700\u6c42\u5f97\u5230\u59a5\u5584\u5b89\u6392\u3002<\/p>\n\n\n\n<p>\u6709\u898b\u53ca\u6b64\uff0c\u5bb6\u9577\u55ae\u7d14\u9760\u5132\u84c4\u5c07\u96e3\u4ee5\u8ffd\u4e0a\u5b78\u8cbb\u52a0\u5e45\uff0c\u9078\u64c7\u5408\u9069\u7684\u6295\u8cc7\u7522\u54c1\u624d\u53ef\u4ee5\u4e8b\u534a\u529f\u500d\uff0c\u5176\u4e2d\u503c\u5f97\u601d\u8003\u7684\u5305\u62ec\u4e00\u4e9b\u53ef\u4ee5\u63d0\u4f9b\u6536\u5165\u7684\u7522\u54c1\u3002<\/p>\n\n\n\n<p>\u514d\u8cac\u8072\u660e\ufe30<\/p>\n\n\n\n<p>\u672c\u6587\u50c5\u4f9b\u53c3\u8003\uff0c\u4e0d\u61c9\u8996\u70ba\u8ca1\u52d9\u5efa\u8b70\u3002\u672c\u6587\u7121\u610f\u63a8\u92b7\u4efb\u4f55\u7279\u5b9a\u6295\u8cc7\uff0c\u4e5f\u7121\u610f\u63d0\u4f9b\u6216\u5efa\u8b70\u8cb7\u8ce3\u4efb\u4f55\u7279\u5b9a\u8b49\u5238\u3002\u6240\u6709\u5f62\u5f0f\u7684\u6295\u8cc7\u90fd\u6709\u98a8\u96aa\uff0c\u5305\u62ec\u640d\u5931\u5168\u90e8\u6295\u8cc7\u91d1\u984d\u7684\u98a8\u96aa\u3002\u904e\u53bb\u7684\u56de\u5831\u4e26\u4e0d\u4fdd\u8b49\u672a\u4f86\u7684\u8868\u73fe\u3002\u6295\u8cc7\u8005\u61c9\u8003\u616e\u81ea\u8eab\u60c5\u6cc1\u3002\u6b64\u8655\u5305\u542b\u7684\u8cc7\u8a0a\u4e26\u4e0d\u69cb\u6210\u5f9e\u4e8b\u4efb\u4f55\u6295\u8cc7\u6d3b\u52d5\u7684\u8981\u7d04\u3001\u4efb\u4f55\u62db\u652c\u3001\u9080\u8acb\u6216\u5efa\u8b70\u3002\u672c\u6587\u7ae0\u5167\u5bb9\u672a\u7d93\u9999\u6e2f\u8b49\u5238\u53ca\u671f\u8ca8\u4e8b\u52d9\u76e3\u5bdf\u59d4\u54e1\u6703\u5be9\u95b1\u3002<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u672c\u6e2f\u570b\u969b\u5b78\u6821\u70ba\u4e86\u7dad\u6301\u7af6\u722d\u529b\uff0c\u65b0\u5b78\u5e74\u5c07\u5927\u5e45\u4e0a\u8abf\u5b78\u8cbb3%\u81f38%\u4ee5\u4e0a\uff0c\u4f8b\u5982\u90e8\u5206\u570b\u969b\u5b78\u6821\u7684\u4e2d\u5b78\u751f\u4e00\u5e74\u5b78\u8cbb\u9ad8\u905427.6\u842c\u5143\uff0c\u52a0\u4e0a\u5bb6\u9577\u9700\u8981\u5728\u5b50\u5973\u5165\u5b78\u524d\u8cfc\u8cb7\u9ad8\u9054300\u842c\u5143\u7121\u606f\u5b78\u6821\u50b5\u5238\uff0c\u9019\u53cd\u6620\u5bb6\u9577\u5728\u8655\u7406\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u6642\u9700\u8981\u66f4\u5468\u8a73\u7684\u8a08\u5283\uff0c\u4e26\u8003\u616e\u6559\u80b2\u958b\u652f\u7684\u901a\u8139\u53ef\u80fd\u9ad8\u9054\u6bcf\u5e744\u81f35%\u3002<\/p>\n","protected":false},"author":27,"featured_media":4658,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[24],"tags":[489,490,491],"class_list":{"0":"post-4657","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-syfe","8":"tag-489","9":"tag-490","10":"tag-491"},"acf":{"readingTime":"","authorName":"","authorThumbnail":false,"BLUE_TIER":"0","BLACK_TIER":"0","GOLD_TIER":"0","PRIVATE_WEALTH_TIER":"0","PRE_AML":"0","POST_AML":"0","NO_GLOBAL_PORTFOLIO":"0","NO_REITS_PORTFOLIO":"0","NO_EQUITY_PORTFOLIO":"0","NO_CASH_PORTFOLIO":"0","HAS_ADVISOR":"0","INVESTMENT_PORTFOLIO_AUM":"0","AFTER_AML_DATE":"","AFTER_ACCOUNT_CREATED_DATE":"","language":"all"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u9999\u6e2f\u570b\u969b\u5b78\u68212025\u5b78\u8cbb\u6bd4\u8f03\uff5c9\u9593\u540d\u6821\u6700\u65b0\u6536\u8cbb+\u50b5\u5238\u6bd4\u8f03\uff5c\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u898f\u5283\u653b\u7565 | Magazine<\/title>\n<meta name=\"description\" content=\"\u672c\u6e2f\u570b\u969b\u5b78\u6821\u70ba\u4e86\u7dad\u6301\u7af6\u722d\u529b\uff0c\u65b0\u5b78\u5e74\u5c07\u5927\u5e45\u4e0a\u8abf\u5b78\u8cbb3%\u81f38%\u4ee5\u4e0a\uff0c\u4f8b\u5982\u90e8\u5206\u570b\u969b\u5b78\u6821\u7684\u4e2d\u5b78\u751f\u4e00\u5e74\u5b78\u8cbb\u9ad8\u905427.6\u842c\u5143\uff0c\u52a0\u4e0a\u5bb6\u9577\u9700\u8981\u5728\u5b50\u5973\u5165\u5b78\u524d\u8cfc\u8cb7\u9ad8\u9054300\u842c\u5143\u7121\u606f\u5b78\u6821\u50b5\u5238\uff0c\u9019\u53cd\u6620\u5bb6\u9577\u5728\u8655\u7406\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u6642\u9700\u8981\u66f4\u5468\u8a73\u7684\u8a08\u5283\uff0c\u4e26\u8003\u616e\u6559\u80b2\u958b\u652f\u7684\u901a\u8139\u53ef\u80fd\u9ad8\u9054\u6bcf\u5e744\u81f35%\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u9999\u6e2f\u570b\u969b\u5b78\u68212025\u5b78\u8cbb\u6bd4\u8f03\uff5c9\u9593\u540d\u6821\u6700\u65b0\u6536\u8cbb+\u50b5\u5238\u6bd4\u8f03\uff5c\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u898f\u5283\u653b\u7565 | Magazine\" \/>\n<meta property=\"og:description\" content=\"\u672c\u6e2f\u570b\u969b\u5b78\u6821\u70ba\u4e86\u7dad\u6301\u7af6\u722d\u529b\uff0c\u65b0\u5b78\u5e74\u5c07\u5927\u5e45\u4e0a\u8abf\u5b78\u8cbb3%\u81f38%\u4ee5\u4e0a\uff0c\u4f8b\u5982\u90e8\u5206\u570b\u969b\u5b78\u6821\u7684\u4e2d\u5b78\u751f\u4e00\u5e74\u5b78\u8cbb\u9ad8\u905427.6\u842c\u5143\uff0c\u52a0\u4e0a\u5bb6\u9577\u9700\u8981\u5728\u5b50\u5973\u5165\u5b78\u524d\u8cfc\u8cb7\u9ad8\u9054300\u842c\u5143\u7121\u606f\u5b78\u6821\u50b5\u5238\uff0c\u9019\u53cd\u6620\u5bb6\u9577\u5728\u8655\u7406\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u6642\u9700\u8981\u66f4\u5468\u8a73\u7684\u8a08\u5283\uff0c\u4e26\u8003\u616e\u6559\u80b2\u958b\u652f\u7684\u901a\u8139\u53ef\u80fd\u9ad8\u9054\u6bcf\u5e744\u81f35%\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/\" \/>\n<meta property=\"og:site_name\" content=\"Magazine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/SyfeHongKong\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-20T01:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-28T11:14:55+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1440\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Syfe Hong Kong\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Syfe Hong Kong\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 \u5206\u9418\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/\"},\"author\":{\"name\":\"Syfe Hong Kong\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/55fc487727b9fc7ac816eeab1de21a51\"},\"headline\":\"\u9999\u6e2f\u570b\u969b\u5b78\u68212025\u5b78\u8cbb\u6bd4\u8f03\uff5c9\u9593\u540d\u6821\u6700\u65b0\u6536\u8cbb+\u50b5\u5238\u6bd4\u8f03\uff5c\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u898f\u5283\u653b\u7565\",\"datePublished\":\"2025-01-20T01:00:00+00:00\",\"dateModified\":\"2026-03-28T11:14:55+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/\"},\"wordCount\":19,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-scaled.jpg\",\"keywords\":[\"\u50b5\u5238\u200b\",\"\u570b\u969b\u5b78\u6821\",\"\u570b\u969b\u5b78\u6821\u50b5\u5238\u200b\"],\"articleSection\":[\"Syfe \u5e6b\u7dca\u4f60\"],\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/\",\"name\":\"\u9999\u6e2f\u570b\u969b\u5b78\u68212025\u5b78\u8cbb\u6bd4\u8f03\uff5c9\u9593\u540d\u6821\u6700\u65b0\u6536\u8cbb+\u50b5\u5238\u6bd4\u8f03\uff5c\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u898f\u5283\u653b\u7565 | Magazine\",\"isPartOf\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-scaled.jpg\",\"datePublished\":\"2025-01-20T01:00:00+00:00\",\"dateModified\":\"2026-03-28T11:14:55+00:00\",\"description\":\"\u672c\u6e2f\u570b\u969b\u5b78\u6821\u70ba\u4e86\u7dad\u6301\u7af6\u722d\u529b\uff0c\u65b0\u5b78\u5e74\u5c07\u5927\u5e45\u4e0a\u8abf\u5b78\u8cbb3%\u81f38%\u4ee5\u4e0a\uff0c\u4f8b\u5982\u90e8\u5206\u570b\u969b\u5b78\u6821\u7684\u4e2d\u5b78\u751f\u4e00\u5e74\u5b78\u8cbb\u9ad8\u905427.6\u842c\u5143\uff0c\u52a0\u4e0a\u5bb6\u9577\u9700\u8981\u5728\u5b50\u5973\u5165\u5b78\u524d\u8cfc\u8cb7\u9ad8\u9054300\u842c\u5143\u7121\u606f\u5b78\u6821\u50b5\u5238\uff0c\u9019\u53cd\u6620\u5bb6\u9577\u5728\u8655\u7406\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u6642\u9700\u8981\u66f4\u5468\u8a73\u7684\u8a08\u5283\uff0c\u4e26\u8003\u616e\u6559\u80b2\u958b\u652f\u7684\u901a\u8139\u53ef\u80fd\u9ad8\u9054\u6bcf\u5e744\u81f35%\u3002\",\"breadcrumb\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/#breadcrumb\"},\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/#primaryimage\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-scaled.jpg\",\"contentUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-scaled.jpg\",\"width\":2560,\"height\":1440},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u9999\u6e2f\u570b\u969b\u5b78\u68212025\u5b78\u8cbb\u6bd4\u8f03\uff5c9\u9593\u540d\u6821\u6700\u65b0\u6536\u8cbb+\u50b5\u5238\u6bd4\u8f03\uff5c\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u898f\u5283\u653b\u7565\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/\",\"name\":\"Magazine\",\"description\":\"Just another WordPress site\",\"publisher\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-TW\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization\",\"name\":\"Syfe Hong Kong\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png\",\"contentUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png\",\"width\":1080,\"height\":1080,\"caption\":\"Syfe Hong Kong\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/SyfeHongKong\",\"https:\/\/www.instagram.com\/syfehk\/\",\"https:\/\/www.linkedin.com\/company\/syfe\/\",\"https:\/\/www.youtube.com\/channel\/UCmggQNC9xRW1JQ3UtvbRR6Q\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/55fc487727b9fc7ac816eeab1de21a51\",\"name\":\"Syfe Hong Kong\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/02012df03784a5c2399da945359b1fb6945e35801faec56b70fc7c8b96649c0e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/02012df03784a5c2399da945359b1fb6945e35801faec56b70fc7c8b96649c0e?s=96&d=mm&r=g\",\"caption\":\"Syfe Hong Kong\"},\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/author\/terence-chu\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u9999\u6e2f\u570b\u969b\u5b78\u68212025\u5b78\u8cbb\u6bd4\u8f03\uff5c9\u9593\u540d\u6821\u6700\u65b0\u6536\u8cbb+\u50b5\u5238\u6bd4\u8f03\uff5c\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u898f\u5283\u653b\u7565 | Magazine","description":"\u672c\u6e2f\u570b\u969b\u5b78\u6821\u70ba\u4e86\u7dad\u6301\u7af6\u722d\u529b\uff0c\u65b0\u5b78\u5e74\u5c07\u5927\u5e45\u4e0a\u8abf\u5b78\u8cbb3%\u81f38%\u4ee5\u4e0a\uff0c\u4f8b\u5982\u90e8\u5206\u570b\u969b\u5b78\u6821\u7684\u4e2d\u5b78\u751f\u4e00\u5e74\u5b78\u8cbb\u9ad8\u905427.6\u842c\u5143\uff0c\u52a0\u4e0a\u5bb6\u9577\u9700\u8981\u5728\u5b50\u5973\u5165\u5b78\u524d\u8cfc\u8cb7\u9ad8\u9054300\u842c\u5143\u7121\u606f\u5b78\u6821\u50b5\u5238\uff0c\u9019\u53cd\u6620\u5bb6\u9577\u5728\u8655\u7406\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u6642\u9700\u8981\u66f4\u5468\u8a73\u7684\u8a08\u5283\uff0c\u4e26\u8003\u616e\u6559\u80b2\u958b\u652f\u7684\u901a\u8139\u53ef\u80fd\u9ad8\u9054\u6bcf\u5e744\u81f35%\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/","og_locale":"zh_TW","og_type":"article","og_title":"\u9999\u6e2f\u570b\u969b\u5b78\u68212025\u5b78\u8cbb\u6bd4\u8f03\uff5c9\u9593\u540d\u6821\u6700\u65b0\u6536\u8cbb+\u50b5\u5238\u6bd4\u8f03\uff5c\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u898f\u5283\u653b\u7565 | Magazine","og_description":"\u672c\u6e2f\u570b\u969b\u5b78\u6821\u70ba\u4e86\u7dad\u6301\u7af6\u722d\u529b\uff0c\u65b0\u5b78\u5e74\u5c07\u5927\u5e45\u4e0a\u8abf\u5b78\u8cbb3%\u81f38%\u4ee5\u4e0a\uff0c\u4f8b\u5982\u90e8\u5206\u570b\u969b\u5b78\u6821\u7684\u4e2d\u5b78\u751f\u4e00\u5e74\u5b78\u8cbb\u9ad8\u905427.6\u842c\u5143\uff0c\u52a0\u4e0a\u5bb6\u9577\u9700\u8981\u5728\u5b50\u5973\u5165\u5b78\u524d\u8cfc\u8cb7\u9ad8\u9054300\u842c\u5143\u7121\u606f\u5b78\u6821\u50b5\u5238\uff0c\u9019\u53cd\u6620\u5bb6\u9577\u5728\u8655\u7406\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u6642\u9700\u8981\u66f4\u5468\u8a73\u7684\u8a08\u5283\uff0c\u4e26\u8003\u616e\u6559\u80b2\u958b\u652f\u7684\u901a\u8139\u53ef\u80fd\u9ad8\u9054\u6bcf\u5e744\u81f35%\u3002","og_url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/","og_site_name":"Magazine","article_publisher":"https:\/\/www.facebook.com\/SyfeHongKong","article_published_time":"2025-01-20T01:00:00+00:00","article_modified_time":"2026-03-28T11:14:55+00:00","og_image":[{"width":2560,"height":1440,"url":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-scaled.jpg","type":"image\/jpeg"}],"author":"Syfe Hong Kong","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Syfe Hong Kong","Est. reading time":"1 \u5206\u9418"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/#article","isPartOf":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/"},"author":{"name":"Syfe Hong Kong","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/55fc487727b9fc7ac816eeab1de21a51"},"headline":"\u9999\u6e2f\u570b\u969b\u5b78\u68212025\u5b78\u8cbb\u6bd4\u8f03\uff5c9\u9593\u540d\u6821\u6700\u65b0\u6536\u8cbb+\u50b5\u5238\u6bd4\u8f03\uff5c\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u898f\u5283\u653b\u7565","datePublished":"2025-01-20T01:00:00+00:00","dateModified":"2026-03-28T11:14:55+00:00","mainEntityOfPage":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/"},"wordCount":19,"commentCount":0,"publisher":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization"},"image":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/#primaryimage"},"thumbnailUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-scaled.jpg","keywords":["\u50b5\u5238\u200b","\u570b\u969b\u5b78\u6821","\u570b\u969b\u5b78\u6821\u50b5\u5238\u200b"],"articleSection":["Syfe \u5e6b\u7dca\u4f60"],"inLanguage":"zh-TW","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/","url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/","name":"\u9999\u6e2f\u570b\u969b\u5b78\u68212025\u5b78\u8cbb\u6bd4\u8f03\uff5c9\u9593\u540d\u6821\u6700\u65b0\u6536\u8cbb+\u50b5\u5238\u6bd4\u8f03\uff5c\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u898f\u5283\u653b\u7565 | Magazine","isPartOf":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/#primaryimage"},"image":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/#primaryimage"},"thumbnailUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-scaled.jpg","datePublished":"2025-01-20T01:00:00+00:00","dateModified":"2026-03-28T11:14:55+00:00","description":"\u672c\u6e2f\u570b\u969b\u5b78\u6821\u70ba\u4e86\u7dad\u6301\u7af6\u722d\u529b\uff0c\u65b0\u5b78\u5e74\u5c07\u5927\u5e45\u4e0a\u8abf\u5b78\u8cbb3%\u81f38%\u4ee5\u4e0a\uff0c\u4f8b\u5982\u90e8\u5206\u570b\u969b\u5b78\u6821\u7684\u4e2d\u5b78\u751f\u4e00\u5e74\u5b78\u8cbb\u9ad8\u905427.6\u842c\u5143\uff0c\u52a0\u4e0a\u5bb6\u9577\u9700\u8981\u5728\u5b50\u5973\u5165\u5b78\u524d\u8cfc\u8cb7\u9ad8\u9054300\u842c\u5143\u7121\u606f\u5b78\u6821\u50b5\u5238\uff0c\u9019\u53cd\u6620\u5bb6\u9577\u5728\u8655\u7406\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u6642\u9700\u8981\u66f4\u5468\u8a73\u7684\u8a08\u5283\uff0c\u4e26\u8003\u616e\u6559\u80b2\u958b\u652f\u7684\u901a\u8139\u53ef\u80fd\u9ad8\u9054\u6bcf\u5e744\u81f35%\u3002","breadcrumb":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/#breadcrumb"},"inLanguage":"zh-TW","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/"]}]},{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/#primaryimage","url":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-scaled.jpg","contentUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-scaled.jpg","width":2560,"height":1440},{"@type":"BreadcrumbList","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%e5%9c%8b%e9%9a%9b%e5%ad%b8%e6%a0%a1%e5%ad%b8%e8%b2%bb%ef%bd%9c%e4%b8%8b%e5%b9%b4%e6%9c%80%e5%a4%9a28%e8%90%ac-%e5%ad%90%e5%a5%b3%e6%95%99%e8%82%b2%e5%9f%ba%e9%87%91%e5%a6%82%e4%bd%95\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/"},{"@type":"ListItem","position":2,"name":"\u9999\u6e2f\u570b\u969b\u5b78\u68212025\u5b78\u8cbb\u6bd4\u8f03\uff5c9\u9593\u540d\u6821\u6700\u65b0\u6536\u8cbb+\u50b5\u5238\u6bd4\u8f03\uff5c\u5b50\u5973\u6559\u80b2\u57fa\u91d1\u898f\u5283\u653b\u7565"}]},{"@type":"WebSite","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website","url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/","name":"Magazine","description":"Just another WordPress site","publisher":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-TW"},{"@type":"Organization","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization","name":"Syfe Hong Kong","url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/","logo":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/","url":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png","contentUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png","width":1080,"height":1080,"caption":"Syfe Hong Kong"},"image":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/SyfeHongKong","https:\/\/www.instagram.com\/syfehk\/","https:\/\/www.linkedin.com\/company\/syfe\/","https:\/\/www.youtube.com\/channel\/UCmggQNC9xRW1JQ3UtvbRR6Q"]},{"@type":"Person","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/55fc487727b9fc7ac816eeab1de21a51","name":"Syfe Hong Kong","image":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/02012df03784a5c2399da945359b1fb6945e35801faec56b70fc7c8b96649c0e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/02012df03784a5c2399da945359b1fb6945e35801faec56b70fc7c8b96649c0e?s=96&d=mm&r=g","caption":"Syfe Hong Kong"},"url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/author\/terence-chu\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-scaled.jpg",2560,1440,false],"thumbnail":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-150x150.jpg",150,150,true],"medium":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-300x169.jpg",300,169,true],"medium_large":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-768x432.jpg",696,392,true],"large":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-1024x576.jpg",696,392,true],"1536x1536":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-1536x864.jpg",1536,864,true],"2048x2048":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-2048x1152.jpg",2048,1152,true],"td_0x420":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-747x420.jpg",747,420,true],"td_218x150":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-218x150.jpg",218,150,true],"td_324x400":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-324x400.jpg",324,400,true],"td_485x360":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-485x360.jpg",485,360,true],"td_696x0":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-696x392.jpg",696,392,true],"td_1068x0":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-1068x601.jpg",1068,601,true],"td_1920x0":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-1920x1080.jpg",1920,1080,true],"td_100x70":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-100x70.jpg",100,70,true],"td_265x198":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-265x198.jpg",265,198,true],"td_324x160":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-324x160.jpg",324,160,true],"td_324x235":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-324x235.jpg",324,235,true],"td_356x220":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-356x220.jpg",356,220,true],"td_356x364":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-356x364.jpg",356,364,true],"td_533x261":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-533x261.jpg",533,261,true],"td_534x462":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-534x462.jpg",534,462,true],"td_696x385":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-696x385.jpg",696,385,true],"td_741x486":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-741x486.jpg",741,486,true],"td_1068x580":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-1068x580.jpg",1068,580,true]},"uagb_author_info":{"display_name":"Syfe Hong Kong","author_link":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/author\/terence-chu\/"},"uagb_comment_info":0,"uagb_excerpt":"\u672c\u6e2f\u570b\u969b\u5b78\u6821\u70ba\u4e86\u7dad\u6301\u7af6\u722d\u529b\uff0c\u65b0\u5b78\u5e74\u5c07\u5927\u5e45\u4e0a\u8abf\u5b78\u8cbb3%\u81f38%\u4ee5\u4e0a\uff0c\u4f8b\u5982\u90e8\u5206\u570b\u969b\u5b78\u6821\u7684\u4e2d\u5b78\u751f\u4e00\u5e74\u5b78\u8cbb\u9ad8\u905427.6\u842c...","category":"Syfe \u5e6b\u7dca\u4f60","authorName":"Syfe Hong Kong","thumbnail":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-150x150.jpg","featuredImage":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/06\/shutterstock_191565569-scaled.jpg","_links":{"self":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts\/4657","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/comments?post=4657"}],"version-history":[{"count":7,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts\/4657\/revisions"}],"predecessor-version":[{"id":5640,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts\/4657\/revisions\/5640"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/media\/4658"}],"wp:attachment":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/media?parent=4657"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/categories?post=4657"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/tags?post=4657"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}