{"id":5275,"date":"2024-11-25T17:03:59","date_gmt":"2024-11-25T09:03:59","guid":{"rendered":"https:\/\/www.syfe.com\/hk\/magazine\/?p=5275"},"modified":"2025-08-18T00:50:23","modified_gmt":"2025-08-17T16:50:23","slug":"%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91","status":"publish","type":"post","link":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/","title":{"rendered":"\u6bcf\u6708\u6536\u606f\u7522\u54c1\u6bd4\u8f03\uff5c\u6d3e\u606f\u57fa\u91d1vs\u50b5\u5238\u57fa\u91d1\u5206\u5225\u4fc2\u908a?\u9ede\u6a23\u63c0\u597d?"},"content":{"rendered":"\n<p>\u6700\u5f8c\u66f4\u65b0\ufe302024\u5e7411\u670825\u65e5<\/p>\n\n\n\n<p>\u5728\u8077\u4eba\u58eb\u900f\u904e\u5efa\u7acb\u591a\u5143<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/hong-kong-passive-income-strategies-2025\/\">\u88ab\u52d5\u6536\u5165<\/a>\u4f86\u6e90\uff0c\u53ef\u6e1b\u5c11\u5c0d\u85aa\u91d1\u7684\u4f9d\u8cf4\uff0c\u4eab\u6709\u66f4\u9ad8\u7684\u8ca1\u52d9\u7368\u7acb\u6027\uff0c\u6240\u4ee5\u80fd\u5920\u6bcf\u6708\u7a69\u5b9a\u6d3e\u606f\u7684\u6295\u8cc7\u7522\u54c1\u5411\u4f86\u4efd\u5916\u53d7\u9999\u6e2f\u4eba\u6b61\u8fce\uff0c\u4f8b\u5982\u6d3e\u606f\u57fa\u91d1\u3001<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%82%b5%e5%88%b8%e6%8a%95%e8%b3%87%e6%87%b6%e7%ad%96%e7%95%a5%e4%ba%ba%e5%8c%85\/\">\u50b5\u5238<\/a>\u57fa\u91d1\u3001<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2024%E5%B9%B410%E6%9C%88%E9%A6%99%E6%B8%AF%E5%8D%81%E5%A4%A7%E9%8A%80%E8%A1%8C%E5%AE%9A%E6%9C%9F%E5%AD%98%E6%AC%BE%E5%88%A9%E7%8E%87\/\">\u5b9a\u671f\u5b58\u6b3e<\/a>\uff0c\u4ee5\u81f3\u8cb7\u6a13\u6536\u79df\u90fd\u662f\u540c\u4e00\u7406\u7531\u3002\u6d3e\u606f\u57fa\u91d1\u8207\u50b5\u5238\u57fa\u91d1\u7684\u7279\u6027\u96d6\u6709\u4e00\u4e9b\u91cd\u758a\u4e4b\u8655\uff0c\u4f46\u4e26\u4e0d\u5b8c\u5168\u76f8\u540c\uff0c\u672c\u6587\u5256\u67902\u7a2e\u57fa\u91d1\u7522\u54c1\u7684\u4e3b\u8981\u5340\u5225\u3002<\/p>\n\n\n\t\t\t\t<div class=\"wp-block-uagb-table-of-contents uagb-toc__align-left uagb-toc__columns-1  uagb-block-b4f6caac      \"\n\t\t\t\t\tdata-scroll= \"1\"\n\t\t\t\t\tdata-offset= \"30\"\n\t\t\t\t\tstyle=\"\"\n\t\t\t\t>\n\t\t\t\t<div class=\"uagb-toc__wrap\">\n\t\t\t\t\t\t<div class=\"uagb-toc__title\">\n\t\t\t\t\t\t\t\u6d3e\u606f\u57fa\u91d1vs\u50b5\u5238\u57fa\u91d1\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"uagb-toc__list-wrap \">\n\t\t\t\t\t\t<ol class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u6d3e\u606f\u57fa\u91d1\u662f\u4ec0\u9ebc\u8207\u50b5\u5238\u57fa\u91d1\u6709\u4ec0\u9ebc\u5206\u5225\" class=\"uagb-toc-link__trigger\">\u6d3e\u606f\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f\u8207\u50b5\u5238\u57fa\u91d1\u6709\u4ec0\u9ebc\u5206\u5225\uff1f<\/a><li class=\"uagb-toc__list\"><a href=\"#\u6d3e\u606f\u57fa\u91d1\u591a\u4e45\u6d3e\u4e00\u6b21\u606f\" class=\"uagb-toc-link__trigger\">\u6d3e\u606f\u57fa\u91d1\u591a\u4e45\u6d3e\u4e00\u6b21\u606f?<\/a><ul class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u6d3e\u606f\u57fa\u91d1\u76842\u7a2e\u6536\u606f\u65b9\u6cd5\u7684\u512a\u52a3\" class=\"uagb-toc-link__trigger\">\u6d3e\u606f\u57fa\u91d1\u76842\u7a2e\u6536\u606f\u65b9\u6cd5\u7684\u512a\u52a3<\/a><\/li><\/ul><\/li><li class=\"uagb-toc__list\"><a href=\"#\u6d3e\u606f\u57fa\u91d1vs\u50b5\u5238\u57fa\u91d1\u9ede\u63c0\u597d\" class=\"uagb-toc-link__trigger\">\u6d3e\u606f\u57fa\u91d1vs\u50b5\u5238\u57fa\u91d1\u9ede\u63c0\u597d\uff1f<\/a><li class=\"uagb-toc__list\"><a href=\"#\u6d3e\u606f\u57fa\u91d1\u63a8\u85a6\" class=\"uagb-toc-link__trigger\">\u6d3e\u606f\u57fa\u91d1\u63a8\u85a6<\/a><\/ul><\/ol>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\n\n\n<h2 class=\"wp-block-heading\">\u6d3e\u606f\u57fa\u91d1\u662f\u4ec0\u9ebc\uff1f\u8207\u50b5\u5238\u57fa\u91d1\u6709\u4ec0\u9ebc\u5206\u5225\uff1f<\/h2>\n\n\n\n<p>\u7c21\u55ae\u4f86\u8aaa\uff0c\u6d3e\u606f\u57fa\u91d1\u5c31\u50cf\u4e00\u500b\u591a\u5143\u5316\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u57fa\u91d1\u7d93\u7406\u6703\u6295\u8cc7\u65bc\u4e0d\u540c\u985e\u578b\u7684\u8cc7\u7522\uff0c\u5305\u62ec\u80a1\u7968\u3001\u50b5\u5238\uff0c\u751a\u81f3\u623f\u5730\u7522\u4fe1\u8a17\u57fa\u91d1(REITs)\uff0c\u76ee\u6a19\u662f\u70ba\u6295\u8cc7\u8005\u5e36\u4f86\u8f03\u9ad8\u7684\u6d3e\u606f\u6536\u76ca\uff0c\u540c\u6642\u6e1b\u4f4e\u55ae\u4e00\u80a1\u7968\u6216\u8cc7\u7522\u985e\u5225\u5c0d\u6574\u9ad4\u6295\u8cc7\u7d44\u5408\u7684\u5f71\u97ff\u3002\u6d3e\u606f\u57fa\u91d1\u56de\u5831\u4f86\u6e90\u9664\u4e86\u50b5\u5238\u5229\u606f\u6536\u5165\uff0c\u9084\u53ef\u4ee5\u662f\u9ad8\u606f\u80a1\u7684\u80a1\u606f\u3001REITs\u6536\u76ca\u5206\u6d3e\u3001\u4ee5\u81f3\u57fa\u91d1\u6295\u8cc7\u589e\u503c\u5e36\u4f86\u7684\u6536\u76ca\u7b49\u3002<\/p>\n\n\n\n<p>\u81f3\u65bc\u50b5\u5238\u57fa\u91d1\u6295\u8cc7\u65bc\u653f\u5e9c\u50b5\u5238\u6216\u4f01\u696d\u50b5\u5238\u7b49\u56fa\u5b9a\u6536\u76ca\u7522\u54c1\uff0c\u6d3e\u606f\u4f86\u6e90\u4e3b\u8981\u662f\u50b5\u5238\u5229\u606f\u6536\u5165\uff0c\u6536\u76ca\u76f8\u5c0d\u7a69\u5b9a\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXdhCG60xJE5fkiwPJ-z-d0qWhsL6gYUrIkwFop4hTXJfZrwnRB_vxd2qv96KsAHQZPj-H3jAB09UqSPyeO3k43Q7tWHrxVroHaXtZ4P12AHWlvNIMg1zhU7wxfwKnZhjVRcPC5bfQ?key=tdtwy8rOzWSyDxmvOLm1lLqi\" alt=\"\"\/><\/figure>\n\n\n\n<p><strong>\u3010\u66f4\u591a\u7406\u8ca1\u8cc7\u8a0a\u3011<\/strong><a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e4%b8%8d%e5%90%8c%e5%b9%b4%e9%bd%a1%e5%b1%a4%e7%9a%84%e6%8a%95%e8%b3%87%e5%bf%83%e6%b3%95%ef%bc%9a20%e6%ad%b2%e3%80%8130%e6%ad%b2%e3%80%8140%e6%ad%b2%e3%80%8150%e5%a4%9a%e6%ad%b2\/\"><strong>\u4e0d\u540c\u5e74\u9f61\u5c64\u7684\u6295\u8cc7\u5fc3\u6cd5\uff1a20\u6b72\u300130\u6b72\u300140\u6b72\u300150\u591a\u6b72\u53ca\u4ee5\u5f8c\u7684\u5efa\u8b70<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6d3e\u606f\u57fa\u91d1\u591a\u4e45\u6d3e\u4e00\u6b21\u606f?<\/h2>\n\n\n\n<p>\u6536\u606f\u4e0d\u540c\u985e\u578b\u7684\u6536\u606f\u7522\u54c1\u6d3e\u606f\u983b\u7387\u6709\u5225\uff0c\u4f8b\u5982\u9999\u6e2f\u653f\u5e9c\u767c\u884c\u7684\u96f6\u552e\u50b5\u5238\uff08\u4f8b\u5982iBond\u3001\u9280\u50b5\u3001\u7da0\u50b5\uff09\u5c31\u6703\u6bcf\u534a\u5e74\u6d3e\u4e00\u6b21\u606f\uff0c\u81f3\u65bc\u6d3e\u606f\u57fa\u91d1\u7684\u7684\u6d3e\u606f\u983b\u7387\u7531\u7ba1\u7406\u57fa\u91d1\u7684\u91d1\u878d\u6a5f\u69cb\u91d0\u8a02\uff0c\u6d3e\u606f\u983b\u7387\u7531\u534a\u5e74\u3001\u6309\u5b63\u3001\u6309\u6708\u4e0d\u7b49\u3002\u4f8b\u5982\u65e8\u5728\u662f\u5411\u6295\u8cc7\u8005\u63d0\u4f9b\u7a69\u5b9a\u5229\u606f\u6536\u5165\u8dd1\u8d0f\u901a\u8139\u7684<a href=\"https:\/\/www.syfe.com\/hk\/income-plus\">Syfe\u6536\u606f\u5bf6\uff08Income Plus<\/a>\uff09\u662f\u4e00\u6b3e\u6bcf\u6708\u6d3e\u606f\u7684\u7522\u54c1\u3002<\/p>\n\n\n\n<p>\u7531\u65bc\u4e0d\u540c\u6d3e\u606f\u57fa\u91d1\u7684\u6d3e\u606f\u983b\u7387\u5b58\u5728\u5dee\u7570\uff0c\u6295\u8cc7\u8005\u53ef\u4ee5\u8996\u5e74\u5ea6\u5316\u80a1\u606f\u7387\u4f5c\u70ba\u6bd4\u8f03\u4e0d\u540c\u57fa\u91d1\u8868\u73fe\u7684\u5de5\u5177\u4e4b\u4e00\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6d3e\u606f\u57fa\u91d1\u76842\u7a2e\u6536\u606f\u65b9\u6cd5\u7684\u512a\u52a3<\/h3>\n\n\n\n<p>\u6295\u8cc7\u65bc\u6d3e\u606f\u57fa\u91d1\u8cfa\u53d6<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%E6%8A%8A%E6%8F%A1%E9%AB%98%E6%81%AF%E7%92%B0%E5%A2%83-2024%E5%B9%B4%E4%B8%89%E5%A4%A7%E6%94%B6%E6%81%AF%E6%96%B9%E6%B3%95-%E8%BC%95%E9%AC%86%E5%89%B5%E5%BB%BA11000%E6%B8%AF%E5%85%83%E8%A2%AB\/\">\u88ab\u52d5\u6536\u5165<\/a>\u8981\u6c7a\u5b9a\u6536\u5230\u7684\u5229\u5982\u4f55\u8655\u7406\uff0c\u5176\u4e00\u662f\u5c07\u6240\u5f97\u5229\u606f\u76f4\u63a5\u5b58\u5165\u9280\u2f8f\u8cec\u2f3e\u5f8c\u7576\u6210\u4e00\u822c\u6d41\u52d5\u8cc7\u91d1\uff0c\u6216\u5c07\u6536\u5230\u7684\u5229\u606f\u518d\u6b21\u6295\u8cc7\u9032\u6d3e\u606f\u57fa\u91d1\uff0c\u800c\u5169\u500b\u6536\u606f\u9078\u9805\u5404\u6709\u512a\u52a3\u3002<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>\u57fa\u91d1\u6d3e\u606f\u5f8c\u76f4\u63a5\u843d\u888b \uff08\u73fe\u91d1\u6d3e\u606f\uff09<\/li>\n<\/ol>\n\n\n\n<p>\u5982\u679c\u6295\u8cc7\u8005\u76ee\u6a19\u662f\u5b9a\u671f\u7372\u5f97\u73fe\u91d1\u6536\u5165\uff0c\u65b9\u4fbf\u9748\u6d3b\u904b\u7528\u73fe\u91d1\uff0c\u96a8\u6642\u61c9\u4ed8\u7a81\u767c\u958b\u652f\uff0c\u5c07\u57fa\u91d1\u6d3e\u606f\u76f4\u63a5\u5b58\u5165\u9280\u2f8f\u8cec\u2f3e\u6703\u662f\u7406\u60f3\u4e4b\u9078\uff0c\u5c24\u5176\u9069\u5408\u5df2\u9000\u4f11\u6216\u9700\u8981\u56fa\u5b9a\u6536\u5165\u7684\u6295\u8cc7\u8005<br><br>\u4e0d\u904e\u8981\u7559\u610f\uff0c\u7531\u65bc\u6d3e\u606f\u4e0d\u4f5creinvest\uff08\u518d\u6295\u8cc7\uff09\uff0c\u9577\u9060\u8cc7\u7522\u589e\u503c\u6f5b\u529b\u6216\u6703\u8f03\u4f4e\u3002<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"2\">\n<li>\u57fa\u91d1\u6d3e\u606f\u7528\u4f5c\u518d\u6295\u8cc7\uff08\u7d2f\u7a4d\u578b \uff09<\/li>\n<\/ol>\n\n\n\n<p>\u5c07\u6d3e\u606f\u57fa\u91d1\u7684\u5206\u6d3e\u518d\u6295\u8cc7\u53ef\u5229\u606f\u8907\u5229\u6548\u61c9\u5e6b\u8cc7\u7522\u589e\u503c\uff0c\u4e14Syfe\u6536\u606f\u5bf6\u7684\u518d\u6295\u8cc7\u53ef\u4ee5\u9078\u64c7\u81ea\u52d5\u9032\u884c\u6e1b\u5c11\u4eba\u70ba\u6295\u8cc7\u6c7a\u7b56\u7684\u5e72\u64fe\uff0c\u4ea6\u53ef\u7bc0\u7701\u4ea4\u6613\u8cbb\u7528\u3002\u81f3\u65bc\u574a\u9593\u7684\u6d3e\u606f\u57fa\u91d1\u8a31\u591a\u90fd\u6703\u5728\u57fa\u91d1\u540d\u7a31\u4e0a\u6a19\u793a\u6d3e\u606f\u985e\u578b\uff0c\u4f8b\u5982\u7d2f\u7a4d\u578b\u6d3e\u606f\u57fa\u91d1\u540d\u7a31\u5e38\u898b\u7684\u4ee3\u865f\u662fA\u3001A2\u3001AT\u3001ACC\uff0c\u800c\u6bcf\u6708\u6703\u5411\u6295\u8cc7\u8005\u4f5c\u73fe\u91d1\u6d3e\u606f\u7684\u57fa\u91d1\u5e38\u898b\u7684\u4ee3\u865f\u662fAD\u3001AA\u3001A(Mdis)\u3002<br><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"960\" height=\"540\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/\u6536\u606f-\u6d3e\u606f-\u50b5\u5238-\u57fa\u91d1-\u89e3\u91cb-2-1.png\" alt=\"\" class=\"wp-image-5283\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/\u6536\u606f-\u6d3e\u606f-\u50b5\u5238-\u57fa\u91d1-\u89e3\u91cb-2-1.png 960w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/\u6536\u606f-\u6d3e\u606f-\u50b5\u5238-\u57fa\u91d1-\u89e3\u91cb-2-1-300x169.png 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/\u6536\u606f-\u6d3e\u606f-\u50b5\u5238-\u57fa\u91d1-\u89e3\u91cb-2-1-768x432.png 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/\u6536\u606f-\u6d3e\u606f-\u50b5\u5238-\u57fa\u91d1-\u89e3\u91cb-2-1-696x392.png 696w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/\u6536\u606f-\u6d3e\u606f-\u50b5\u5238-\u57fa\u91d1-\u89e3\u91cb-2-1-747x420.png 747w\" sizes=\"auto, (max-width: 960px) 100vw, 960px\" \/><\/figure>\n\n\n\n<p><br>\u4f46\u6295\u8cc7\u8005\u8981\u6ce8\u610f\uff0c\u5c07\u57fa\u91d1\u6d3e\u606f\u7528\u4f5c\u518d\u6295\u8cc7\u7684\u65b9\u6848\u672a\u80fd\u63d0\u4f9b\u5373\u6642\u73fe\u91d1\u6d41\uff0c\u5982\u679c\u7a81\u7136\u9700\u8981\u7528\u9322\u5c31\u8981\u8ce3\u51fa\u57fa\u91d1\uff0c\u6240\u4ee5\u6bd4\u8f03\u9069\u5408\u5e74\u8f15\u6216\u7121\u5373\u6642\u73fe\u91d1\u9700\u6c42\u7684\u6295\u8cc7\u8005\u3002<\/p>\n\n\n\n<p><strong>\u3010\u66f4\u591a\u7406\u8ca1\u8cc7\u8a0a\u3011<\/strong><a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%a6%82%e4%bd%95%e8%bc%95%e9%ac%86%e6%8a%95%e8%b3%87%e4%b8%96%e7%95%8c%e9%a0%82%e5%b0%96%e4%bc%81%e6%a5%ad%ef%bc%9f%e7%b0%a1%e5%96%ae%e6%96%b9%e6%b3%95%e5%9c%a8%e6%ad%a4\/\"><strong>\u5982\u4f55\u8f15\u9b06\u6295\u8cc7\u4e16\u754c\u9802\u5c16\u4f01\u696d\uff1f\u7c21\u55ae\u65b9\u6cd5\u5728\u6b64<\/strong><\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6d3e\u606f\u57fa\u91d1vs\u50b5\u5238\u57fa\u91d1\u9ede\u63c0\u597d\uff1f<\/h2>\n\n\n\n<p>\u63c0\u9078\u57fa\u91d1\u985e\u578b\u524d\uff0c\u6295\u8cc7\u8005\u8981\u601d\u8003\u6e05\u695a\u4ee5\u4e0b\u554f\u984c\uff1a<\/p>\n\n\n\n<p>1. \u662f\u5426\u9700\u8981\u6bcf\u6708\u56fa\u5b9a\u6536\u5165\uff1f\u8a02\u7acb\u6bcf\u6708\u6536\u5165\u76ee\u6a19<\/p>\n\n\n\n<p>\u5982\u679c\u6295\u8cc7\u8005\u5c07$100,000\u6295\u8cc7\u5728\u5e74\u606f8%\u7684\u6d3e\u606f\u57fa\u91d1\uff0c\u6bcf\u6708\u5927\u7d04\u53ef\u4ee5\u6536\u5230\u7d04$666\u6536\u606f\uff0c\u800c\u63c0\u6700\u4f4e\u98a8\u96aa\u985e\u7684\u50b5\u5238\u57fa\u91d1\u5e74\u606f\u751a\u6216\u8005\u53ea\u67093%\uff0c\u5373\u6bcf\u6708\u53ea\u53ef\u4ee5\u6536\u5230\u7d04$250\u5229\u606f<\/p>\n\n\n\n<p>\u56e0\u6b64\uff0c\u6295\u8cc7\u8005\u9700\u8981\u6839\u64da\u81ea\u5df1\u7684\u6536\u5165\u76ee\u6a19\uff0c\u9078\u64c7\u5408\u9069\u7684\u7522\u54c1\u3002\u4e0d\u904e\u8981\u6ce8\u610f\uff0c\u8f03\u9ad8\u7684\u6d3e\u606f\u7387\u5f80\u5f80\u610f\u5473\u8457\u8f03\u9ad8\u7684\u6295\u8cc7\u98a8\u96aa\uff0c\u9019\u5c31\u9700\u8981\u8003\u616e\u7b2c\u4e8c\u500b\u91cd\u8981\u56e0\u7d20\u3002<\/p>\n\n\n\n<p>2. \u98a8\u96aa\u627f\u53d7\u80fd\u529b\u5927\u5e7e\u5927\uff1f<\/p>\n\n\n\n<p>\u6bcf\u4f4d\u6295\u8cc7\u8005\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u90fd\u4e0d\u76e1\u76f8\u540c\uff0c\u9078\u64c7\u6536\u606f\u7522\u54c1\u6642\u5fc5\u9808\u5148\u4e86\u89e3\u81ea\u5df1\u3002<\/p>\n\n\n\n<p>\u4fdd\u5b88\u578b\u6295\u8cc7\u8005\u6216\u8f03\u5e74\u9577\u7684\u6295\u8cc7\u8005\u6703\u76f8\u5c0d\u9069\u5408\u9078\u64c7\u50b5\u5238\u57fa\u91d1\uff0c\u4f8b\u5982\u5c08\u6ce8\u65bc\u6295\u8cc7\u7b49\u7d1a\u54c1\u8cea\u7684\u50b5\u5238\u3002\u96d6\u7136\u6d3e\u606f\u7387\u76f8\u5c0d\u5730\u8f03\u4f4e\uff0c\u4f46\u98a8\u96aa\u655d\u53e3\u4e5f\u6703\u8f03\u5c0f\u3002<\/p>\n\n\n\n<p>\u9032\u53d6\u578b\u6295\u8cc7\u8005\u5247\u53ef\u8003\u616e\u9ad8\u6536\u76ca\u6d3e\u606f\u57fa\u91d1\uff0c\u627f\u53d7\u8f03\u9ad8\u98a8\u96aa\u4ee5\u63db\u53d6\u66f4\u9ad8\u56de\u5831\u3002\u8209\u4f8bSyfe\u6536\u606f\u5bf6- \u9032\u53d6\u7d44\u5408\u5c08\u6ce8\u65bc\u8f03\u2fbc\u6536\u76ca\u7684\u56fa\u5b9a\u6536\u76ca\u8cc7\u7522\u985e\u5225\uff0c\u76ee\u6a19\u5e74\u5316\u6d3e\u606f\u7387 (\u6bcf\u6708\u6d3e\u606f)7.6\uff05\u81f38.6%\uff0c\u4fe1\u2f64\u8a55\u7d1aBBB+\uff0c\u5c6c\u65bc\u4e2d\u81f3\u9ad8\u98a8\u96aa\u8a55\u7d1a\u3002<\/p>\n\n\n\n<p>3. \u8003\u616e\u81ea\u8eab\u8cc7\u91d1\u904b\u7528\u60c5\u6cc1\u53ca\u6295\u8cc7\u5e74\u671f<\/p>\n\n\n\n<p>\u6295\u8cc7\u6536\u606f\u7522\u54c1\u985e\u578b\u6642\u6216\u5982\u4f55\u5229\u7528\u6d3e\u606f\u6642\uff0c\u9700\u8981\u8003\u616e\u8cc7\u91d1\u7684\u4f7f\u7528\u6642\u9593\uff1a<\/p>\n\n\n\n<p>\u9577\u671f\u6295\u8cc7\u8005\u53ef\u8003\u616e\u9078\u64c7\u7d2f\u7a4d\u578b\u57fa\u91d1\uff0c\u900f\u904e\u8907\u5229\u6548\u61c9\u5be6\u73fe\u8cc7\u7522\u589e\u503c \uff1b\u81f3\u65bc\u9700\u8981\u5b9a\u671f\u6536\u5165\u7684\u6295\u8cc7\u8005\uff0c\u5247\u61c9\u9078\u64c7\u73fe\u91d1\u6d3e\u606f\u578b\u7522\u54c1\uff0c\u4ee5\u7372\u5f97\u7a69\u5b9a\u73fe\u91d1\u6d41<br><br>\u503c\u5f97\u6ce8\u610f\u7684\u662f\uff0c\u96d6\u7136\u5f88\u591a\u6536\u606f\u7522\u54c1\u90fd\u8a2d\u6709\u9396\u5b9a\u671f\uff0c\u4f46Syfe\u6536\u606f\u5bf6\u4e26\u7121\u4efb\u4f55\u9396\u5b9a\u671f\u9650\u5236\uff0c\u6295\u8cc7\u8005\u53ef\u4ee5\u9748\u6d3b\u8abf\u52d5\u8cc7\u91d1\uff0c\u66f4\u80fd\u914d\u5408\u500b\u4eba\u7406\u8ca1\u9700\u8981\u3002<br><br>\u3010\u66f4\u591a\u7406\u8ca1\u8cc7\u8a0a\u3011<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%8a%95%e8%b3%87%e7%8c%b6%e5%a6%82%e9%a6%ac%e6%8b%89%e6%9d%be%ef%bc%8c%e5%a6%82%e4%bd%95%e8%b7%91%e5%87%ba%e5%84%aa%e8%b6%8a%e6%88%90%e7%b8%be%ef%bc%9f\/\">\u6295\u8cc7\u7336\u5982\u99ac\u62c9\u677e\uff0c\u5982\u4f55\u8dd1\u51fa\u512a\u8d8a\u6210\u7e3e\uff1f<\/a><\/p>\n\n\n\n<p>4. \u8a08\u7b97\u6d3e\u606f\u57fa\u91d1\u6295\u8cc7\u6210\u672c<\/p>\n\n\n\n<p>\u7576\u4f60\u900f\u904e\u6d3e\u606f\u57fa\u91d1\u9032\u884c\u9577\u671f\u6295\u8cc7\u6642\uff0c\u8907\u5229\u6548\u61c9\u80fd\u5e6b\u52a9\u4f60\u7684\u672c\u91d1\u4e0d\u65b7\u589e\u9577\uff0c\u4f46\u5373\u4f7f\u53ea\u662f1%\u7684\u6295\u8cc7\u8cbb\u7528\u5dee\u7570\u6703\u5c0d\u6700\u7d42\u56de\u5831\u7522\u751f\u5f88\u5927\u7684\u5f71\u97ff\u3002\u5f88\u591a\u6295\u8cc7\u8005\u53ef\u80fd\u6703\u60f3\uff1a\u300c\u5dee\u5e7e\u500b\u767e\u5206\u9ede\uff0c\u5f71\u97ff\u61c9\u8a72\u4e0d\u5927\u5427\uff1f\u300d\u8b93\u6211\u5011\u770b\u4e00\u500b\u7c21\u55ae\u7684\u4f8b\u5b50\uff1a<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>\u9805\u76ee<\/strong><\/td><td><strong>\u9ad8\u6536\u8cbb\u65b9\u6848<\/strong><\/td><td><strong>\u4f4e\u6536\u8cbb\u65b9\u6848<\/strong><\/td><td><strong>\u5dee\u7570<\/strong><\/td><\/tr><tr><td>\u5e74\u5ea6\u7ba1\u7406\u8cbb\u7528<\/td><td>1.5%<\/td><td>0.5%<\/td><td>1.0%<\/td><\/tr><tr><td>\u5be6\u969b\u56de\u5831\u7387<\/td><td>5.5%<\/td><td>6.5%<\/td><td>1.0%<\/td><\/tr><tr><td>30\u5e74\u5f8c\u6295\u8cc7\u7e3d\u503c<\/td><td>$482,200<\/td><td>$661,420<\/td><td>$179,220<\/td><\/tr><tr><td>\u589e\u9577\u500d\u6578<\/td><td>4.82\u500d<\/td><td>6.61\u500d<\/td><td>1.79\u500d<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u5047\u8a2d\u6295\u8cc710\u842c\u6e2f\u5143\uff0c\u57fa\u91d1\u7684\u57fa\u672c\u56de\u5831\u7387\u70ba\u6bcf\u5e74 7%\uff0c\u6295\u8cc7\u671f\u9650\u662f\u70ba30 \u5e74\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u8cbb\u7528\u662f1.5%\uff0c\u4ee4\u5be6\u969b\u56de\u5831\u7387\u53ea\u67095.5%\uff087%-1.5%\uff09\uff0c30\u5e74\u5f8c\u7684\u6295\u8cc7\u7e3d\u503c\u670948.2 \u842c\u6e2f\u5143\u3002<\/p>\n\n\n\n<p>\u5982\u679c\u8cbb\u7528\u662f 0.5%\uff0c \u5be6\u969b\u56de\u5831\u7387\u5c31\u67096.5%\uff087%-0.5%\uff09\uff0c30\u5e74\u5f8c\u7684\u6295\u8cc7\u7e3d\u503c\u670966.1\u842c\u6e2f\u5143\u3002<\/p>\n\n\n\n<p>\u63db\u8a00\u4e4b\u50c5\u50c5 1% \u7684\u8cbb\u7528\u5dee\u7570\uff0c30\u5e74\u5f8c\u6295\u8cc7\u8005\u7e3d\u56de\u5831\u6703\u5c11\u4e86\u7d04 18 \u842c\u6e2f\u5143\uff0c\u76f8\u7576\u65bc\u4f4e\u8cbb\u7528\u60c5\u6cc1\u4e0b\u56de\u5831\u7684 37%\u3002<\/p>\n\n\n\n<p>\u900f\u904e\u9078\u64c7\u4f4e\u6210\u672c\u7684\u6295\u8cc7\u5e73\u53f0\uff0c\u80fd\u5927\u5e45\u63d0\u5347\u9577\u671f\u6295\u8cc7\u56de\u5831\u3002Syfe\u8207\u50b3\u7d71\u6295\u8cc7\u76f8\u6bd4\uff0c\u53ef\u7bc0\u7701\u6295\u8cc7\u8005\u2fbc\u905460%\u7684\u8cbb\u2f64\u3002\u76ee\u524d\u5e02\u9762\u4e0a\u4e00\u822c\u96f6\u552e\u6295\u8cc7\u8005\u9700\u8981\u652f\u4ed8\u7d041.12%\u7684\u57fa\u91d1\u8cbb\u7528\uff0c\u4f46\u900f\u904eSyfe\uff0c\u6295\u8cc7\u6210\u672c\u53ef\u4ee5\u5927\u5e45\u964d\uff0c\u5982Syfe\u6536\u606f\u5bf6\u7684\u57fa\u91d1\u8cbb\u7528\u50c5\u70ba0.47%\u81f30.56%\uff0c\u4ee4\u500b\u4eba\u6295\u8cc7\u8005\u4eab\u53d7\u5230\u6a5f\u69cb\u6295\u8cc7\u8005\u7684\u5f85\u9047\u3002\u53e6\u5916\uff0cSyfe\u66f4\u6703\u5c07\u5168\u6578\u57fa\u91d1\u92b7\u552e\u4f63\u91d1\u56de\u8d08\u4e88\u5ba2\u6236\u3002<\/p>\n\n\n\n<p>\u3010\u66f4\u591a\u7406\u8ca1\u8cc7\u8a0a\u3011<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%af%8f%e6%97%a5%e8%b2%b7%e6%9d%af%e5%92%96%e5%95%a1%e7%ad%89%e6%96%bc%e8%b7%8c%e5%92%97100%e8%90%ac%e7%be%8e%e9%87%91%ef%bc%9f%e5%8f%8d%e6%80%9d%e4%b8%80%e4%ba%9b%e7%90%86%e6%89%80%e7%95%b6\/\">\u6bcf\u65e5\u8cb7\u676f\u5496\u5561\u7b49\u65bc\u8dcc\u5497100\u842c\u7f8e\u91d1\uff1f\u53cd\u601d\u4e00\u4e9b\u7406\u6240\u7576\u7136\u7684\u8ca1\u52d9\u5efa\u8b70<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6d3e\u606f\u57fa\u91d1\u63a8\u85a6<\/h2>\n\n\n\n<p>Syfe\u6295\u8cc7\u7522\u54c1\u300c\u6536\u606f\u5bf6\u300d\uff0c\u91dd\u5c0d\u8ffd\u6c42\u5b9a\u671f\u6536\u5165\u7684\u6295\u8cc7\u8005\u9700\u6c42\u3002\u63d0\u4f9b\u6052\u5e38\u7d44\u5408\u53ca\u9032\u53d6\u7d44\u5408\u5169\u7a2e\u9078\u64c7\uff0c\u63a1\u7528\u5168\u6b0a\u59d4\u8a17\u6295\u8cc7\u7b56\u7565\uff0c\u5b9a\u671f\u8abf\u6574\u8cc7\u7522\u914d\u7f6e\u3002\u76ee\u6a19\u5e74\u5316\u6536\u76ca\u7387\u9ad8\u90546.0%\u81f38.6%\uff0c\u6bcf\u6708\u6d3e\u606f\u3002<\/p>\n\n\n\n<p>\u6052\u5e38\u7d44\u5408\u4e3b\u8981\u6295\u8cc7\u65bc\u6295\u8cc7\u7d1a\u5225\u50b5\u5238\uff0c\u5305\u62ec\u7f8e\u570b\u570b\u50b5\u53ca\u512a\u8cea\u4f01\u696d\u50b5\u5238;\u9032\u53d6\u7d44\u5408\u5247\u6db5\u84cb\u9ad8\u6536\u76ca\u50b5\u5238\u3001\u80a1\u7968\u53ca\u53e6\u985e\u6536\u76ca\u8cc7\u7522\uff0c\u4ee5\u7372\u53d6\u8f03\u9ad8\u56de\u5831\u30022\u500b\u7d44\u5408\u5747\u63a1\u7528\u5168\u6b0a\u59d4\u8a17\u6295\u8cc7\u7b56\u7565\uff0c\u5c07\u5b9a\u671f\u91cd\u65b0\u8abf\u6574\u8cc7\u7522\u914d\u7f6e\u3002<\/p>\n\n\n\n<p>\u66f4\u591a\u57fa\u91d1\u61f6\u4eba\u5305\uff1a<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e8%b2%a8%e5%b9%a3-%e5%b8%82%e5%a0%b4-%e5%9f%ba%e9%87%91-%e9%a2%a8%e9%9a%aa-%e6%8e%a8%e8%96%a6-money-market-fund-%e4%b8%ad%e6%96%87\/?promoCode=SRPS7JDQW&amp;promoType=Referrer\">\u8ca8\u5e63\u57fa\u91d1<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%b0%8d%e6%b2%96-%e5%9f%ba%e9%87%91-%e6%98%af-%e4%bb%80%e9%ba%bc-%e6%84%8f%e6%80%9d-%e9%81%8b%e4%bd%9c\/?promoCode=SRPS7JDQW&amp;promoType=Referrer\">\u5c0d\u6c96\u57fa\u91d1<\/a><\/p>\n\n\n\n<p><sup>\u514d\u8cac\u8072\u660e\ufe30<\/sup><\/p>\n\n\n\n<p><sup>\u672c\u6587\u50c5\u4f9b\u53c3\u8003\uff0c\u4e0d\u61c9\u8996\u70ba\u8ca1\u52d9\u5efa\u8b70\u3002\u672c\u6587\u7121\u610f\u63a8\u92b7\u4efb\u4f55\u7279\u5b9a\u6295\u8cc7\uff0c\u4e5f\u7121\u610f\u63d0\u4f9b\u6216\u5efa\u8b70\u8cb7\u8ce3\u4efb\u4f55\u7279\u5b9a\u8b49\u5238\u3002\u6240\u6709\u5f62\u5f0f\u7684\u6295\u8cc7\u90fd\u6709\u98a8\u96aa\uff0c\u5305\u62ec\u640d\u5931\u5168\u90e8\u6295\u8cc7\u91d1\u984d\u7684\u98a8\u96aa\u3002\u904e\u53bb\u7684\u56de\u5831\u4e26\u4e0d\u4fdd\u8b49\u672a\u4f86\u7684\u8868\u73fe\u3002\u6295\u8cc7\u8005\u61c9\u8003\u616e\u81ea\u8eab\u60c5\u6cc1\u3002\u6b64\u8655\u5305\u542b\u7684\u8cc7\u8a0a\u4e26\u4e0d\u69cb\u6210\u5f9e\u4e8b\u4efb\u4f55\u6295\u8cc7\u6d3b\u52d5\u7684\u8981\u7d04\u3001\u4efb\u4f55\u62db\u652c\u3001\u9080\u8acb\u6216\u5efa\u8b70\u3002\u672c\u6587\u7ae0\u5167\u5bb9\u672a\u7d93\u9999\u6e2f\u8b49\u5238\u53ca\u671f\u8ca8\u4e8b\u52d9\u76e3\u5bdf\u59d4\u54e1\u6703\u5be9\u95b1\u3002<\/sup><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u81f3\u65bcSyfe\u63a8\u51fa\u7684\u5b9a\u606f\u5bf6\uff0c\u4ee5\u6e2f\u5143\u7d50\u7b97\uff0c\u6240\u6295\u8cc7\u7684\u76f8\u95dc\u8cc7\u7522\u70ba\u5b9a\u671f\u5b58\u6b3e\uff0c\u606f\u7387\u8207\u5b9a\u5b58\u4e00\u6a23\u5c6c\u56fa\u5b9a\u6027\u8cea\uff0c\u4e26\u4e14\u6c92\u6709\u7ba1\u7406\u8cbb\uff0c\u8a2d\u67091\u500b\u6708\u30013\u500b\u6708\u53ca6\u500b\u6708\u671f\u9078\u64c7\uff0c\u5206\u5225\u70ba4\u5398\u30014.3\u5398\u53ca4.5\u5398\uff0c\u8f03\u4e00\u822c\u5b9a\u5b58\u76842.7\u5398\u81f34.1\u5398\u70ba\u9ad8\uff1b\u66f4\u91cd\u8981\u7684\u662f\uff0c\u5b9a\u606f\u5bf6\u4e0d\u8a2d\u6700\u4f4e\u6295\u8cc7\u984d\uff0c\u9664\u4e86\u9069\u5408\u8f03\u5c0f\u984d\u6295\u8cc7\u8005\u5916\uff0c\u4ea6\u9069\u5408\u6240\u6709\u4eba\u58eb\u9748\u6d3b\u914d\u7f6e\u8cc7\u91d1\u3002<\/p>\n","protected":false},"author":27,"featured_media":5277,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[24],"tags":[268,171,267],"class_list":{"0":"post-5275","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-syfe","8":"tag-268","9":"tag-171","10":"tag-267"},"acf":{"readingTime":"","authorName":"","authorThumbnail":false,"BLUE_TIER":"0","BLACK_TIER":"0","GOLD_TIER":"0","PRIVATE_WEALTH_TIER":"0","PRE_AML":"0","POST_AML":"0","NO_GLOBAL_PORTFOLIO":"0","NO_REITS_PORTFOLIO":"0","NO_EQUITY_PORTFOLIO":"0","NO_CASH_PORTFOLIO":"0","HAS_ADVISOR":"0","INVESTMENT_PORTFOLIO_AUM":"0","AFTER_AML_DATE":"","AFTER_ACCOUNT_CREATED_DATE":"","language":"all"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u6bcf\u6708\u6536\u606f\u7522\u54c1\u6bd4\u8f03\uff5c\u6d3e\u606f\u57fa\u91d1vs\u50b5\u5238\u57fa\u91d1\u5206\u5225\u4fc2\u908a?\u9ede\u6a23\u63c0\u597d? | Magazine<\/title>\n<meta name=\"description\" content=\"\u5728\u8077\u4eba\u58eb\u900f\u904e\u5efa\u7acb\u591a\u5143\u73fe\u91d1\u6d41\u4f86\u6e90\uff0c\u53ef\u6e1b\u5c11\u5c0d\u85aa\u91d1\u6536\u5165\u7684\u4f9d\u8cf4\uff0c\u4eab\u6709\u66f4\u9ad8\u7684\u8ca1\u52d9\u7368\u7acb\u6027\uff0c\u6240\u4ee5\u80fd\u5920\u6bcf\u6708\u7a69\u5b9a\u6d3e\u606f\u7684\u6295\u8cc7\u7522\u54c1\u5411\u4f86\u4efd\u5916\u53d7\u9999\u6e2f\u4eba\u6b61\u8fce\uff0c\u4f8b\u5982\u6d3e\u606f\u57fa\u91d1\u3001\u50b5\u5238\u57fa\u91d1\u3001\u5b9a\u671f\u5b58\u6b3e\uff0c\u4ee5\u81f3\u8cb7\u6a13\u6536\u79df\u90fd\u662f\u540c\u4e00\u7406\u7531\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u6bcf\u6708\u6536\u606f\u7522\u54c1\u6bd4\u8f03\uff5c\u6d3e\u606f\u57fa\u91d1vs\u50b5\u5238\u57fa\u91d1\u5206\u5225\u4fc2\u908a?\u9ede\u6a23\u63c0\u597d? | Magazine\" \/>\n<meta property=\"og:description\" content=\"\u5728\u8077\u4eba\u58eb\u900f\u904e\u5efa\u7acb\u591a\u5143\u73fe\u91d1\u6d41\u4f86\u6e90\uff0c\u53ef\u6e1b\u5c11\u5c0d\u85aa\u91d1\u6536\u5165\u7684\u4f9d\u8cf4\uff0c\u4eab\u6709\u66f4\u9ad8\u7684\u8ca1\u52d9\u7368\u7acb\u6027\uff0c\u6240\u4ee5\u80fd\u5920\u6bcf\u6708\u7a69\u5b9a\u6d3e\u606f\u7684\u6295\u8cc7\u7522\u54c1\u5411\u4f86\u4efd\u5916\u53d7\u9999\u6e2f\u4eba\u6b61\u8fce\uff0c\u4f8b\u5982\u6d3e\u606f\u57fa\u91d1\u3001\u50b5\u5238\u57fa\u91d1\u3001\u5b9a\u671f\u5b58\u6b3e\uff0c\u4ee5\u81f3\u8cb7\u6a13\u6536\u79df\u90fd\u662f\u540c\u4e00\u7406\u7531\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/\" \/>\n<meta property=\"og:site_name\" content=\"Magazine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/SyfeHongKong\" \/>\n<meta property=\"article:published_time\" content=\"2024-11-25T09:03:59+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-17T16:50:23+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1440\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Syfe Hong Kong\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Syfe Hong Kong\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 \u5206\u9418\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/\"},\"author\":{\"name\":\"Syfe Hong Kong\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/55fc487727b9fc7ac816eeab1de21a51\"},\"headline\":\"\u6bcf\u6708\u6536\u606f\u7522\u54c1\u6bd4\u8f03\uff5c\u6d3e\u606f\u57fa\u91d1vs\u50b5\u5238\u57fa\u91d1\u5206\u5225\u4fc2\u908a?\u9ede\u6a23\u63c0\u597d?\",\"datePublished\":\"2024-11-25T09:03:59+00:00\",\"dateModified\":\"2025-08-17T16:50:23+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/\"},\"wordCount\":29,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-scaled.jpg\",\"keywords\":[\"\u50b5\u5238\u57fa\u91d1\",\"\u57fa\u91d1\",\"\u6d3e\u606f\u57fa\u91d1\"],\"articleSection\":[\"Syfe \u5e6b\u7dca\u4f60\"],\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/\",\"name\":\"\u6bcf\u6708\u6536\u606f\u7522\u54c1\u6bd4\u8f03\uff5c\u6d3e\u606f\u57fa\u91d1vs\u50b5\u5238\u57fa\u91d1\u5206\u5225\u4fc2\u908a?\u9ede\u6a23\u63c0\u597d? | Magazine\",\"isPartOf\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-scaled.jpg\",\"datePublished\":\"2024-11-25T09:03:59+00:00\",\"dateModified\":\"2025-08-17T16:50:23+00:00\",\"description\":\"\u5728\u8077\u4eba\u58eb\u900f\u904e\u5efa\u7acb\u591a\u5143\u73fe\u91d1\u6d41\u4f86\u6e90\uff0c\u53ef\u6e1b\u5c11\u5c0d\u85aa\u91d1\u6536\u5165\u7684\u4f9d\u8cf4\uff0c\u4eab\u6709\u66f4\u9ad8\u7684\u8ca1\u52d9\u7368\u7acb\u6027\uff0c\u6240\u4ee5\u80fd\u5920\u6bcf\u6708\u7a69\u5b9a\u6d3e\u606f\u7684\u6295\u8cc7\u7522\u54c1\u5411\u4f86\u4efd\u5916\u53d7\u9999\u6e2f\u4eba\u6b61\u8fce\uff0c\u4f8b\u5982\u6d3e\u606f\u57fa\u91d1\u3001\u50b5\u5238\u57fa\u91d1\u3001\u5b9a\u671f\u5b58\u6b3e\uff0c\u4ee5\u81f3\u8cb7\u6a13\u6536\u79df\u90fd\u662f\u540c\u4e00\u7406\u7531\u3002\",\"breadcrumb\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/#breadcrumb\"},\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/#primaryimage\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-scaled.jpg\",\"contentUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-scaled.jpg\",\"width\":2560,\"height\":1440},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u6bcf\u6708\u6536\u606f\u7522\u54c1\u6bd4\u8f03\uff5c\u6d3e\u606f\u57fa\u91d1vs\u50b5\u5238\u57fa\u91d1\u5206\u5225\u4fc2\u908a?\u9ede\u6a23\u63c0\u597d?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/\",\"name\":\"Magazine\",\"description\":\"Just another WordPress site\",\"publisher\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-TW\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization\",\"name\":\"Syfe Hong Kong\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png\",\"contentUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png\",\"width\":1080,\"height\":1080,\"caption\":\"Syfe Hong Kong\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/SyfeHongKong\",\"https:\/\/www.instagram.com\/syfehk\/\",\"https:\/\/www.linkedin.com\/company\/syfe\/\",\"https:\/\/www.youtube.com\/channel\/UCmggQNC9xRW1JQ3UtvbRR6Q\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/55fc487727b9fc7ac816eeab1de21a51\",\"name\":\"Syfe Hong Kong\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/02012df03784a5c2399da945359b1fb6945e35801faec56b70fc7c8b96649c0e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/02012df03784a5c2399da945359b1fb6945e35801faec56b70fc7c8b96649c0e?s=96&d=mm&r=g\",\"caption\":\"Syfe Hong Kong\"},\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/author\/terence-chu\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u6bcf\u6708\u6536\u606f\u7522\u54c1\u6bd4\u8f03\uff5c\u6d3e\u606f\u57fa\u91d1vs\u50b5\u5238\u57fa\u91d1\u5206\u5225\u4fc2\u908a?\u9ede\u6a23\u63c0\u597d? | Magazine","description":"\u5728\u8077\u4eba\u58eb\u900f\u904e\u5efa\u7acb\u591a\u5143\u73fe\u91d1\u6d41\u4f86\u6e90\uff0c\u53ef\u6e1b\u5c11\u5c0d\u85aa\u91d1\u6536\u5165\u7684\u4f9d\u8cf4\uff0c\u4eab\u6709\u66f4\u9ad8\u7684\u8ca1\u52d9\u7368\u7acb\u6027\uff0c\u6240\u4ee5\u80fd\u5920\u6bcf\u6708\u7a69\u5b9a\u6d3e\u606f\u7684\u6295\u8cc7\u7522\u54c1\u5411\u4f86\u4efd\u5916\u53d7\u9999\u6e2f\u4eba\u6b61\u8fce\uff0c\u4f8b\u5982\u6d3e\u606f\u57fa\u91d1\u3001\u50b5\u5238\u57fa\u91d1\u3001\u5b9a\u671f\u5b58\u6b3e\uff0c\u4ee5\u81f3\u8cb7\u6a13\u6536\u79df\u90fd\u662f\u540c\u4e00\u7406\u7531\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/","og_locale":"zh_TW","og_type":"article","og_title":"\u6bcf\u6708\u6536\u606f\u7522\u54c1\u6bd4\u8f03\uff5c\u6d3e\u606f\u57fa\u91d1vs\u50b5\u5238\u57fa\u91d1\u5206\u5225\u4fc2\u908a?\u9ede\u6a23\u63c0\u597d? | Magazine","og_description":"\u5728\u8077\u4eba\u58eb\u900f\u904e\u5efa\u7acb\u591a\u5143\u73fe\u91d1\u6d41\u4f86\u6e90\uff0c\u53ef\u6e1b\u5c11\u5c0d\u85aa\u91d1\u6536\u5165\u7684\u4f9d\u8cf4\uff0c\u4eab\u6709\u66f4\u9ad8\u7684\u8ca1\u52d9\u7368\u7acb\u6027\uff0c\u6240\u4ee5\u80fd\u5920\u6bcf\u6708\u7a69\u5b9a\u6d3e\u606f\u7684\u6295\u8cc7\u7522\u54c1\u5411\u4f86\u4efd\u5916\u53d7\u9999\u6e2f\u4eba\u6b61\u8fce\uff0c\u4f8b\u5982\u6d3e\u606f\u57fa\u91d1\u3001\u50b5\u5238\u57fa\u91d1\u3001\u5b9a\u671f\u5b58\u6b3e\uff0c\u4ee5\u81f3\u8cb7\u6a13\u6536\u79df\u90fd\u662f\u540c\u4e00\u7406\u7531\u3002","og_url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/","og_site_name":"Magazine","article_publisher":"https:\/\/www.facebook.com\/SyfeHongKong","article_published_time":"2024-11-25T09:03:59+00:00","article_modified_time":"2025-08-17T16:50:23+00:00","og_image":[{"width":2560,"height":1440,"url":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-scaled.jpg","type":"image\/jpeg"}],"author":"Syfe Hong Kong","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Syfe Hong Kong","Est. reading time":"1 \u5206\u9418"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/#article","isPartOf":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/"},"author":{"name":"Syfe Hong Kong","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/55fc487727b9fc7ac816eeab1de21a51"},"headline":"\u6bcf\u6708\u6536\u606f\u7522\u54c1\u6bd4\u8f03\uff5c\u6d3e\u606f\u57fa\u91d1vs\u50b5\u5238\u57fa\u91d1\u5206\u5225\u4fc2\u908a?\u9ede\u6a23\u63c0\u597d?","datePublished":"2024-11-25T09:03:59+00:00","dateModified":"2025-08-17T16:50:23+00:00","mainEntityOfPage":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/"},"wordCount":29,"commentCount":0,"publisher":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization"},"image":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/#primaryimage"},"thumbnailUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-scaled.jpg","keywords":["\u50b5\u5238\u57fa\u91d1","\u57fa\u91d1","\u6d3e\u606f\u57fa\u91d1"],"articleSection":["Syfe \u5e6b\u7dca\u4f60"],"inLanguage":"zh-TW","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/","url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/","name":"\u6bcf\u6708\u6536\u606f\u7522\u54c1\u6bd4\u8f03\uff5c\u6d3e\u606f\u57fa\u91d1vs\u50b5\u5238\u57fa\u91d1\u5206\u5225\u4fc2\u908a?\u9ede\u6a23\u63c0\u597d? | Magazine","isPartOf":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/#primaryimage"},"image":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/#primaryimage"},"thumbnailUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-scaled.jpg","datePublished":"2024-11-25T09:03:59+00:00","dateModified":"2025-08-17T16:50:23+00:00","description":"\u5728\u8077\u4eba\u58eb\u900f\u904e\u5efa\u7acb\u591a\u5143\u73fe\u91d1\u6d41\u4f86\u6e90\uff0c\u53ef\u6e1b\u5c11\u5c0d\u85aa\u91d1\u6536\u5165\u7684\u4f9d\u8cf4\uff0c\u4eab\u6709\u66f4\u9ad8\u7684\u8ca1\u52d9\u7368\u7acb\u6027\uff0c\u6240\u4ee5\u80fd\u5920\u6bcf\u6708\u7a69\u5b9a\u6d3e\u606f\u7684\u6295\u8cc7\u7522\u54c1\u5411\u4f86\u4efd\u5916\u53d7\u9999\u6e2f\u4eba\u6b61\u8fce\uff0c\u4f8b\u5982\u6d3e\u606f\u57fa\u91d1\u3001\u50b5\u5238\u57fa\u91d1\u3001\u5b9a\u671f\u5b58\u6b3e\uff0c\u4ee5\u81f3\u8cb7\u6a13\u6536\u79df\u90fd\u662f\u540c\u4e00\u7406\u7531\u3002","breadcrumb":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/#breadcrumb"},"inLanguage":"zh-TW","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/"]}]},{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/#primaryimage","url":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-scaled.jpg","contentUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-scaled.jpg","width":2560,"height":1440},{"@type":"BreadcrumbList","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/"},{"@type":"ListItem","position":2,"name":"\u6bcf\u6708\u6536\u606f\u7522\u54c1\u6bd4\u8f03\uff5c\u6d3e\u606f\u57fa\u91d1vs\u50b5\u5238\u57fa\u91d1\u5206\u5225\u4fc2\u908a?\u9ede\u6a23\u63c0\u597d?"}]},{"@type":"WebSite","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website","url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/","name":"Magazine","description":"Just another WordPress site","publisher":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-TW"},{"@type":"Organization","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization","name":"Syfe Hong Kong","url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/","logo":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/","url":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png","contentUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png","width":1080,"height":1080,"caption":"Syfe Hong Kong"},"image":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/SyfeHongKong","https:\/\/www.instagram.com\/syfehk\/","https:\/\/www.linkedin.com\/company\/syfe\/","https:\/\/www.youtube.com\/channel\/UCmggQNC9xRW1JQ3UtvbRR6Q"]},{"@type":"Person","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/55fc487727b9fc7ac816eeab1de21a51","name":"Syfe Hong Kong","image":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/02012df03784a5c2399da945359b1fb6945e35801faec56b70fc7c8b96649c0e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/02012df03784a5c2399da945359b1fb6945e35801faec56b70fc7c8b96649c0e?s=96&d=mm&r=g","caption":"Syfe Hong Kong"},"url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/author\/terence-chu\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-scaled.jpg",2560,1440,false],"thumbnail":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-150x150.jpg",150,150,true],"medium":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-300x169.jpg",300,169,true],"medium_large":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-768x432.jpg",696,392,true],"large":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-1024x576.jpg",696,392,true],"1536x1536":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-1536x864.jpg",1536,864,true],"2048x2048":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-2048x1152.jpg",2048,1152,true],"td_0x420":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-747x420.jpg",747,420,true],"td_218x150":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-218x150.jpg",218,150,true],"td_324x400":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-324x400.jpg",324,400,true],"td_485x360":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-485x360.jpg",485,360,true],"td_696x0":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-696x392.jpg",696,392,true],"td_1068x0":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-1068x601.jpg",1068,601,true],"td_1920x0":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-1920x1080.jpg",1920,1080,true],"td_100x70":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-100x70.jpg",100,70,true],"td_265x198":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-265x198.jpg",265,198,true],"td_324x160":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-324x160.jpg",324,160,true],"td_324x235":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-324x235.jpg",324,235,true],"td_356x220":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-356x220.jpg",356,220,true],"td_356x364":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-356x364.jpg",356,364,true],"td_533x261":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-533x261.jpg",533,261,true],"td_534x462":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-534x462.jpg",534,462,true],"td_696x385":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-696x385.jpg",696,385,true],"td_741x486":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-741x486.jpg",741,486,true],"td_1068x580":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-1068x580.jpg",1068,580,true]},"uagb_author_info":{"display_name":"Syfe Hong Kong","author_link":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/author\/terence-chu\/"},"uagb_comment_info":0,"uagb_excerpt":"\u81f3\u65bcSyfe\u63a8\u51fa\u7684\u5b9a\u606f\u5bf6\uff0c\u4ee5\u6e2f\u5143\u7d50\u7b97\uff0c\u6240\u6295\u8cc7\u7684\u76f8\u95dc\u8cc7\u7522\u70ba\u5b9a\u671f\u5b58\u6b3e\uff0c\u606f\u7387\u8207\u5b9a\u5b58\u4e00\u6a23\u5c6c\u56fa\u5b9a\u6027\u8cea\uff0c\u4e26\u4e14\u6c92\u6709\u7ba1\u7406\u8cbb\uff0c\u8a2d...","category":"Syfe \u5e6b\u7dca\u4f60","authorName":"Syfe Hong Kong","thumbnail":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-150x150.jpg","featuredImage":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2024\/11\/shutterstock_2519745907-scaled.jpg","_links":{"self":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts\/5275","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/comments?post=5275"}],"version-history":[{"count":4,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts\/5275\/revisions"}],"predecessor-version":[{"id":6723,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts\/5275\/revisions\/6723"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/media\/5277"}],"wp:attachment":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/media?parent=5275"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/categories?post=5275"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/tags?post=5275"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}