{"id":5927,"date":"2025-03-31T12:28:26","date_gmt":"2025-03-31T04:28:26","guid":{"rendered":"https:\/\/www.syfe.com\/hk\/magazine\/?p=5927"},"modified":"2025-03-31T12:32:13","modified_gmt":"2025-03-31T04:32:13","slug":"%e9%a6%99%e6%b8%af-%e9%80%80%e4%bc%91-%e9%95%b7%e5%a3%bd-%e9%a2%a8%e9%9a%aa-%e9%a6%99%e6%b8%af-%e8%8b%b1%e6%96%87-longevity-risk","status":"publish","type":"post","link":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%a6%99%e6%b8%af-%e9%80%80%e4%bc%91-%e9%95%b7%e5%a3%bd-%e9%a2%a8%e9%9a%aa-%e9%a6%99%e6%b8%af-%e8%8b%b1%e6%96%87-longevity-risk\/","title":{"rendered":"\u7834\u89e3\u9577\u58fd\u98a8\u96aa\uff08Longevity 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src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/1-2-1024x576.jpg\" alt=\"\" class=\"wp-image-5928\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/1-2-1024x576.jpg 1024w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/1-2-300x169.jpg 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/1-2-768x432.jpg 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/1-2-1536x864.jpg 1536w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/1-2-747x420.jpg 747w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/1-2-696x392.jpg 696w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/1-2-1068x601.jpg 1068w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/1-2.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u4ec0\u9ebc\u662f\u9577\u58fd\u98a8\u96aa\uff1f<\/strong><\/h2>\n\n\n\n<p>\u9577\u58fd\u98a8\u96aa\uff08Longevity Risk\uff09\u662f\u6307\u56e0\u5be6\u969b\u58fd\u547d\u8d85\u904e\u7d71\u8a08\u9810\u671f\uff0c\u5c0e\u81f4\u9000\u4f11\u8cc7\u7522\u8017\u76e1\u7684\u98a8\u96aa\u3002\u9577\u58fd\u98a8\u96aa\u5f15\u8d77\u5404\u754c\u95dc\u6ce8\uff0c\u56e0\u70ba\u9577\u58fd\u98a8\u96aa\u4e0d\u50c5\u5f71\u97ff\u500b\u4eba\u8207\u5bb6\u5ead\uff0c\u4e5f\u5c0d\u653f\u5e9c\u3001\u4f01\u696d\uff08\u5982\u4fdd\u96aa\u516c\u53f8\u3001\u9000\u4f11\u57fa\u91d1\uff09\u9020\u6210\u8ca1\u52d9\u58d3\u529b\u3002<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u500b\u4eba\u8207\u5bb6\u5ead<\/strong>\uff1a\u9000\u4f11\u8cc7\u91d1\u5728\u751f\u547d\u9031\u671f\u7d50\u675f\u524d\u8017\u76e1\u800c\u9677\u5165\u56f0\u5883<\/li>\n\n\n\n<li><strong>\u4fdd\u96aa\u516c\u53f8\u8207\u9000\u4f11\u57fa\u91d1<\/strong>\uff1a\u53d7\u4fdd\u96aa\u4eba\u7fa4\u9ad4\u5b58\u6d3b\u7387\u9ad8\u65bc\u7cbe\u7b97\u5047\u8a2d\u800c\u7522\u751f\u7684\u8ce0\u4ed8\u58d3\u529b<\/li>\n\n\n\n<li><strong>\u653f\u5e9c\u8207\u793e\u6703\u4fdd\u969c\u7cfb\u7d71<\/strong>\uff1a\u6574\u9ad4\u4eba\u53e3\u7d50\u69cb\u8001\u5316\u5c0e\u81f4\u7684\u516c\u5171\u8ca1\u653f\u58d3\u529b<\/li>\n<\/ol>\n\n\n\n<p>\u6839\u64da\u7814\u7a76\uff0c\u9999\u6e2f\u4eba\u7684\u5e73\u5747\u58fd\u547d\u6301\u7e8c\u4e0a\u5347\uff0c\u7136\u800c\u5927\u591a\u6578\u4eba\u7684\u9000\u4f11\u898f\u5283\u4ecd\u57fa\u65bc\u904e\u53bb\u7684\u58fd\u547d\u9810\u671f\uff0c\u6700\u7d42\u5f62\u6210\u4e86\u9000\u4f11\u8cc7\u91d1\u7f3a\u53e3\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u9577\u58fd\u98a8\u96aa\uff5c\u5728\u9999\u6e2f\u9000\u4f11\u9700\u8981\u591a\u5c11\u8cc7\u7522\uff1f<\/strong><\/h2>\n\n\n\n<p>\u9999\u6e2f\u6c92\u6709\u6cd5\u5b9a\u9000\u4f11\u5e74\u9f61\uff0c\u4f46\u4e00\u822c\u7684\u9000\u4f11\u5e74\u9f61\u70ba60\u6b72\u3002\u6709\u4e9b\u516c\u53f8\u6703\u56e0\u61c9\u9700\u8981\u800c\u5ef6\u9577\u50f1\u54e1\u7684\u9000\u4f11\u5e74\u9f61\uff0c\u500b\u5225\u516c\u53f8\u751a\u81f3\u5c07\u9000\u4f11\u5e74\u9f61\u8abf\u5347\u81f365\u6b72\u3002\u6709\u4e9b\u50f1\u54e1\u751a\u81f3\u53ef\u4ee5\u7e8c\u523070\u6b72\u3002\u6b64\u5916\uff0c\u9999\u6e2f\u7684\u516c\u52d9\u54e1\u9000\u4f11\u5e74\u9f61\u4e5f\u6709\u4e0d\u540c\u898f\u5b9a\uff0c\u4f8b\u5982\u65b0\u5165\u8077\u7684\u6587\u8077\u516c\u52d9\u54e1\u9000\u4f11\u5e74\u9f61\u70ba65\u6b72\uff0c\u800c\u7d00\u5f8b\u90e8\u968a\u4eba\u54e1\u5247\u70ba60\u6b72\u3002<\/p>\n\n\n\n<p>\u9999\u6e2f\u6709\u591a\u500b\u6a5f\u69cb\u63d0\u4f9b\u9000\u4f11\u8a08\u7b97\u6a5f\uff0c\u5e6b\u52a9\u5e02\u6c11\u898f\u5283\u9000\u4f11\u8ca1\u52d9\uff0c\u4f8b\u5982<a href=\"https:\/\/www.ifec.org.hk\/web\/common\/static\/tools\/tc\/retirement\/\">\u6295\u8cc7\u8005\u53ca\u7406\u8ca1\u6559\u80b2\u59d4\u54e1\u6703 (IFE)<\/a>\u53ca<a href=\"https:\/\/www.mpfa.org.hk\/calculator\/calculator\">\u5f37\u7a4d\u91d1\u5c40 (MPFA)<\/a>\u3002<\/p>\n\n\n\n<p>\u53e6\u5916\uff0c<a href=\"https:\/\/www.hsbc.com.hk\/zh-hk\/mpf\/retirement-monitor\/\">\u6ed9\u8c50\u9280\u884c<\/a>\u57282024\u7b2c\u4e00\u5b63\u767c\u4f48\u7684\u300c\u9000\u4f11\u7b56\u5283\u6307\u6a19\u300d\u986f\u793a\uff0c\u9999\u6e2f\u4eba\u9000\u4f11\u751f\u6d3b\u6210\u672c\u5448\u4e0a\u5347\u8da8\u52e2\uff0c\u57fa\u672c\u9000\u4f11\u751f\u6d3b\u958b\u652f\u8f035\u5e74\u524d\u5927\u5e45\u589e\u52a0\u903e\u5169\u6210\u3002<\/p>\n\n\n\n<p>\u4ee565\u81f390\u6b72\u7684\u9000\u4f11\u671f\u8a08\u7b97\uff0c\u57fa\u672c\u9000\u4f11\u751f\u6d3b\uff08\u4f4f\u516c\u5c4b\u3001\u91cf\u5165\u70ba\u51fa\uff09\u6bcf\u6708\u9810\u7b97\u70ba12,915\u81f314,205\u6e2f\u5143\uff0c25\u5e74\u9000\u4f11\u671f\u9700\u8981411\u842c\u6e2f\u5143\uff1b\u82e5\u679c\u8981\u904e\u4e0a\u8212\u9069\u7684\u9000\u4f11\u751f\u6d3b\uff08\u79c1\u4eba\u7269\u696d\u5df2\u9084\u6e05\u6309\u63ed\uff0c\u4eab\u53d7\u8212\u9069\u751f\u6d3b\uff09\uff0c\u5247\u9700\u8fd11000\u842c\u6e2f\u5143\u3002<\/p>\n\n\n\n<p>\u7136\u622a\u81f32025\u5e74\u4e8c\u6708\uff0c\u7a4d\u91d1\u8a55\u7d1a<a href=\"https:\/\/mpfratings.com.hk\/language\/zh\/2025\/03\/05\/mpf-hits-all-time-high-as-hong-kong-out-trumps-trump\/\">\u63a8\u7b97<\/a>\u9999\u6e2f\u6253\u5de5\u4ed4\u5e73\u5747MPF\u8cec\u6236\u7d50\u9918\u50c5\u7d0428\u842c\u5143\uff0c\u9060\u4f4e\u65bc\u6e2f\u4eba\u8a8d\u70ba\u80fd\u5920\u8212\u9069\u9000\u4f11\u7684\u91d1\u984d\uff0c\u800c\u4e14\u5f37\u7a4d\u91d1\u901a\u5e38\u9700\u8981\u523065\u6b72\u624d\u80fd\u63d0\u53d6\u3002\u63db\u8a00\u4e4b\uff0c\u9999\u6e2f\u4eba\u57fa\u672c\u4e0a\u7121\u6cd5\u4f9d\u9760MPF\u4f5c\u70ba\u552f\u4e00\u7684\u8cc7\u91d1\u4f86\u6e90\u5be6\u73fe\u7406\u60f3\u7684\u9000\u4f11\u751f\u6d3b\u65b9\u5f0f\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u5982\u4f55\u61c9\u5c0d\u9577\u58fd\u98a8\u96aa\uff1f<\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/2-2-1024x576.jpg\" alt=\"\" class=\"wp-image-5930\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/2-2-1024x576.jpg 1024w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/2-2-300x169.jpg 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/2-2-768x432.jpg 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/2-2-1536x864.jpg 1536w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/2-2-747x420.jpg 747w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/2-2-696x392.jpg 696w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/2-2-1068x601.jpg 1068w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/03\/2-2.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>\u5065\u5eb7\u7ba1\u7406<\/strong><br>\u9810\u9632\u6162\u6027\u75be\u75c5\u53ef\u964d\u4f4e\u91ab\u7642\u652f\u51fa<\/li>\n<\/ol>\n\n\n\n<ol class=\"wp-block-list\" start=\"2\">\n<li><strong>\u63d0\u65e9\u5132\u84c4<\/strong><br>\u5229\u7528\u8907\u5229\u6548\u61c9\u7d2f\u7a4d\u9000\u4f11\u8cc7\u7522\uff0c\u4f8b\u5982\u5f9e\u5e74\u8f15\u8d77\u6bcf\u6708\u6295\u5165\u56fa\u5b9a\u91d1\u984d\u9032\u884c\u6295\u8cc7\uff0c\u4e26\u900f\u904e<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%E5%A6%82%E4%BD%95%E9%80%8F%E9%81%8E%E6%88%90%E6%9C%AC%E5%B9%B3%E5%9D%87%E6%B3%95%E7%A9%8D%E7%B4%AF%E9%95%B7%E6%9C%9F%E8%B2%A1%E5%AF%8C\/\">\u6210\u672c\u5e73\u5747\u6cd5<\/a>\u7a4d\u7d2f\u9577\u671f\u8ca1\u5bcc\u3002<\/li>\n<\/ol>\n\n\n\n<p>\u3010\u76f8\u95dc\u6587\u7ae0\uff1a<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%96%8b%e5%95%9f%e9%a6%99%e6%b8%af%e6%89%93%e5%b7%a5%e4%bb%94%e9%80%80%e4%bc%91%e6%94%bb%e7%95%a5-%e7%b4%af%e7%a9%8d%e8%b2%a1%e5%af%8c%e7%9a%84%e9%97%9c%e9%8d%b5%ef%b8%b0%e8%b6%8a%e6%97%a9%e8%b6%8a\/\">\u9999\u6e2f\u6253\u5de5\u4ed4\u9000\u4f11\u653b\u7565 \u7d2f\u7a4d\u8ca1\u5bcc\u7684\u95dc\u9375\ufe30\u8d8a\u65e9\u8d8a\u597d<\/a>\u3011<\/p>\n\n\n\n<ol class=\"wp-block-list\" start=\"3\">\n<li><strong>\u901a\u8139\u5c0d\u6c96\u5de5\u5177<\/strong><strong><br><\/strong>\u6295\u8cc7\u901a\u8139\u639b\u9264\u50b5\u5238\uff08\u4f8b\u5982\u9999\u6e2f\u653f\u5e9c\u767c\u884c\u7684iBond\u6216\u5be6\u7269\u8cc7\u7522\u6709\u52a9\u65bc\u7dad\u6301\u8cc7\u7522\u8cfc\u8cb7\u529b<\/li>\n<\/ol>\n\n\n\n<ol class=\"wp-block-list\" start=\"4\">\n<li><strong>\u591a\u5143\u6536\u5165\u4f86\u6e90<\/strong><br>\u9664\u4e86\u5f37\u7a4d\u91d1\u548c\u500b\u4eba\u5132\u84c4\u5916\uff0c\u5c07\u8cc7\u91d1\u5206\u914d\u5230\u4e0d\u540c\u985e\u578b\u7684\u8cc7\u7522\u53ef\u964d\u4f4e\u55ae\u4e00\u5e02\u5834\u6ce2\u52d5\u7684\u5f71\u97ff\uff0c\u4f8b\u5982\u53ef\u8003\u616e\u6536\u606f\u80a1\u3001<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%E6%94%B6%E6%81%AF-%E6%B4%BE%E6%81%AF-%E5%82%B5%E5%88%B8-%E5%9F%BA%E9%87%91\/\">\u6d3e\u606f\u57fa\u91d1<\/a>\u3001<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%E9%A6%99%E6%B8%AF%E5%8D%81%E5%A4%A7%E9%8A%80%E8%A1%8C%E5%AE%9A%E6%9C%9F%E5%AD%98%E6%AC%BE%E5%88%A9%E7%8E%87\/\">\u5b9a\u671f\u5b58\u6b3e<\/a>\u3001<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%E9%A6%99%E6%B8%AF%E5%B9%B4%E9%87%91%E8%87%AA%E8%A3%BD%E9%95%B7%E7%B3%A7%E6%96%B0%E5%84%AA%E6%83%A0-%E5%A6%82%E4%BD%95%E5%9C%A8%E9%80%80%E4%BC%91%E6%99%82%E5%BB%BA%E6%A7%8B%E5%85%A8%E9%9D%A2%E8%A2%AB\/\">\u5e74\u91d1<\/a>\u7522\u54c1\uff0c\u751a\u81f3\u9006\u6309\u63ed\u7b49\u53bb\u69cb\u5efa\u81ea\u5df2\u7684\u88ab\u52d5\u6536\u5165\u3002<br>\u3010\u76f8\u95dc\u6587\u7ae0\uff1a<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/hong-kong-passive-income-strategies-2025\/\">2025\u5e74\u8ca1\u5bcc\u81ea\u7531\u8d77\u6b65\uff1a\u5982\u4f55\u5728\u9999\u6e2f\u5275\u902010,000\u6e2f\u5143\u6bcf\u6708\u88ab\u52d5\u6536\u5165<\/a>\u3011<\/li>\n<\/ol>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Syfe\u9999\u6e2f\u5982\u4f55\u5e6b\u52a9\u4f60\u5efa\u7acb\u88ab\u52d5\u6536\u5165<\/strong><\/h2>\n\n\n\n<p>Syfe\u4f5c\u70ba\u9999\u6e2f\u9818\u5148\u7684\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\uff0c\u63d0\u4f9b\u591a\u5143\u5316\u7684\u6295\u8cc7\u7d44\u5408\u9078\u64c7\uff0c\u5e6b\u52a9\u6295\u8cc7\u8005\u8f15\u9b06\u5efa\u7acb\u88ab\u52d5\u6536\u5165\u4f86\u6e90\u3002\u6211\u5011\u7684\u5b9a\u5236\u6295\u8cc7\u7d44\u5408\u53ef\u5305\u542b\u591a\u7a2e\u6536\u606f\u8cc7\u7522\uff0c\u5982\u80a1\u606fETF\u3001\u50b5\u5238ETF\u548cREIT\u7b49\uff0c\u8b93\u4f60\u7121\u9700\u9f90\u5927\u8cc7\u91d1\u4e5f\u80fd\u7372\u5f97\u5206\u6563\u4e14\u7a69\u5b9a\u7684\u88ab\u52d5\u6536\u5165\u3002<\/p>\n\n\n\n<p>\u900f\u904eSyfe\u7684\u5c08\u696d\u6295\u8cc7\u5718\u968a\u548c\u667a\u80fd\u79d1\u6280\uff0c\u5373\u4f7f\u662f\u6295\u8cc7\u65b0\u624b\u4e5f\u80fd\u8f15\u9b06\u9032\u884c\u8cc7\u7522\u914d\u7f6e\uff0c\u7372\u5f97\u7b26\u5408\u500b\u4eba\u98a8\u96aa\u504f\u597d\u7684\u88ab\u52d5\u6536\u5165\u7d44\u5408\u3002\u4f60\u53ef\u4ee5\u5f9e\u5c0f\u984d\u958b\u59cb\uff0c\u9010\u6b65\u5efa\u7acb\u88ab\u52d5\u6536\u5165\uff0c\u671d\u8457\u8ca1\u52d9\u81ea\u7531\u7684\u76ee\u6a19\u524d\u9032\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u6839\u64da\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u9078\u64c7\u6700\u9069\u5408\u7684\u6295\u8cc7\u7d44\u5408<\/strong><\/h2>\n\n\n\n<p>\u4e0d\u540c\u7684\u6295\u8cc7\u8005\u6709\u4e0d\u540c\u7684\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u548c\u6295\u8cc7\u76ee\u6a19\uff0cSyfe\u70ba\u4e0d\u540c\u985e\u578b\u7684\u6295\u8cc7\u8005\u8a2d\u8a08\u4e86\u76f8\u61c9\u7684\u6295\u8cc7\u7d44\u5408\uff0c\u52a9\u4f60\u5be6\u73fe1\u842c\u6e2f\u5143\u6708\u5ea6\u88ab\u52d5\u6536\u5165\u76ee\u6a19\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u4fdd\u5b88\u578b\u6295\u8cc7\u8005\u5c08\u5c6c\u65b9\u6848<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXdggDmIUdFI7DQYhPRqmFeXUjed6w-LtUCy3s77Uean1YZA3_LA81KvLCq6ZlJhD8tzO92_TG7Ep-8LISYUhDBCtMVmlPAeBCbWAuNxltYJAZgYqrh0EhL-OB-Ez1HKRjG1krrWBg?key=x2VAcrDigyAye-Bbw814JtFa\" alt=\"\"\/><\/figure>\n\n\n\n<p>\u4fdd\u5b88\u578b\u6295\u8cc7\u8005\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u4f4e\uff0c\u4ee5\u4fdd\u672c\u70ba\u5148\u7684\u540c\u6642\u5275\u9020\u88ab\u52d5\u6536\u5165\u3002<\/p>\n\n\n\n<p><strong>\u5efa\u8b70\u6295\u8cc7\u7d44\u5408<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.syfe.com\/hk\/create-account?type=INCOME_PURE_HK\">\u6536\u606f\u5bf6\uff08\u6046\u5e38\u7d44\u5408\uff09<\/a>\uff1a70%\uff0c\u9810\u671f\u6d3e\u606f\u73876.67%<\/li>\n\n\n\n<li><a href=\"https:\/\/help.hk.syfe.com\/hc\/zh-hk\/articles\/11038742157721-Syfe-%E9%9D%88%E6%B4%BB%E5%AF%B6%E6%98%AF%E7%94%9A%E9%BA%BC\">\u9748\u6d3b\u5bf6<\/a>\uff1a30%\uff0c\u9810\u671f\u6d3e\u606f\u73874.30%<\/li>\n\n\n\n<li><strong>\u7d9c\u5408\u5e74\u5316\u6d3e\u606f\u7387<\/strong>\uff1a5.96%<\/li>\n<\/ul>\n\n\n\n<p>\u4ee5\u6b64\u56de\u5831\u7387\u8a08\u7b97\uff0c\u5275\u9020\u6bcf\u67081\u842c\u6e2f\u5143\u88ab\u52d5\u6536\u5165\u9700\u6295\u8cc7\u7d04200\u842c\u6e2f\u5143\u3002<\/p>\n\n\n\n<p><strong>\u7372\u5f97\u88ab\u52d5\u6536\u5165\u65b9\u6cd5 \u2013<\/strong> <a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%E6%B0%B8%E7%BA%8C-%E5%82%B5%E5%88%B8-perpetual-bond\/\">\u6c38\u7e8c\u50b5\u5238\u61f6\u4eba\u5305\uff1a\u7279\u9ede\u53ca\u6295\u8cc7\u98a8\u96aa<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5747\u8861\u578b\u6295\u8cc7\u8005\u5c08\u5c6c\u65b9\u6848<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXe-IIZ6v_8PLIIk9GranG7feGhDCum9sh7plkbAAJqeF6WhA-F0IeOYq4PQeeBbNh7-zH2qV5KiMde6si9YW2pabR9q7vXYSthK0ZltO5rwYGbN3P-TEFL4lgUtiE-NmflAJiGC8w?key=x2VAcrDigyAye-Bbw814JtFa\" alt=\"\"\/><\/figure>\n\n\n\n<p>\u5747\u8861\u578b\u6295\u8cc7\u8005\u98a8\u96aa\u627f\u53d7\u80fd\u529b\u4e2d\u7b49\uff0c\u540c\u6642\u8ffd\u6c42\u8cc7\u672c\u589e\u503c\u8207\u7a69\u5b9a\u6536\u5165\u3002<\/p>\n\n\n\n<p><strong>\u5efa\u8b70\u6295\u8cc7\u7d44\u5408<\/strong>\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.syfe.com\/hk\/create-account?type=INCOME_PURE_HK\">\u6536\u606f\u5bf6\uff08\u6046\u5e38\u7d44\u5408\uff09<\/a>\uff1a80%\uff0c\u9810\u671f\u6d3e\u606f\u73876.67%<\/li>\n\n\n\n<li><a href=\"https:\/\/www.syfe.com\/hk\/create-account?type=INCOME_ENHANCE_HK\">\u6536\u606f\u5bf6\uff08\u9032\u53d6\u7d44\u5408\uff09<\/a>\uff1a20%\uff0c\u9810\u671f\u6d3e\u606f\u73877.94%<\/li>\n\n\n\n<li><strong>\u7d9c\u5408\u5e74\u5316\u6d3e\u606f\u7387<\/strong>\uff1a6.92%<\/li>\n<\/ul>\n\n\n\n<p>\u4ee5\u6b64\u56de\u5831\u7387\u8a08\u7b97\uff0c\u5275\u9020\u6bcf\u67081\u842c\u6e2f\u5143\u88ab\u52d5\u6536\u5165\u9700\u6295\u8cc7\u7d04173\u842c\u6e2f\u5143\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u9032\u53d6\u578b\u6295\u8cc7\u8005\u5c08\u5c6c\u65b9\u6848<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image\"><img decoding=\"async\" src=\"https:\/\/lh7-rt.googleusercontent.com\/docsz\/AD_4nXdbATQaN0FSqihko1KREPk_wxVmPQWh8lHKmA0WWTZXaB9qUN2Yo8p5guikZedmztakZHCTNepMWH_WXiZkpU1FlE8oCSGvQd6xFvwjXe9tZ4noBRrhgYTRMZNM8KXkQpXazaHy?key=x2VAcrDigyAye-Bbw814JtFa\" 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