{"id":7348,"date":"2025-11-01T01:21:08","date_gmt":"2025-10-31T17:21:08","guid":{"rendered":"https:\/\/www.syfe.com\/hk\/magazine\/?p=7348"},"modified":"2025-11-07T20:25:14","modified_gmt":"2025-11-07T12:25:14","slug":"%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8","status":"publish","type":"post","link":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/","title":{"rendered":"\u88ab\u52d5\u6536\u5165\uff5c\u9999\u6e2f\u6a5f\u5834\u7ba1\u7406\u5c40\u50b5\u5238\u689d\u6b3e\u3001\u6d3e\u606f\u3001\u98a8\u96aa\u3001\u8a8d\u8cfc\u65b9\u6cd5"},"content":{"rendered":"\n<p>\u56fa\u5b9a\u6536\u76ca\uff5c\u6a5f\u5834\u7ba1\u7406\u5c40\u4f5c\u70ba<a href=\"https:\/\/www.hongkongairport.com\/tc\/\">\u9999\u6e2f\u570b\u969b\u6a5f\u5834<\/a>\u7684\u7368\u5bb6\u71df\u904b\u8005\uff0c\u58df\u65b7\u5730\u4f4d\u52a0\u4e0a\u7a69\u5b9a\u73fe\u91d1\u6d41\uff0c\u4ee4\u5230\u6a5f\u7ba1\u5c40\u50b5\u5238\u5ee3\u53d7\u96f6\u552e\u6295\u8cc7\u8005\u53ca\u6a5f\u69cb\u6295\u8cc7\u8005\u6b61\u8fce\u3002\u672c\u6587\u5256\u6790\u6a5f\u7ba1\u5c40\u50b5\u5238\u7684\u767c\u884c\u689d\u6b3e\u3001\u6d3e\u606f\u5b89\u6392\u3001\u6295\u8cc7\u512a\u52e2\u8207\u98a8\u96aa\u3001\u6b77\u5e74\u8a8d\u8cfc\u60c5\u6cc1\u53ca\u4e8c\u624b\u5e02\u5834\u8868\u73fe\uff0c\u52a9\u6295\u8cc7\u8005\u6b0a\u8861\u6295\u8cc7\u6c7a\u5b9a\u3002<\/p>\n\n\n\t\t\t\t<div class=\"wp-block-uagb-table-of-contents uagb-toc__align-left uagb-toc__columns-1  uagb-block-488b1e38      \"\n\t\t\t\t\tdata-scroll= \"1\"\n\t\t\t\t\tdata-offset= \"30\"\n\t\t\t\t\tstyle=\"\"\n\t\t\t\t>\n\t\t\t\t<div class=\"uagb-toc__wrap\">\n\t\t\t\t\t\t<div class=\"uagb-toc__title\">\n\t\t\t\t\t\t\t\u6a5f\u5834\u7ba1\u7406\u5c40\u50b5\u5238\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"uagb-toc__list-wrap \">\n\t\t\t\t\t\t<ol class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u6a5f\u5834\u7ba1\u7406\u5c40\u80cc\u666f\u53ca\u767c\u50b5\u6b77\u53f2\" class=\"uagb-toc-link__trigger\">\u6a5f\u5834\u7ba1\u7406\u5c40\u80cc\u666f\u53ca\u767c\u50b5\u6b77\u53f2<\/a><li class=\"uagb-toc__list\"><a href=\"#\u9762\u5411\u96f6\u552e\u6295\u8cc7\u8005\u7684\u6a5f\u7ba1\u5c40\u50b5\u5238\" class=\"uagb-toc-link__trigger\">\u9762\u5411\u96f6\u552e\u6295\u8cc7\u8005\u7684\u6a5f\u7ba1\u5c40\u50b5\u5238<\/a><ul class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u96f6\u552e\u50b5\u5238\u6a5f\u7ba1\u5c40\u4e8c\u516d\u96f6\u516b4701\u5229\u606f\u8a08\u7b97\u8207\u6d3e\u606f\u5b89\u6392\" class=\"uagb-toc-link__trigger\">\u96f6\u552e\u50b5\u5238\uff5c\u6a5f\u7ba1\u5c40\u4e8c\u516d\u96f6\u516b\uff084701\uff09\u5229\u606f\u8a08\u7b97\u8207\u6d3e\u606f\u5b89\u6392<\/a><ul class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u8207\u5176\u4ed6\u653f\u5e9c\u50b5\u5238\u76843\u5927\u5206\u5225\" class=\"uagb-toc-link__trigger\">\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u8207\u5176\u4ed6\u653f\u5e9c\u50b5\u5238\u76843\u5927\u5206\u5225<\/a><\/li><\/ul><li class=\"uagb-toc__list\"><a href=\"#\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u7684\u8d16\u56de\u6a5f\u5236\" class=\"uagb-toc-link__trigger\">\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u7684\u8d16\u56de\u6a5f\u5236<\/a><\/li><\/ul><\/li><li class=\"uagb-toc__list\"><a href=\"#\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u4e8c\u624b\u5e02\u5834\u8868\u73fe\" class=\"uagb-toc-link__trigger\">\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u4e8c\u624b\u5e02\u5834\u8868\u73fe<\/a><li class=\"uagb-toc__list\"><a href=\"#\u6295\u8cc7\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u7684\u7169\u60f1\" class=\"uagb-toc-link__trigger\">\u6295\u8cc7\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u7684\u7169\u60f1<\/a><ul class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u6700\u65b0\u9999\u6e2f\u88ab\u52d5\u6536\u5165\u9078\u64c7\" class=\"uagb-toc-link__trigger\">\u6700\u65b0\u9999\u6e2f\u88ab\u52d5\u6536\u5165\u9078\u64c7<\/a><\/ul><\/ul><\/ol>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\n\n\n<h2 class=\"wp-block-heading\">\u6a5f\u5834\u7ba1\u7406\u5c40\u80cc\u666f\u53ca\u767c\u50b5\u6b77\u53f2<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-1-1024x576.png\" alt=\"\" class=\"wp-image-7351\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-1-1024x576.png 1024w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-1-300x169.png 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-1-768x432.png 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-1-1536x864.png 1536w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-1-747x420.png 747w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-1-696x392.png 696w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-1-1068x601.png 1068w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-1.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u6210\u7acb\u65bc1995\u5e74\u7684\u9999\u6e2f\u6a5f\u5834\u7ba1\u7406\u5c40\u5c6c\u65bc\u9999\u6e2f\u653f\u5e9c\u5168\u8cc7\u64c1\u6709\u7684\u6cd5\u5b9a\u6a5f\u69cb\uff0c\u8ca0\u8cac\u71df\u904b\u53ca\u767c\u5c55\u9999\u6e2f\u570b\u969b\u6a5f\u5834\uff0c\u4e26\u6839\u64da\u300a\u6a5f\u5834\u7ba1\u7406\u5c40\u689d\u4f8b\u300b\u9032\u884c\u898f\u7ba1\u3002<\/p>\n\n\n\n<p>\u6a5f\u7ba1\u5c40\u81ea1998\u5e74\u958b\u59cb\u5df2\u7d93<a href=\"https:\/\/www.info.gov.hk\/gia\/general\/199805\/14\/0514082.htm\">\u63a8\u51fa<\/a>\u50b5\u5238\u767c\u884c\u8a08\u5283\uff0c\u767c\u884c\u7e3d\u984d\u905450\u5104\u6e2f\u5143\uff0c<a href=\"https:\/\/www.hkma.gov.hk\/chi\/news-and-media\/press-releases\/1998\/05\/980514\/\">\u9996\u6279\u50b5\u5238<\/a>5\u5104\u5143\u7684\u50b5\u5238\u5e74\u671f5\u5e74\uff0c\u56fa\u5b9a\u5e74\u606f\u73878.5\uff05\uff0c\u6bcf\u534a\u5e74\u6d3e\u606f\u4e00\u6b21\uff0c\u7531<a href=\"https:\/\/www.hkma.gov.hk\/chi\/\">\u91d1\u7ba1\u5c40<\/a>\u8ca0\u8cac\u5b89\u6392\u3001\u4fdd\u7ba1\u3001\u4ee3\u7406\u53ca\u7ba1\u7406\u3002\u5f80\u5f8c\u6a5f\u7ba1\u5c40\u901a\u904e\u7d50\u69cb\u5316\u7684\u7522\u54c1\u8a2d\u8a08\uff0c\u8996\u4e4e\u60c5\u6cc1\u5206\u5225\u63a8\u51fa\u9762\u5411\u6a5f\u69cb\u6295\u8cc7\u8005\u548c\u96f6\u552e\u6295\u8cc7\u8005\u50b5\u5238\u7522\u54c1\uff0c\u4ee5\u6eff\u8db3\u5169\u985e\u5e02\u5834\u5c0d\u898f\u6a21\u3001\u9748\u6d3b\u6027\u548c\u7a69\u5b9a\u56de\u5831\u7684\u4e0d\u540c\u9700\u6c42\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u9762\u5411\u96f6\u552e\u6295\u8cc7\u8005\u7684\u6a5f\u7ba1\u5c40\u50b5\u5238<\/h2>\n\n\n\n<p>\u57282002\u5e74\uff0c\u80a1\u5e02\u6ce2\u52d5\u5287\u70c8\u3001\u623f\u5730\u7522\u5e02\u5834\u4f4e\u8ff7\uff0c\u52a0\u4e0a\u9280\u884c\u5b58\u6b3e\u5229\u7387\u8655\u65bc\u6b77\u53f2\u4f4e\u4f4d\uff0c\u9023\u6642\u4efb\u91d1\u7ba1\u5c40\u7e3d\u88c1\u4efb\u5fd7\u525b\u4ea6\u64b0\u6587<a href=\"https:\/\/www.hkma.gov.hk\/eng\/news-and-media\/insight\/2002\/05\/20020530\/\">\u6307\u51fa<\/a>\uff0c\u666e\u901a\u6295\u8cc7\u8005\u65e5\u76ca\u88ab\u5438\u5f15\u5230\u96f6\u552e\u50b5\u5238\u5e02\u5834\uff0c\u800c\u6a5f\u7ba1\u5c40\u4ea6\u5728\u540c\u5e74\u63a8\u51fa<a href=\"https:\/\/www.hongkongairport.com\/en\/media-centre\/press-release\/2003\/ex_412\">\u9996\u6279<\/a>\u96f6\u552e\u50b5\u5238\uff0c\u6a19\u8a8c\u8457\u5c40\u65b9\u7684\u878d\u8cc7\u7b56\u7565\u64f4\u5c55\u81f3\u666e\u901a\u6295\u8cc7\u8005\u3002<\/p>\n\n\n\n<p><strong>\u66f4\u591a\u6295\u8cc7\u50b5\u5238\u8cc7\u8a0a\uff5c<\/strong><a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%E9%A6%99%E6%B8%AF-%E6%80%8E%E9%BA%BC-%E8%B2%B7-%E7%BE%8E%E5%82%B5-10%E5%B9%B4-etf\/\"><strong>\u5982\u4f55\u8cb7\u7f8e\u50b5<\/strong><\/a><strong>\uff5c<\/strong><a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%E5%B7%A8%E7%81%BD%E5%82%B5%E5%88%B8-%E6%98%AF%E4%BB%80%E9%BA%BC-%E9%A6%99%E6%B8%AF-%E5%9F%BA%E9%87%91-%E5%8E%9F%E7%90%86-%E4%BF%9D%E9%9A%AA%E7%9B%B8%E9%80%A3-%E8%8B%B1%E6%96%87\/\"><strong>\u5de8\u707d\u50b5\u5238<\/strong><\/a><strong>\uff5c<\/strong><a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%E6%B0%B8%E7%BA%8C-%E5%82%B5%E5%88%B8-perpetual-bond\/\"><strong>\u6c38\u7e8c\u50b5\u5238<\/strong><\/a><\/p>\n\n\n\n<p>\u4e8b\u9694\u8d85\u904e\u5eff\u5e74\uff0c\u6a5f\u7ba1\u5c40\u9810\u7b97\u4ee51,415\u5104\u5143\u9810\u7b97\u5efa\u9020\u300c<a href=\"https:\/\/www.info.gov.hk\/gia\/general\/202402\/06\/P2024020600434.htm\">\u4e09\u8dd1<\/a>\u300d\uff0c\u57282024\u5e74\u4e8c\u6708\u518d\u6b21\u767c\u884c50\u5104\u5143\u9762\u5411\u666e\u7f85\u5927\u773e\u7684\u96f6\u552e\u50b5\u5238\u3002\u8ca1\u653f\u53f8\u53f8\u9577\u9673\u8302\u6ce2\u5f62\u5bb9\u8209\u52d5\u662f\u5e0c\u671b\u80fd\u70ba\u5e02\u6c11\u63d0\u4f9b\u56de\u5831\u7a69\u5b9a\u7684\u6295\u8cc7\u9078\u9805\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>\u9805\u76ee<\/strong><\/td><td><strong>\u8a73\u60c5<\/strong><\/td><\/tr><tr><td>\u5e74\u671f<\/td><td>2.5\u5e74(\u5230\u671f\u65e5:2026\u5e748\u67085\u65e5)<\/td><\/tr><tr><td>\u7968\u9762\u5e74\u5229\u7387<\/td><td>4.25%(\u56fa\u5b9a)<\/td><\/tr><tr><td>\u6bcf\u624b\u91d1\u984d<\/td><td>1\u842c\u6e2f\u5143<\/td><\/tr><tr><td>\u6d3e\u606f\u9031\u671f<\/td><td>\u6bcf\u5b63\u6d3e\u606f\u4e00\u6b21(\u5168\u5e744\u6b21)<\/td><\/tr><tr><td>\u767c\u884c\u65e5\u671f<\/td><td>2024\u5e742\u67085\u65e5<\/td><\/tr><tr><td>\u4e0a\u5e02\u4ee3\u78bc<\/td><td>04701.HK<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u6a5f\u7ba1\u5c40\u5728\u570b\u969b\u8a55\u7d1a\u6a5f\u69cb\u6a19\u6e96\u666e\u723e(S&amp;P)\u7684\u8a55\u7d1a\u70baAA+\uff0c\u53cd\u6620\u6a5f\u69cb\u5177\u5b98\u65b9\u80cc\u666f\u7684\u6975\u4f4e\u9055\u7d04\u98a8\u96aa\u3002<\/p>\n\n\n\n<p>\u6295\u8cc7\u8005\u7576\u6642\u53ef\u4ee5<a href=\"https:\/\/www.hongkongairport.com\/tc\/media-centre\/press-release\/2024\/pr_1694\">\u900f\u904e<\/a>19\u9593\u914d\u552e\u9280\u884c\u548c18\u9593\u6307\u5b9a\u8b49\u5238\u7d93\u7d00\u5546\u8a8d\u8cfc\uff0c\u500b\u5225\u5238\u5546\u63a8\u51fa\u300c13\u514d\u300d\u512a\u60e0\uff1a\u514d\u8a8d\u8cfc\u624b\u7e8c\u8cbb\u3001\u7533\u8acb\u624b\u7e8c\u8cbb\u3001\u4e2d\u7c3d\u8cbb\u3001\u4ea4\u6613\u5e73\u53f0\u8cbb\u3001\u5b56\u5c55\u5229\u606f\u3001\u5230\u671f\u8d16\u56de\u8cbb\u3001\u4ee3\u6536\u5229\u606f\u8cbb\u3001\u5b58\u5009\u8cbb\u3001\u5b58\u5165\u8cbb\u3001\u8a17\u7ba1\u8cbb\u3001\u4e0d\u52d5\u6236\u8cbb\u3001\u8cb7\u5165\u7d93\u7d00\u8cbb\u3001\u6cbd\u51fa\u7d93\u7d00\u8cbb\uff0c\u60c5\u6cc1\u8207<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/ibond-%E9%A6%99%E6%B8%AF-%E6%94%BF%E5%BA%9C-%E9%80%9A%E8%84%B9-%E6%8E%9B%E9%89%A4-%E5%82%B5%E5%88%B8\/\">iBond<\/a>\u3001<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%8a%80%e8%89%b2-%e5%82%b5%e5%88%b8\/\">\u9280\u50b5<\/a>\u3001<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/?p=7291\">\u96f6\u552e\u7da0\u50b5<\/a>\u7b49<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/?p=7307\">\u653f\u5e9c\u50b5\u5238<\/a>\u76f8\u4eff\u3002<\/p>\n\n\n\n<p>\u6700\u7d42\u6a5f\u7ba1\u5c40\u50b5\u5238\u53cd\u61c9\u71b1\u70c8\uff0c\u5171\u7372\u7d04 17.5 \u842c\u4eba\u8a8d\u8cfc\uff0c\u6d89\u53ca\u8a8d\u8cfc\u91d1\u984d\u7d04157\u5104\u6e2f\u5143\uff0c\u8d85\u984d\u8a8d\u8cfc\u903e\u5169\u500d\uff0c\u800c\u6a5f\u7ba1\u5c40\u5be6\u65bd\u4e86\u516c\u5e73\u5206\u914d\u7b56\u7565\uff0c\u6700\u7d42\u6210\u529f\u7533\u8acb\u8005\u6700\u591a\u53ea\u7372\u5206\u914d3\u624b\uff08\u53733\u842c\u6e2f\u5143\uff09 \u3002&nbsp;&nbsp;&nbsp;<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u96f6\u552e\u50b5\u5238\uff5c\u6a5f\u7ba1\u5c40\u4e8c\u516d\u96f6\u516b\uff084701\uff09\u5229\u606f\u8a08\u7b97\u8207\u6d3e\u606f\u5b89\u6392<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u6d3e\u606f-1024x576.png\" alt=\"\" class=\"wp-image-7353\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u6d3e\u606f-1024x576.png 1024w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u6d3e\u606f-300x169.png 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u6d3e\u606f-768x432.png 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u6d3e\u606f-1536x864.png 1536w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u6d3e\u606f-747x420.png 747w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u6d3e\u606f-696x392.png 696w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u6d3e\u606f-1068x601.png 1068w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u6d3e\u606f.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u6a5f\u7ba1\u5c402024\u5e74\u63a8\u51fa\u7684\u50b5\u5238\u4ee5\u5e74\u5229\u73874.25%\u8a08\u606f\uff0c\u6309\u5be6\u969b\u5929\u6578\u9664\u4ee5365\u5929\u8a08\u7b97\u3002\u8209\u4f8b\u6295\u8cc7\u8005\u6301\u67091\u624b\u50b5\u5238\uff08\u9762\u984d10,000\u6e2f\u5143\uff09\uff0c\u9996\u500b\u8a08\u606f\u5468\u671f\u5f9e\u767c\u884c\u65e52024\u5e742\u67085\u65e5\uff08\u5305\u542b\u8a72\u65e5\uff09\u81f3\u4e0b\u500b\u6d3e\u606f\u65e52024\u5e745\u67085\u65e5\uff08\u4e0d\u5305\u542b\u8a72\u65e5\uff09\u6b62\uff0c\u517190\u5929\uff0c\u5229\u606f\u8a08\u7b97\u70ba104.79\u5143\uff0c\u800c\u975e\u7c21\u55ae\u5c07\u5168\u5e74425\u5143\u5229\u606f\u7c21\u55ae\u9664\u56db\u7684106.25\u5143\u3002<\/p>\n\n\n\n<p>\u5404\u500b\u6d3e\u606f\u65e5\u671f\u5206\u5225\u70ba\uff1a2024\u5e745\u67085\u65e5\u30018\u67085\u65e5\u300111\u67085\u65e5\uff1b2025\u5e742\u67085\u65e5\u30015\u67085\u65e5\u30018\u67085\u65e5\u300111\u67085\u65e5\uff1b2026\u5e742\u67085\u65e5\u30015\u67085\u65e5\u53ca8\u67085\u65e5\u200b<\/p>\n\n\n\n<h4 class=\"wp-block-heading\">\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u8207\u5176\u4ed6\u653f\u5e9c\u50b5\u5238\u76843\u5927\u5206\u5225<\/h4>\n\n\n\n<p>\u9996\u5148\uff0c\u9999\u6e2f\u653f\u5e9c\u50b5\u5238\u7531\u9999\u6e2f\u7279\u5225\u884c\u653f\u5340\u653f\u5e9c\u76f4\u63a5\u767c\u884c\uff0c\u5c6c\u65bc\u9999\u6e2f\u7279\u5340\u653f\u5e9c\u7684\u76f4\u63a5\u3001\u7121\u62b5\u62bc\u53ca\u7121\u689d\u4ef6\u7684\u4e00\u822c\u8ca0\u50b5\uff1b\u81f3\u65bc\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u5247\u7531\u9999\u6e2f\u6a5f\u5834\u7ba1\u7406\u5c40\u767c\u884c\u3002\u5118\u7ba1\u6a5f\u7ba1\u5c40\u5728\u570b\u969b\u4fe1\u7528\u8a55\u7d1a\u4e0a\u9054\u5230AA+\u8a55\u7d1a\uff08\u8207\u9999\u6e2f\u653f\u5e9c\u76f8\u540c\uff09\uff0c\u4f46\u767c\u884c\u4eba\u4ecd\u70ba\u6a5f\u69cb\u672c\u8eab\u800c\u975e\u9999\u6e2f\u653f\u5e9c\u3002<\/p>\n\n\n\n<p>\u9999\u6e2f\u653f\u5e9c\u7684\u96f6\u552e\u50b5\u5238\u5411\u4f86\u63a1\u53d6\u6bcf\u534a\u5e74\u6d3e\u606f\u4e00\u6b21\uff0c\u800c\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u5247\u6bcf\u5b63\u5ea6\u6d3e\u606f\u4e00\u6b21\u3002\u5b63\u5ea6\u6d3e\u606f\u7684\u512a\u52e2\u5728\u65bc\u6295\u8cc7\u8005\u53ef\u66f4\u983b\u7e41\u5730\u6536\u53d6\u5229\u606f\uff0c\u5177\u6709\u6642\u9593\u50f9\u503c\u512a\u52e2\uff0c\u5be6\u969b\u5e74\u5316\u6536\u76ca\u7387\u53ef\u80fd\u7565\u9ad8\u65bc\u7968\u9762\u5229\u7387\u3002\u200b<\/p>\n\n\n\n<p>\u4e0d\u904e\u6a5f\u7ba1\u5c40\u4e8c\u516d\u96f6\u516b\uff084701\uff09\u63a1\u53d6\u56fa\u5b9a\u5229\u606f\u6a5f\u5236\uff0c\u5e74\u5229\u7387\u70ba4.25\u5398\uff0c\u4e0d\u6703\u96a8\u901a\u8139\u6216\u5e02\u5834\u5229\u7387\u6ce2\u52d5\u800c\u6539\u8b8a\uff0c\u6c92\u6709\u8207\u901a\u8139\u639b\u920e\u7684\u6d6e\u606f\uff0c\u4ee4\u6295\u8cc7\u8005\u5728\u9ad8\u901a\u8139\u74b0\u5883\u4e0b\u53ef\u80fd\u7f3a\u4e4f\u4fdd\u8b77\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u7684\u8d16\u56de\u6a5f\u5236<\/h3>\n\n\n\n<p>\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u985e\u4f3c\u9280\u50b5\u822c\u5177\u6709\u63d0\u65e9\u8d16\u56de\u6a5f\u5236\uff0c\u6295\u8cc7\u8005\u53ef\u65bc\u6bcf\u5b63\u6d3e\u606f\u65e5\u524d30\u81f360\u65e5\u5411\u9280\u884c\u6216\u9999\u6e2f\u7d50\u7b97\u516c\u53f8\u63d0\u4ea4\u63d0\u65e9\u8d16\u56de\u8981\u6c42\uff0c\u7372\u5f97100%\u672c\u91d1\u52a0\u76f8\u61c9\u61c9\u8a08\u672a\u4ed8\u5229\u606f\u3002\u4ee5\u4e0a\u7a2e\u7a2e\u90fd\u4ee4\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u76f8\u5c0d\u5730\u66f4\u5207\u5408\u9700\u8981\u5b9a\u671f\u73fe\u91d1\u6d41\u4e14\u770b\u91cd\u63d0\u65e9\u6d41\u52d5\u6027\u9078\u9805\u7684\u6295\u8cc7\u8005\u3002\u200b<\/p>\n\n\n\n<p>\u503c\u5f97\u7559\u610f\u7684\u662f\u63d0\u65e9\u8d16\u56de\u6b0a\u662f\u5b63\u5ea6\u6027\u5b89\u6392\uff0c\u5fc5\u9808\u5728\u6a5f\u7ba1\u5c40\u8a2d\u5b9a\u7684\u7279\u5b9a\u7533\u8acb\u7a97\u53e3\u5167\u884c\u4f7f\u3002\u4f8b\u5982\u7b2c\u4e00\u671f\u5229\u606f\u5c07\u65bc2024\u5e745\u67085\u65e5\u652f\u4ed8\uff0c\u6295\u8cc7\u8005\u9808\u57282024\u5e743\u67086\u65e5\u81f34\u67085\u65e5\u671f\u9593\u63d0\u4ea4\u8d16\u56de\u8981\u6c42\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u4e8c\u624b\u5e02\u5834\u8868\u73fe<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u5229\u606f-1024x576.png\" alt=\"\" class=\"wp-image-7355\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u5229\u606f-1024x576.png 1024w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u5229\u606f-300x169.png 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u5229\u606f-768x432.png 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u5229\u606f-1536x864.png 1536w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u5229\u606f-747x420.png 747w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u5229\u606f-696x392.png 696w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u5229\u606f-1068x601.png 1068w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-\u5229\u606f.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u6a5f\u7ba1\u5c40\u4e8c\u516d\u96f6\u516b\uff084701\uff09\u57282024\u5e742\u67086\u65e5\u639b\u724c<a href=\"https:\/\/www.hkex.com.hk\/Market-Data\/Securities-Prices\/Debt-Securities\/Debt-Securities-Quote?sym=4701&amp;sc_lang=zh-hk\">\u4e0a\u5e02<\/a>\uff0c\u9996\u65e5\u6536\u5831\u6536\u5831101.6\u5143\uff0c\u8f03\u767c\u884c\u50f9\u9ad8\u51fa1.6%\u3002\u4ee5\u6bcf\u624b100\u80a1\u8a08\uff0c\u4e0d\u8a08\u624b\u7e8c\u8cbb\u7b49\uff0c\u6bcf\u624b\u5e33\u9762\u6de8\u8cfa160\u5143\u3002\u622a\u81f32025\u5e7410\u6708\u5e95\uff0c\u6a5f\u7ba1\u5c40\u4e8c\u516d\u96f6\u516b\uff084701\uff09\u671f\u9593\u6700\u9ad8\u66fe\u898b104.5\u5143\u3001\u6700\u4f4e\u898b100.8\u5143\uff0c\u63db\u8a00\u4e4b\u5f9e\u672a\u8dcc\u7a7f\u767c\u884c\u50f9\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u6295\u8cc7\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u7684\u7169\u60f1<\/h2>\n\n\n\n<p>\u7531\u65bc\u6a5f\u7ba1\u5c40\u96f6\u552e\u50b5\u5238\u4e26\u4e0d\u4f3c\u50cf\u57fa\u91d1\u90a3\u6a23\u6703\u81ea\u52d5\u300c\u518d\u6295\u8cc7\u300d\uff1a\u6bcf\u671f\u4ed8\u606f\u6642\uff0c\u6295\u8cc7\u8005\u6703\u6536\u5230\u73fe\u91d1\u5229\u606f\uff0c\u9700\u81ea\u884c\u6c7a\u5b9a\u5982\u4f55\u904b\u7528\u6216\u518d\u6295\u8cc7;\u81f3\u5b8c\u6210\u6700\u5f8c\u4e00\u6b21\u6d3e\u606f\u5f8c\uff0c\u6295\u8cc7\u8005\u6703\u6536\u56de\u5168\u90e8\u672c\u91d1\uff0c\u540c\u6a23\u9700\u8981\u8003\u616e\u5c07\u56de\u7c60\u8cc7\u91d1\u6295\u5165\u5176\u4ed6\u56fa\u5b9a\u6536\u76ca\u7522\u54c1\u6216\u6536\u606f\u80a1\uff0c\u4ee5\u7dad\u6301\u7a69\u5065\u73fe\u91d1\u6d41\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6700\u65b0\u9999\u6e2f\u88ab\u52d5\u6536\u5165\u9078\u64c7<\/strong><\/h3>\n\n\n\n<p>\u667a\u80fd\u6295\u8cc7\u5e73\u53f0<a href=\"https:\/\/www.syfe.com\/hk\">Syfe<\/a>\u57282023\u5e74\u958b\u59cb\u70ba\u9999\u6e2f\u5ba2\u6236\u65b0\u589e\u9580\u6abb\u4f4e\u3001\u64cd\u4f5c\u7c21\u55ae\u7684\u300c<a href=\"https:\/\/www.syfe.com\/hk\/income-plus\">Syfe\u6536\u606f\u5bf6<\/a>\u300d*\u6a5f\u69cb\u7d1a\u5225\u6295\u8cc7\u7522\u54c1\uff0c\u70ba\u6295\u8cc7\u8005\u63d0\u4f9b\u6bcf\u6708\u7372\u5f97\u7a69\u5b9a\u73fe\u91d1\u6d41\u7684\u65b0\u9078\u64c7\uff0c\u5e74\u5316\u6536\u76ca\u7387\u75316.0%\u81f3\u9ad8\u90548.6%\u3002<\/p>\n\n\n\n<p>\u96f6\u552e\u6295\u8cc7\u8005\u6bcf\u6708\u7372\u5f97\u6d3e\u606f\uff0c\u76f4\u63a5\u5b58\u5165\u4f60\u7684\u9280\u2f8f\u8cec\u2f3e\u6216\u2f83\u52d5\u518d\u6295\u8cc7\uff0c\u4e26\u53ef\u7bc0\u7701\u2fbc\u905460% \u7684\u6295\u8cc7\u7d1a\u5225\u57fa\u2fa6\u8cbb\u2f64\u3002<\/p>\n\n\n\n<p>\u4e86\u89e3\u66f4\u591a\ufe30<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%E4%BA%86%E8%A7%A3%E6%9B%B4%E5%A4%9A%E6%94%B6%E6%81%AF%E5%AF%B6\/#learn-more\">https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/\u4e86\u89e3\u66f4\u591a\u6536\u606f\u5bf6\/#learn-more<\/a><\/p>\n\n\n\n<p><sub>*\u6536\u606f\u5bf6\u6295\u8cc7\u7d44\u5408\u7684\u76ee\u6a19\u662f\u5728\u7576\u524d\u5e02\u5834\u74b0\u5883\u4e0b\u5be6\u73fe\u6bcf\u6708\u76ee\u6a19\u6d3e\u606f\u7bc4\u570d\u3002\u6536\u606f\u5bf6\u7121\u6cd5\u4fdd\u8b49\u6bcf\u6708\u76ee\u6a19\u6d3e\u606f\uff0c\u4e26\u53d7\u5e02\u5834\u56e0\u7d20\u5f71\u97ff\u3002\u904e\u53bb\u7684\u6d3e\u606f\u4e0d\u4e00\u5b9a\u4ee3\u8868\u672a\u4f86\uff0c\u4e26\u6709\u6a5f\u6703\u8abf\u4f4e\u3002\u6bcf\u6708\u6b63\u6578\u6d3e\u606f\u6216\u5206\u914d\u6536\u76ca\u7387\u4e26\u4e0d\u610f\u5473\u8457\u6b63\u7684\u56de\u5831\u3002<\/sub><\/p>\n\n\n\n<p><sub>\u672c\u6587\u50c5\u4f9b\u53c3\u8003\uff0c\u4e0d\u61c9\u8996\u70ba\u8ca1\u52d9\u5efa\u8b70\u3002\u672c\u6587\u7121\u610f\u63a8\u92b7\u4efb\u4f55\u7279\u5b9a\u6295\u8cc7\uff0c\u4e5f\u7121\u610f\u63d0\u4f9b\u6216\u5efa\u8b70\u8cb7\u8ce3\u4efb\u4f55\u7279\u5b9a\u8b49\u5238\u3002\u6240\u6709\u5f62\u5f0f\u7684\u6295\u8cc7\u90fd\u6709\u98a8\u96aa\uff0c\u5305\u62ec\u640d\u5931\u5168\u90e8\u6295\u8cc7\u91d1\u984d\u7684\u98a8\u96aa\u3002\u904e\u53bb\u7684\u56de\u5831\u4e26\u4e0d\u4fdd\u8b49\u672a\u4f86\u7684\u8868\u73fe\u3002\u6295\u8cc7\u8005\u61c9\u8003\u616e\u81ea\u8eab\u60c5\u6cc1\u3002\u6b64\u8655\u5305\u542b\u7684\u8cc7\u8a0a\u4e26\u4e0d\u69cb\u6210\u5f9e\u4e8b\u4efb\u4f55\u6295\u8cc7\u6d3b\u52d5\u7684\u8981\u7d04\u3001\u4efb\u4f55\u62db\u652c\u3001\u9080\u8acb\u6216\u5efa\u8b70\u3002\u672c\u6587\u7ae0\u5167\u5bb9\u672a\u7d93\u9999\u6e2f\u8b49\u5238\u53ca\u671f\u8ca8\u4e8b\u52d9\u76e3\u5bdf\u59d4\u54e1\u6703\u5be9\u95b1\u3002<\/sub><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u56fa\u5b9a\u6536\u76ca\uff5c\u6a5f\u5834\u7ba1\u7406\u5c40\u4f5c\u70ba\u9999\u6e2f\u570b\u969b\u6a5f\u5834\u7684\u7368\u5bb6\u71df\u904b\u8005\uff0c\u58df\u65b7\u5730\u4f4d\u52a0\u4e0a\u7a69\u5b9a\u73fe\u91d1\u6d41\uff0c\u4ee4\u5230\u6a5f\u7ba1\u5c40\u50b5\u5238\u5ee3\u53d7\u96f6\u552e\u6295\u8cc7\u8005\u53ca\u6a5f\u69cb\u6295\u8cc7\u8005\u6b61\u8fce\u3002\u672c\u6587\u5256\u6790\u6a5f\u7ba1\u5c40\u50b5\u5238\u7684\u767c\u884c\u689d\u6b3e\u3001\u6d3e\u606f\u5b89\u6392\u3001\u6295\u8cc7\u512a\u52e2\u8207\u98a8\u96aa\u3001\u6b77\u5e74\u8a8d\u8cfc\u60c5\u6cc1\u53ca\u4e8c\u624b\u5e02\u5834\u8868\u73fe\uff0c\u52a9\u6295\u8cc7\u8005\u6b0a\u8861\u6295\u8cc7\u6c7a\u5b9a\u3002<\/p>\n","protected":false},"author":46,"featured_media":7349,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[24],"tags":[294,74,324,368,126],"class_list":{"0":"post-7348","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-syfe","8":"tag-294","9":"tag-74","10":"tag-324","11":"tag-368","12":"tag-126"},"acf":{"readingTime":"","authorName":"","authorThumbnail":false,"BLUE_TIER":"0","BLACK_TIER":"0","GOLD_TIER":"0","PRIVATE_WEALTH_TIER":"0","PRE_AML":"0","POST_AML":"0","NO_GLOBAL_PORTFOLIO":"0","NO_REITS_PORTFOLIO":"0","NO_EQUITY_PORTFOLIO":"0","NO_CASH_PORTFOLIO":"0","HAS_ADVISOR":"0","INVESTMENT_PORTFOLIO_AUM":"0","AFTER_AML_DATE":"","AFTER_ACCOUNT_CREATED_DATE":"","language":"all"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u88ab\u52d5\u6536\u5165\uff5c\u9999\u6e2f\u6a5f\u5834\u7ba1\u7406\u5c40\u50b5\u5238\u689d\u6b3e\u3001\u6d3e\u606f\u3001\u98a8\u96aa\u3001\u8a8d\u8cfc\u65b9\u6cd5 | Magazine<\/title>\n<meta name=\"description\" content=\"\u56fa\u5b9a\u6536\u76ca\uff5c\u6a5f\u5834\u7ba1\u7406\u5c40\u4f5c\u70ba\u9999\u6e2f\u570b\u969b\u6a5f\u5834\u7684\u7368\u5bb6\u71df\u904b\u8005\uff0c\u58df\u65b7\u5730\u4f4d\u52a0\u4e0a\u7a69\u5b9a\u73fe\u91d1\u6d41\uff0c\u4ee4\u5230\u6a5f\u7ba1\u5c40\u50b5\u5238\u5ee3\u53d7\u96f6\u552e\u6295\u8cc7\u8005\u53ca\u6a5f\u69cb\u6295\u8cc7\u8005\u6b61\u8fce\u3002\u672c\u6587\u5256\u6790\u6a5f\u7ba1\u5c40\u50b5\u5238\u7684\u767c\u884c\u689d\u6b3e\u3001\u6d3e\u606f\u5b89\u6392\u3001\u6295\u8cc7\u512a\u52e2\u8207\u98a8\u96aa\u3001\u6b77\u5e74\u8a8d\u8cfc\u60c5\u6cc1\u53ca\u4e8c\u624b\u5e02\u5834\u8868\u73fe\uff0c\u52a9\u6295\u8cc7\u8005\u6b0a\u8861\u6295\u8cc7\u6c7a\u5b9a\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u88ab\u52d5\u6536\u5165\uff5c\u9999\u6e2f\u6a5f\u5834\u7ba1\u7406\u5c40\u50b5\u5238\u689d\u6b3e\u3001\u6d3e\u606f\u3001\u98a8\u96aa\u3001\u8a8d\u8cfc\u65b9\u6cd5 | Magazine\" \/>\n<meta property=\"og:description\" content=\"\u56fa\u5b9a\u6536\u76ca\uff5c\u6a5f\u5834\u7ba1\u7406\u5c40\u4f5c\u70ba\u9999\u6e2f\u570b\u969b\u6a5f\u5834\u7684\u7368\u5bb6\u71df\u904b\u8005\uff0c\u58df\u65b7\u5730\u4f4d\u52a0\u4e0a\u7a69\u5b9a\u73fe\u91d1\u6d41\uff0c\u4ee4\u5230\u6a5f\u7ba1\u5c40\u50b5\u5238\u5ee3\u53d7\u96f6\u552e\u6295\u8cc7\u8005\u53ca\u6a5f\u69cb\u6295\u8cc7\u8005\u6b61\u8fce\u3002\u672c\u6587\u5256\u6790\u6a5f\u7ba1\u5c40\u50b5\u5238\u7684\u767c\u884c\u689d\u6b3e\u3001\u6d3e\u606f\u5b89\u6392\u3001\u6295\u8cc7\u512a\u52e2\u8207\u98a8\u96aa\u3001\u6b77\u5e74\u8a8d\u8cfc\u60c5\u6cc1\u53ca\u4e8c\u624b\u5e02\u5834\u8868\u73fe\uff0c\u52a9\u6295\u8cc7\u8005\u6b0a\u8861\u6295\u8cc7\u6c7a\u5b9a\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/\" \/>\n<meta property=\"og:site_name\" content=\"Magazine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/SyfeHongKong\" \/>\n<meta property=\"article:published_time\" content=\"2025-10-31T17:21:08+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-07T12:25:14+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-1024x576.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1024\" \/>\n\t<meta property=\"og:image:height\" content=\"576\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Hong Kong\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Hong Kong\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 \u5206\u9418\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/\"},\"author\":{\"name\":\"Hong Kong\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/ba53857451c8c2d5674e9e4320bfc0cb\"},\"headline\":\"\u88ab\u52d5\u6536\u5165\uff5c\u9999\u6e2f\u6a5f\u5834\u7ba1\u7406\u5c40\u50b5\u5238\u689d\u6b3e\u3001\u6d3e\u606f\u3001\u98a8\u96aa\u3001\u8a8d\u8cfc\u65b9\u6cd5\",\"datePublished\":\"2025-10-31T17:21:08+00:00\",\"dateModified\":\"2025-11-07T12:25:14+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/\"},\"wordCount\":20,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238.png\",\"keywords\":[\"\u50b5\u5238\",\"\u56fa\u5b9a\u6536\u76ca\",\"\u653f\u5e9c\u50b5\u5238\",\"\u6a5f\u7ba1\u5c40\u50b5\u5238\",\"\u88ab\u52d5\u6536\u5165\"],\"articleSection\":[\"Syfe \u5e6b\u7dca\u4f60\"],\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/\",\"name\":\"\u88ab\u52d5\u6536\u5165\uff5c\u9999\u6e2f\u6a5f\u5834\u7ba1\u7406\u5c40\u50b5\u5238\u689d\u6b3e\u3001\u6d3e\u606f\u3001\u98a8\u96aa\u3001\u8a8d\u8cfc\u65b9\u6cd5 | Magazine\",\"isPartOf\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238.png\",\"datePublished\":\"2025-10-31T17:21:08+00:00\",\"dateModified\":\"2025-11-07T12:25:14+00:00\",\"description\":\"\u56fa\u5b9a\u6536\u76ca\uff5c\u6a5f\u5834\u7ba1\u7406\u5c40\u4f5c\u70ba\u9999\u6e2f\u570b\u969b\u6a5f\u5834\u7684\u7368\u5bb6\u71df\u904b\u8005\uff0c\u58df\u65b7\u5730\u4f4d\u52a0\u4e0a\u7a69\u5b9a\u73fe\u91d1\u6d41\uff0c\u4ee4\u5230\u6a5f\u7ba1\u5c40\u50b5\u5238\u5ee3\u53d7\u96f6\u552e\u6295\u8cc7\u8005\u53ca\u6a5f\u69cb\u6295\u8cc7\u8005\u6b61\u8fce\u3002\u672c\u6587\u5256\u6790\u6a5f\u7ba1\u5c40\u50b5\u5238\u7684\u767c\u884c\u689d\u6b3e\u3001\u6d3e\u606f\u5b89\u6392\u3001\u6295\u8cc7\u512a\u52e2\u8207\u98a8\u96aa\u3001\u6b77\u5e74\u8a8d\u8cfc\u60c5\u6cc1\u53ca\u4e8c\u624b\u5e02\u5834\u8868\u73fe\uff0c\u52a9\u6295\u8cc7\u8005\u6b0a\u8861\u6295\u8cc7\u6c7a\u5b9a\u3002\",\"breadcrumb\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/#breadcrumb\"},\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/#primaryimage\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238.png\",\"contentUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238.png\",\"width\":1920,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u88ab\u52d5\u6536\u5165\uff5c\u9999\u6e2f\u6a5f\u5834\u7ba1\u7406\u5c40\u50b5\u5238\u689d\u6b3e\u3001\u6d3e\u606f\u3001\u98a8\u96aa\u3001\u8a8d\u8cfc\u65b9\u6cd5\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/\",\"name\":\"Magazine\",\"description\":\"Just another WordPress site\",\"publisher\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-TW\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization\",\"name\":\"Syfe Hong Kong\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png\",\"contentUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png\",\"width\":1080,\"height\":1080,\"caption\":\"Syfe Hong Kong\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/SyfeHongKong\",\"https:\/\/www.instagram.com\/syfehk\/\",\"https:\/\/www.linkedin.com\/company\/syfe\/\",\"https:\/\/www.youtube.com\/channel\/UCmggQNC9xRW1JQ3UtvbRR6Q\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/ba53857451c8c2d5674e9e4320bfc0cb\",\"name\":\"Hong Kong\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/95fc855e594640b9aa8d461b99abd966c83ab98c5178630c311caec663247e8f?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/95fc855e594640b9aa8d461b99abd966c83ab98c5178630c311caec663247e8f?s=96&d=mm&r=g\",\"caption\":\"Hong Kong\"},\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/author\/hong-kong\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u88ab\u52d5\u6536\u5165\uff5c\u9999\u6e2f\u6a5f\u5834\u7ba1\u7406\u5c40\u50b5\u5238\u689d\u6b3e\u3001\u6d3e\u606f\u3001\u98a8\u96aa\u3001\u8a8d\u8cfc\u65b9\u6cd5 | Magazine","description":"\u56fa\u5b9a\u6536\u76ca\uff5c\u6a5f\u5834\u7ba1\u7406\u5c40\u4f5c\u70ba\u9999\u6e2f\u570b\u969b\u6a5f\u5834\u7684\u7368\u5bb6\u71df\u904b\u8005\uff0c\u58df\u65b7\u5730\u4f4d\u52a0\u4e0a\u7a69\u5b9a\u73fe\u91d1\u6d41\uff0c\u4ee4\u5230\u6a5f\u7ba1\u5c40\u50b5\u5238\u5ee3\u53d7\u96f6\u552e\u6295\u8cc7\u8005\u53ca\u6a5f\u69cb\u6295\u8cc7\u8005\u6b61\u8fce\u3002\u672c\u6587\u5256\u6790\u6a5f\u7ba1\u5c40\u50b5\u5238\u7684\u767c\u884c\u689d\u6b3e\u3001\u6d3e\u606f\u5b89\u6392\u3001\u6295\u8cc7\u512a\u52e2\u8207\u98a8\u96aa\u3001\u6b77\u5e74\u8a8d\u8cfc\u60c5\u6cc1\u53ca\u4e8c\u624b\u5e02\u5834\u8868\u73fe\uff0c\u52a9\u6295\u8cc7\u8005\u6b0a\u8861\u6295\u8cc7\u6c7a\u5b9a\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/","og_locale":"zh_TW","og_type":"article","og_title":"\u88ab\u52d5\u6536\u5165\uff5c\u9999\u6e2f\u6a5f\u5834\u7ba1\u7406\u5c40\u50b5\u5238\u689d\u6b3e\u3001\u6d3e\u606f\u3001\u98a8\u96aa\u3001\u8a8d\u8cfc\u65b9\u6cd5 | Magazine","og_description":"\u56fa\u5b9a\u6536\u76ca\uff5c\u6a5f\u5834\u7ba1\u7406\u5c40\u4f5c\u70ba\u9999\u6e2f\u570b\u969b\u6a5f\u5834\u7684\u7368\u5bb6\u71df\u904b\u8005\uff0c\u58df\u65b7\u5730\u4f4d\u52a0\u4e0a\u7a69\u5b9a\u73fe\u91d1\u6d41\uff0c\u4ee4\u5230\u6a5f\u7ba1\u5c40\u50b5\u5238\u5ee3\u53d7\u96f6\u552e\u6295\u8cc7\u8005\u53ca\u6a5f\u69cb\u6295\u8cc7\u8005\u6b61\u8fce\u3002\u672c\u6587\u5256\u6790\u6a5f\u7ba1\u5c40\u50b5\u5238\u7684\u767c\u884c\u689d\u6b3e\u3001\u6d3e\u606f\u5b89\u6392\u3001\u6295\u8cc7\u512a\u52e2\u8207\u98a8\u96aa\u3001\u6b77\u5e74\u8a8d\u8cfc\u60c5\u6cc1\u53ca\u4e8c\u624b\u5e02\u5834\u8868\u73fe\uff0c\u52a9\u6295\u8cc7\u8005\u6b0a\u8861\u6295\u8cc7\u6c7a\u5b9a\u3002","og_url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/","og_site_name":"Magazine","article_publisher":"https:\/\/www.facebook.com\/SyfeHongKong","article_published_time":"2025-10-31T17:21:08+00:00","article_modified_time":"2025-11-07T12:25:14+00:00","og_image":[{"width":1024,"height":576,"url":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-1024x576.png","type":"image\/png"}],"author":"Hong Kong","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Hong Kong","Est. reading time":"2 \u5206\u9418"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/#article","isPartOf":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/"},"author":{"name":"Hong Kong","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/ba53857451c8c2d5674e9e4320bfc0cb"},"headline":"\u88ab\u52d5\u6536\u5165\uff5c\u9999\u6e2f\u6a5f\u5834\u7ba1\u7406\u5c40\u50b5\u5238\u689d\u6b3e\u3001\u6d3e\u606f\u3001\u98a8\u96aa\u3001\u8a8d\u8cfc\u65b9\u6cd5","datePublished":"2025-10-31T17:21:08+00:00","dateModified":"2025-11-07T12:25:14+00:00","mainEntityOfPage":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/"},"wordCount":20,"commentCount":0,"publisher":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization"},"image":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/#primaryimage"},"thumbnailUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238.png","keywords":["\u50b5\u5238","\u56fa\u5b9a\u6536\u76ca","\u653f\u5e9c\u50b5\u5238","\u6a5f\u7ba1\u5c40\u50b5\u5238","\u88ab\u52d5\u6536\u5165"],"articleSection":["Syfe \u5e6b\u7dca\u4f60"],"inLanguage":"zh-TW","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/","url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/","name":"\u88ab\u52d5\u6536\u5165\uff5c\u9999\u6e2f\u6a5f\u5834\u7ba1\u7406\u5c40\u50b5\u5238\u689d\u6b3e\u3001\u6d3e\u606f\u3001\u98a8\u96aa\u3001\u8a8d\u8cfc\u65b9\u6cd5 | Magazine","isPartOf":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/#primaryimage"},"image":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/#primaryimage"},"thumbnailUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238.png","datePublished":"2025-10-31T17:21:08+00:00","dateModified":"2025-11-07T12:25:14+00:00","description":"\u56fa\u5b9a\u6536\u76ca\uff5c\u6a5f\u5834\u7ba1\u7406\u5c40\u4f5c\u70ba\u9999\u6e2f\u570b\u969b\u6a5f\u5834\u7684\u7368\u5bb6\u71df\u904b\u8005\uff0c\u58df\u65b7\u5730\u4f4d\u52a0\u4e0a\u7a69\u5b9a\u73fe\u91d1\u6d41\uff0c\u4ee4\u5230\u6a5f\u7ba1\u5c40\u50b5\u5238\u5ee3\u53d7\u96f6\u552e\u6295\u8cc7\u8005\u53ca\u6a5f\u69cb\u6295\u8cc7\u8005\u6b61\u8fce\u3002\u672c\u6587\u5256\u6790\u6a5f\u7ba1\u5c40\u50b5\u5238\u7684\u767c\u884c\u689d\u6b3e\u3001\u6d3e\u606f\u5b89\u6392\u3001\u6295\u8cc7\u512a\u52e2\u8207\u98a8\u96aa\u3001\u6b77\u5e74\u8a8d\u8cfc\u60c5\u6cc1\u53ca\u4e8c\u624b\u5e02\u5834\u8868\u73fe\uff0c\u52a9\u6295\u8cc7\u8005\u6b0a\u8861\u6295\u8cc7\u6c7a\u5b9a\u3002","breadcrumb":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/#breadcrumb"},"inLanguage":"zh-TW","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/"]}]},{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/#primaryimage","url":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238.png","contentUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238.png","width":1920,"height":1080},{"@type":"BreadcrumbList","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%a9%9f-%e7%ae%a1-%e5%b1%80-%e5%82%b5%e5%88%b8\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/"},{"@type":"ListItem","position":2,"name":"\u88ab\u52d5\u6536\u5165\uff5c\u9999\u6e2f\u6a5f\u5834\u7ba1\u7406\u5c40\u50b5\u5238\u689d\u6b3e\u3001\u6d3e\u606f\u3001\u98a8\u96aa\u3001\u8a8d\u8cfc\u65b9\u6cd5"}]},{"@type":"WebSite","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website","url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/","name":"Magazine","description":"Just another WordPress site","publisher":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-TW"},{"@type":"Organization","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization","name":"Syfe Hong Kong","url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/","logo":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/","url":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png","contentUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png","width":1080,"height":1080,"caption":"Syfe Hong Kong"},"image":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/SyfeHongKong","https:\/\/www.instagram.com\/syfehk\/","https:\/\/www.linkedin.com\/company\/syfe\/","https:\/\/www.youtube.com\/channel\/UCmggQNC9xRW1JQ3UtvbRR6Q"]},{"@type":"Person","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/ba53857451c8c2d5674e9e4320bfc0cb","name":"Hong Kong","image":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/95fc855e594640b9aa8d461b99abd966c83ab98c5178630c311caec663247e8f?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/95fc855e594640b9aa8d461b99abd966c83ab98c5178630c311caec663247e8f?s=96&d=mm&r=g","caption":"Hong Kong"},"url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/author\/hong-kong\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238.png",1920,1080,false],"thumbnail":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-150x150.png",150,150,true],"medium":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-300x169.png",300,169,true],"medium_large":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-768x432.png",696,392,true],"large":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-1024x576.png",696,392,true],"1536x1536":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-1536x864.png",1536,864,true],"2048x2048":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238.png",1920,1080,false],"td_0x420":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-747x420.png",747,420,true],"td_218x150":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-218x150.png",218,150,true],"td_324x400":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-324x400.png",324,400,true],"td_485x360":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-485x360.png",485,360,true],"td_696x0":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-696x392.png",696,392,true],"td_1068x0":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-1068x601.png",1068,601,true],"td_1920x0":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238.png",1920,1080,false],"td_100x70":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-100x70.png",100,70,true],"td_265x198":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-265x198.png",265,198,true],"td_324x160":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-324x160.png",324,160,true],"td_324x235":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-324x235.png",324,235,true],"td_356x220":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-356x220.png",356,220,true],"td_356x364":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-356x364.png",356,364,true],"td_533x261":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-533x261.png",533,261,true],"td_534x462":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-534x462.png",534,462,true],"td_696x385":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-696x385.png",696,385,true],"td_741x486":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-741x486.png",741,486,true],"td_1068x580":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-1068x580.png",1068,580,true]},"uagb_author_info":{"display_name":"Hong Kong","author_link":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/author\/hong-kong\/"},"uagb_comment_info":0,"uagb_excerpt":"\u56fa\u5b9a\u6536\u76ca\uff5c\u6a5f\u5834\u7ba1\u7406\u5c40\u4f5c\u70ba\u9999\u6e2f\u570b\u969b\u6a5f\u5834\u7684\u7368\u5bb6\u71df\u904b\u8005\uff0c\u58df\u65b7\u5730\u4f4d\u52a0\u4e0a\u7a69\u5b9a\u73fe\u91d1\u6d41\uff0c\u4ee4\u5230\u6a5f\u7ba1\u5c40\u50b5\u5238\u5ee3\u53d7\u96f6\u552e\u6295\u8cc7\u8005\u53ca\u6a5f\u69cb\u6295...","category":"Syfe \u5e6b\u7dca\u4f60","authorName":"Hong Kong","thumbnail":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238-150x150.png","featuredImage":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/11\/\u6a5f-\u7ba1-\u5c40-\u50b5\u5238.png","_links":{"self":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts\/7348","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/users\/46"}],"replies":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/comments?post=7348"}],"version-history":[{"count":2,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts\/7348\/revisions"}],"predecessor-version":[{"id":7379,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts\/7348\/revisions\/7379"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/media\/7349"}],"wp:attachment":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/media?parent=7348"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/categories?post=7348"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/tags?post=7348"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}