{"id":8073,"date":"2026-02-12T01:05:34","date_gmt":"2026-02-11T17:05:34","guid":{"rendered":"https:\/\/www.syfe.com\/hk\/magazine\/?p=8073"},"modified":"2026-04-19T17:14:14","modified_gmt":"2026-04-19T09:14:14","slug":"%e5%85%92%e7%ab%a5-%e9%8a%80%e8%a1%8c-%e6%88%b6%e5%8f%a3","status":"publish","type":"post","link":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%85%92%e7%ab%a5-%e9%8a%80%e8%a1%8c-%e6%88%b6%e5%8f%a3\/","title":{"rendered":"\u9999\u6e2f\u5152\u7ae5\u9280\u884c\u6236\u53e3\u5168\u653b\u7565\uff5c10\u5927\u9280\u884c\u958b\u6236\u689d\u4ef6\u53ca\u8fce\u65b0\u512a\u60e0\u6bd4\u8f03"},"content":{"rendered":"\n<p><strong>\u60f3\u70ba\u5c0f\u670b\u53cb\u5132\u8d77\u5229\u662f\u9322\uff0c\u517c\u53ca\u65e9\u57f9\u80b2\u7406\u8ca1\u89c0\u5ff5\uff1f\u9999\u6e2f\u7684\u4e3b\u8981\u9280\u884c\u7684\u5152\u7ae5\u9280\u884c\u6236\u53e3\u901a\u5e38\u514d\u6536\u6708\u8cbb\uff0c\u4ea6\u4e0d\u8a2d\u6700\u4f4e\u7d50\u9918\u8981\u6c42\uff0c\u4f46\u5728\u5e74\u9f61\u9650\u5236\u3001\u5229\u606f\u512a\u60e0\u3001\u79ae\u54c1\u3001\u6709\u5426\u63d0\u4f9b\u63d0\u6b3e\u5361\/\u5be6\u9ad4\u5b58\u647a\u7c3f\u7b49\u9644\u52a0\u670d\u52d9\u65b9\u9762\u5b58\u5728\u986f\u8457\u5dee\u7570\u3002Syfe\u7de8\u8f2f\u5718\u968a\u6bd4\u8f03\u9999\u6e2f\u4e3b\u6d41\u7684\u5152\u7ae5\u9280\u884c\u6236\u53e3\u958b\u6236\u9078\u9805\u53ca\u624b\u7e8c\uff0c\u52a9\u5bb6\u9577\u6559\u80b2\u5b50\u5973\u6b63\u78ba\u7684\u7406\u8ca1\u89c0\u5ff5\u3002<\/strong><\/p>\n\n\n\t\t\t\t<div class=\"wp-block-uagb-table-of-contents uagb-toc__align-left uagb-toc__columns-1  uagb-block-8c1c71f6      \"\n\t\t\t\t\tdata-scroll= \"1\"\n\t\t\t\t\tdata-offset= \"30\"\n\t\t\t\t\tstyle=\"\"\n\t\t\t\t>\n\t\t\t\t<div class=\"uagb-toc__wrap\">\n\t\t\t\t\t\t<div class=\"uagb-toc__title\">\n\t\t\t\t\t\t\tTable Of Contents\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"uagb-toc__list-wrap \">\n\t\t\t\t\t\t<ol class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u672a\u6eff18\u6b72\u958b\u9280\u884c\u6236\u53e3\u958b\u8a2d\u5152\u7ae5\u9280\u884c\u6236\u53e3\u524d\u8981\u77e5\u9053\u76844\u4ef6\u4e8b\" class=\"uagb-toc-link__trigger\">\u672a\u6eff18\u6b72\u958b\u9280\u884c\u6236\u53e3\uff5c\u958b\u8a2d\u5152\u7ae5\u9280\u884c\u6236\u53e3\u524d\u8981\u77e5\u9053\u76844\u4ef6\u4e8b<\/a><ul class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u6b72\u6578\u8b8a\u5316\u8207\u9280\u884c\u6236\u53e3\u9650\u5236\" class=\"uagb-toc-link__trigger\">\u6b72\u6578\u8b8a\u5316\u8207\u9280\u884c\u6236\u53e3\u9650\u5236<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u5be6\u9ad4\u5b58\u647a\u53ca\u63d0\u6b3e\u5361\u9650\u5236\" class=\"uagb-toc-link__trigger\">\u5be6\u9ad4\u5b58\u647a\u53ca\u63d0\u6b3e\u5361\u9650\u5236<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u5b58\u6b3e\u5229\u7387\" class=\"uagb-toc-link__trigger\">\u5b58\u6b3e\u5229\u7387<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u958b\u5152\u7ae5\u9280\u884c\u6236\u53e3\u6240\u9700\u6587\u4ef6\" class=\"uagb-toc-link__trigger\">\u958b\u5152\u7ae5\u9280\u884c\u6236\u53e3\u6240\u9700\u6587\u4ef6<\/a><\/li><\/ul><\/li><li class=\"uagb-toc__list\"><a href=\"#10\u5927\u9280\u884c\u5152\u7ae5\u6236\u53e3\u8a73\u60c5\u53ca\u8fce\u65b0\u512a\u60e0\" class=\"uagb-toc-link__trigger\">10\u5927\u9280\u884c\u5152\u7ae5\u6236\u53e3\u8a73\u60c5\u53ca\u8fce\u65b0\u512a\u60e0<\/a><ul class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u9999\u6e2f\u6ed9\u8c50\u5152\u7ae5\u6236\u53e3hsbc-for-teens\u914d\u642dpayme\" class=\"uagb-toc-link__trigger\">\u9999\u6e2f\u6ed9\u8c50\u5152\u7ae5\u6236\u53e3\uff1aHSBC for Teens\u914d\u642dPayMe<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u4e2d\u9280\u9999\u6e2f\u5152\u7ae5\u6236\u53e3kiddie-sky\u5132\u84c4\u8cec\u6236\u53ea\u9069\u7528\u65bc11\u6b72\u4ee5\u4e0b\u5152\u7ae5\" class=\"uagb-toc-link__trigger\">\u4e2d\u9280\u9999\u6e2f\u5152\u7ae5\u6236\u53e3\uff1aKiddie Sky\u5132\u84c4\u8cec\u6236\u53ea\u9069\u7528\u65bc11\u6b72\u4ee5\u4e0b\u5152\u7ae5<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u6052\u751f\u9280\u884c\u5152\u7ae5\u6236\u53e3\u4e0d\u8a2d\u4f4e\u984d\u7d50\u5b58\u670d\u52d9\u8cbb\" class=\"uagb-toc-link__trigger\">\u6052\u751f\u9280\u884c\u5152\u7ae5\u6236\u53e3\uff1a\u4e0d\u8a2d\u4f4e\u984d\u7d50\u5b58\u670d\u52d9\u8cbb<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u83ef\u50d1\u9280\u884c\u5152\u7ae5\u6236\u53e3my-kid\u5132\u84c4\u8a08\u5283\u63d0\u4f9b\u5b58\u647a\" class=\"uagb-toc-link__trigger\">\u83ef\u50d1\u9280\u884c\u5152\u7ae5\u6236\u53e3\uff1aMy Kid\u5132\u84c4\u8a08\u5283\u63d0\u4f9b\u5b58\u647a<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u5927\u65b0\u9280\u884cdoraemon\u5152\u7ae5\u5132\u84c4\u6236\u53e3\u53ef\u5b58\u5165\u4fe1\u7528\u5361\u7c3d\u8cec\u73fe\u91d1\u56de\u8d08\" class=\"uagb-toc-link__trigger\">\u5927\u65b0\u9280\u884cDoraemon\u5152\u7ae5\u5132\u84c4\u6236\u53e3\uff1a\u53ef\u5b58\u5165\u4fe1\u7528\u5361\u7c3d\u8cec\u73fe\u91d1\u56de\u8d08<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u6771\u4e9e\u9280\u884c\u5152\u7ae5\u6236\u53e3\u7406\u8ca1\u5c0f\u535a\u58eb\u5132\u84c4\u8cec\u6236\u8fce\u65b0\u91d1\u984d\u6700\u9ad8400\u5143\" class=\"uagb-toc-link__trigger\">\u6771\u4e9e\u9280\u884c\u5152\u7ae5\u6236\u53e3\uff1a\u7406\u8ca1\u5c0f\u535a\u58eb\u5132\u84c4\u8cec\u6236\u8fce\u65b0\u91d1\u984d\u6700\u9ad8400\u5143<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u82b1\u65d7\u9280\u884c\u5152\u7ae5\u6236\u53e3citi-nextgen\u6236\u53e3\u91dd\u5c0d\u9ad8\u7aef\u5ba2\u6236\" class=\"uagb-toc-link__trigger\">\u82b1\u65d7\u9280\u884c\u5152\u7ae5\u6236\u53e3\uff1aCiti NextGen\u6236\u53e3\u91dd\u5c0d\u9ad8\u7aef\u5ba2\u6236<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u5efa\u884c\u4e9e\u6d32\u5152\u7ae5\u6236\u53e3\u667asmart\u5152\u7ae5\u5132\u84c4\u6236\u53e3\u63d0\u4f9b\u96d9\u5e63\u9078\u64c7\" class=\"uagb-toc-link__trigger\">\u5efa\u884c\u4e9e\u6d32\u5152\u7ae5\u6236\u53e3\uff1a\u667aSmart\u5152\u7ae5\u5132\u84c4\u6236\u53e3\u63d0\u4f9b\u96d9\u5e63\u9078\u64c7<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u4fe1\u9280\u570b\u969b\u5152\u7ae5\u6236\u53e3\u89aa\u89aa\u6236\u53e3\u7531\u5bb6\u9577\u8a17\u7ba1-\u4e88\u5b50\u5973\u63d0\u6b3e\u5361\" class=\"uagb-toc-link__trigger\">\u4fe1\u9280\u570b\u969b\u5152\u7ae5\u6236\u53e3\uff1a\u300c\u89aa\u89aa\u6236\u53e3\u300d\u7531\u5bb6\u9577\u8a17\u7ba1 \u4e88\u5b50\u5973\u63d0\u6b3e\u5361<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u5275\u8208\u9280\u884c\u5152\u7ae5\u6236\u53e3i-kid-\u5132\u84c4\u6236\u53e3100\u5143\u958b\u6236\" class=\"uagb-toc-link__trigger\">\u5275\u8208\u9280\u884c\u5152\u7ae5\u6236\u53e3\uff1a\u300ci-kid \u5132\u84c4\u6236\u53e3\u300d100\u5143\u958b\u6236<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u6700\u65b0\u77ed\u671f\u8cc7\u91d1\u589e\u503c\u7b56\u7565\" class=\"uagb-toc-link__trigger\">\u6700\u65b0\u77ed\u671f\u8cc7\u91d1\u589e\u503c\u7b56\u7565<\/a><\/ul><\/ul><\/ol>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\n\n\n<h2 class=\"wp-block-heading\">\u672a\u6eff18\u6b72\u958b\u9280\u884c\u6236\u53e3\uff5c\u958b\u8a2d\u5152\u7ae5\u9280\u884c\u6236\u53e3\u524d\u8981\u77e5\u9053\u76844\u4ef6\u4e8b<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/02\/\u672a-\u6eff-18-\u6b72-\u958b-\u9280\u884c-\u6236\u53e3-1024x576.png\" alt=\"\" class=\"wp-image-8821\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/02\/\u672a-\u6eff-18-\u6b72-\u958b-\u9280\u884c-\u6236\u53e3-1024x576.png 1024w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/02\/\u672a-\u6eff-18-\u6b72-\u958b-\u9280\u884c-\u6236\u53e3-300x169.png 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/02\/\u672a-\u6eff-18-\u6b72-\u958b-\u9280\u884c-\u6236\u53e3-768x432.png 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/02\/\u672a-\u6eff-18-\u6b72-\u958b-\u9280\u884c-\u6236\u53e3-1536x864.png 1536w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/02\/\u672a-\u6eff-18-\u6b72-\u958b-\u9280\u884c-\u6236\u53e3-747x420.png 747w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/02\/\u672a-\u6eff-18-\u6b72-\u958b-\u9280\u884c-\u6236\u53e3-696x392.png 696w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/02\/\u672a-\u6eff-18-\u6b72-\u958b-\u9280\u884c-\u6236\u53e3-1068x601.png 1068w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/02\/\u672a-\u6eff-18-\u6b72-\u958b-\u9280\u884c-\u6236\u53e3.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6b72\u6578\u8b8a\u5316\u8207\u9280\u884c\u6236\u53e3\u9650\u5236<\/strong><\/h3>\n\n\n\n<p>\u9999\u6e2f\u7684\u8eab\u4efd\u8b49\u5236\u5ea6\u5c0718\u6b72\u4ee5\u4e0b\u7684\u672a\u6210\u5e74\u4eba\u5206\u70ba\u5169\u500b\u4e3b\u8981\u985e\u5225\uff1a11\u6b72\u4ee5\u4e0b\u548c11\u81f317\u6b72\uff0c\u524d\u8005\u5c6c\u65bc\u300c\u5c0f\u7ae5\u8eab\u4efd\u8b49\u300d\uff0c\u800c\u5e74\u6eff11\u6b72\u7684\u9999\u6e2f\u5c45\u6c11<a href=\"https:\/\/www.immd.gov.hk\/hkt\/services\/hkid\/reg_replace.html\">\u5fc5\u9808<\/a>\u65bc11\u6b72\u5f8c\u6216\u62b5\u6e2f30\u65e5\u5167\u767b\u8a18\u9818\u53d6\u300c\u5152\u7ae5\u8eab\u4efd\u8b49\u300d\uff0c\u800c\u8b49\u4ef6\u4e0a\u6a19\u8a18\u55ae\u500b\u661f\u865f\u300c*\u300d\u4ee5\u53cd\u6620\u6301\u8b49\u4eba\u672a\u6210\u5e74\u3002<\/p>\n\n\n\n<p>\u5404\u4e3b\u8981\u9280\u884c\u666e\u904d\u4ee511\u6b72\u4f5c\u70ba\u5206\u754c\u9ede\uff0c\u63d0\u4f9b\u4e0d\u540c\u7684\u5152\u7ae5\u6236\u53e3\u670d\u52d9\uff0c\u572811\u6b72\u524d\u4ee5\u7236\u6bcd\u6216\u76e3\u8b77\u4eba\u540d\u7fa9\u958b\u8a2d\u5152\u7ae5\u9280\u884c\u6236\u53e3\uff0c\u901a\u5e38\u70ba\u53d7\u5bb6\u9577\uff08\u53d7\u8a17\u4eba\uff09\u5168\u6b0a\u63a7\u5236\u53ca\u64cd\u4f5c\uff0c\u5152\u7ae5\u5f80\u5f80\u4e0d\u80fd\u7368\u7acb\u63d0\u6b3e\uff1b\u572811\u6b72\u81f317\u6b72\u5247\u53ef\u4ee5\u89aa\u81ea\u7533\u8acb\u5152\u7ae5\u9280\u884c\u6236\u53e3\uff0c\u4e14\u53ef\u7372\u767c\u7368\u7acb\u7684\u6263\u8cec\u5361\uff0c\u4e26\u53ef\u7533\u8acb\u7db2\u4e0a\u9280\u884c\u6b0a\u9650\uff08\u901a\u5e38\u70ba\u53d7\u9650\u5236\u529f\u80fd\uff09\uff0c\u81ea\u4e3b\u5ea6\u76f8\u5c0d\u9ad8\uff0c\u4f46\u4ecd\u9700\u8981\u7236\u6bcd\u6216\u76e3\u8b77\u4eba\u966a\u540c\u958b\u6236\u3002<\/p>\n\n\n\n<p>\u81f3\u5152\u7ae5\u9280\u884c\u6236\u53e3\u6301\u6709\u4eba\u5e74\u6eff18\u6b72\uff0c\u9280\u884c\u901a\u5e38\u6703\u5b89\u6392\u5c07\u5176\u63d0\u5347\u81f3\u6210\u4eba\u7d9c\u5408\u6236\u53e3\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5be6\u9ad4\u5b58\u647a\u53ca\u63d0\u6b3e\u5361\u9650\u5236<\/strong><\/h3>\n\n\n\n<p>\u5c0d\u8a31\u591a\u5bb6\u9577\u800c\u8a00\uff0c\u5be6\u9ad4\u5b58\u647a\u7c3f\u5177\u5099\u7406\u8ca1\u6559\u80b2\u610f\u7fa9\uff1a\u5152\u7ae5\u80fd\u89aa\u773c\u770b\u5230\u300c\u6253\u7c3f\u300d\u6642\u6578\u5b57\u7684\u7269\u7406\u6253\u5370\u904e\u7a0b\uff0c\u6709\u52a9\u65bc\u5b78\u6703\u300c\u7d2f\u7a4d\u8ca1\u5bcc\u300d\u3001\u300c\u7a4d\u5c11\u6210\u591a\u300d\u7684\u6982\u5ff5\u3002\u5728\u9999\u6e2f\u9280\u884c\u9081\u5411\u96fb\u5b50\u5316\u670d\u52d9\u7684\u8da8\u52e2\u4e0b\uff0c\u4e26\u975e\u6240\u6709\u9280\u884c\u90fd\u70ba\u5152\u7ae5\u6236\u53e3\u63d0\u4f9b\u5be6\u9ad4\u5b58\u647a\u3002\u622a\u81f32026\u5e74\u521d\uff0c\u4e2d\u9280\u9999\u6e2f\u3001\u6771\u4e9e\u9280\u884c\u3001\u83ef\u50d1\u9280\u884c\u53ca\u5efa\u884c\u4e9e\u6d32\u4ecd\u7136\u5728\u7db2\u7ad9\u5217\u660e\u63d0\u4f9b\u5152\u7ae5\u6236\u53e3\u5ba2\u6236\u5be6\u9ad4\u5b58\u647a\u3002<\/p>\n\n\n\n<p>\u53e6\u5916\uff0c\u90e8\u5206\u9280\u884c\u7684\u5152\u7ae5\u6236\u53e3\u63d0\u6b3e\u5361\u53ea\u80fd\u5920\u67e5\u95b1\u7d50\u9918\u53ca\u66f4\u6539\u5bc6\u78bc\uff0c\u4e0d\u8a2d\u8f49\u5e33\u6216\u7e73\u8cbb\u529f\u80fd\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u5b58\u6b3e\u5229\u7387<\/strong><\/h3>\n\n\n\n<p>\u9999\u6e2f\u9280\u884c\u7684\u5152\u7ae5\u6d3b\u671f\u5132\u84c4\u6236\u53e3\u5229\u606f\u901a\u5e38\u6975\u4f4e\uff0c\u5e74\u5229\u7387\u5f80\u5f80\u57280.25%\u6216\u66f4\u4f4e\u3002\u5b58\u516510,000\u5143\u81f3\u5152\u7ae5\u9280\u884c\u6236\u53e3\u5e74\u606f\u50c5\u7d0425\u5143\uff0c\u57fa\u672c\u4e0a\u7121\u5be6\u8cea\u7684\u8cc7\u7522\u589e\u503c\u3002\u56e0\u6b64\uff0c\u5bb6\u9577\u61c9\u5c07\u5152\u7ae5\u9280\u884c\u6236\u53e3\u8996\u70ba\u6559\u80b2\u5de5\u5177\u800c\u975e\u6295\u8cc7\u5de5\u5177\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u958b\u5152\u7ae5\u9280\u884c\u6236\u53e3\u6240\u9700\u6587\u4ef6<\/strong><\/h3>\n\n\n\n<p>\u9700\u8981\u5c0f\u7ae5\u8eab\u4efd\u8b49\/\u5152\u7ae5\u8eab\u4efd\u8b49\u3001\u5bb6\u9577\u6216\u76e3\u8b77\u4eba\u7684\u9999\u6e2f\u8eab\u4efd\u8b49\u6216\u65c5\u884c\u8b49\u4ef6\u3001\u5bb6\u9577\u7684\u8fd1\u4e09\u500b\u6708\u4f4f\u5740\u8b49\u660e\uff08\u5982\u6c34\u96fb\u8cbb\u55ae\u64da\uff09\u3001\u5152\u7ae5\u8207\u5bb6\u9577\u7684\u95dc\u4fc2\u8b49\u660e\uff08\u5982\u51fa\u751f\u8b49\u660e\u6216\u5b78\u6821\u624b\u518a\uff09<\/p>\n\n\n\n<p><strong><span style=\"text-decoration: underline;\">\u66f4\u591a\u9999\u6e2f\u9280\u884c\uff0f\u91d1\u878d\u670d\u52d9\u8cc7\u8a0a\uff1a<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%8a%80%e8%a1%8c-%e7%b7%a8%e8%99%9f-%e4%bb%a3%e7%a2%bc\/\">\u9280\u884c\u7de8\u865f<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e4%bf%9d%e9%9a%aa%e7%ae%b1-%e9%8a%80%e8%a1%8c-%e6%af%94%e8%bc%83-%e6%81%92%e7%94%9f-%e5%8c%af%e8%b1%90-%e4%b8%ad%e5%9c%8b-%e4%ba%a4%e9%80%9a-%e6%94%b6%e8%b2%bb\/\">\u4fdd\u96aa\u7bb1<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e7%99%bc-%e9%88%94-%e9%8a%80%e8%a1%8c\/\">\u767c\u9214\u9280\u884c<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%b8%af%e5%85%83-%e7%be%8e%e5%85%83-%e8%84%ab-%e5%8b%be-%e5%be%8c%e6%9e%9c\/\">\u806f\u7e6b\u532f\u7387<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e9%8a%80-%e7%a1%ac%e5%b9%a3-%e6%95%a3-%e7%b4%99-%e5%ad%90-%e8%bb%8a-%e5%9c%b0%e9%bb%9e\/\">\u6536\u9280\u8eca<\/a><\/span><\/strong><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">10\u5927\u9280\u884c\u5152\u7ae5\u6236\u53e3\u8a73\u60c5\u53ca\u8fce\u65b0\u512a\u60e0<\/h2>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/01\/\u5152\u7ae5-\u9280\u884c-\u6236\u53e3-1-1024x576.png\" alt=\"\" class=\"wp-image-8076\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/01\/\u5152\u7ae5-\u9280\u884c-\u6236\u53e3-1-1024x576.png 1024w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/01\/\u5152\u7ae5-\u9280\u884c-\u6236\u53e3-1-300x169.png 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/01\/\u5152\u7ae5-\u9280\u884c-\u6236\u53e3-1-768x432.png 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/01\/\u5152\u7ae5-\u9280\u884c-\u6236\u53e3-1-1536x864.png 1536w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/01\/\u5152\u7ae5-\u9280\u884c-\u6236\u53e3-1-747x420.png 747w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/01\/\u5152\u7ae5-\u9280\u884c-\u6236\u53e3-1-696x392.png 696w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/01\/\u5152\u7ae5-\u9280\u884c-\u6236\u53e3-1-1068x601.png 1068w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/01\/\u5152\u7ae5-\u9280\u884c-\u6236\u53e3-1.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\">\u9999\u6e2f\u6ed9\u8c50\u5152\u7ae5\u6236\u53e3\uff1aHSBC for Teens\u914d\u642dPayMe<\/h3>\n\n\n\n<p>\u200b11\u6b72\u6216\u4ee5\u4e0a\u7684\u672a\u6210\u5e74\u4eba\u958b\u8a2d\u6ed9\u8c50\u5152\u7ae5\u9280\u884c\u6236\u53e3<a href=\"https:\/\/www.hsbc.com.hk\/zh-hk\/accounts\/products\/savings\/children\/\">HSBC for Teens<\/a>\u53ef\u4f7f\u7528HSBC\u7684\u6d41\u52d5\u61c9\u7528\u7a0b\u5f0f\u53ca\u4f7f\u7528\u8f49\u6578\u5feb\u529f\u80fd\u8f49\u5e33\uff0c\u4e26\u53ef\u9023\u7d50\u81f3PayMe\u589e\u503c\u9322\u5305\u4fbf\u65bc\u8f49\u5e33\u548c\u8cfc\u7269\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4e2d\u9280\u9999\u6e2f\u5152\u7ae5\u6236\u53e3\uff1aKiddie Sky\u5132\u84c4\u8cec\u6236\u53ea\u9069\u7528\u65bc11\u6b72\u4ee5\u4e0b\u5152\u7ae5<\/h3>\n\n\n\n<p>\u4e2d\u9280\u9999\u6e2f\u7684\u5152\u7ae5\u9280\u884c\u6236\u53e3\u300c<a href=\"https:\/\/www.bochk.com\/tc\/deposits\/savings\/kiddies.html\">Kiddie Sky\u5132\u84c4\u8cec\u6236<\/a>\u300d\u63d0\u4f9b\u5c08\u7528\u5b58\u647a\u7c3f\u4ee5\u589e\u52a0\u5c0f\u670b\u53cb\u5c0d\u5132\u84c4\u7684\u8208\u8da3\uff0c\u4e0d\u904e\u53ea\u9069\u7528\u65bc11\u6b72\u4ee5\u4e0b\u5152\u7ae5\u3002\u81f3\u65bc11-17\u6b72\u9752\u5c11\u5e74<a href=\"https:\/\/www.bochk.com\/dam\/more\/accountopening\/tc.html\">\u5247\u53ef<\/a>\u4f7f\u7528\u57fa\u672c\u9280\u884c\u670d\u52d9\uff0c\u5305\u62ec\u7d9c\u5408\u7406\u8ca1\u670d\u52d9\u300c\u81ea\u5728\u7406\u8ca1\u300d\u3001\u5132\u84c4\u8cec\u6236\u3001\u7db2\u4e0a\u53ca\u624b\u6a5f\u9280\u884c\u3001\u4e2d\u9280\u5361\u3001\u96fb\u5b50\u6708\u7d50\u55ae\uff0c\u4f46\u9700\u8981\u7533\u8acb\u4eba\u7684\u9999\u6e2f\u6c38\u4e45\u6027\u5c45\u6c11\u8eab\u4efd\u8b49\u3001\u7236\u6bcd\/\u76e3\u8b77\u4eba\u7684\u8eab\u4efd\u8b49\u3001\u95dc\u4fc2\u8b49\u660e\u6587\u4ef6\uff08\u5982\uff1a\u9999\u6e2f\u51fa\u751f\u8b49\u660e\u66f8\u6b63\u672c\uff09\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6052\u751f\u9280\u884c\u5152\u7ae5\u6236\u53e3\uff1a\u4e0d\u8a2d\u4f4e\u984d\u7d50\u5b58\u670d\u52d9\u8cbb<\/h3>\n\n\n\n<p>\u6052\u751f\u9280\u884c\u70ba18\u6b72\u4ee5\u4e0b\u4eba\u58eb<a href=\"https:\/\/www.hangseng.com\/zh-hk\/personal\/banking-services\/integrated-account\/offers-for-under-18\/\">\u63d0\u4f9b<\/a>\u6e2f\u5143\u5132\u84c4\u53ca\u5916\u5e63\u5132\u84c4\u6236\u53e3\u3001\u63d0\u6b3e\u5361\u3001\u300c<a href=\"https:\/\/www.eps.com.hk\/chi\/\">\u6613\u8fa6\u4e8b<\/a>\u300d\u670d\u52d9\u3001\u7db2\u4e0a\u9280\u884c\u670d\u52d9\u3001\u96fb\u5b50\u6708\u7d50\u55ae\u53ca24\u5c0f\u6642\u81ea\u52d5\u5316\u96fb\u8a71\u7406\u8ca1\u670d\u52d9\uff0c\u4e14\u6236\u53e3\u4e0d\u8a2d\u4f4e\u984d\u7d50\u5b58\u670d\u52d9\u8cbb\u3002<\/p>\n\n\n\n<p>\u81f3\u65bc\u8a72\u884c\u7684\u512a\u8d8a\u53ca\u512a\u9032\u7406\u8ca1\u5ba2\u6236\u53ef\u70ba18\u6b72\u4ee5\u4e0b\u7684\u5b50\u5973\u53ca\/\u6216\u5b6b\u5b50\u5973\u958b\u7acbFamily+\u6236\u53e3\uff0c\u65b9\u4fbf\u70ba\u5bb6\u4eba\u4f5c\u5e33\u76ee\u7ba1\u7406\uff0c\u4f46\u6cd5\u5f8b\u4e0a\u8cc7\u7522\u6301\u6709\u4eba\u5c6c\u4e3b\u6236\u53e3\u5ba2\u6236\u672c\u4eba\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u83ef\u50d1\u9280\u884c\u5152\u7ae5\u6236\u53e3\uff1aMy Kid\u5132\u84c4\u8a08\u5283\u63d0\u4f9b\u5b58\u647a<\/h3>\n\n\n\n<p>\u83ef\u50d1\u9280\u884c\u7684\u5152\u7ae5\u9280\u884c\u6236\u53e3\u300c<a href=\"https:\/\/www.ocbc.com.hk\/personal-banking\/zh\/deposits\/my-kid.page#rates\">My Kid\u5132\u84c4\u8a08\u5283<\/a>\u300d\u541118\u6b72\u6216\u4ee5\u4e0b\u5152\u7ae5\u63d0\u4f9b\u5b58\u647a\uff0c\u4e26\u53ef\u8a2d\u7acb\u81ea\u52d5\u8f49\u8cec\u5b89\u6392\u6bcf\u6708\u5b58\u6b3e\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5927\u65b0\u9280\u884cDoraemon\u5152\u7ae5\u5132\u84c4\u6236\u53e3\uff1a\u53ef\u5b58\u5165\u4fe1\u7528\u5361\u7c3d\u8cec\u73fe\u91d1\u56de\u8d08<\/h3>\n\n\n\n<p>\u5927\u65b0\u9280\u884c\u7684\u5152\u7ae5\u6236\u53e3\u8a2d\u8fce\u65b0\u512a\u60e0\u3002\u4ee55,000\u6e2f\u5143\u6216\u4ee5\u4e0a\u7684\u5168\u65b0\u8cc7\u91d1\u6210\u529f\u958b\u7acb\u300c<a href=\"https:\/\/www.dahsing.com\/html\/tc\/deposit\/kids_account\/doraemon_kids_saving_account.html?gad_source=1&amp;gad_campaignid=23150971162&amp;gbraid=0AAAAAC2mFOMFhx56HtSfhHCP9JL27J6Qv&amp;gclid=Cj0KCQiAm9fLBhCQARIsAJoNOcsOJEvCXD_Ul_tb5EeUemkFundf-5IZ1HQwYVQPG32nQhlC0kqLvpMaAgljEALw_wcB\">Doraemon\u5152\u7ae5\u5132\u84c4\u6236\u53e3<\/a>\u300d\uff0c\u4e26\u7dad\u6301\u958b\u6236\u91d1\u984d\u65bc\u6236\u53e3\u5167\u90544\u500b\u6708\uff0c\u53ef\u7372Doraemon\u5c0f\u7ae5\u96e8\u5098\u4e59\u4efd\uff1b\u5b58\u51655\u842c\u6e2f\u5143\u4ee5\u4e0a\u8cc7\u91d1\uff0c\u79ae\u54c1\u5347\u7d1a\u70baDoraemon\u8c46\u6c99\u5305\u5f62\u72c0\u5495\ud843\udc78\u9023\u6bdb\u6bef\u4e59\u500b\u3002\u79ae\u54c1\u6578\u91cf\u6709\u9650\uff0c\u9001\u5b8c\u5373\u6b62\uff0c\u5efa\u8b70\u8b80\u8005\u958b\u6236\u524d\u5148\u67e5\u8a62\u5206\u884c\u5b58\u8ca8\u3002<\/p>\n\n\n\n<p>\u53e6\u5916\uff0c\u5ba2\u6236\u6191Doraemon\u4fe1\u7528\u5361\u7c3d\u8cec\u6d88\u8cbb\uff0c\u5176\u73fe\u91d1\u56de\u8d08\u53ef\u76f4\u63a5\u5b58\u5165\u5c0f\u5b69\u7684Doraemon\u5152\u7ae5\u5132\u84c4\u6236\u53e3\u5167\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u6771\u4e9e\u9280\u884c\u5152\u7ae5\u6236\u53e3\uff1a\u7406\u8ca1\u5c0f\u535a\u58eb\u5132\u84c4\u8cec\u6236\u8fce\u65b0\u91d1\u984d\u6700\u9ad8400\u5143<\/h3>\n\n\n\n<p>\u5373\u65e5\u8d77\u81f32026\u5e746\u670830\u65e5\uff0c\u5bb6\u9577\u70ba\u5b50\u5973\u958b\u7acb\u6771\u4e9e\u9280\u884c\u5152\u7ae5\u6236\u53e3\u300c<a href=\"https:\/\/www.hkbea.com\/html\/tc\/bea-personal-banking-kid-master-new-promotion.html?\">\u7406\u8ca1\u5c0f\u535a\u58eb\u5132\u84c4\u8cec\u6236<\/a>\u300d\uff0c\u4e26\u5b58\u5165\u53ca\u7dad\u63015\u842c\u5143\u4ee5\u4e0a\uff0c\u800c\u5bb6\u9577\u70ba\u986f\u5353\u79c1\u4eba\u7406\u8ca1\/\u986f\u5353\u7406\u8ca1\u6236\u53e3\u5ba2\u6236\u53ef\u7372400\u5143\u8fce\u65b0\u734e\u8cde\uff1b\u82e5\u679c\u5bb6\u9577\u70ba\u81f3\u5c0a\u7406\u8ca1\u6236\u53e3\/BEA GOAL\u6236\u53e3\u5ba2\u6236\uff0c\u8fce\u65b0\u734e\u8cde\u6e1b\u5c11\u81f3200\u5143\u3002\u82e5\u679c\u5b58\u5165\u91d1\u984d\u4ecb\u4e4e1\u842c\u5143\u81f3\u4e0d\u8db35\u842c\u5143\uff0c\u8fce\u65b0\u734e\u8cde\u5247\u5206\u5225\u70ba200\u5143\u53ca100\u5143\u3002<\/p>\n\n\n\n<p>\u53e6\u5916\uff0c\u5168\u65b0\u7406\u8ca1\u5c0f\u535a\u58eb\u5132\u84c4\u8cec\u6236\u5ba2\u6236\u7684\u5bb6\u9577\u7d93\u6771\u4e9e\u9280\u884c\u8a8d\u8cfc\u57fa\u91d1\u53ef\u7372\u512a\u60e0\u8cbb\u7387\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u82b1\u65d7\u9280\u884c\u5152\u7ae5\u6236\u53e3\uff1aCiti NextGen\u6236\u53e3\u91dd\u5c0d\u9ad8\u7aef\u5ba2\u6236<\/h3>\n\n\n\n<p>Citigold Private Client\u6216Citigold\u7684\u73fe\u6709\u5ba2\u6236\u6216\u65b0\u5ba2\u6236\u53ef\u70ba11\u81f317\u6b72\u5b50\u5973\u958b\u8a2d\u300c<a href=\"https:\/\/www.citibank.com.hk\/chinese\/wealth-management\/citi-nextgen-account\/index.html?icid=HKPBIMFZHNACACV05#guideforChild\">Citi NextGen\u6236\u53e3<\/a>\u300d\uff0c\u53ef\u70ba\u5b50\u5973\u63d0\u4f9b\u7368\u7acb\u96fb\u5b50\u7d50\u55ae\u8207\u6263\u8cec\u5361\uff0c\u4e26\u652f\u63f4\u5916\u5e63\u8f49\u8cec\u4ee5\u652f\u63f4\u51fa\u570b\u904a\u5b78\u6216\u65c5\u884c\u6642\u7684\u6d77\u5916\u6d88\u8cbb\uff0c\u540c\u6642\u53ef\u900f\u904e\u61c9\u7528\u7a0b\u5f0f\u5168\u5929\u5019\u638c\u63a7\u5b50\u5973\u6236\u53e3\u72c0\u6cc1\uff0c\u5305\u62ec\u8a2d\u5b9a\u300c\u5bb6\u9577\u4fdd\u8b77\u300d\u6a21\u5f0f\u70ba\u6263\u8cec\u5361\u6d88\u8cbb\u6216\u63d0\u6b3e\u4f5c\u51fa\u6bcf\u65e5\u9650\u984d\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5efa\u884c\u4e9e\u6d32\u5152\u7ae5\u6236\u53e3\uff1a\u667aSmart\u5152\u7ae5\u5132\u84c4\u6236\u53e3\u63d0\u4f9b\u96d9\u5e63\u9078\u64c7<\/h3>\n\n\n\n<p>\u5efa\u884c\u4e9e\u6d32\u7684\u5152\u7ae5\u6236\u53e3\u300c<a href=\"https:\/\/www.asia.ccb.com\/hongkong_tc\/personal\/accounts\/kids_savings.html\">\u667aSmart\u5152\u7ae5\u5132\u84c4\u6236\u53e3<\/a>\u300d\u662f\u4e00\u500b\u500b\u4eba\u6e2f\u5143\/\u4eba\u6c11\u5e63\u5b58\u647a\u6216\u6708\u7d50\u55ae\u5132\u84c4\u6236\u53e3\uff0c\u672a\u6210\u5e74\u4eba\u53ef\u4ee5\u96a8\u6642\u65bc\u6307\u5b9a\u6ac3\u54e1\u6a5f\u67e5\u95b1\u6236\u53e3\u7d50\u5b58\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u4fe1\u9280\u570b\u969b\u5152\u7ae5\u6236\u53e3\uff1a\u300c\u89aa\u89aa\u6236\u53e3\u300d\u7531\u5bb6\u9577\u8a17\u7ba1 \u4e88\u5b50\u5973\u63d0\u6b3e\u5361<\/h3>\n\n\n\n<p>\u4fe1\u9280\u570b\u969b\u7684\u5152\u7ae5\u6236\u53e3\u300c<a href=\"https:\/\/www.cncbinternational.com\/personal\/promotions\/mda\/tc\/index.jsp\">\u89aa\u89aa\u6236\u53e3<\/a>\u300d\u70ba\u7d50\u55ae\u6d3b\u671f\u5132\u84c4\u6236\u53e3\uff0c\u662f\u8a72\u884c\u70ba\u5ba2\u6236\u768418\u6b72\u6216\u4ee5\u4e0b\u672a\u6210\u5e74\u5b50\u5973\u8a2d\u8a08\uff0c\u800c\u5ba2\u6236\u70ba\u5b50\u5973\u7684\u8a17\u7ba1\u4eba\u3001\u6236\u53e3\u7531\u5ba2\u6236<a href=\"https:\/\/www.cncbinternational.com\/_promotion\/201712\/mda\/tc\/tnc_tc1.htm\">\u64cd\u4f5c<\/a>\u3002\u96d6\u7136\u8a72\u884c\u63d0\u4f9b\u5152\u7ae5\u63d0\u6b3e\u5361\uff0c\u4f46\u53ea\u53ef\u900f\u904e\u6ac3\u54e1\u6a5f\u67e5\u95b1\u300c\u89aa\u89aa\u6236\u53e3\u300d\u7d50\u9918\u53ca\u66f4\u6539\u5bc6\u78bc\uff0c\u4f46\u4e26\u4e0d\u63d0\u4f9b\u4efb\u4f55\u63d0\u6b3e\u3001\u8f49\u8cec\u53ca\u7e73\u8cbb\u529f\u80fd\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u5275\u8208\u9280\u884c\u5152\u7ae5\u6236\u53e3\uff1a\u300ci-kid \u5132\u84c4\u6236\u53e3\u300d100\u5143\u958b\u6236<\/h3>\n\n\n\n<p>\u5275\u8208\u9280\u884c\u7684\u5152\u7ae5\u6236\u53e3\u300c<a href=\"https:\/\/www.chbank.com\/tc\/personal\/banking-services\/account-services\/i-kid-savings-account\/index.shtml\">i-kid\u5132\u84c4\u6236\u53e3<\/a>\u300d\u63a5\u7d0d17\u6b72\u4ee5\u4e0b\u5ba2\u6236\u6216\u7236\u6bcd\u70ba\u517611\u6b72\u4ee5\u4e0b\u5b50\u5973\u958b\u6236\uff0c\u4e0d\u8a2d\u6700\u4f4e\u7d50\u9918\u624b\u7e8c\u8cbb\uff0c\u53ea\u9700\u6e2f\u5e63100\u5143\u5373\u53ef\u958b\u6236\u3002<\/p>\n\n\n\n<p><span style=\"text-decoration: underline;\"><strong>\u66f4\u591a\u9999\u6e2f\u9280\u884c\u5b58\u6b3e\u8cc7\u8a0a\uff1a<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%a6%99%e6%b8%af-%e9%8a%80%e8%a1%8c-%e9%ab%98%e6%81%af-%e6%b8%af%e5%85%83-%e6%b4%bb%e6%9c%9f-%e5%84%b2%e8%93%84-%e5%ad%98%e6%ac%be-%e5%88%a9%e6%81%af-%e6%af%94%e8%bc%83\/\">\u9999\u6e2f\u9ad8\u606f\u5132\u755c\u6236\u53e3<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%E5%AE%9A%E6%9C%9F-%E5%AD%98%E6%AC%BE-%E6%96%B0%E8%B3%87%E9%87%91-%E5%93%AA-%E9%96%93-%E9%8A%80%E8%A1%8C-%E5%AE%9A-%E5%AD%98-%E5%88%A9%E6%81%AF-%E9%AB%98-%E6%BB%99%E8%B1%90-%E4%B8%AD%E9%8A%80\/\">\u6e2f\u5143\u65b0\u8cc7\u91d1\u5b9a\u5b58\u5229\u606f\u6bd4\u8f03<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/usd-time-deposit\/\">\u9999\u6e2f\u7f8e\u5143\u5b9a\u5b58\u6bd4\u8f03<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/2025%e5%b9%b46%e6%9c%88%ef%bc%9a%e9%a6%99%e6%b8%af%e4%ba%ba%e6%b0%91%e5%b9%a3%e5%ae%9a%e6%9c%9f%e5%ad%98%e6%ac%be%e6%9c%80%e9%ab%98%e5%88%a9%e7%8e%87%e4%b8%80%e8%a6%bd-%e6%b8%af%e5%85%83%e5%ae%9a\/\">\u9999\u6e2f\u4eba\u6c11\u5e63\u5b9a\u671f\u5b58\u6b3e<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/best-usd-time-deposit-rate-hong-kong\/\">USD Fixed Deposit Rates<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%E5%96%AE-%E8%A4%87-%E5%88%A9%E6%81%AF-%E6%9C%AC%E5%88%A9%E5%92%8C-%E5%88%A9%E7%8E%87-%E8%A8%88%E7%AE%97-%E5%85%AC%E5%BC%8F\/\">\u55ae\u5229\u606f\u8207\u8907\u5229\u606f\u7684\u8a08\u7b97\u516c\u5f0f\u6709\u4ec0\u9ebc\u5206\u5225\uff1f<\/a><\/strong><\/span><\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>\u6700\u65b0\u77ed\u671f\u8cc7\u91d1\u589e\u503c\u7b56\u7565<\/strong><\/h3>\n\n\n\n<p>\u90e8\u4efd\u9ad8\u606f\u63a8\u5ee3\u512a\u60e0\uff0c\u9664\u4e86\u666e\u904d\u8a2d\u6709\u7279\u5b9a\u7406\u8ca1\u6236\u53e3\u8981\u6c42\u5916\uff0c\u90e8\u4efd\u66f4\u9700\u70ba\u8a72\u9280\u884c\u7684\u5168\u65b0\u5ba2\u6236\u624d\u53ef\u4eab\u6709\u512a\u60e0\u3002\u6b64\u5916\uff0c\u6709\u4e9b\u8d77\u5b58\u984d\u8981\u6c42\u66f4\u52d5\u8f12\u903e\u767e\u842c\u5143\uff0c\u4ee4\u8f03\u5c0f\u984d\u6295\u8cc7\u8005\u671b\u800c\u537b\u6b65\uff1b\u7136\u800c\uff0c\u6709\u4e9b\u8d77\u5b58\u984d\u7279\u4f4e\u7684\u5b9a\u5b58\u512a\u60e0\uff0c\u537b\u53c8\u8a2d\u6709\u8f03\u4f4e\u7684\u5b58\u6b3e\u4e0a\u9650\uff08\u4f8b\u598210\u842c\u5143\uff09\uff0c\u8b8a\u76f8\u4ee4\u5be6\u969b\u6536\u606f\u91d1\u984d\u8f03\u5c11\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/02\/Frame-1430071469-1024x576.png\" alt=\"\" class=\"wp-image-5668\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/02\/Frame-1430071469-1024x576.png 1024w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/02\/Frame-1430071469-300x169.png 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/02\/Frame-1430071469-768x432.png 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/02\/Frame-1430071469-1536x864.png 1536w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/02\/Frame-1430071469-747x420.png 747w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/02\/Frame-1430071469-696x392.png 696w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/02\/Frame-1430071469-1068x601.png 1068w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/02\/Frame-1430071469.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.syfe.com\/hk\/create-account\">\u7acb\u5373\u514c\u63db<\/a><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u4f7f\u7528\u6307\u5b9a\u514c\u63db\u78bc\u958b\u6236\u3002<\/li>\n\n\n\n<li>\u5982\u6295\u5165\u9996\u7b46\u6b3e\u9805 HK$10,000 \u65bc\u4efb\u4f55\u6295\u8cc7\u7d44\u5408\uff0cHK$200 \u734e\u52f5\u5c07\u6703\u5b58\u5165\u4f60\u7684\u76f8\u95dc\u7d44\u5408\u3002\u9808\u7dad\u6301 90 \u65e5 HK$10,000 \u6216\u4ee5\u4e0a\u7684\u73fe\u91d1\u6d41\u65bc\u4f60\u7684\u76f8\u95dc\u7d44\u5408\u3002<\/li>\n\n\n\n<li>\u5982\u6295\u5165\u9996\u7b46\u6b3e\u9805 HK$50,000\uff0cHK$500 \u734e\u52f5\u5c07\u6703\u5b58\u5165\u4f60\u7684\u76f8\u95dc\u7d44\u5408\u3002\u9808\u7dad\u6301 90 \u65e5 HK$50,000 \u6216\u4ee5\u4e0a\u7684\u73fe\u91d1\u6d41\u65bc\u4f60\u7684\u76f8\u95dc\u7d44\u5408\u3002<\/li>\n\n\n\n<li>\u5982\u6295\u5165\u9996\u7b46\u6b3e\u9805 HK$100,000\uff0cHK$1,000 \u734e\u52f5\u5c07\u6703\u5b58\u5165\u4f60\u7684\u76f8\u95dc\u7d44\u5408\u3002\u9808\u7dad\u6301 90 \u65e5 HK$100,000 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