{"id":8328,"date":"2026-03-02T16:54:57","date_gmt":"2026-03-02T08:54:57","guid":{"rendered":"https:\/\/www.syfe.com\/hk\/magazine\/?p=8328"},"modified":"2026-03-02T16:54:58","modified_gmt":"2026-03-02T08:54:58","slug":"%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be","status":"publish","type":"post","link":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/","title":{"rendered":"\u6536\u606f\u5bf6\u6708\u520a\uff5c2026\u5e741\u6708\u5b8f\u89c0\u6982\u89bd\u8207\u50b5\u5238\u5e02\u5834\u8868\u73fe"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-2048x1365-Article-1024x683.png\" alt=\"\" class=\"wp-image-7810\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-2048x1365-Article-1024x683.png 1024w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-2048x1365-Article-300x200.png 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-2048x1365-Article-768x512.png 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-2048x1365-Article-1536x1024.png 1536w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-2048x1365-Article-630x420.png 630w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-2048x1365-Article-696x464.png 696w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-2048x1365-Article-1068x712.png 1068w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-2048x1365-Article-1920x1280.png 1920w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-2048x1365-Article.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u5e02\u5834\u65bc 2026 \u5e74\u958b\u5c40\u8868\u73fe\u53c3\u5dee\u4f46\u6574\u9ad4\u5177\u5efa\u8a2d\u6027\u3002\u4e00\u6708\u4efd\u53d7\u5230\u5730\u7de3\u653f\u6cbb\u7dca\u5f35\u5c40\u52e2\u52a0\u5287\u53ca\u5e02\u5834\u6ce2\u52d5\u5f71\u97ff\uff0c\u4f46\u6295\u8cc7\u8005\u98a8\u96aa\u504f\u597d\u6700\u7d42\u4ecd\u6709\u6240\u589e\u5f37\u3002\u5168\u7403\u80a1\u5e02\u65bc\u8a72\u6708\u4e0a\u6f32\u7d04 +3%\uff0c\u53d7\u60e0\u65bc\u512a\u65bc\u9810\u671f\u7684\u7d93\u6fdf\u589e\u9577\u6578\u64da\u53ca\u901a\u8139\u58d3\u529b\u7de9\u548c\uff1b\u5168\u7403\u50b5\u5238\u5247\u50c5\u9304\u5f97\u8f15\u5fae\u5347\u5e45\uff0c\u56e0\u653f\u5e9c\u50b5\u52d9\u6182\u616e\u6301\u7e8c\u62d6\u7d2f\u8868\u73fe\u3002<\/p>\n\n\n\n<p>\u8f03\u5f37\u7684\u7d93\u6fdf\u6d3b\u52d5\u6578\u64da\u53ca\u6301\u7e8c\u7684\u8ca1\u653f\u64d4\u6182\u58d3\u6291\u653f\u5e9c\u50b5\u5238\u8868\u73fe\uff0c\u7279\u5225\u662f\u7f8e\u570b\u53ca\u65e5\u672c\uff0c\u6536\u76ca\u7387\u5168\u7dda\u4e0a\u5347\u3002<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>\u6536\u606f\u5bf6\u8868\u73fe<\/strong><\/h2>\n\n\n\n<p>\u6536\u606f\u5bf6\u5728\u672c\u6708\u518d\u6b21\u9304\u5f97\u5f37\u52c1\u4e14\u7a69\u5b9a\u7684\u6b63\u56de\u5831\u3002\u6536\u606f\u5bf6 &#8211; \u9032\u53d6\u7d44\u5408 \u56de\u5831 +1.95%\uff0c\u5f97\u76ca\u65bc\u5176\u80a1\u7968\u66dd\u5149\uff1b\u6536\u606f\u5bf6 &#8211; \u6052\u5e38\u7d44\u5408 \u5247\u9304\u5f97 +0.99%\uff0c\u5176\u6295\u8cc7\u7d44\u5408 100% \u914d\u7f6e\u65bc\u56fa\u5b9a\u6536\u76ca\u8cc7\u7522\u3002<\/p>\n\n\n\n<p>1 \u6708\u5168\u7403\u50b5\u5e02\u9304\u5f97\u986f\u8457\u6f32\u52e2\uff0c\u4e09\u5927\u95dc\u9375\u52d5\u529b\u70ba\uff1a<br>1) \u4fe1\u7528\u5229\u5dee\u6536\u7a84\u30012) \u5229\u606f\u6536\u5165 \u53ca 3) \u907f\u96aa\u8207\u5206\u6563\u914d\u7f6e\u9700\u6c42\u3002<\/p>\n\n\n\n<p>\u96a8\u7740\u806f\u5132\u5c40\u7e7c\u7e8c\u6e1b\u606f\uff0c\u5e02\u5834\u5c0d\u53ef\u9760\u73fe\u91d1\u6d41\u7b56\u7565\u7684\u9700\u6c42\u6301\u7e8c\u5347\u6eab\u3002\u6536\u606f\u5bf6\u63d0\u4f9b\u6bcf\u6708\u7a69\u5b9a\u5e74\u5316\u6d3e\u606f <strong>6 &#8211; 8.6%<\/strong>\uff0c\u81ea\u63a8\u51fa\u4ee5\u4f86\u9054\u6210\u7387\u7dad\u6301 100%\uff0c\u771f\u6b63\u505a\u5230\u300c\u6bcf\u6708\u81ea\u52d5\u5165\u888b\u300d\uff0c\u6210\u70ba\u300c\u606f\u9b54\u300d\u6295\u8cc7\u8005\u7684\u9996\u9078\u4e4b\u4e00\u3002\u7576\u73fe\u91d1\u53ca\u77ed\u671f\u5b58\u6b3e\u6536\u76ca\u7387\u6301\u7e8c\u4e0b\u964d\uff0c\u8d8a\u4f86\u8d8a\u591a\u6295\u8cc7\u8005\u8f49\u6295\u6536\u606f\u5bf6\uff0c\u5728\u98a8\u96aa\u53ef\u63a7\u7684\u60c5\u6cc1\u4e0b\u5c07\u5176\u8996\u70ba\u50b3\u7d71\u73fe\u91d1\u65b9\u6848\u7684\u66ff\u4ee3\u54c1\u4e4b\u4e00\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"896\" height=\"191\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.20-PM.png\" alt=\"\" class=\"wp-image-8337\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.20-PM.png 896w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.20-PM-300x64.png 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.20-PM-768x164.png 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.20-PM-696x148.png 696w\" sizes=\"auto, (max-width: 896px) 100vw, 896px\" \/><\/figure>\n\n\n\n<p><strong>\u6052\u5e38\u7d44\u5408\u500b\u5225\u57fa\u91d1\u8868\u73fe<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"896\" height=\"308\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.28-PM.png\" alt=\"\" class=\"wp-image-8339\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.28-PM.png 896w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.28-PM-300x103.png 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.28-PM-768x264.png 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.28-PM-696x239.png 696w\" sizes=\"auto, (max-width: 896px) 100vw, 896px\" \/><\/figure>\n\n\n\n<p><strong>\u9032\u53d6\u7d44\u5408\u500b\u5225\u57fa\u91d1\u8868\u73fe<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"896\" height=\"308\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.33-PM.png\" alt=\"\" class=\"wp-image-8341\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.33-PM.png 896w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.33-PM-300x103.png 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.33-PM-768x264.png 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.33-PM-696x239.png 696w\" sizes=\"auto, (max-width: 896px) 100vw, 896px\" \/><\/figure>\n\n\n\n<p><strong>\u6536\u606f\u5bf6\u8868\u73fe\u8dd1\u8d0f\u57fa\u6e96<\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"896\" height=\"449\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.41-PM.png\" alt=\"\" class=\"wp-image-8343\" title=\"Chart\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.41-PM.png 896w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.41-PM-300x150.png 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.41-PM-768x385.png 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.41-PM-838x420.png 838w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/03\/Screenshot-2026-03-02-at-1.18.41-PM-696x349.png 696w\" sizes=\"auto, (max-width: 896px) 100vw, 896px\" \/><\/figure>\n\n\n\n<p><em>\u8cc7\u6599\u4f86\u6e90\uff1aSyfe\u3002\u7522\u54c1\u767c\u884c\u4eba\u3002\u6578\u64da\u622a\u81f3 2026 \u5e74 1 \u6708 31 \u65e5\uff0c\u4ee5\u6295\u8cc7\u7d44\u5408\u8a08\u50f9\u8ca8\u5e63\u8a08\u7b97\uff0c\u56db\u6368\u4e94\u5165\u3002\u7531\u65bc\u5b58\u6b3e\u3001\u63d0\u6b3e\u6642\u9ede\u53ca\u7d44\u5408\u6b0a\u91cd\u4e0d\u540c\uff0c\u5404\u7d44\u5408\u5be6\u969b\u56de\u5831\u6216\u6709\u5dee\u7570\u3002<\/em><\/p>\n\n\n\n<p><strong>\u5c55\u671b\u672a\u4f86<\/strong><\/p>\n\n\n\n<p>\u6295\u8cc7\u6c38\u9060\u4f34\u96a8\u4e0d\u78ba\u5b9a\u6027\uff0c\u4f46\u6a5f\u6703\u4ea6\u5982\u662f\u3002\u4ee5\u4e0b\u662f\u6211\u5011\u6295\u8cc7\u5718\u968a\u73fe\u968e\u6bb5\u95dc\u6ce8\u7684\u91cd\u9ede\uff1a<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u50b5\u5238\u5728\u7576\u524d\u6ce2\u52d5\u5e02\u6cc1\u4e0b\uff0c\u4ecd\u6709\u5229\u65bc\u7522\u751f\u7a69\u5b9a\u6536\u5165\u53ca\u63d0\u5347\u6295\u8cc7\u7d44\u5408\u5206\u6563\u6027\uff0c\u63d0\u4f9b\u5438\u5f15\u7684\u6536\u76ca\u7387\u3002<\/li>\n\n\n\n<li>2026 \u5e74\u56fa\u5b9a\u6536\u76ca\u7684\u7e3d\u56de\u5831\u9810\u671f\u5c07\u4ee5\u6536\u5165\uff08carry\uff09\u70ba\u4e3b\uff0c\u50f9\u683c\u589e\u503c\u8ca2\u737b\u76f8\u5c0d\u6709\u9650\u3002<\/li>\n\n\n\n<li>\u6301\u7e8c\u6295\u8cc7\u7684\u91cd\u8981\u6027\uff1a\u7559\u5728\u5e02\u5834\u7684\u6642\u9593\uff0c\u6bd4\u8a66\u5716\u77ed\u671f\u9810\u6e2c\u5e02\u5834\u7684\u4e0a\u843d\u66f4\u95dc\u9375\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u91cd\u78c5\u597d\u6d88\u606f\uff01\u6536\u606f\u5bf6 &#8211; Max \u65bc 2026 \u5e74 2 \u6708\u6b63\u5f0f\u63a8\u51fa\uff01\u9019\u6b3e\u7cbe\u5fc3\u8a2d\u8a08\u7684\u5e73\u8861\u578b\u6295\u8cc7\u7d44\u5408\uff0c\u76ee\u6a19\u5be6\u73fe\u9ad8\u9054 10% \u5e74\u5316\u6bcf\u6708\u6d3e\u606f\uff0c\u540c\u6642\u517c\u9867\u7a69\u5b9a\u6536\u5165\u8207\u8cc7\u672c\u589e\u503c\u6f5b\u529b\uff0c\u8b93\u4f60\u5728\u6ce2\u52d5\u5e02\u6cc1\u4e2d\u4ecd\u80fd\u4eab\u53d7\u53ef\u9760\u56de\u5831\u3002<br>\u7acb\u5373\u63a2\u7d22 \u6536\u606f\u5bf6 &#8211; Max \u7684\u8a73\u60c5\uff1a<\/p>\n\n\n\n<p>\u2192 <a href=\"https:\/\/www.syfe.com\/hk\/income-plus\">\u9ede\u64ca\u9019\u88e1\u67e5\u770b<\/a><\/p>\n\n\n\n<p>\u2192 \u6216\u76f4\u63a5\u6253\u958b Syfe App \u9ad4\u9a57<\/p>\n\n\n\n<p>\u5982\u6709\u4efb\u4f55\u554f\u984c\u6216\u9700\u8981\u5354\u52a9\uff0c\u8acb\u96a8\u6642\u901a\u904e<a href=\"mailto:support.hk@syfe.com\">\u96fb\u90f5<\/a>\u6216<a href=\"https:\/\/api.whatsapp.com\/send\/?phone=%2B85257162889&amp;text&amp;type=phone_number&amp;app_absent=0\">WhatsApp<\/a>\u806f\u7e6b\u6211\u5011\u7684\u5ba2\u6236\u670d\u52d9\u5718\u968a\u3002<\/p>\n\n\n\n<p><br>\u795d\u4f60\u6295\u8cc7\u4e4b\u65c5\u6109\u5feb\uff0c<\/p>\n\n\n\n<p>Syfe\u5718\u968a<\/p>\n\n\n\n<p style=\"font-size:8px\"><em>\u8acb\u6ce8\u610f\u904e\u5f80\u8868\u73fe\u4e26\u4e0d\u4ee3\u8868\u672a\u4f86\u7d50\u679c\u3002\u6295\u8cc7\u6d89\u53ca\u98a8\u96aa\uff0c\u5305\u62ec\u53ef\u80fd\u640d\u5931\u6295\u8cc7\u672c\u91d1\u3002 \u6295\u8cc7\u7d44\u5408\u53ca\/\u6216\u6295\u8cc7\u7d44\u5408\u4e2d\u7684\u6210\u5206\u57fa\u91d1\u53ef\u80fd\u7121\u6cd5\u5be6\u73fe\u5176\u6295\u8cc7\u76ee\u6a19\u3002 \u4efb\u4f55\u904e\u53bb\u7684\u8868\u73fe\u3001\u9810\u671f\u3001\u9810\u6e2c\u6216\u7d50\u679c\u6a21\u64ec\u4e26\u4e0d\u4e00\u5b9a\u4ee3\u8868\u4efb\u4f55\u6295\u8cc7\u7684\u672a\u4f86\u6216\u53ef\u80fd\u7684\u8868\u73fe\u3002\u6295\u8cc7\u8005\u5728\u6295\u8cc7\u524d\u61c9\u4ed4\u7d30\u8003\u616e\u6295\u8cc7\u76ee\u6a19\u3001\u98a8\u96aa\u3001\u8cbb\u7528\u548c\u958b\u652f\u3002\u6210\u5206\u57fa\u91d1\u5167\u7684\u4e00\u4e9b\u98a8\u96aa\u5305\u62ec\u6d41\u52d5\u6027\u98a8\u96aa\uff08\u8cc7\u7522\u51fa\u552e\u56f0\u96e3\uff09\u3001\u5229\u7387\u98a8\u96aa\uff08\u5f71\u97ff\u5e02\u5834\u50f9\u503c\u7684\u5229\u7387\u8b8a\u5316\uff09\u3001\u5e02\u5834\u98a8\u96aa\uff08\u5e02\u5834\u6574\u9ad4\u8b8a\u5316\u5e36\u4f86\u7684\u6f5b\u5728\u640d\u5931\uff09\u3001\u4fe1\u7528\u98a8\u96aa\uff08\u50b5\u52d9\u9055\u7d04\u98a8\u96aa\uff09\u548c\u57fa\u91d1\u7ba1\u7406\u98a8\u96aa\uff08\u6210\u5206\u57fa\u91d1\u7d93\u7406\u7684\u6295\u8cc7\u7b56\u7565\u672a\u6309\u8a08\u5283\u767c\u63ee\u4f5c\u7528\u7684\u53ef\u80fd\u6027\uff09\u3002\u90e8\u5206\u6210\u5206\u57fa\u91d1\u4ea6\u53ef\u80fd\u4f7f\u7528\u884d\u751f\u5de5\u5177\u3002 \u5728\u505a\u51fa\u4efb\u4f55\u6295\u8cc7\u6c7a\u5b9a\u4e4b\u524d\uff0c\u4f60\u61c9\u8a72\u4e86\u89e3\u76f8\u95dc\u98a8\u96aa\u4e26\u9858\u610f\u627f\u64d4\u98a8\u96aa\u3002\u672c\u7db2\u7ad9\u4e2d\u7684\u8cc7\u8a0a\u50c5\u4f9b\u53c3\u8003\u3002\u672c\u8cc7\u8a0a\u4e2d\u5305\u542b\u7684\u8cc7\u6599\u548c\u610f\u898b\uff0c\u662f\u5f9e\u64b0\u5beb\u672c\u6587\u6642\u88ab\u8996\u70ba\u53ef\u9760\u7684\u4f86\u6e90\u6240\u7372\u5f97\uff0c\u4f46Syfe\u4e26\u4e0d\u4ee3\u8868\u53ca\u4fdd\u8b49\u7576\u4e2d\u7684\u5145\u5206\u6027\u3001\u5b8c\u6574\u6027\u3001\u6e96\u78ba\u6027\u6216\u53ca\u6642\u6027\u3002\u610f\u898b\u548c\u4f30\u7b97\u5982\u6709\u66f4\u6539\uff0c\u6055\u4e0d\u53e6\u884c\u901a\u77e5\u3002Syfe\u4e0d\u63d0\u4f9b\u6cd5\u5f8b\u3001\u7a05\u52d9\u6216\u6703\u8a08\u5efa\u8b70\u3002Syfe Hong Kong Limited (&#8220;Syfe&#8221;)\uff08\u4e2d\u592e\u7de8\u865f\uff1a BRQ741\uff09\u6301\u6709\u7531\u9999\u6e2f\u8b49\u5238\u53ca\u671f\u8ca8\u4e8b\u52d9\u76e3\u5bdf\u59d4\u54e1\u6703\uff08\u300c\u8b49\u76e3\u6703\u300d\uff09\u767c\u51fa\u7684\u7b2c 1 \u985e\uff08\u8b49\u5238\u4ea4\u6613\uff09\u3001\u7b2c 4 \u985e\uff08\u5c31\u8b49\u5238\u63d0\u4f9b\u610f\u898b\uff09\u53ca\u7b2c 9 \u985e\uff08\u63d0\u4f9b\u8cc7\u7522\u7ba1\u7406\uff09\u724c\u7167\uff0c\u53ef\u5f9e\u4e8b\u76f8\u95dc\u7684\u6295\u8cc7\u6d3b\u52d5\u3002\u7248\u6b0a\u6240\u6709 \u00a9 Syfe Hong Kong Limited\u3002Syfe \u4fdd\u7559\u6240\u6709\u6b0a\u5229\u3002\u672c\u6750\u6599\u70ba\u5c08\u5c6c\u6750\u6599\uff0c\u672a\u7d93 Syfe \u4e8b\u5148\u66f8\u9762\u8a31\u53ef\uff0c\u4e0d\u5f97\u4ee5\u4efb\u4f55\u5f62\u5f0f\u8907\u88fd\u3001\u8f49\u8b93\u6216\u5206\u767c\u3002\u6750\u6599\u6309\u300c\u539f\u6a23\u300d\u63d0\u4f9b\uff0c\u4e0d\u63d0\u4f9b\u4efb\u4f55\u4fdd\u8b49\u3002<\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>2025\u5e74\u5e02\u5834\u4ee5\u300c\u98a8\u96aa\u504f\u597d\u300d\u4e3b\u8abf\uff0c\u5168\u5e74\u5448\u73fe\u300c\u842c\u7269\u9f4a\u6f32\u300d\u683c\u5c40\uff0c\u6240\u6709\u4e3b\u8981\u8cc7\u7522\u985e\u5225\u81ea\u75ab\u60c5\u4ee5\u4f86\u9996\u6b21\u5168\u90e8\u9304\u5f97\u6b63\u56de\u5831\u3002\u5118\u7ba1\u4e0a\u534a\u5e74\u9762\u5c0d\u91cd\u5927\u9006\u98a8\u2014\u2014\u7f8e\u570b\u95dc\u7a05\u5347\u81f31930\u5e74\u4ee3\u4ee5\u4f86\u6700\u9ad8\u6c34\u5e73\uff0c\u8cbf\u6613\u7dca\u5f35\u52a0\u5287\u2014\u2014\u5e02\u5834\u5c55\u73fe\u5f37\u5927\u97cc\u6027\u3002\u767c\u9054\u5e02\u5834\u80a1\u5e02\u65bc4\u6708\u521d\u6025\u632b\u5f8c\u5f37\u529b\u53cd\u5f48\u3002\u56fa\u5b9a\u6536\u76ca\u5247\u53d7\u60e0\u65bc\u901a\u8139\u6182\u616e\u7de9\u89e3\u3001\u4e3b\u8981\u592e\u884c\u6e1b\u606f\u53ca\u7f8e\u5143\u8d70\u5f31\uff0c\u5168\u7403\u50b5\u5238\u56de\u5831\u9054 +8.2%\u3002<\/p>\n","protected":false},"author":27,"featured_media":7847,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[24],"tags":[169,126],"class_list":{"0":"post-8328","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-syfe","8":"tag-169","9":"tag-126"},"acf":{"readingTime":"","authorName":"","authorThumbnail":false,"BLUE_TIER":"0","BLACK_TIER":"0","GOLD_TIER":"0","PRIVATE_WEALTH_TIER":"0","PRE_AML":"0","POST_AML":"0","NO_GLOBAL_PORTFOLIO":"0","NO_REITS_PORTFOLIO":"0","NO_EQUITY_PORTFOLIO":"0","NO_CASH_PORTFOLIO":"0","HAS_ADVISOR":"0","INVESTMENT_PORTFOLIO_AUM":"0","AFTER_AML_DATE":"","AFTER_ACCOUNT_CREATED_DATE":"","language":"all"},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.5 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>\u6536\u606f\u5bf6\u6708\u520a\uff5c2026\u5e741\u6708\u5b8f\u89c0\u6982\u89bd\u8207\u50b5\u5238\u5e02\u5834\u8868\u73fe | Magazine<\/title>\n<meta name=\"description\" content=\"\u5e02\u5834\u65bc 2026 \u5e74\u958b\u5c40\u8868\u73fe\u53c3\u5dee\u4f46\u6574\u9ad4\u5177\u5efa\u8a2d\u6027\u3002\u4e00\u6708\u4efd\u53d7\u5230\u5730\u7de3\u653f\u6cbb\u7dca\u5f35\u5c40\u52e2\u52a0\u5287\u53ca\u5e02\u5834\u6ce2\u52d5\u5f71\u97ff\uff0c\u4f46\u6295\u8cc7\u8005\u98a8\u96aa\u504f\u597d\u6700\u7d42\u4ecd\u6709\u6240\u589e\u5f37\u3002\u5168\u7403\u80a1\u5e02\u65bc\u8a72\u6708\u4e0a\u6f32\u7d04 +3%\uff0c\u53d7\u60e0\u65bc\u512a\u65bc\u9810\u671f\u7684\u7d93\u6fdf\u589e\u9577\u6578\u64da\u53ca\u901a\u8139\u58d3\u529b\u7de9\u548c\uff1b\u5168\u7403\u50b5\u5238\u5247\u50c5\u9304\u5f97\u8f15\u5fae\u5347\u5e45\uff0c\u56e0\u653f\u5e9c\u50b5\u52d9\u6182\u616e\u6301\u7e8c\u62d6\u7d2f\u8868\u73fe\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u6536\u606f\u5bf6\u6708\u520a\uff5c2026\u5e741\u6708\u5b8f\u89c0\u6982\u89bd\u8207\u50b5\u5238\u5e02\u5834\u8868\u73fe | Magazine\" \/>\n<meta property=\"og:description\" content=\"\u5e02\u5834\u65bc 2026 \u5e74\u958b\u5c40\u8868\u73fe\u53c3\u5dee\u4f46\u6574\u9ad4\u5177\u5efa\u8a2d\u6027\u3002\u4e00\u6708\u4efd\u53d7\u5230\u5730\u7de3\u653f\u6cbb\u7dca\u5f35\u5c40\u52e2\u52a0\u5287\u53ca\u5e02\u5834\u6ce2\u52d5\u5f71\u97ff\uff0c\u4f46\u6295\u8cc7\u8005\u98a8\u96aa\u504f\u597d\u6700\u7d42\u4ecd\u6709\u6240\u589e\u5f37\u3002\u5168\u7403\u80a1\u5e02\u65bc\u8a72\u6708\u4e0a\u6f32\u7d04 +3%\uff0c\u53d7\u60e0\u65bc\u512a\u65bc\u9810\u671f\u7684\u7d93\u6fdf\u589e\u9577\u6578\u64da\u53ca\u901a\u8139\u58d3\u529b\u7de9\u548c\uff1b\u5168\u7403\u50b5\u5238\u5247\u50c5\u9304\u5f97\u8f15\u5fae\u5347\u5e45\uff0c\u56e0\u653f\u5e9c\u50b5\u52d9\u6182\u616e\u6301\u7e8c\u62d6\u7d2f\u8868\u73fe\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/\" \/>\n<meta property=\"og:site_name\" content=\"Magazine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/SyfeHongKong\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-02T08:54:57+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-02T08:54:58+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1.png\" \/>\n\t<meta property=\"og:image:width\" content=\"1080\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Syfe Hong Kong\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Syfe Hong Kong\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 \u5206\u9418\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/\"},\"author\":{\"name\":\"Syfe Hong Kong\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/55fc487727b9fc7ac816eeab1de21a51\"},\"headline\":\"\u6536\u606f\u5bf6\u6708\u520a\uff5c2026\u5e741\u6708\u5b8f\u89c0\u6982\u89bd\u8207\u50b5\u5238\u5e02\u5834\u8868\u73fe\",\"datePublished\":\"2026-03-02T08:54:57+00:00\",\"dateModified\":\"2026-03-02T08:54:58+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/\"},\"wordCount\":27,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1.png\",\"keywords\":[\"\u6536\u606f\",\"\u88ab\u52d5\u6536\u5165\"],\"articleSection\":[\"Syfe \u5e6b\u7dca\u4f60\"],\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/\",\"name\":\"\u6536\u606f\u5bf6\u6708\u520a\uff5c2026\u5e741\u6708\u5b8f\u89c0\u6982\u89bd\u8207\u50b5\u5238\u5e02\u5834\u8868\u73fe | Magazine\",\"isPartOf\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1.png\",\"datePublished\":\"2026-03-02T08:54:57+00:00\",\"dateModified\":\"2026-03-02T08:54:58+00:00\",\"description\":\"\u5e02\u5834\u65bc 2026 \u5e74\u958b\u5c40\u8868\u73fe\u53c3\u5dee\u4f46\u6574\u9ad4\u5177\u5efa\u8a2d\u6027\u3002\u4e00\u6708\u4efd\u53d7\u5230\u5730\u7de3\u653f\u6cbb\u7dca\u5f35\u5c40\u52e2\u52a0\u5287\u53ca\u5e02\u5834\u6ce2\u52d5\u5f71\u97ff\uff0c\u4f46\u6295\u8cc7\u8005\u98a8\u96aa\u504f\u597d\u6700\u7d42\u4ecd\u6709\u6240\u589e\u5f37\u3002\u5168\u7403\u80a1\u5e02\u65bc\u8a72\u6708\u4e0a\u6f32\u7d04 +3%\uff0c\u53d7\u60e0\u65bc\u512a\u65bc\u9810\u671f\u7684\u7d93\u6fdf\u589e\u9577\u6578\u64da\u53ca\u901a\u8139\u58d3\u529b\u7de9\u548c\uff1b\u5168\u7403\u50b5\u5238\u5247\u50c5\u9304\u5f97\u8f15\u5fae\u5347\u5e45\uff0c\u56e0\u653f\u5e9c\u50b5\u52d9\u6182\u616e\u6301\u7e8c\u62d6\u7d2f\u8868\u73fe\u3002\",\"breadcrumb\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/#breadcrumb\"},\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/#primaryimage\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1.png\",\"contentUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1.png\",\"width\":1080,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u6536\u606f\u5bf6\u6708\u520a\uff5c2026\u5e741\u6708\u5b8f\u89c0\u6982\u89bd\u8207\u50b5\u5238\u5e02\u5834\u8868\u73fe\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/\",\"name\":\"Magazine\",\"description\":\"Just another WordPress site\",\"publisher\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-TW\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization\",\"name\":\"Syfe Hong Kong\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png\",\"contentUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png\",\"width\":1080,\"height\":1080,\"caption\":\"Syfe Hong Kong\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/SyfeHongKong\",\"https:\/\/www.instagram.com\/syfehk\/\",\"https:\/\/www.linkedin.com\/company\/syfe\/\",\"https:\/\/www.youtube.com\/channel\/UCmggQNC9xRW1JQ3UtvbRR6Q\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/55fc487727b9fc7ac816eeab1de21a51\",\"name\":\"Syfe Hong Kong\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/02012df03784a5c2399da945359b1fb6945e35801faec56b70fc7c8b96649c0e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/02012df03784a5c2399da945359b1fb6945e35801faec56b70fc7c8b96649c0e?s=96&d=mm&r=g\",\"caption\":\"Syfe Hong Kong\"},\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/author\/terence-chu\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u6536\u606f\u5bf6\u6708\u520a\uff5c2026\u5e741\u6708\u5b8f\u89c0\u6982\u89bd\u8207\u50b5\u5238\u5e02\u5834\u8868\u73fe | Magazine","description":"\u5e02\u5834\u65bc 2026 \u5e74\u958b\u5c40\u8868\u73fe\u53c3\u5dee\u4f46\u6574\u9ad4\u5177\u5efa\u8a2d\u6027\u3002\u4e00\u6708\u4efd\u53d7\u5230\u5730\u7de3\u653f\u6cbb\u7dca\u5f35\u5c40\u52e2\u52a0\u5287\u53ca\u5e02\u5834\u6ce2\u52d5\u5f71\u97ff\uff0c\u4f46\u6295\u8cc7\u8005\u98a8\u96aa\u504f\u597d\u6700\u7d42\u4ecd\u6709\u6240\u589e\u5f37\u3002\u5168\u7403\u80a1\u5e02\u65bc\u8a72\u6708\u4e0a\u6f32\u7d04 +3%\uff0c\u53d7\u60e0\u65bc\u512a\u65bc\u9810\u671f\u7684\u7d93\u6fdf\u589e\u9577\u6578\u64da\u53ca\u901a\u8139\u58d3\u529b\u7de9\u548c\uff1b\u5168\u7403\u50b5\u5238\u5247\u50c5\u9304\u5f97\u8f15\u5fae\u5347\u5e45\uff0c\u56e0\u653f\u5e9c\u50b5\u52d9\u6182\u616e\u6301\u7e8c\u62d6\u7d2f\u8868\u73fe\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/","og_locale":"zh_TW","og_type":"article","og_title":"\u6536\u606f\u5bf6\u6708\u520a\uff5c2026\u5e741\u6708\u5b8f\u89c0\u6982\u89bd\u8207\u50b5\u5238\u5e02\u5834\u8868\u73fe | Magazine","og_description":"\u5e02\u5834\u65bc 2026 \u5e74\u958b\u5c40\u8868\u73fe\u53c3\u5dee\u4f46\u6574\u9ad4\u5177\u5efa\u8a2d\u6027\u3002\u4e00\u6708\u4efd\u53d7\u5230\u5730\u7de3\u653f\u6cbb\u7dca\u5f35\u5c40\u52e2\u52a0\u5287\u53ca\u5e02\u5834\u6ce2\u52d5\u5f71\u97ff\uff0c\u4f46\u6295\u8cc7\u8005\u98a8\u96aa\u504f\u597d\u6700\u7d42\u4ecd\u6709\u6240\u589e\u5f37\u3002\u5168\u7403\u80a1\u5e02\u65bc\u8a72\u6708\u4e0a\u6f32\u7d04 +3%\uff0c\u53d7\u60e0\u65bc\u512a\u65bc\u9810\u671f\u7684\u7d93\u6fdf\u589e\u9577\u6578\u64da\u53ca\u901a\u8139\u58d3\u529b\u7de9\u548c\uff1b\u5168\u7403\u50b5\u5238\u5247\u50c5\u9304\u5f97\u8f15\u5fae\u5347\u5e45\uff0c\u56e0\u653f\u5e9c\u50b5\u52d9\u6182\u616e\u6301\u7e8c\u62d6\u7d2f\u8868\u73fe\u3002","og_url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/","og_site_name":"Magazine","article_publisher":"https:\/\/www.facebook.com\/SyfeHongKong","article_published_time":"2026-03-02T08:54:57+00:00","article_modified_time":"2026-03-02T08:54:58+00:00","og_image":[{"width":1080,"height":1080,"url":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1.png","type":"image\/png"}],"author":"Syfe Hong Kong","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Syfe Hong Kong","Est. reading time":"2 \u5206\u9418"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/#article","isPartOf":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/"},"author":{"name":"Syfe Hong Kong","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/55fc487727b9fc7ac816eeab1de21a51"},"headline":"\u6536\u606f\u5bf6\u6708\u520a\uff5c2026\u5e741\u6708\u5b8f\u89c0\u6982\u89bd\u8207\u50b5\u5238\u5e02\u5834\u8868\u73fe","datePublished":"2026-03-02T08:54:57+00:00","dateModified":"2026-03-02T08:54:58+00:00","mainEntityOfPage":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/"},"wordCount":27,"commentCount":0,"publisher":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization"},"image":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/#primaryimage"},"thumbnailUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1.png","keywords":["\u6536\u606f","\u88ab\u52d5\u6536\u5165"],"articleSection":["Syfe \u5e6b\u7dca\u4f60"],"inLanguage":"zh-TW","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/","url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/","name":"\u6536\u606f\u5bf6\u6708\u520a\uff5c2026\u5e741\u6708\u5b8f\u89c0\u6982\u89bd\u8207\u50b5\u5238\u5e02\u5834\u8868\u73fe | Magazine","isPartOf":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/#primaryimage"},"image":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/#primaryimage"},"thumbnailUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1.png","datePublished":"2026-03-02T08:54:57+00:00","dateModified":"2026-03-02T08:54:58+00:00","description":"\u5e02\u5834\u65bc 2026 \u5e74\u958b\u5c40\u8868\u73fe\u53c3\u5dee\u4f46\u6574\u9ad4\u5177\u5efa\u8a2d\u6027\u3002\u4e00\u6708\u4efd\u53d7\u5230\u5730\u7de3\u653f\u6cbb\u7dca\u5f35\u5c40\u52e2\u52a0\u5287\u53ca\u5e02\u5834\u6ce2\u52d5\u5f71\u97ff\uff0c\u4f46\u6295\u8cc7\u8005\u98a8\u96aa\u504f\u597d\u6700\u7d42\u4ecd\u6709\u6240\u589e\u5f37\u3002\u5168\u7403\u80a1\u5e02\u65bc\u8a72\u6708\u4e0a\u6f32\u7d04 +3%\uff0c\u53d7\u60e0\u65bc\u512a\u65bc\u9810\u671f\u7684\u7d93\u6fdf\u589e\u9577\u6578\u64da\u53ca\u901a\u8139\u58d3\u529b\u7de9\u548c\uff1b\u5168\u7403\u50b5\u5238\u5247\u50c5\u9304\u5f97\u8f15\u5fae\u5347\u5e45\uff0c\u56e0\u653f\u5e9c\u50b5\u52d9\u6182\u616e\u6301\u7e8c\u62d6\u7d2f\u8868\u73fe\u3002","breadcrumb":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/#breadcrumb"},"inLanguage":"zh-TW","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/"]}]},{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/#primaryimage","url":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1.png","contentUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1.png","width":1080,"height":1080},{"@type":"BreadcrumbList","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af%e5%af%b6%e6%9c%88%e5%88%8a%ef%bd%9c2026%e5%b9%b41%e6%9c%88%e5%ae%8f%e8%a7%80%e6%a6%82%e8%a6%bd%e8%88%87%e5%82%b5%e5%88%b8%e5%b8%82%e5%a0%b4%e8%a1%a8%e7%8f%be\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/"},{"@type":"ListItem","position":2,"name":"\u6536\u606f\u5bf6\u6708\u520a\uff5c2026\u5e741\u6708\u5b8f\u89c0\u6982\u89bd\u8207\u50b5\u5238\u5e02\u5834\u8868\u73fe"}]},{"@type":"WebSite","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website","url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/","name":"Magazine","description":"Just another WordPress site","publisher":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-TW"},{"@type":"Organization","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization","name":"Syfe Hong Kong","url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/","logo":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/","url":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png","contentUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png","width":1080,"height":1080,"caption":"Syfe Hong Kong"},"image":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/SyfeHongKong","https:\/\/www.instagram.com\/syfehk\/","https:\/\/www.linkedin.com\/company\/syfe\/","https:\/\/www.youtube.com\/channel\/UCmggQNC9xRW1JQ3UtvbRR6Q"]},{"@type":"Person","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/55fc487727b9fc7ac816eeab1de21a51","name":"Syfe Hong Kong","image":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/02012df03784a5c2399da945359b1fb6945e35801faec56b70fc7c8b96649c0e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/02012df03784a5c2399da945359b1fb6945e35801faec56b70fc7c8b96649c0e?s=96&d=mm&r=g","caption":"Syfe Hong Kong"},"url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/author\/terence-chu\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1.png",1080,1080,false],"thumbnail":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-150x150.png",150,150,true],"medium":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-300x300.png",300,300,true],"medium_large":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-768x768.png",696,696,true],"large":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-1024x1024.png",696,696,true],"1536x1536":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1.png",1080,1080,false],"2048x2048":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1.png",1080,1080,false],"td_0x420":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-420x420.png",420,420,true],"td_218x150":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-218x150.png",218,150,true],"td_324x400":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-324x400.png",324,400,true],"td_485x360":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-485x360.png",485,360,true],"td_696x0":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-696x696.png",696,696,true],"td_1068x0":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-1068x1068.png",1068,1068,true],"td_1920x0":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1.png",1080,1080,false],"td_100x70":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-100x70.png",100,70,true],"td_265x198":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-265x198.png",265,198,true],"td_324x160":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-324x160.png",324,160,true],"td_324x235":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-324x235.png",324,235,true],"td_356x220":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-356x220.png",356,220,true],"td_356x364":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-356x364.png",356,364,true],"td_533x261":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-533x261.png",533,261,true],"td_534x462":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-534x462.png",534,462,true],"td_696x385":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-696x385.png",696,385,true],"td_741x486":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-741x486.png",741,486,true],"td_1068x580":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-1068x580.png",1068,580,true]},"uagb_author_info":{"display_name":"Syfe Hong Kong","author_link":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/author\/terence-chu\/"},"uagb_comment_info":0,"uagb_excerpt":"2025\u5e74\u5e02\u5834\u4ee5\u300c\u98a8\u96aa\u504f\u597d\u300d\u4e3b\u8abf\uff0c\u5168\u5e74\u5448\u73fe\u300c\u842c\u7269\u9f4a\u6f32\u300d\u683c\u5c40\uff0c\u6240\u6709\u4e3b\u8981\u8cc7\u7522\u985e\u5225\u81ea\u75ab\u60c5\u4ee5\u4f86\u9996\u6b21\u5168\u90e8\u9304\u5f97\u6b63\u56de\u5831\u3002\u5118\u7ba1...","category":"Syfe \u5e6b\u7dca\u4f60","authorName":"Syfe Hong Kong","thumbnail":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1-150x150.png","featuredImage":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2025\/12\/HKTop-Bank-Savings-Account-1080x1080-Thumbnail-1.png","_links":{"self":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts\/8328","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/comments?post=8328"}],"version-history":[{"count":1,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts\/8328\/revisions"}],"predecessor-version":[{"id":8345,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts\/8328\/revisions\/8345"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/media\/7847"}],"wp:attachment":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/media?parent=8328"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/categories?post=8328"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/tags?post=8328"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}