{"id":9062,"date":"2026-06-04T00:45:59","date_gmt":"2026-06-03T16:45:59","guid":{"rendered":"https:\/\/www.syfe.com\/hk\/magazine\/?p=9062"},"modified":"2026-06-22T11:59:18","modified_gmt":"2026-06-22T03:59:18","slug":"%e9%81%ba%e7%94%a2-%e7%b9%bc%e6%89%bf","status":"publish","type":"post","link":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%81%ba%e7%94%a2-%e7%b9%bc%e6%89%bf\/","title":{"rendered":"\u8ca1\u5bcc\u50b3\u627f\uff5c\u9999\u6e2f\u907a\u7522\u627f\u8fa6\u6d41\u7a0b\u3001\u6642\u9650\u8207\u6ce8\u610f\u4e8b\u9805"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/06\/\u907a\u7522-\u7e7c\u627f-1024x576.png\" alt=\"\" class=\"wp-image-9063\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/06\/\u907a\u7522-\u7e7c\u627f-1024x576.png 1024w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/06\/\u907a\u7522-\u7e7c\u627f-300x169.png 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/06\/\u907a\u7522-\u7e7c\u627f-768x432.png 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/06\/\u907a\u7522-\u7e7c\u627f-1536x864.png 1536w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/06\/\u907a\u7522-\u7e7c\u627f-747x420.png 747w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/06\/\u907a\u7522-\u7e7c\u627f-696x392.png 696w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/06\/\u907a\u7522-\u7e7c\u627f-1068x601.png 1068w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/06\/\u907a\u7522-\u7e7c\u627f.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" 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href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%a6%99%e6%b8%af-%e4%b8%ad%e5%9c%8b-%e5%85%a7%e5%9c%b0-%e9%81%ba%e7%94%a2%e7%a8%85\/\">\u9999\u6e2f\u907a\u7522\u7a05<\/a>\u3002\u6642\u4efb\u8ca1\u653f\u53f8\u53f8\u9577\u5510\u82f1\u5e74\u6307\u51fa\uff0c\u907a\u7522\u7a05\u8a55\u7a05\u7a0b\u5e8f\u7e41\u8907\uff0c\u5f80\u5f80\u5c0e\u81f4\u8cc7\u7522\u51cd\u7d50\uff0c\u5c0d\u4e2d\u5c0f\u4f01\u696d\u53ca\u8cc7\u7522\u6301\u6709\u4eba\u9020\u6210\u73fe\u91d1\u6d41\u58d3\u529b\uff0c\u751a\u81f3\u9700\u8b8a\u8ce3\u8cc7\u7522\u4ee5\u7e73\u7d0d\u7a05\u6b3e\uff1b\u53d6\u6d88\u907a\u7522\u7a05\u6709\u52a9\u5438\u5f15\u5916\u4f86\u8cc7\u91d1\u3001\u9f13\u52f5\u8cc7\u7522\u56de\u6d41\uff0c\u4e26\u63d0\u5347\u9999\u6e2f\u5728\u8ca1\u5bcc\u7ba1\u7406\u9818\u57df\u7684\u7af6\u722d\u529b\u3002<\/p>\n\n\n\n<p>\u7136\u800c\uff0c\u53d6\u6d88\u907a\u7522\u7a05\u4e26\u4e0d\u4ee3\u8868\u8655\u7406\u907a\u7522\u7121\u9808\u7d93\u904e\u4efb\u4f55\u6cd5\u5f8b\u7a0b\u5e8f\uff0c\u7121\u8ad6\u6b7b\u8005\u662f\u5426\u7559\u6709\u907a\u56d1\uff0c\u5176\u5bb6\u5c6c\u4ecd\u9700\u5411\u9999\u6e2f\u7279\u5225\u884c\u653f\u5340\u9ad8\u7b49\u6cd5\u9662<a href=\"https:\/\/www.judiciary.hk\/zh\/court_services_facilities\/probate.html\">\u907a\u7522\u627f\u8fa6\u8655<\/a>\u7533\u8acb\u6388\u4e88\u66f8\uff0c\u800c5\u842c\u81f315\u842c\u6e2f\u5143\u7684\u907a\u7522\u5247\u53ef\u7531\u907a\u7522\u627f\u8fa6\u8655\u7684\u907a\u7522\u7ba1\u7406\u5b98\u5354\u52a9\u4ee5\u7c21\u5316\u65b9\u5f0f\u8655\u7406\uff0c\u65b9\u53ef\u5408\u6cd5\u7ba1\u7406\u4e26\u5206\u914d\u907a\u7522\u3002<\/p>\n\n\n\t\t\t\t<div class=\"wp-block-uagb-table-of-contents uagb-toc__align-left uagb-toc__columns-1  uagb-block-8e3ee38d      \"\n\t\t\t\t\tdata-scroll= \"1\"\n\t\t\t\t\tdata-offset= \"30\"\n\t\t\t\t\tstyle=\"\"\n\t\t\t\t>\n\t\t\t\t<div class=\"uagb-toc__wrap\">\n\t\t\t\t\t\t<div class=\"uagb-toc__title\">\n\t\t\t\t\t\t\tTable Of Contents\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<div class=\"uagb-toc__list-wrap \">\n\t\t\t\t\t\t<ol class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u9999\u6e2f\u907a\u7522\u7e7c\u627f\u7a0b\u5e8f\" class=\"uagb-toc-link__trigger\">\u9999\u6e2f\u907a\u7522\u7e7c\u627f\u7a0b\u5e8f<\/a><ul class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u907a\u7522\u7e7c\u627f\u6cd5\u9662\u53ca\u5f8b\u5e2b\u8cbb\u7528\" class=\"uagb-toc-link__trigger\">\u907a\u7522\u7e7c\u627f\u6cd5\u9662\u53ca\u5f8b\u5e2b\u8cbb\u7528<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u907a\u7522\u7e7c\u627f\u6642\u9650\" class=\"uagb-toc-link__trigger\">\u907a\u7522\u7e7c\u627f\u6642\u9650<\/a><li class=\"uagb-toc__list\"><li class=\"uagb-toc__list\"><a href=\"#\u7e7c\u627f\u907a\u7522\u5be6\u52d9\u6ce8\u610f\u4e8b\u9805\" class=\"uagb-toc-link__trigger\">\u7e7c\u627f\u907a\u7522\u5be6\u52d9\u6ce8\u610f\u4e8b\u9805<\/a><\/li><\/ul><\/li><li class=\"uagb-toc__list\"><a href=\"#\u7121\u907a\u56d1\u60c5\u6cc1\u4e0b\u7684\u907a\u7522\u5206\u914d\u6a5f\u5236\u914d\u5076\u8207\u5b50\u5973\u7684\u6cd5\u5b9a\u7e7c\u627f\u4efd\u984d\" class=\"uagb-toc-link__trigger\">\u7121\u907a\u56d1\u60c5\u6cc1\u4e0b\u7684\u907a\u7522\u5206\u914d\u6a5f\u5236\uff1a\u914d\u5076\u8207\u5b50\u5973\u7684\u6cd5\u5b9a\u7e7c\u627f\u4efd\u984d<\/a><\/ul><\/ol>\t\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\n\n\n<h2 class=\"wp-block-heading\">\u9999\u6e2f\u907a\u7522\u7e7c\u627f\u7a0b\u5e8f<\/h2>\n\n\n\n<p>\u5728\u9999\u6e2f\u7684\u6cd5\u5f8b\u9ad4\u7cfb\u4e2d\uff0c\u907a\u7522\u627f\u8fa6\u5236\u5ea6\u4e3b\u8981\u7531\u300a\u907a\u56d1\u8a8d\u8b49\u53ca\u907a\u7522\u7ba1\u7406\u689d\u4f8b\u300b\u3001\u300a\u7121\u907a\u56d1\u8005\u907a\u7522\u689d\u4f8b\u300b\u53ca\u300a\u975e\u722d\u8a1f\u907a\u56d1\u8a8d\u8b49\u898f\u5247\u300b\u5171\u540c\u898f\u7bc4\u3002<\/p>\n\n\n\n<p>\u6839\u64da\u9999\u6e2f\u53f8\u6cd5\u6a5f\u69cb\u7684\u8cc7\u6599\uff0c\u6388\u4e88\u66f8\u5206\u70ba\u5169\u5927\u985e\u5225\uff1a\u82e5\u6b7b\u8005\u751f\u524d\u8a02\u7acb\u6709\u6548<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%E5%B9%B3%E5%AE%89%E7%B4%99-%E9%81%BA%E5%9B%91-%E8%8B%B1%E6%96%87-%E6%94%B6%E8%B2%BB-%E5%85%8D%E8%B2%BB\/\">\u907a\u56d1<\/a>\uff08\u5373\u4fd7\u7a31\u7684<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%E5%B9%B3%E5%AE%89%E7%B4%99-%E9%81%BA%E5%9B%91-%E8%8B%B1%E6%96%87-%E6%94%B6%E8%B2%BB-%E5%85%8D%E8%B2%BB\/\">\u5e73\u5b89\u7d19<\/a>\uff09\u4e26\u6307\u5b9a\u907a\u56d1\u57f7\u884c\u4eba\uff0c\u5247\u7531\u8a72\u57f7\u884c\u4eba\u7533\u8acb\u300c\u907a\u56d1\u8a8d\u8b49\u300d\uff08\u82f1\u6587\uff1aGrant of Probate\uff09\uff1b\u82e5\u6b7b\u8005\u672a\u7559\u907a\u56d1\uff0c\u6216\u907a\u56d1\u672a\u6db5\u84cb\u5168\u90e8\u8cc7\u7522\uff0c\u5247\u7531\u5176\u6cd5\u5b9a\u7e7c\u627f\u4eba\u6309\u512a\u5148\u6b21\u5e8f\u7533\u8acb\u300c\u907a\u7522\u7ba1\u7406\u66f8\u300d\uff08\u82f1\u6587\uff1a\u8acb Letters of Administration\uff09\uff0c\u7531\u6cd5\u9662\u6388\u6b0a\u9069\u7576\u7684\u4eba\u58eb\u8655\u7406\u907a\u7522\u3002<\/p>\n\n\n\n<p>\u5728\u9999\u6e2f\uff0c\u6b7b\u8005\u7684\u8cc7\u7522\u901a\u5e38\u4e0d\u80fd\u5728\u672a\u53d6\u5f97\u6cd5\u9662\u6388\u6b0a\u524d\u96a8\u610f\u8655\u7406\uff0c\u800c\u907a\u56d1\u8a8d\u8b49\u5c31\u662f\u8b49\u660e\u8a72\u540d\u4eba\u58eb\u6709\u6cd5\u5f8b\u6b0a\u9650\u53bb\u53d6\u56de\u3001\u8f49\u79fb\u6216\u5206\u914d\u907a\u7522\u7684\u6587\u4ef6\u3002<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u907a\u7522\u7e7c\u627f\u6cd5\u9662\u53ca\u5f8b\u5e2b\u8cbb\u7528<\/h3>\n\n\n\n<p>\u907a\u7522\u627f\u8fa6\u7684\u8cbb\u7528\u5206\u70ba\u5b98\u65b9\u6536\u8cbb\u8207\u5c08\u696d\u670d\u52d9\u8cbb\u7528\u5169\u500b\u5c64\u9762\u3002\u5c31\u5b98\u65b9\u6536\u8cbb\u800c\u8a00\uff0c\u5c0d\u65bc\u6b7b\u8005\u57282006\u5e742\u670811\u65e5\u6216\u4e4b\u5f8c\u53bb\u4e16\u7684\u500b\u6848\uff0c\u5411\u9ad8\u7b49\u6cd5\u9662\u907a\u7522\u627f\u8fa6\u8655\u7533\u8acb\u6388\u4e88\u66f8\u7684\u57fa\u672c\u8cbb\u7528\u70ba337\u6e2f\u5143\uff0c\u7576\u4e2d\u5305\u62ec\u5b58\u6a94\u8cbb265\u6e2f\u5143\u53ca\u8b04\u5beb\u8cbb72\u6e2f\u5143\u3002<\/p>\n\n\n\n<p>\u82e5\u5bb6\u5c6c\u9078\u64c7\u8058\u8acb\u5f8b\u5e2b\u8655\u7406\uff0c\u7c21\u55ae\u500b\u6848\u7684\u5f8b\u5e2b\u8cbb\u4e00\u822c\u753115,000\u6e2f\u5143\u8d77\uff0c\u8907\u96dc\u500b\u6848\uff08\u5982\u6d89\u53ca\u722d\u8b70\u3001\u6d77\u5916\u8cc7\u7522\u6216\u591a\u540d\u53d7\u76ca\u4eba\uff09\u7684\u8cbb\u7528\u5247\u6703\u986f\u8457\u589e\u52a0\u3002<\/p>\n\n\n\n<p>\u5c0d\u65bc\u8cc7\u7522\u898f\u6a21\u8f03\u5c0f\u7684\u907a\u7522\uff0c\u653f\u5e9c\u8a2d\u6709\u5169\u7d1a\u7c21\u5316\u7a0b\u5e8f\uff1a<a href=\"https:\/\/www.clic.org.hk\/zh\/topics\/probate\/grant_of_probate_vs_grant_of_letters_of_administration\/FAQ\/value_not_exceeding_50000\">\u7d14\u73fe\u91d1\u907a\u7522\u7e3d\u503c\u4f4e\u65bc5\u842c\u6e2f\u5143<\/a>\u8005\uff0c\u53ef\u5411\u6c11\u653f\u4e8b\u52d9\u7e3d\u7f72\u8f44\u4e0b<a href=\"https:\/\/www.had.gov.hk\/tc\/public_services\/estates\/small_estates.htm\">\u907a\u7522\u53d7\u76ca\u4eba\u652f\u63f4\u7d44<\/a>\u7533\u8acb\u78ba\u8a8d\u901a\u77e5\u66f8\uff0c\u5927\u5e45\u7c21\u5316\u884c\u653f\u6d41\u7a0b\uff1b5\u842c\u81f315\u842c\u6e2f\u5143\u7684\u907a\u7522\u5247\u53ef\u7531\u907a\u7522\u627f\u8fa6\u8655\u7684\u907a\u7522\u7ba1\u7406\u5b98\u5354\u52a9\u4ee5\u7c21\u5316\u65b9\u5f0f\u8655\u7406\u3002<\/p>\n\n\n\n<p>\u4e0d\u904e\uff0c5\u842c\u6e2f\u5143\u7684\u7c21\u5316\u9580\u6abb\u50c5\u9069\u7528\u65bc\u7d14\u73fe\u91d1\u907a\u7522\uff0c\u5373\u53ea\u7531\u9280\u884c\u5b58\u6b3e\u7b49\u91d1\u9322\u8cc7\u7522\u69cb\u6210\u3002\u82e5\u679c\u907a\u7522\u4e2d\u6d89\u53ca\u7269\u696d\u3001\u80a1\u7968\u3001\u4fdd\u96aa\u55ae\u7b49\u975e\u73fe\u91d1\u8cc7\u7522\uff0c\u901a\u5e38\u9700\u8981\u5faa\u6b63\u5f0f\u7a0b\u5e8f\u7533\u8acb\u6388\u4e88\u66f8\u3002<\/p>\n\n\n\n<p><strong>\u3010\u66f4\u591a\u8ca1\u5bcc\u50b3\u627f\u8cc7\u8a0a\uff5c<\/strong><a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%a6%99%e6%b8%af-%e9%80%80%e4%bc%91-%e9%95%b7%e5%a3%bd-%e9%a2%a8%e9%9a%aa-%e9%a6%99%e6%b8%af-%e8%8b%b1%e6%96%87-longevity-risk\/\"><strong>\u7834\u89e3\u9577\u58fd\u98a8\u96aa\uff08Longevity Risk\uff09\uff1a\u9999\u6e2f\u4eba\u4e0d\u53ef\u5ffd\u8996\u7684\u9000\u4f11\u5371\u6a5f<\/strong><\/a><strong>\u3011<\/strong><\/p>\n\n\n\n<h3 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