{"id":9359,"date":"2026-07-28T17:41:29","date_gmt":"2026-07-28T09:41:29","guid":{"rendered":"https:\/\/www.syfe.com\/hk\/magazine\/?p=9359"},"modified":"2026-07-17T17:44:03","modified_gmt":"2026-07-17T09:44:03","slug":"%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86","status":"publish","type":"post","link":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/","title":{"rendered":"\u5f48\u7968\u6703\u600e\u6a23\uff1f\u9999\u6e2f\u9280\u884c\u5f48\u7968\u6536\u8cbb\u3001\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f"},"content":{"rendered":"\n
\"\"<\/figure>\n\n\n\n

\u5f48\u7968\uff08\u82f1\u6587\uff1aBounced Cheque\uff0c\u53c8\u7a31dishonoured cheque\u3001returned cheque\u7b49\uff09\u5728\u9999\u6e2f\u793e\u6703\u4e26\u975e\u7f55\u898b\u73fe\u8c61\uff0c\u6cdb\u6307\u652f\u7968\u56e0\u5404\u7a2e\u539f\u56e0\u88ab\u9280\u884c\u62d2\u7d55\u514c\u73fe\u4e26\u9000\u56de\u53d7\u6b3e\u4eba\u7684\u60c5\u6cc1\u3002\u672c\u6587\u5c07\u5f9e\u5f48\u7968\u7684\u904b\u4f5c\u6a5f\u5236\u3001\u9280\u884c\u6536\u8cbb\u7d50\u69cb\u3001\u6cd5\u5f8b\u5f8c\u679c\u3001\u4fe1\u8cb8\u5f71\u97ff\u53ca\u9632\u7bc4\u7b56\u7565\u7b49\u591a\u500b\u7dad\u5ea6\u62c6\u89e3\u9019\u4e00\u5e38\u898b\u4f46\u5bb9\u6613\u88ab\u5ffd\u8996\u7684\u5546\u696d\u98a8\u96aa\u3002<\/p>\n\n\n\n

\u652f\u7968\u5f48\u7968\u76845\u5927\u5e38\u898b\u539f\u56e0<\/h2>\n\n\n\n

\u5118\u7ba1\u96fb\u5b50\u652f\u4ed8\u8fd1\u5e74\u8fc5\u901f\u666e\u53ca\uff0c\u4f46\u652f\u7968\u5728\u5546\u696d\u4ea4\u6613\u4e2d\u4ecd\u4f54\u64da\u76f8\u7576\u6bd4\u91cd\uff0c\u5c24\u5176\u5728\u5730\u7522\u79df\u8cc3\u3001\u6279\u767c\u8cbf\u6613\u53ca\u5c08\u696d\u670d\u52d9\u7b49\u9818\u57df\uff0c\u652f\u7968\u7684\u4f7f\u7528\u983b\u7387\u4ecd\u7136\u8f03\u9ad8\u3002\u5f48\u7968\u554f\u984c\u7684\u6839\u6e90\uff0c\u5728\u65bc\u652f\u7968\u4f5c\u70ba\u4e00\u7a2e\u300c\u59d4\u8a17\u4ed8\u6b3e\u300d\u5de5\u5177\uff0c\u5176\u514c\u4ed8\u4e26\u975e\u5373\u6642\u5b8c\u6210\uff0c\u800c\u662f\u6d89\u53ca\u591a\u500b\u74b0\u7bc0\u7684\u5be9\u6838\u8207\u7d50\u7b97\u6d41\u7a0b\u3002<\/p>\n\n\n\n

\u652f\u7968\u514c\u4ed8\u6574\u500b\u6d41\u7a0b\u6d89\u53ca\uff1a\u53d7\u6b3e\u4eba\u5b58\u5165\u652f\u7968\u3001\u9280\u884c\u5be9\u6838\u652f\u7968\u5167\u5bb9\u3001\u6838\u5be6\u4ed8\u6b3e\u4eba\u6236\u53e3\u72c0\u614b\uff0c\u4ee5\u53ca\u6700\u7d42\u6c7a\u5b9a\u514c\u73fe\u6216\u9000\u56de\u7b49\u591a\u500b\u6b65\u9a5f\u3002\u7576\u4e2d\u4efb\u4f55\u4e00\u500b\u74b0\u7bc0\u51fa\u73fe\u554f\u984c\uff0c\u5747\u53ef\u80fd\u5c0e\u81f4\u5f48\u7968\u3002<\/p>\n\n\n\n

\u7d9c\u5408\u9999\u6e2f\u8b66\u65b9<\/a>\u7b49\u8cc7\u6599\uff0c\u5f48\u7968\u6700\u5e38\u898b\u7684\u539f\u56e0\u53ef\u6b78\u7d0d\u70ba\u4e94\u985e\u3002<\/p>\n\n\n\n

    \n
  1. \u9918\u984d\u4e0d\u8db3\uff08Non-Sufficient Funds, NSF\uff09\uff0c\u9019\u4ea6\u662f\u5f48\u7968\u500b\u6848\u4e2d\u6700\u666e\u904d\u7684\u6210\u56e0\uff0c\u5373\u652f\u7968\u7c3d\u767c\u4eba\u6236\u53e3\u4e2d\u7684\u53ef\u7528\u9918\u984d\u4f4e\u65bc\u652f\u7968\u9762\u984d\uff0c\u9280\u884c\u7121\u6cd5\u5b8c\u6210\u6263\u6b3e<\/li>\n\n\n\n
  2. \u7c3d\u540d\u8207\u9280\u884c\u7559\u5e95\u6a23\u672c\u4e0d\u7b26\uff0c\u9280\u884c\u5728\u6838\u5c0d\u7c3d\u540d\u6642\u82e5\u767c\u73fe\u660e\u986f\u5dee\u7570\uff0c\u57fa\u65bc\u98a8\u96aa\u63a7\u5236\u8003\u91cf\u6703\u62d2\u7d55\u514c\u4ed8<\/li>\n\n\n\n
  3. \u5927\u5beb\u91d1\u984d\u8207\u5c0f\u5beb\u91d1\u984d\u4e0d\u4e00\u81f4\uff0c\u6839\u64da\u9999\u6e2f\u300a\u532f\u7968\u689d\u4f8b\u300b\uff08Bills of Exchange Ordinance\uff09\u7684\u76f8\u95dc\u898f\u5b9a\uff0c\u7576\u652f\u7968\u4e0a\u7684\u6587\u5b57\u91d1\u984d\u8207\u6578\u5b57\u91d1\u984d\u5b58\u5728\u5206\u6b67\u6642\uff0c\u4e00\u822c\u4ee5\u6587\u5b57\u91d1\u984d\u70ba\u6e96\uff0c\u4f46\u9280\u884c\u5f80\u5f80\u6703\u9078\u64c7\u9000\u56de\u652f\u7968\u8981\u6c42\u91cd\u65b0\u7c3d\u767c\u4ee5\u907f\u514d\u722d\u8b70<\/li>\n\n\n\n
  4. \u652f\u7968\u904e\u671f\uff0c\u9999\u6e2f\u9280\u884c\u516c\u6703\u7684\u696d\u754c\u5b88\u5247\u898f\u5b9a\uff0c\u652f\u7968\u7684\u6709\u6548\u671f\u901a\u5e38\u70ba\u7c3d\u767c\u65e5\u671f\u8d77\u8a08\u516d\u500b\u6708\uff0c\u903e\u671f\u652f\u7968\u5c07\u4e0d\u88ab\u53d7\u7406<\/li>\n\n\n\n
  5. \u53d7\u6b3e\u4eba\u540d\u7a31\u586b\u5beb\u932f\u8aa4\uff0c\u5305\u62ec\u62fc\u5beb\u932f\u8aa4\u3001\u540d\u7a31\u4e0d\u5b8c\u6574\u6216\u8207\u9280\u884c\u7d00\u9304\u4e0d\u7b26\u7b49\u60c5\u6cc1\uff0c\u5747\u53ef\u80fd\u89f8\u767c\u9000\u7968\u6a5f\u5236\u3002<\/li>\n<\/ol>\n\n\n\n

    \u76f8\u95dc\u8cc7\u8a0a\uff1a\u9280\u884c\u672c\u7968\u540c\u652f\u7968\u6709\u54a9\u5206\u5225\uff1f\u4e00\u6587\u6574\u740611\u9593\u9280\u884c\u672c\u7968\u670d\u52d9\u6536\u8cbb<\/a><\/p>\n\n\n\n

    \u9999\u6e2f\u9280\u884c\u670d\u52d9\u52a0\u50f9 \u6b3e\u9805\u4e0d\u8db3\u5f48\u7968\u624b\u7e8c\u8cbb\u8feb\u8fd1200\u5143<\/h2>\n\n\n\n

    \u9999\u6e2f\u9280\u884c\u696d\u8fd1\u5e74\u9010\u6b65\u4e0a\u8abf\u5404\u9805\u670d\u52d9\u6536\u8cbb\uff0c\u5305\u62ec\u5f48\u7968\u624b\u7e8c\u8cbb\u5728\u5167\u3002\u81ea2026\u5e745\u67081\u65e5\u8d77\uff0c\u767c\u9214\u884c<\/a>\u4e4b\u4e00\u6ed9\u8c50\u9280\u884c\u5c07\u500b\u4eba\u6e2f\u5143\u53ca\u7f8e\u5143\u5f80\u4f86\u6236\u53e3\u5f48\u7968\u624b\u7e8c\u8cbb\uff08\u56e0\u6b3e\u9805\u4e0d\u8db3\uff09\u7531165\u6e2f\u5143\u4e0a\u8abf<\/a>\u81f3180\u6e2f\u5143\uff1b\u5982\u679c\u56e0\u5176\u4ed6\u7406\u7531\uff08\u767c\u51fa\u7684\u652f\u7968\u5305\u542b\u932f\u8aa4\u8cc7\u6599\u6216\u672a\u80fd\u7b26\u5408\u672c\u884c\u8981\u6c42\uff09\u800c\u88ab\u9000\u7968\uff0c\u5247\u4e0a\u8abf\u81f385\u6e2f\u5143\u3002<\/p>\n\n\n\n

    \u6052\u751f\u9280\u884c\u5ba2\u6236\u56e0\u6236\u53e3\u5b58\u6b3e\u4e0d\u8db3\u800c\u906d\u9000\u7968\u7684\u6536\u8cbb\u70ba<\/a>165\u6e2f\u5143\uff0c\u81f3\u65bc\u56e0\u5176\u4ed6\u539f\u56e0\u800c\u5f48\u7968\u7684\u624b\u7e8c\u8cbb\u5247\u70ba75\u6e2f\u5143\u3002<\/p>\n\n\n\n

    \u4e2d\u9280\u9999\u6e2f\u56e0\u6b3e\u9805\u4e0d\u8db3\u800c\u5f48\u7968\u624b\u7e8c\u8cbb\u5247\u7dad\u6301<\/a>\u5728150\u6e2f\u5143\u7684\u6c34\u5e73\uff0c\u56e0\u5176\u4ed6\u539f\u56e0\u800c\u9000\u7968\u7684\u6536\u8cbb\u5247\u70ba50\u5143\u3002<\/p>\n\n\n\n

    \u503c\u5f97\u7559\u610f\u7684\u662f\u5176\u4ed6\u6236\u53e3\u985e\u578b\u7684\u6536\u8cbb\u53ef\u80fd\u6709\u6240\u4e0d\u540c\uff0c\u7279\u5225\u662f\u4f01\u696d\u6236\u53e3\u3002\u81f3\u65bc\u6536\u6b3e\u4eba\u5b58\u5165\u4ed6\u4eba\u7684\u7a7a\u982d\u652f\u7968\uff0c\u901a\u5e38\u5247\u4e0d\u6703\u88ab\u6536\u53d6\u624b\u7e8c\u8cbb\u3002<\/p>\n\n\n\n

    \u66f4\u591a\u9999\u6e2f\u9280\u884c\u670d\u52d9\u8cc7\u8a0a\uff1a\u9280\u884c\u7de8\u865f<\/strong><\/a>\uff5c<\/strong>\u4fdd\u96aa\u7bb1<\/strong><\/a>\uff5c<\/strong>\u767c\u9214\u9280\u884c<\/strong><\/a>\uff5c\u865b\u64ec\u9280\u884c<\/a>\uff5c\u9280\u884c\u79ae\u5238<\/a>\uff5c\u96f6\u5b58\u6574\u4ed8<\/a><\/p>\n\n\n\n

    \u5f48\u7968\u7684\u6cd5\u5f8b\u5f8c\u679c\u8207\u76f8\u95dc\u5211\u4e8b\u6848\u4ef6<\/h3>\n\n\n\n

    \u793e\u6703\u4e0a\u666e\u904d\u5b58\u5728\u4e00\u7a2e\u8aa4\u89e3\uff0c\u8a8d\u70ba\u5f48\u7968\u81ea\u52d5\u69cb\u6210\u5211\u4e8b\u7f6a\u884c\u3002\u5be6\u969b\u4e0a\uff0c\u9999\u6e2f\u73fe\u884c\u6cd5\u4f8b\u4e26\u6c92\u6709\u4e00\u689d\u300c\u4efb\u4f55\u652f\u7968\u88ab\u9000\u7968\u5c31\u81ea\u52d5\u69cb\u6210\u5211\u4e8b\u7f6a\u884c\u300d\u7684\u7368\u7acb\u7f6a\u540d\u3002<\/p>\n\n\n\n

    \u7136\u800c\uff0c\u6d89\u53ca\u652f\u7968\u7684\u5211\u4e8b\u6848\u4ef6\uff0c\u901a\u5e38\u662f\u56e0\u70ba\u884c\u70ba\u540c\u6642\u7b26\u5408\u67d0\u4e9b\u300c\u4e0d\u8aa0\u5be6\uff0f\u6b3a\u8a50\u300d\u76f8\u95dc\u7f6a\u884c\u7684\u69cb\u6210\u8981\u4ef6\u3002\u4f8b\u5982<\/a>\u82e5\u679c\u8b49\u660e\u652f\u7968\u7c3d\u767c\u4eba\u300c\u660e\u77e5\u300d\u6236\u53e3\u7121\u8db3\u5920\u6b3e\u9805\u800c\u84c4\u610f\u7c3d\u767c\u652f\u7968\uff0c\u5247\u53ef\u80fd\u89f8\u72af\u300a\u76dc\u7aca\u7f6a\u689d\u4f8b\u300b\u7b2c16A\u689d\u300c\u6b3a\u8a50\u7f6a\u300d\uff0c\u53ef\u88ab\u5224\u8655\u76e3\u7981\u3002<\/p>\n\n\n\n

    \u53e6\u5916\uff0c\u9999\u6e2f\u7a05\u52d9\u5c40\u66fe<\/a>\u5c31\u6709\u4eba\u5411\u653f\u5e9c\u7e73\u4ed8\u5370\u82b1\u7a05\u767c\u51fa\u300c\u660e\u77e5\u6703\u88ab\u9000\u7968\u300d\u7684\u652f\u7968\uff0c\u800c\u88ab\u63a7\u7b2c18B\u689d\u300c\u9003\u907f\u8cac\u4efb\u7684\u6b3a\u9a19\u300d\uff0c\u7372\u5b9a\u7f6a\u53ca\u5224\u5211\u3002\u56e0\u6b64\uff0c\u5f48\u7968\u7684\u6cd5\u5f8b\u5b9a\u6027\u53d6\u6c7a\u65bc\u7c3d\u767c\u4eba\u7684\u4e3b\u89c0\u610f\u5716\uff0c\u800c\u975e\u55ae\u7d14\u7684\u7d50\u679c\u3002<\/p>\n\n\n\n

    \u5f48\u7968\u6703\u5f71\u97ffTU\u4fe1\u8cb8\u8a55\u7d1a\u55ce\uff1f<\/h3>\n\n\n\n

    \u5f48\u7968\u4e0d\u6703\u88ab\u76f4\u63a5\u8a18\u9304\u65bc\u74b0\u806f\uff08TransUnion Hong Kong\uff0c\u4fd7\u7a31TU\uff09\u7684\u500b\u4eba\u4fe1\u8cb8\u5831\u544a\u4e2d\u3002\u74b0\u806f\u70ba\u9999\u6e2f\u4e3b\u8981\u7684\u6d88\u8cbb\u8005\u4fe1\u8cb8\u8cc7\u6599\u6a5f\u69cb\u4e4b\u4e00\uff0c\u5176\u8cc7\u6599\u5eab\u4e3b\u8981\u6536\u9304\u501f\u8cb8\u9084\u6b3e\u7d00\u9304\u3001\u4fe1\u7528\u5361\u4f7f\u7528\u60c5\u6cc1\u7b49\u4fe1\u8cb8\u76f8\u95dc\u6578\u64da\u3002<\/p>\n\n\n\n

    \u5118\u7ba1\u5f48\u7968\u4e0d\u6703\u76f4\u63a5\u51fa\u73fe\u5728\u4fe1\u8cb8\u8a55\u7d1a<\/a>\u5831\u544a\u4e0a\uff0c\u9280\u884c\u5167\u90e8\u7cfb\u7d71\u537b\u6703\u4fdd\u7559\u76f8\u95dc\u7d00\u9304\uff0c\u9019\u4e9b\u5167\u90e8\u7d00\u9304\u53ef\u80fd\u5728\u5ba2\u6236\u65e5\u5f8c\u7533\u8acb\u958b\u7acb\u65b0\u6236\u53e3\u6216\u8fa6\u7406\u8cb8\u6b3e\u6642\u88ab\u7d0d\u5165\u5be9\u6279\u8003\u91cf\u3002\u6839\u64da\u9999\u6e2f\u91d1\u878d\u7ba1\u7406\u5c40\u7684\u6307\u5f15\uff0c\u9280\u884c\u5728\u8a55\u4f30\u5ba2\u6236\u4fe1\u7528\u98a8\u96aa\u6642\u6709\u6b0a\u53c3\u8003\u5167\u90e8\u7d00\u9304\uff0c\u983b\u7e41\u5f48\u7968\u7684\u5ba2\u6236\u53ef\u80fd\u9762\u81e8\u66f4\u56b4\u683c\u7684\u5be9\u67e5\u689d\u4ef6\uff0c\u751a\u81f3\u88ab\u62d2\u7d55\u63d0\u4f9b\u90e8\u5206\u91d1\u878d\u670d\u52d9\u3002<\/p>\n\n\n\n

    \u66f4\u591a\u9999\u6e2f\u9280\u884c\u6236\u53e3\u53ca\u5b58\u6b3e\u6bd4\u8f03\uff1a<\/strong>\u6e2f\u5143\u5b9a\u5b58<\/strong><\/a>\uff5c<\/strong>\u9999\u6e2f\u9ad8\u606f\u5132\u755c\u6236\u53e3<\/strong><\/a>\uff5c<\/strong>\u7f8e\u5143\u5b9a\u5b58<\/strong><\/a>\uff5c<\/strong>\u4eba\u6c11\u5e63\u5b9a\u5b58<\/strong><\/a>\uff5c<\/strong>\u5152\u7ae5\u9280\u884c\u6236\u53e3<\/strong><\/a>\uff5c\u51fa\u7ce7\u6236\u53e3<\/a><\/p>\n\n\n\n

    \u900f\u904e\u65b0\u6642\u4ee3Fintech\u5132\u9322<\/h2>\n\n\n\n

    \u8fd1\u5e74\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u8208\u8d77\uff0c\u900f\u904e\u6578\u4f4d\u670d\u52d9\u985b\u8986\u91d1\u878d\u754c\u3002Syfe<\/a>\u63a8\u51fa\u7684\u5b9a\u606f\u5bf6<\/a>\uff0c\u4ee5\u6e2f\u5143\u7d50\u7b97\uff0c\u6240\u6295\u8cc7\u7684\u76f8\u95dc\u8cc7\u7522\u70ba\u5b9a\u671f\u5b58\u6b3e\uff0c\u606f\u7387\u8207\u5b9a\u5b58\u4e00\u6a23\u5c6c\u56fa\u5b9a\u6027\u8cea\uff0c\u4e26\u4e14\u6c92\u6709\u7ba1\u7406\u8cbb\uff0c\u8a2d\u67091\u500b\u6708\u30013\u500b\u6708\u30016\u500b\u6708\u671f\u53ca12\u500b\u6708\u671f\u9078\u64c7\uff0c\u5206\u5225\u70ba2.45\u5398\u30012.6\u5398\u30012.95\u5398\u53ca3.25\u5398\u56fa\u5b9a\u6536\u76ca\u7387<\/a>\uff0c\u8f03\u4e00\u822c\u5b9a\u5b58\u70ba\u9ad8\uff1b\u66f4\u91cd\u8981\u7684\u662f\uff0c\u5b9a\u606f\u5bf6\u4e0d\u8a2d\u6700\u4f4e\u6295\u8cc7\u984d\uff0c\u9664\u4e86\u9069\u5408\u8f03\u5c0f\u984d\u6295\u8cc7\u8005\u5916\uff0c\u4ea6\u9069\u5408\u6240\u6709\u4eba\u58eb\u914d\u7f6e\u9591\u7f6e\u8cc7\u91d1\u3002<\/p>\n\n\n\n

    \"\"<\/figure>\n\n\n\n

    \u7acb\u5373\u958b\u6236<\/mark><\/strong><\/a><\/h2>\n\n\n\n

    \u5728\u98a8\u96aa\u5c64\u9762\u4e0a\uff0c\u96d6\u7136Syfe\u4e0d\u662f\u4e00\u5bb6\u9280\u884c\uff0c\u4f46\u6211\u5011\u900f\u904e\u4f5c\u70ba\u91d1\u878d\u6a5f\u69cb\u7684\u898f\u6a21\uff0c\u80fd\u5920\u8207\u9280\u884c\u5354\u5546\u5177\u7af6\u722d\u529b\u7684\u5b9a\u671f\u5b58\u6b3e\u5229\u7387\u3002\u6b64\u6295\u8cc7\u670d\u52d9\u4e0d\u5c6c\u65bc\u9999\u6e2f\u5b58\u6b3e\u4fdd\u969c\u8a08\u5283\uff08DPS\uff09\u7bc4\u570d\uff0c\u4f46\u6295\u8cc7\u8005\u53ef\u4ee5\u653e\u5fc3\u6295\u8cc7\uff0c\u56e0\u70ba\u6211\u5011\u53ea\u8207\u8ca1\u52d9\u7a69\u5065\u7684\u9280\u884c\u5408\u4f5c\u3002\u800c\u900f\u904e\u6211\u5011\u7684\u5408\u4f5c\u5925\u4f34\u95dc\u4fc2\uff0c\u4ee4\u5230\u5b9a\u606f\u5bf6\u7121\u9700\u4efb\u4f55\u7684\u9644\u5e36\u689d\u4ef6\uff0c\u4ea6\u53ef\u53d6\u5f97\u5177\u7af6\u722d\u529b\u7684\u6536\u76ca\u7387\uff0c\u7576\u4e2d\u5c0d\u6295\u8cc7\u91d1\u984d\u4e5f\u6c92\u6709\u4efb\u4f55\u4e0a\u9650\uff0c\u4e5f\u4e0d\u6536\u53d6\u4efb\u4f55\u8cbb\u7528\u3002\u4f60\u53ef\u4ee5\u6309\u6b64\u4e86\u89e3\u66f4\u591a\u5b9a\u606f\u5bf6\u5e38\u898b\u554f\u984c\u3002<\/a><\/p>\n\n\n\n

    *\u8a08\u7b97\u6a5f\u8aaa\u660e\u5982\u679c\u5b9a\u606f\u5bf6\u5728\u5de5\u4f5c\u65e5\u5230\u671f\uff0c\u4f60\u5c07\u6309\u73fe\u884c\u6536\u76ca\u7387\u7372\u5f97\u7684\u56fa\u5b9a\u6536\u76ca\u3002\u5982\u679c\u4e0d\u662f\u9019\u6a23\uff0c\u5b9a\u606f\u5bf6\u6295\u8cc7\u5c07\u5728\u4e0b\u4e00\u500b\u5de5\u4f5c\u65e5\u7d50\u675f\uff0c\u800c\u4f60\u5c07\u6309\u6bd4\u4f8b\u7372\u5f97\u984d\u5916\u65e5\u6578\u7684\u6536\u76ca\u3002<\/p>\n\n\n\n

    \u5728\u6295\u8cc7\u958b\u59cb\u4e4b\u524d\uff0c\u6536\u76ca\u7387\u53ef\u80fd\u6703\u767c\u751f\u8b8a\u5316\u3002\u5b9a\u606f\u5bf6\u6536\u76ca\u662f\u56fa\u5b9a\u7684\uff0c\u4f46\u6703\u53d7\u5230\u6f5b\u5728\u9280\u884c\u98a8\u96aa\u7684\u5f71\u97ff\u3002 \u6240\u6709\u5b9a\u606f\u5bf6\u6536\u76ca\u50c5\u5728\u5230\u671f\u5f8c\u624d\u53ef\u7372\u5f97\u3002\u514d\u8cac\u8072\u660e\ufe30\u672c\u6587\u50c5\u4f9b\u53c3\u8003\uff0c\u4e0d\u61c9\u8996\u70ba\u8ca1\u52d9\u5efa\u8b70\u3002\u672c\u6587\u7121\u610f\u63a8\u92b7\u4efb\u4f55\u7279\u5b9a\u6295\u8cc7\uff0c\u4e5f\u7121\u610f\u63d0\u4f9b\u6216\u5efa\u8b70\u8cb7\u8ce3\u4efb\u4f55\u7279\u5b9a\u8b49\u5238\u3002\u6240\u6709\u5f62\u5f0f\u7684\u6295\u8cc7\u90fd\u6709\u98a8\u96aa\uff0c\u5305\u62ec\u640d\u5931\u5168\u90e8\u6295\u8cc7\u91d1\u984d\u7684\u98a8\u96aa\u3002\u904e\u53bb\u7684\u56de\u5831\u4e26\u4e0d\u4fdd\u8b49\u672a\u4f86\u7684\u8868\u73fe\u3002\u6295\u8cc7\u8005\u61c9\u8003\u616e\u81ea\u8eab\u60c5\u6cc1\u3002\u6b64\u8655\u5305\u542b\u7684\u8cc7\u8a0a\u4e26\u4e0d\u69cb\u6210\u5f9e\u4e8b\u4efb\u4f55\u6295\u8cc7\u6d3b\u52d5\u7684\u8981\u7d04\u3001\u4efb\u4f55\u62db\u652c\u3001\u9080\u8acb\u6216\u5efa\u8b70\u3002\u672c\u6587\u7ae0\u5167\u5bb9\u672a\u7d93\u9999\u6e2f\u8b49\u5238\u53ca\u671f\u8ca8\u4e8b\u52d9\u76e3\u5bdf\u59d4\u54e1\u6703\u5be9\u95b1\u3002
    \u5b9a\u606f\u5bf6\u662f\u4e00\u9805\u6295\u8cc7\u7ba1\u7406\u670d\u52d9\uff0c\u4e0d\u61c9\u88ab\u8996\u70ba\u96c6\u9ad4\u6295\u8cc7\u8a08\u756b\u6216\u5b58\u6b3e\u6216\u5132\u84c4\u5e33\u6236\u3002\u512a\u5316\u6536\u76ca\u7387\u4e26\u975e\u7531\u65bcSyfe\u532f\u96c6\u6295\u8cc7\u8cc7\u91d1\u6240\u81f4\uff0c\u800c\u4e14Syfe\u4e26\u672a\u5c07\u5b9a\u606f\u5bf6\u4f5c\u70ba\u5177\u6709\u532f\u96c6\u8981\u7d20\u7684\u57fa\u91d1\u3001\u8a08\u756b\u6216\u6295\u8cc7\u7d44\u5408\u3002 \u5728\u6295\u8cc7\u958b\u59cb\u4e4b\u524d\uff0c\u6536\u76ca\u7387\u53ef\u80fd\u6703\u767c\u751f\u8b8a\u5316\u3002\u5b9a\u606f\u5bf6\u6536\u76ca\u662f\u56fa\u5b9a\u7684\uff0c\u4f46\u6703\u53d7\u5230\u6f5b\u5728\u9280\u884c\u98a8\u96aa\u7684\u5f71\u97ff\u3002 \u6240\u6709\u5b9a\u606f\u5bf6\u6536\u76ca\u50c5\u5728\u5230\u671f\u5f8c\u53ef\u7372\u5f97\u3002    \u4e86\u89e3\u66f4\u591a<\/a><\/sub><\/p>\n","protected":false},"excerpt":{"rendered":"

    \u5f48\u7968\uff08\u82f1\u6587\uff1aBounced Cheque\uff09\u662f\u6307\u652f\u7968\u56e0\u7d50\u9918\u4e0d\u8db3\u3001\u7c3d\u540d\u4e0d\u7b26\u7b49\u539f\u56e0\u88ab\u9280\u884c\u62d2\u7d55\u514c\u73fe\u4e26\u9000\u56de\u53d7\u6b3e\u4eba\u7684\u60c5\u6cc1\u3002\u672c\u6587\u8a73\u7d30\u5217\u51fa\u9999\u6e2f\u9280\u884c\u7684\u5f48\u7968\u624b\u7e8c\u8cbb\u3001\u76f8\u95dc\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f\uff0c\u52a9\u9999\u6e2f\u5e02\u6c11\u4e86\u89e3\u5f48\u7968\u7684\u5f8c\u679c\uff0c\u907f\u514d\u4e0d\u5fc5\u8981\u7684\u8ca1\u52d9\u640d\u5931\u3002<\/p>\n","protected":false},"author":27,"featured_media":9352,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_uag_custom_page_level_css":"","footnotes":""},"categories":[24],"tags":[666,143,665,668,667,187,420,436],"class_list":{"0":"post-9359","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-syfe","8":"tag-666","9":"tag-143","10":"tag-665","11":"tag-668","12":"tag-667","13":"tag-187","14":"tag-420","15":"tag-436"},"acf":{"readingTime":"","authorName":"","authorThumbnail":false,"BLUE_TIER":"0","BLACK_TIER":"0","GOLD_TIER":"0","PRIVATE_WEALTH_TIER":"0","PRE_AML":"0","POST_AML":"0","NO_GLOBAL_PORTFOLIO":"0","NO_REITS_PORTFOLIO":"0","NO_EQUITY_PORTFOLIO":"0","NO_CASH_PORTFOLIO":"0","HAS_ADVISOR":"0","INVESTMENT_PORTFOLIO_AUM":"0","AFTER_AML_DATE":"","AFTER_ACCOUNT_CREATED_DATE":"","language":"all"},"yoast_head":"\n\u5f48\u7968\u6703\u600e\u6a23\uff1f\u9999\u6e2f\u9280\u884c\u5f48\u7968\u6536\u8cbb\u3001\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f | Magazine<\/title>\n<meta name=\"description\" content=\"\u5f48\u7968\uff08\u82f1\u6587\uff1aBounced Cheque\uff09\u662f\u6307\u652f\u7968\u56e0\u7d50\u9918\u4e0d\u8db3\u3001\u7c3d\u540d\u4e0d\u7b26\u7b49\u539f\u56e0\u88ab\u9280\u884c\u62d2\u7d55\u514c\u73fe\u4e26\u9000\u56de\u53d7\u6b3e\u4eba\u7684\u60c5\u6cc1\u3002\u672c\u6587\u8a73\u7d30\u5217\u51fa\u9999\u6e2f\u9280\u884c\u7684\u5f48\u7968\u624b\u7e8c\u8cbb\u3001\u76f8\u95dc\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f\uff0c\u52a9\u9999\u6e2f\u5e02\u6c11\u4e86\u89e3\u5f48\u7968\u7684\u5f8c\u679c\uff0c\u907f\u514d\u4e0d\u5fc5\u8981\u7684\u8ca1\u52d9\u640d\u5931\u3002\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/\" \/>\n<meta property=\"og:locale\" content=\"zh_TW\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"\u5f48\u7968\u6703\u600e\u6a23\uff1f\u9999\u6e2f\u9280\u884c\u5f48\u7968\u6536\u8cbb\u3001\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f | Magazine\" \/>\n<meta property=\"og:description\" content=\"\u5f48\u7968\uff08\u82f1\u6587\uff1aBounced Cheque\uff09\u662f\u6307\u652f\u7968\u56e0\u7d50\u9918\u4e0d\u8db3\u3001\u7c3d\u540d\u4e0d\u7b26\u7b49\u539f\u56e0\u88ab\u9280\u884c\u62d2\u7d55\u514c\u73fe\u4e26\u9000\u56de\u53d7\u6b3e\u4eba\u7684\u60c5\u6cc1\u3002\u672c\u6587\u8a73\u7d30\u5217\u51fa\u9999\u6e2f\u9280\u884c\u7684\u5f48\u7968\u624b\u7e8c\u8cbb\u3001\u76f8\u95dc\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f\uff0c\u52a9\u9999\u6e2f\u5e02\u6c11\u4e86\u89e3\u5f48\u7968\u7684\u5f8c\u679c\uff0c\u907f\u514d\u4e0d\u5fc5\u8981\u7684\u8ca1\u52d9\u640d\u5931\u3002\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/\" \/>\n<meta property=\"og:site_name\" content=\"Magazine\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/SyfeHongKong\" \/>\n<meta property=\"article:published_time\" content=\"2026-07-28T09:41:29+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Syfe Hong Kong\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Syfe Hong Kong\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 \u5206\u9418\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/\"},\"author\":{\"name\":\"Syfe Hong Kong\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/55fc487727b9fc7ac816eeab1de21a51\"},\"headline\":\"\u5f48\u7968\u6703\u600e\u6a23\uff1f\u9999\u6e2f\u9280\u884c\u5f48\u7968\u6536\u8cbb\u3001\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f\",\"datePublished\":\"2026-07-28T09:41:29+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/\"},\"wordCount\":26,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968.jpg\",\"keywords\":[\"\u5f48\u7968\",\"\u652f\u7968\",\"\u7a7a\u982d\u652f\u7968\",\"\u9000\u7968\",\"\u9280\u884c\u6536\u8cbb\",\"\u9280\u884c\u670d\u52d9\",\"\u9999\u6e2f\u9280\u884c\",\"\u9999\u6e2f\u9280\u884c\u696d\"],\"articleSection\":[\"Syfe \u5e6b\u7dca\u4f60\"],\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/\",\"name\":\"\u5f48\u7968\u6703\u600e\u6a23\uff1f\u9999\u6e2f\u9280\u884c\u5f48\u7968\u6536\u8cbb\u3001\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f | Magazine\",\"isPartOf\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968.jpg\",\"datePublished\":\"2026-07-28T09:41:29+00:00\",\"description\":\"\u5f48\u7968\uff08\u82f1\u6587\uff1aBounced Cheque\uff09\u662f\u6307\u652f\u7968\u56e0\u7d50\u9918\u4e0d\u8db3\u3001\u7c3d\u540d\u4e0d\u7b26\u7b49\u539f\u56e0\u88ab\u9280\u884c\u62d2\u7d55\u514c\u73fe\u4e26\u9000\u56de\u53d7\u6b3e\u4eba\u7684\u60c5\u6cc1\u3002\u672c\u6587\u8a73\u7d30\u5217\u51fa\u9999\u6e2f\u9280\u884c\u7684\u5f48\u7968\u624b\u7e8c\u8cbb\u3001\u76f8\u95dc\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f\uff0c\u52a9\u9999\u6e2f\u5e02\u6c11\u4e86\u89e3\u5f48\u7968\u7684\u5f8c\u679c\uff0c\u907f\u514d\u4e0d\u5fc5\u8981\u7684\u8ca1\u52d9\u640d\u5931\u3002\",\"breadcrumb\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/#breadcrumb\"},\"inLanguage\":\"zh-TW\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/#primaryimage\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968.jpg\",\"contentUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968.jpg\",\"width\":1920,\"height\":1080},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"\u5f48\u7968\u6703\u600e\u6a23\uff1f\u9999\u6e2f\u9280\u884c\u5f48\u7968\u6536\u8cbb\u3001\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/\",\"name\":\"Magazine\",\"description\":\"Just another WordPress site\",\"publisher\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"zh-TW\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization\",\"name\":\"Syfe Hong Kong\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png\",\"contentUrl\":\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png\",\"width\":1080,\"height\":1080,\"caption\":\"Syfe Hong Kong\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/www.facebook.com\/SyfeHongKong\",\"https:\/\/www.instagram.com\/syfehk\/\",\"https:\/\/www.linkedin.com\/company\/syfe\/\",\"https:\/\/www.youtube.com\/channel\/UCmggQNC9xRW1JQ3UtvbRR6Q\"]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/55fc487727b9fc7ac816eeab1de21a51\",\"name\":\"Syfe Hong Kong\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"zh-TW\",\"@id\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/02012df03784a5c2399da945359b1fb6945e35801faec56b70fc7c8b96649c0e?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/02012df03784a5c2399da945359b1fb6945e35801faec56b70fc7c8b96649c0e?s=96&d=mm&r=g\",\"caption\":\"Syfe Hong Kong\"},\"url\":\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/author\/terence-chu\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"\u5f48\u7968\u6703\u600e\u6a23\uff1f\u9999\u6e2f\u9280\u884c\u5f48\u7968\u6536\u8cbb\u3001\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f | Magazine","description":"\u5f48\u7968\uff08\u82f1\u6587\uff1aBounced Cheque\uff09\u662f\u6307\u652f\u7968\u56e0\u7d50\u9918\u4e0d\u8db3\u3001\u7c3d\u540d\u4e0d\u7b26\u7b49\u539f\u56e0\u88ab\u9280\u884c\u62d2\u7d55\u514c\u73fe\u4e26\u9000\u56de\u53d7\u6b3e\u4eba\u7684\u60c5\u6cc1\u3002\u672c\u6587\u8a73\u7d30\u5217\u51fa\u9999\u6e2f\u9280\u884c\u7684\u5f48\u7968\u624b\u7e8c\u8cbb\u3001\u76f8\u95dc\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f\uff0c\u52a9\u9999\u6e2f\u5e02\u6c11\u4e86\u89e3\u5f48\u7968\u7684\u5f8c\u679c\uff0c\u907f\u514d\u4e0d\u5fc5\u8981\u7684\u8ca1\u52d9\u640d\u5931\u3002","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/","og_locale":"zh_TW","og_type":"article","og_title":"\u5f48\u7968\u6703\u600e\u6a23\uff1f\u9999\u6e2f\u9280\u884c\u5f48\u7968\u6536\u8cbb\u3001\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f | Magazine","og_description":"\u5f48\u7968\uff08\u82f1\u6587\uff1aBounced Cheque\uff09\u662f\u6307\u652f\u7968\u56e0\u7d50\u9918\u4e0d\u8db3\u3001\u7c3d\u540d\u4e0d\u7b26\u7b49\u539f\u56e0\u88ab\u9280\u884c\u62d2\u7d55\u514c\u73fe\u4e26\u9000\u56de\u53d7\u6b3e\u4eba\u7684\u60c5\u6cc1\u3002\u672c\u6587\u8a73\u7d30\u5217\u51fa\u9999\u6e2f\u9280\u884c\u7684\u5f48\u7968\u624b\u7e8c\u8cbb\u3001\u76f8\u95dc\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f\uff0c\u52a9\u9999\u6e2f\u5e02\u6c11\u4e86\u89e3\u5f48\u7968\u7684\u5f8c\u679c\uff0c\u907f\u514d\u4e0d\u5fc5\u8981\u7684\u8ca1\u52d9\u640d\u5931\u3002","og_url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/","og_site_name":"Magazine","article_publisher":"https:\/\/www.facebook.com\/SyfeHongKong","article_published_time":"2026-07-28T09:41:29+00:00","og_image":[{"width":1920,"height":1080,"url":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968.jpg","type":"image\/jpeg"}],"author":"Syfe Hong Kong","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Syfe Hong Kong","Est. reading time":"1 \u5206\u9418"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/#article","isPartOf":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/"},"author":{"name":"Syfe Hong Kong","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/55fc487727b9fc7ac816eeab1de21a51"},"headline":"\u5f48\u7968\u6703\u600e\u6a23\uff1f\u9999\u6e2f\u9280\u884c\u5f48\u7968\u6536\u8cbb\u3001\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f","datePublished":"2026-07-28T09:41:29+00:00","mainEntityOfPage":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/"},"wordCount":26,"commentCount":0,"publisher":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization"},"image":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/#primaryimage"},"thumbnailUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968.jpg","keywords":["\u5f48\u7968","\u652f\u7968","\u7a7a\u982d\u652f\u7968","\u9000\u7968","\u9280\u884c\u6536\u8cbb","\u9280\u884c\u670d\u52d9","\u9999\u6e2f\u9280\u884c","\u9999\u6e2f\u9280\u884c\u696d"],"articleSection":["Syfe \u5e6b\u7dca\u4f60"],"inLanguage":"zh-TW","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/","url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/","name":"\u5f48\u7968\u6703\u600e\u6a23\uff1f\u9999\u6e2f\u9280\u884c\u5f48\u7968\u6536\u8cbb\u3001\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f | Magazine","isPartOf":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/#primaryimage"},"image":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/#primaryimage"},"thumbnailUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968.jpg","datePublished":"2026-07-28T09:41:29+00:00","description":"\u5f48\u7968\uff08\u82f1\u6587\uff1aBounced Cheque\uff09\u662f\u6307\u652f\u7968\u56e0\u7d50\u9918\u4e0d\u8db3\u3001\u7c3d\u540d\u4e0d\u7b26\u7b49\u539f\u56e0\u88ab\u9280\u884c\u62d2\u7d55\u514c\u73fe\u4e26\u9000\u56de\u53d7\u6b3e\u4eba\u7684\u60c5\u6cc1\u3002\u672c\u6587\u8a73\u7d30\u5217\u51fa\u9999\u6e2f\u9280\u884c\u7684\u5f48\u7968\u624b\u7e8c\u8cbb\u3001\u76f8\u95dc\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f\uff0c\u52a9\u9999\u6e2f\u5e02\u6c11\u4e86\u89e3\u5f48\u7968\u7684\u5f8c\u679c\uff0c\u907f\u514d\u4e0d\u5fc5\u8981\u7684\u8ca1\u52d9\u640d\u5931\u3002","breadcrumb":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/#breadcrumb"},"inLanguage":"zh-TW","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/"]}]},{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/#primaryimage","url":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968.jpg","contentUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968.jpg","width":1920,"height":1080},{"@type":"BreadcrumbList","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bd%88%e7%a5%a8%e6%9c%83%e6%80%8e%e6%a8%a3%ef%bc%9f%e9%a6%99%e6%b8%af%e9%8a%80%e8%a1%8c%e5%bd%88%e7%a5%a8%e6%94%b6%e8%b2%bb%e3%80%81%e6%b3%95%e5%be%8b%e8%b2%ac%e4%bb%bb%e5%8f%8a%e8%99%95%e7%90%86\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/"},{"@type":"ListItem","position":2,"name":"\u5f48\u7968\u6703\u600e\u6a23\uff1f\u9999\u6e2f\u9280\u884c\u5f48\u7968\u6536\u8cbb\u3001\u6cd5\u5f8b\u8cac\u4efb\u53ca\u8655\u7406\u6b65\u9a5f"}]},{"@type":"WebSite","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#website","url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/","name":"Magazine","description":"Just another WordPress site","publisher":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"zh-TW"},{"@type":"Organization","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#organization","name":"Syfe Hong Kong","url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/","logo":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/","url":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png","contentUrl":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2022\/06\/Syfe-Logo.png","width":1080,"height":1080,"caption":"Syfe Hong Kong"},"image":{"@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/www.facebook.com\/SyfeHongKong","https:\/\/www.instagram.com\/syfehk\/","https:\/\/www.linkedin.com\/company\/syfe\/","https:\/\/www.youtube.com\/channel\/UCmggQNC9xRW1JQ3UtvbRR6Q"]},{"@type":"Person","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/55fc487727b9fc7ac816eeab1de21a51","name":"Syfe Hong Kong","image":{"@type":"ImageObject","inLanguage":"zh-TW","@id":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/02012df03784a5c2399da945359b1fb6945e35801faec56b70fc7c8b96649c0e?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/02012df03784a5c2399da945359b1fb6945e35801faec56b70fc7c8b96649c0e?s=96&d=mm&r=g","caption":"Syfe Hong Kong"},"url":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/author\/terence-chu\/"}]}},"uagb_featured_image_src":{"full":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968.jpg",1920,1080,false],"thumbnail":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-150x150.jpg",150,150,true],"medium":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-300x169.jpg",300,169,true],"medium_large":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-768x432.jpg",696,392,true],"large":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-1024x576.jpg",696,392,true],"1536x1536":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-1536x864.jpg",1536,864,true],"2048x2048":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968.jpg",1920,1080,false],"td_0x420":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-747x420.jpg",747,420,true],"td_218x150":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-218x150.jpg",218,150,true],"td_324x400":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-324x400.jpg",324,400,true],"td_485x360":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-485x360.jpg",485,360,true],"td_696x0":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-696x392.jpg",696,392,true],"td_1068x0":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-1068x601.jpg",1068,601,true],"td_1920x0":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968.jpg",1920,1080,false],"td_100x70":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-100x70.jpg",100,70,true],"td_265x198":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-265x198.jpg",265,198,true],"td_324x160":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-324x160.jpg",324,160,true],"td_324x235":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-324x235.jpg",324,235,true],"td_356x220":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-356x220.jpg",356,220,true],"td_356x364":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-356x364.jpg",356,364,true],"td_533x261":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-533x261.jpg",533,261,true],"td_534x462":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-534x462.jpg",534,462,true],"td_696x385":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-696x385.jpg",696,385,true],"td_741x486":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-741x486.jpg",741,486,true],"td_1068x580":["https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-1068x580.jpg",1068,580,true]},"uagb_author_info":{"display_name":"Syfe Hong Kong","author_link":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/author\/terence-chu\/"},"uagb_comment_info":0,"uagb_excerpt":"\u5f48\u7968\uff08\u82f1\u6587\uff1aBounced Cheque\uff09\u662f\u6307\u652f\u7968\u56e0\u7d50\u9918\u4e0d\u8db3\u3001\u7c3d\u540d\u4e0d\u7b26\u7b49\u539f\u56e0\u88ab\u9280\u884c\u62d2\u7d55\u514c\u73fe\u4e26\u9000\u56de\u53d7\u6b3e\u4eba\u7684\u60c5\u6cc1\u3002...","category":"Syfe \u5e6b\u7dca\u4f60","authorName":"Syfe Hong Kong","thumbnail":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968-150x150.jpg","featuredImage":"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/\u5f48-\u7968.jpg","_links":{"self":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts\/9359","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/comments?post=9359"}],"version-history":[{"count":1,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts\/9359\/revisions"}],"predecessor-version":[{"id":9362,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/posts\/9359\/revisions\/9362"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/media\/9352"}],"wp:attachment":[{"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/media?parent=9359"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/categories?post=9359"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/wp-json\/wp\/v2\/tags?post=9359"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}