{"id":9582,"date":"2026-08-10T17:30:22","date_gmt":"2026-08-10T09:30:22","guid":{"rendered":"https:\/\/www.syfe.com\/hk\/magazine\/?p=9582"},"modified":"2026-08-10T17:30:24","modified_gmt":"2026-08-10T09:30:24","slug":"%e5%bc%b7-%e7%a9%8d-%e9%87%91-%e4%be%9b-%e6%ac%be-%e4%b8%8a%e9%99%90","status":"publish","type":"post","link":"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%bc%b7-%e7%a9%8d-%e9%87%91-%e4%be%9b-%e6%ac%be-%e4%b8%8a%e9%99%90\/","title":{"rendered":"\u500b\u4eba\u7406\u8ca1\uff5c2026\u5f37\u7a4d\u91d1\u4f9b\u6b3e\u5168\u653b\u7565:\u6bcf\u6708\u4e0a\u9650\u8207\u5165\u606f\u9580\u6abb"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/08\/\u5f37-\u7a4d-\u91d1-\u4f9b-\u6b3e-\u4e0a\u9650-1024x576.jpg\" alt=\"\" class=\"wp-image-9583\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/08\/\u5f37-\u7a4d-\u91d1-\u4f9b-\u6b3e-\u4e0a\u9650-1024x576.jpg 1024w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/08\/\u5f37-\u7a4d-\u91d1-\u4f9b-\u6b3e-\u4e0a\u9650-300x169.jpg 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/08\/\u5f37-\u7a4d-\u91d1-\u4f9b-\u6b3e-\u4e0a\u9650-768x432.jpg 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/08\/\u5f37-\u7a4d-\u91d1-\u4f9b-\u6b3e-\u4e0a\u9650-1536x864.jpg 1536w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/08\/\u5f37-\u7a4d-\u91d1-\u4f9b-\u6b3e-\u4e0a\u9650-747x420.jpg 747w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/08\/\u5f37-\u7a4d-\u91d1-\u4f9b-\u6b3e-\u4e0a\u9650-696x392.jpg 696w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/08\/\u5f37-\u7a4d-\u91d1-\u4f9b-\u6b3e-\u4e0a\u9650-1068x601.jpg 1068w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/08\/\u5f37-\u7a4d-\u91d1-\u4f9b-\u6b3e-\u4e0a\u9650.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>\u5f37\u7a4d\u91d1(MPF)\u4f9b\u6b3e\u4e0a\u9650\u76f4\u63a5\u5f71\u97ff\u9999\u6e2f\u6bcf\u4f4d\u6253\u5de5\u4ed4\u7684\u6bcf\u6708\u6536\u5165\u8207\u9000\u4f11\u5132\u5099\u3002\u73fe\u884c\u6708\u85aa\u50f1\u54e1\u7684\u6700\u9ad8\u6709\u95dc\u5165\u606f\u6c34\u5e73\u70ba30,000\u6e2f\u5143\uff0c\u50f1\u4e3b\u8207\u50f1\u54e1\u5404\u81ea\u7684\u5f37\u5236\u6027\u4f9b\u6b3e\u4e0a\u9650\u70ba\u6bcf\u67081,500\u6e2f\u5143\uff0c\u4f462026\u5e74\u6cd5\u5b9a\u6aa2\u8a0e\u6b63\u8aee\u8a62\u8abf\u6574\u5165\u606f\u4e0a\u4e0b\u9650\uff0c\u6216\u8fce\u4f86\u8abf\u6574\u3002\u672c\u6587\u6574\u5408\u73fe\u884c\u5f37\u7a4d\u91d1\u898f\u5247\u3001\u5831\u7a05\u5b89\u6392\u53ca\u6aa2\u8a0e\u9032\u5c55\u4f9b\u9999\u6e2f\u8b80\u8005\u53c3\u8003\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5f37\u7a4d\u91d1\u4f9b\u6b3e\u4e0a\u9650\u6f14\u8b8a\uff1a\u7531\u6700\u521d2\u842c\u5143\u5206\u5169\u6b21\u905e\u589e\u81f3\u76ee\u524d3\u842c\u5143<\/h2>\n\n\n\n<p>\u9999\u6e2f\u50f1\u54e1\u53ca\u50f1\u4e3b\u5404\u81ea\u9808\u6309\u50f1\u54e1\u6709\u95dc\u5165\u606f\u76845%\u4f5c\u5f37\u5236\u6027\u4f9b\u6b3e\uff0c\u4f46\u300c\u6700\u4f4e\u5165\u606f\u6c34\u5e73\u300d\u8207\u300c\u6700\u9ad8\u5165\u606f\u6c34\u5e73\u300d\uff0c\u524d\u8005\u662f\u65e8\u5728\u6e1b\u8f15\u5f37\u7a4d\u91d1\u4f9b\u6b3e\u5c0d\u4f4e\u6536\u5165\u50f1\u54e1\u53ca\u81ea\u50f1\u4eba\u58eb\u7684\u8ca1\u653f\u8ca0\u64d4\uff0c\u4ee4\u6536\u5165\u4f4e\u65bc\u6700\u4f4e\u6c34\u5e73\u8005\u53ef\u7372\u8c41\u514d\u81ea\u8eab\u4f9b\u6b3e\uff08\u4f46\u50f1\u4e3b\u4ecd\u9808\u4f9b\u6b3e\uff09\uff1b\u5f8c\u8005\u5247\u53cd\u6620\u5236\u5ea6<a href=\"https:\/\/www.legco.gov.hk\/yr10-11\/chinese\/subleg\/brief\/sc14_sc15_brf.pdf\">\u5b9a\u4f4d<\/a>\uff0c\u56e0\u70ba\u5f37\u7a4d\u91d1\u53ea\u91dd\u5c0d\u300c\u57fa\u672c\u9000\u4f11\u9700\u8981\u300d\uff0c\u4e0d\u662f\u5168\u984d\u9000\u4f11\u4fdd\u969c\uff0c\u6545\u53ea\u8981\u6c42\u6db5\u84cb\u7d0490%\u5de5\u4f5c\u4eba\u53e3\u7684\u5165\u606f\u7bc4\u570d\uff0c\u800c\u8d85\u904e\u4e0a\u9650\u90e8\u5206\u6bcb\u9808\u5f37\u5236\u4f9b\u6b3e\u3002<\/p>\n\n\n\n<p><strong>\u3010\u66f4\u591a\u8ca1\u5bcc\u50b3\u627f\u8cc7\u8a0a\uff5c<\/strong><a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%a6%99%e6%b8%af-%e9%80%80%e4%bc%91-%e9%95%b7%e5%a3%bd-%e9%a2%a8%e9%9a%aa-%e9%a6%99%e6%b8%af-%e8%8b%b1%e6%96%87-longevity-risk\/\"><strong>\u7834\u89e3\u9577\u58fd\u98a8\u96aa\uff08Longevity Risk\uff09\uff1a\u9999\u6e2f\u4eba\u4e0d\u53ef\u5ffd\u8996\u7684\u9000\u4f11\u5371\u6a5f<\/strong><\/a><strong>\u3011<\/strong><\/p>\n\n\n\n<p>\u5f37\u7a4d\u91d1\u65bc2000\u5e7412\u67081\u65e5\u5be6\u65bd\u6642\uff0c\u6700\u9ad8\u6709\u95dc\u5165\u606f\u6c34\u5e73\u70ba\u6bcf\u670820,000\u6e2f\u5143\uff0c\u5373\u4f9b\u6b3e\u4e0a\u96501,000\u6e2f\u5143\u3002<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td>\u751f\u6548\u65e5\u671f<\/td><td>\u6700\u4f4e\u6709\u95dc\u5165\u606f\u6c34\u5e73<\/td><td>\u6700\u9ad8\u6709\u95dc\u5165\u606f\u6c34\u5e73<\/td><\/tr><tr><td>2000\u5e7412\u67081\u65e5<\/td><td>$4,000<\/td><td>$20,000<\/td><\/tr><tr><td>2003\u5e742\u67081\u65e5<\/td><td>$5,000<\/td><td>\u2014<\/td><\/tr><tr><td>2011\u5e7411\u67081\u65e5<\/td><td>$6,500<\/td><td>\u2014<\/td><\/tr><tr><td>2012\u5e746\u67081\u65e5<\/td><td>\u2014<\/td><td>$25,000<\/td><\/tr><tr><td>2013\u5e7411\u67081\u65e5<\/td><td>$7,100<\/td><td>\u2014<\/td><\/tr><tr><td>2014\u5e746\u67081\u65e5<\/td><td>\u2014<\/td><td>$30,000<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>2010\u5e74\u6aa2\u8a0e\u4e2d\uff0c\u6700\u4f4e\u6709\u95dc\u5165\u606f\u6c34\u5e73\u75315,000\u5143\u4e0a\u8abf\u81f36,500\u5143\uff0c\u5176\u516c\u5f0f\u76f4\u63a5\u4ee5\u300c\u6cd5\u5b9a\u6700\u4f4e\u5de5\u8cc7\u00d7\u4f4e\u85aa\u884c\u696d\u6bcf\u65e5\u5de5\u4f5c\u6642\u6578\u4e2d\u4f4d\u6578\u00d7\u6bcf\u6708\u5de5\u4f5c\u5929\u6578\u300d\u8a08\u51fa\uff0c\u5c07\u6700\u4f4e\u5de5\u8cc7\u653f\u7b56\u5d4c\u5165\u5f37\u7a4d\u91d1\u4e0b\u9650\u7684\u8abf\u6574\u908f\u8f2f\uff0c\u5176\u57282011\u5e7411\u6708\u751f\u6548\u3002<\/p>\n\n\n\n<p>\u6839\u64da\u9999\u6e2f\u653f\u5e9c<a href=\"https:\/\/www.info.gov.hk\/gia\/general\/201106\/14\/P201106140189.htm\">\u65b0\u805e\u516c\u5831<\/a>\uff0c\u5f37\u7a4d\u91d1\u4f9b\u6b3e\u4e0a\u9650\u65bc2012\u5e746\u67081\u65e5\u753120,000\u6e2f\u5143\u8abf\u9ad8\u81f325,000\u6e2f\u5143\uff0c\u4f9b\u6b3e\u4e0a\u9650\u76f8\u61c9\u589e\u81f31,250\u6e2f\u5143\uff0c\u7576\u6642514,500\u4eba\u53d7\u5f71\u97ff\u3002\u7406\u7531\u662f\u6309\u7b2c90\u767e\u5206\u4f4d\u6536\u5165\u53ca\u9000\u4f11\u5145\u8db3\u5ea6\u8003\u616e\u5f8c\uff0c\u9700\u8981\u628a\u8f03\u9ad8\u6536\u5165\u4eba\u58eb\u7684\u5f37\u7a4d\u91d1\u6b0a\u76ca\u62c9\u8fd1\u6cd5\u5b9a\u57fa\u6e96\u3002<\/p>\n\n\n\n<p>\u5176\u5f8c\u65bc2014\u5e746\u67081\u65e5\u518d\u753125,000\u6e2f\u5143<a href=\"https:\/\/www.info.gov.hk\/gia\/general\/201305\/29\/P201305290543.htm\">\u8abf\u9ad8<\/a>\u81f330,000\u6e2f\u5143\uff0c\u4f9b\u6b3e\u4e0a\u9650\u589e\u81f3\u6bcf\u67081,500\u6e2f\u5143\uff0c\u6cbf\u7528\u81f32026\u5e74\u3002<\/p>\n\n\n\n<p>\u66f4\u591a\u9000\u4f11\u76f8\u95dc\u7406\u8ca1\u8cc7\u8a0a\uff1a<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%80%80%e4%bc%91-%e4%b8%89%e5%af%b6\/\">\u9000\u4f11\u4e09\u5bf6<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%a6%99%e6%b8%af%e5%b9%b4%e9%87%91%e8%87%aa%e8%a3%bd%e9%95%b7%e7%b3%a7%e6%96%b0%e5%84%aa%e6%83%a0-%e5%a6%82%e4%bd%95%e5%9c%a8%e9%80%80%e4%bc%91%e6%99%82%e5%bb%ba%e6%a7%8b%e5%85%a8%e9%9d%a2%e8%a2%ab\/\">\u5e74\u91d1<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%a6%99%e6%b8%af-%e9%80%80%e4%bc%91-%e9%95%b7%e5%a3%bd-%e9%a2%a8%e9%9a%aa-%e9%a6%99%e6%b8%af-%e8%8b%b1%e6%96%87-longevity-risk\/\">\u9577\u58fd\u98a8\u96aa<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%a6%99%e6%b8%af-%e5%b9%b4%e9%87%91-%e8%a8%88%e5%8a%83-%e6%af%94%e8%bc%83-%e6%94%bf%e5%ba%9c-%e6%89%a3%e7%a8%85\/\">\u88ab\u52d5\u6536\u5165<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%a6%99%e6%b8%af-%e4%b8%ad%e5%9c%8b-%e5%85%a7%e5%9c%b0-%e9%81%ba%e7%94%a2%e7%a8%85\/\">\u907a\u7522\u7a05<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%94%b6%e6%81%af-%e6%b4%be%e6%81%af-%e5%82%b5%e5%88%b8-%e5%9f%ba%e9%87%91\/\">\u6d3e\u606f\u57fa\u91d1<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e5%b9%b3%e5%ae%89%e7%b4%99-%e9%81%ba%e5%9b%91-%e8%8b%b1%e6%96%87-%e6%94%b6%e8%b2%bb-%e5%85%8d%e8%b2%bb\/\">\u5e73\u5b89\u7d19<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e6%87%b6%e4%ba%ba%e5%9f%ba%e9%87%91-%e5%bc%b7-%e7%a9%8d-%e9%87%91-%e6%8a%95%e8%b3%87-%e7%ad%96%e7%95%a5-%e5%a5%bd-%e5%a3%9e\/\">\u61f6\u4eba\u57fa\u91d1<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%8a%80%e8%89%b2-%e5%82%b5%e5%88%b8\/\">\u9280\u8272\u50b5\u5238<\/a>\uff5c<a href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%81%ba%e7%94%a2-%e7%b9%bc%e6%89%bf\/\">\u907a\u7522\u627f\u8fa6<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">\u76ee\u524d\u5f37\u7a4d\u91d1\u4f9b\u6b3e\u4e0a\u9650\u8207\u5165\u606f\u9580\u6abb\u5be6\u4f8b<\/h3>\n\n\n\n<p>\u622a\u81f32026\u5e74\u4e2d\uff0c\u9999\u6e2f\u6708\u85aa\u50f1\u54e1\u7684\u6700\u4f4e\u4f9b\u6b3e\u5165\u606f\u6c34\u5e73\u70ba\u6bcf\u67087,100\u6e2f\u5143\uff0c\u6700\u9ad8\u6709\u95dc\u5165\u606f\u6c34\u5e73\u70ba\u6bcf\u670830,000\u6e2f\u5143\uff1b\u6708\u5165\u9ad8\u65bc30,000\u6e2f\u5143\uff0c\u96d9\u65b9\u4f9b\u6b3e\u5373\u544a\u5c01\u9802\uff0c\u5404\u81ea\u53ea\u9808\u4f9b1,500\u6e2f\u5143\u3002<\/p>\n\n\n\n<p>\u4ee5\u6708\u85aa40,000\u6e2f\u5143\u70ba\u4f8b\uff0c\u50f1\u4e3b\u8207\u50f1\u54e1\u5404\u81ea\u6bcf\u6708\u4f9b\u6b3e\u5747\u70ba1,500\u6e2f\u5143\uff0c\u800c\u975e\u63095%\u8a08\u7b97\u76842,000\u6e2f\u5143\u3002\u6708\u5165\u4f4e\u65bc7,100\u6e2f\u5143\u7684\u50f1\u54e1\u53ef\u514d\u4f9b\u6b3e\uff0c\u60df\u50f1\u4e3b\u4ecd\u9808\u6309\u5176\u5165\u606f\u4f9b\u6b3e5%\u3002<\/p>\n\n\n\n<p>\u975e\u6309\u6708\u652f\u85aa\u50f1\u54e1\u5247\u4ee5\u6bcf\u65e5\u6700\u9ad81,000\u6e2f\u5143\u3001\u6700\u4f4e280\u6e2f\u5143\u7684\u6709\u95dc\u5165\u606f\u6c34\u5e73\u8a08\u7b97\u4f9b\u6b3e\u3002\u6709\u95dc\u5165\u606f\u6db5\u84cb\u5de5\u8cc7\u3001\u4f63\u91d1\u53ca\u82b1\u7d05\u7b49\uff0c\u60df\u4e0d\u5305\u62ec\u9063\u6563\u8cbb\u53ca\u9577\u671f\u670d\u52d9\u91d1\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u5f37\u7a4d\u91d1\u4f9b\u6b3e\u4e0a\u9650\u8abf\u6574\u6700\u65b0\u9032\u5c55<\/h2>\n\n\n\n<p><a href=\"https:\/\/www.elegislation.gov.hk\/hk\/cap485?_lang=zh-Hant-HK\">\u300a\u5f37\u7a4d\u91d1\u689d\u4f8b\u300b\u7b2c10A\u689d<\/a>\u898f\u5b9a\uff0c<a href=\"https:\/\/www.mpfa.org.hk\/\">\u7a4d\u91d1\u5c40<\/a>\u9808\u81f3\u5c11\u6bcf4\u5e74\u6aa2\u8a0e\u4e00\u6b21\u5165\u606f\u4e0a\u4e0b\u9650\uff0c\u6cd5\u5b9a\u53c3\u8003\u56e0\u7d20\u70ba\uff1a\u6700\u4f4e\u6c34\u5e73\u53c3\u8003\u5c31\u696d\u6536\u5165\u4e2d\u4f4d\u6578\u768450%\uff0c\u6700\u9ad8\u6c34\u5e73\u53c3\u8003\u5c31\u696d\u6536\u5165\u5206\u5e03\u7b2c90\u500b\u767e\u5206\u503c\u3002<\/p>\n\n\n\n<p>\u6839\u64da\u7a4d\u91d1\u5c40\u4e3b\u5e2d2026\u5e743\u67088\u65e5\u7684<a href=\"https:\/\/www.mpfa.org.hk\/info-centre\/press-releases\/20260308\">\u7db2\u8a8c<\/a>\uff0c\u5c40\u65b9\u6b63\u9032\u884c2022\u81f32026\u5e74\u5468\u671f\u7684\u6cd5\u5b9a\u6aa2\u8a0e\uff0c2026\u5e742\u6708\u5df2\u8207\u903e30\u500b\u6301\u4efd\u8005\u5718\u9ad4\u4ea4\u6d41\uff0c\u76ee\u6a19\u5e74\u4e2d\u5411\u653f\u5e9c\u63d0\u4ea4\u5831\u544a\uff0c\u4e26\u65bc2026\u5e743\u670831\u65e5\u5c31\u5efa\u8b70\u8aee\u8a62\u52de\u5de5\u9867\u554f\u59d4\u54e1\u6703\u3002<\/p>\n\n\n\n<p>\u7d9c\u5408\u9999\u6e2f\u5a92\u9ad4<a 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href=\"https:\/\/www.syfe.com\/hk\/magazine\/zh-hant\/%e9%96%8b%e5%95%9f%e9%a6%99%e6%b8%af%e6%89%93%e5%b7%a5%e4%bb%94%e9%80%80%e4%bc%91%e6%94%bb%e7%95%a5-%e7%b4%af%e7%a9%8d%e8%b2%a1%e5%af%8c%e7%9a%84%e9%97%9c%e9%8d%b5%ef%b8%b0%e8%b6%8a%e6%97%a9%e8%b6%8a\/\">\u9999\u6e2f\u6253\u5de5\u4ed4\u9000\u4f11\u653b\u7565 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href=\"https:\/\/www.hk01.com\/%E7%A4%BE%E6%9C%83%E6%96%B0%E8%81%9E\/907730\/%E5%BC%B7%E7%A9%8D%E9%87%91-%E7%A9%8D%E9%87%91%E5%B1%80%E5%AE%8C%E6%88%90%E6%AA%A2%E8%A8%8E-%E4%BE%9B%E6%AC%BE%E5%85%A5%E6%81%AF%E4%B8%8A%E4%B8%8B%E9%99%90%E4%B8%8D%E8%AE%8A-%E5%8B%9E%E5%B7%A5%E7%95%8C%E4%BF%83%E7%9B%A1%E5%BF%AB%E6%8F%90%E5%8D%87\">\u4e2d<\/a>\uff0c\u6839\u64da\u7d71\u8a08\u8655\u6578\u64da\u8a08\u7b97\u51fa\u7684\u6cd5\u5b9a\u57fa\u6e96\u6700\u9ad8\u6c34\u5e73\u61c9\u5206\u968e\u6bb5\u753130,000\u5143\u8abf\u9ad8\u81f348,000\u5143\uff0c\u7136\u800c\uff0c\u653f\u5e9c\u5728\u8a55\u4f30\u7576\u6642\u793e\u6703\u7d93\u6fdf\u74b0\u5883\uff08\u5305\u62ec\u9023\u4e32\u793e\u6703\u4e8b\u4ef6\u53ca\u7d93\u6fdf\u4e0b\u884c\u58d3\u529b\uff09\u5f8c\uff0c\u6c7a\u5b9a\u4e0a\u9650\u572830,000\u5143\u4e0d\u8b8a\uff0c\u610f\u5473\u4f4f\u5373\u4f7f\u6280\u8853\u6307\u6a19\u986f\u793a\u61c9\u5927\u5e45\u4e0a\u8abf\uff0c\u4e0a\u9650\u4e5f\u8981\u914d\u5408\u71df\u5546\u74b0\u5883\u3001\u5931\u696d\u7387\u53ca\u50f1\u4e3b\u6210\u672c\u58d3\u529b\u7b49\u56e0\u7d20\u3002<\/p>\n\n\n\n<p>\u800c\u5c0d\u4e0a\u4e00\u6b212018\u20132022\u5468\u671f\u6aa2\u8a0e\u4e2d\uff0c\u5f37\u7a4d\u91d1\u4f9b\u6b3e\u4e0a\u9650\u5247\u61c9\u5347\u81f351,000\u5143\uff0c\u4f9b\u6b3e\u4e0a\u9650\u76f8\u61c9\u75311,500\u5143\u5347\u81f32,550\u5143\u3002\u4e0d\u904e\uff0c\u5728\u8a55\u4f30\u75ab\u60c5\u5c0d\u672c\u5730\u751f\u7522\u7e3d\u503c\u3001\u5931\u696d\u7387\u3001\u96f6\u552e\u6d3b\u52d5\u7b49\u4e00\u7cfb\u5217\u6307\u6a19\u5f8c\uff0c\u7a4d\u91d1\u5c40\u8a8d\u70ba\u793e\u6703\u7126\u9ede\u5728\u65bc\u7d13\u89e3\u6c11\u56f0\u53ca\u70ba\u4e2d\u5c0f\u4f01\u63d0\u4f9b\u5598\u606f\u7a7a\u9593\uff0c\u75ab\u60c5\u5f71\u97ff\u4ea6\u672a\u5b8c\u5168\u53cd\u6620\u5728\u6536\u5165\u7d71\u8a08\u4e0a\uff0c\u56e0\u6b64\u5efa\u8b70\u653f\u5e9c\u300c\u4e0d\u8abf\u6574\u4e0a\u4e0b\u9650\u300d\uff0c\u653f\u5e9c\u96a8\u5f8c\u540c\u610f\u518d\u6b21\u7dad\u6301\u5f37\u7a4d\u91d1\u4f9b\u6b3e\u4e0a\u9650\u572830,000\u5143\u76f4\u81f3\u4e0b\u4e00\u5468\u671f\u6aa2\u8a0e\u3002<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">\u900f\u904e\u65b0\u6642\u4ee3Fintech\u5132\u9322<\/h2>\n\n\n\n<p>\u8fd1\u5e74\u667a\u80fd\u6295\u8cc7\u5e73\u53f0\u8208\u8d77\uff0c\u900f\u904e\u6578\u4f4d\u670d\u52d9\u985b\u8986\u91d1\u878d\u754c\u3002<a href=\"https:\/\/www.syfe.com\/hk\">Syfe<\/a>\u63a8\u51fa\u7684<a href=\"https:\/\/www.syfe.com\/hk\/cash-plus-fixed\">\u5b9a\u606f\u5bf6<\/a>\uff0c\u4ee5\u6e2f\u5143\u7d50\u7b97\uff0c\u6240\u6295\u8cc7\u7684\u76f8\u95dc\u8cc7\u7522\u70ba\u5b9a\u671f\u5b58\u6b3e\uff0c\u606f\u7387\u8207\u5b9a\u5b58\u4e00\u6a23\u5c6c\u56fa\u5b9a\u6027\u8cea\uff0c\u4e26\u4e14\u6c92\u6709\u7ba1\u7406\u8cbb\uff0c\u8a2d\u67091\u500b\u6708\u30013\u500b\u6708\u30016\u500b\u6708\u671f\u53ca12\u500b\u6708\u671f\u9078\u64c7\uff0c\u5206\u5225\u70ba2.45\u5398\u30012.6\u5398\u30012.95\u5398\u53ca3.25\u5398<a href=\"https:\/\/www.syfe.com\/hk\/cash-plus-fixed\">\u56fa\u5b9a\u6536\u76ca\u7387<\/a>\uff0c\u8f03\u4e00\u822c\u5b9a\u5b58\u70ba\u9ad8\uff1b\u66f4\u91cd\u8981\u7684\u662f\uff0c\u5b9a\u606f\u5bf6\u4e0d\u8a2d\u6700\u4f4e\u6295\u8cc7\u984d\uff0c\u9664\u4e86\u9069\u5408\u8f03\u5c0f\u984d\u6295\u8cc7\u8005\u5916\uff0c\u4ea6\u9069\u5408\u6240\u6709\u4eba\u58eb\u914d\u7f6e\u9591\u7f6e\u8cc7\u91d1\u3002<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"576\" src=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/1920x1080_PROMOINCOME_CN-1-1024x576.png\" alt=\"\" class=\"wp-image-9309\" srcset=\"https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/1920x1080_PROMOINCOME_CN-1-1024x576.png 1024w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/1920x1080_PROMOINCOME_CN-1-300x169.png 300w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/1920x1080_PROMOINCOME_CN-1-768x432.png 768w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/1920x1080_PROMOINCOME_CN-1-1536x864.png 1536w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/1920x1080_PROMOINCOME_CN-1-747x420.png 747w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/1920x1080_PROMOINCOME_CN-1-696x392.png 696w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/1920x1080_PROMOINCOME_CN-1-1068x601.png 1068w, https:\/\/www.syfe.com\/hk\/magazine\/wp-content\/uploads\/2026\/07\/1920x1080_PROMOINCOME_CN-1.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<h2 class=\"wp-block-heading has-text-align-center\"><a href=\"https:\/\/syfe.onelink.me\/7gTt\/r4exfuxh\"><strong><mark style=\"background-color:rgba(0, 0, 0, 0)\" class=\"has-inline-color 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