{"id":13221,"date":"2023-10-06T14:43:43","date_gmt":"2023-10-06T06:43:43","guid":{"rendered":"https:\/\/www.syfe.com\/magazine\/?p=13221"},"modified":"2024-04-24T17:42:32","modified_gmt":"2024-04-24T09:42:32","slug":"best-etfs-to-buy-and-hold-long-term-for-singaporeans","status":"publish","type":"post","link":"https:\/\/www.syfe.com\/magazine\/best-etfs-to-buy-and-hold-long-term-for-singaporeans\/","title":{"rendered":"Best ETFs to Buy and Hold Long-Term for Singaporeans"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"13226\" data-permalink=\"https:\/\/www.syfe.com\/magazine\/best-etfs-to-buy-and-hold-long-term-for-singaporeans\/fausto-garcia-menendez-chqvnnr8df4-unsplash\/\" data-orig-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/fausto-garcia-menendez-ChqVNNr8dF4-unsplash.jpg\" data-orig-size=\"1920,1281\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"fausto-garcia-menendez-ChqVNNr8dF4-unsplash\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/fausto-garcia-menendez-ChqVNNr8dF4-unsplash-300x200.jpg\" data-large-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/fausto-garcia-menendez-ChqVNNr8dF4-unsplash-1024x683.jpg\" src=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/fausto-garcia-menendez-ChqVNNr8dF4-unsplash-1024x683.jpg\" alt=\"\" class=\"wp-image-13226\" width=\"768\" height=\"512\" srcset=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/fausto-garcia-menendez-ChqVNNr8dF4-unsplash-1024x683.jpg 1024w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/fausto-garcia-menendez-ChqVNNr8dF4-unsplash-300x200.jpg 300w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/fausto-garcia-menendez-ChqVNNr8dF4-unsplash-768x512.jpg 768w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/fausto-garcia-menendez-ChqVNNr8dF4-unsplash-1536x1025.jpg 1536w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/fausto-garcia-menendez-ChqVNNr8dF4-unsplash-696x464.jpg 696w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/fausto-garcia-menendez-ChqVNNr8dF4-unsplash-1068x713.jpg 1068w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/fausto-garcia-menendez-ChqVNNr8dF4-unsplash-630x420.jpg 630w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/fausto-garcia-menendez-ChqVNNr8dF4-unsplash.jpg 1920w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure><\/div>\n\n\n<p>When you search for &#8216;best ETFs&#8217; online, you may often get lists which may seem familiar (such as <a href=\"https:\/\/app.syfe.com\/?link=https:\/\/www.syfe.com\/goto%2FStock%3FisAt%3Dtrue%26isLoginRequired%3Dtrue%26securityId%3DVOO%3AUS&amp;apn=com.syfe&amp;ofl=https:\/\/www.syfe.com\/trade\/&amp;isi=1497156434&amp;ibi=com.syfe\">VOO<\/a>, <a href=\"https:\/\/app.syfe.com\/?link=https:\/\/www.syfe.com\/goto%2FStock%3FisAt%3Dtrue%26isLoginRequired%3Dtrue%26securityId%3DVWRA%3AUS&amp;apn=com.syfe&amp;ofl=https:\/\/www.syfe.com\/trade\/&amp;isi=1497156434&amp;ibi=com.syfe\">VWRA<\/a>, <a href=\"https:\/\/app.syfe.com\/?link=https:\/\/www.syfe.com\/goto%2FStock%3FisAt%3Dtrue%26isLoginRequired%3Dtrue%26securityId%3DSPY%3AUS&amp;apn=com.syfe&amp;ofl=https:\/\/www.syfe.com\/trade\/&amp;isi=1497156434&amp;ibi=com.syfe\">SPY<\/a>). <\/p>\n\n\n\n<p>How would we know if these really are &#8216;good&#8217;, or \u2018best\u2019 for us? What we should be looking for? This article will take you through some ways to compare some of the most popular ETFs out there.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>First, set expectations. What outcomes do you wish to have? <\/strong><\/h2>\n\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<p>Every investor has unique needs. For the purposes of this analysis, we\u2019re assuming that you are:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>A long-term investor, your investment horizon is more than 10 years<\/li><li>Looking for a \u2018invest and forget\u2019 approach. Expecting in-line market returns<\/li><li>Primarily looking to grow your investments over building passive income stream<\/li><\/ul>\n\n\n\n<p>The \u2018best\u2019 ETFs in this case for you would mean that they\u2019re reliable (tracks, replicates an index) and cost-effective for you to optimise returns in the long-run.<\/p>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What to consider when choosing an ETF to buy and hold?<\/strong><\/h2>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"aligncenter size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" data-attachment-id=\"13227\" data-permalink=\"https:\/\/www.syfe.com\/magazine\/best-etfs-to-buy-and-hold-long-term-for-singaporeans\/jackson-hirsch-_518mfqqn3a-unsplash\/\" data-orig-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/jackson-hirsch-_518MfqqN3A-unsplash.jpg\" data-orig-size=\"1920,1080\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"jackson-hirsch-_518MfqqN3A-unsplash\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/jackson-hirsch-_518MfqqN3A-unsplash-300x169.jpg\" data-large-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/jackson-hirsch-_518MfqqN3A-unsplash-1024x576.jpg\" src=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/jackson-hirsch-_518MfqqN3A-unsplash-1024x576.jpg\" alt=\"\" class=\"wp-image-13227\" width=\"768\" height=\"432\" srcset=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/jackson-hirsch-_518MfqqN3A-unsplash-1024x576.jpg 1024w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/jackson-hirsch-_518MfqqN3A-unsplash-300x169.jpg 300w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/jackson-hirsch-_518MfqqN3A-unsplash-768x432.jpg 768w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/jackson-hirsch-_518MfqqN3A-unsplash-1536x864.jpg 1536w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/jackson-hirsch-_518MfqqN3A-unsplash-696x392.jpg 696w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/jackson-hirsch-_518MfqqN3A-unsplash-1068x601.jpg 1068w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/jackson-hirsch-_518MfqqN3A-unsplash-747x420.jpg 747w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2023\/10\/jackson-hirsch-_518MfqqN3A-unsplash.jpg 1920w\" sizes=\"auto, (max-width: 768px) 100vw, 768px\" \/><\/figure><\/div>\n\n\n<div class=\"wp-block-group\"><div class=\"wp-block-group__inner-container is-layout-flow wp-block-group-is-layout-flow\">\n<div class=\"wp-block-group is-vertical is-layout-flex wp-container-core-group-is-layout-8cf370e7 wp-block-group-is-layout-flex\">\n<h3 class=\"wp-block-heading\"><strong>Expense ratio<\/strong><\/h3>\n\n\n\n<p>Compared to unit trusts, ETFs are much more cost-effective when it comes to management fees (a.k.a. expense ratios). But not every ETF expense ratio is created equal. Some funds, such as <a href=\"https:\/\/app.syfe.com\/?link=https:\/\/www.syfe.com\/goto%2FStock%3FisAt%3Dtrue%26isLoginRequired%3Dtrue%26securityId%3DVOO%3AUS&amp;apn=com.syfe&amp;ofl=https:\/\/www.syfe.com\/trade\/&amp;isi=1497156434&amp;ibi=com.syfe\">VOO<\/a> can be as low as 0.03% per year, while others such as <a href=\"https:\/\/app.syfe.com\/?link=https:\/\/www.syfe.com\/goto%2FStock%3FisAt%3Dtrue%26isLoginRequired%3Dtrue%26securityId%3DARKK%3AUS&amp;apn=com.syfe&amp;ofl=https:\/\/www.syfe.com\/trade\/&amp;isi=1497156434&amp;ibi=com.syfe\">ARKK<\/a> run up to 0.75%. The fee eats into your returns. If you\u2019re investing for the long haul, fees could have been compounded into profits.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Dividend payout vs reinvesting<\/strong><\/h3>\n\n\n\n<p>Some ETFs offer automatic dividend reinvestment. Meaning dividends received are invested back into the fund, allowing you to grow and compound your wealth. While some funds payout dividends in cash.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Fund domicile for tax efficiencies<\/strong><\/h3>\n\n\n\n<p>In Singapore, we enjoy capital gains and dividend income tax-free. But not every country has this exception. Dividends paid out of ETFs listed on the US stock exchanges are subject to withholding taxes (WHT). While some Ireland-domiciled funds have no withholding tax.<\/p>\n<\/div>\n<\/div><\/div>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>What are cost and tax differences in VOO, SPY, CSPX and QQQ?<\/strong><\/h2>\n\n\n\n<p>Each ETF would have its own pros and cons. You might have to bear slightly higher fees if you want to reinvest and take advantage of tax efficiencies. But if you\u2019re happy with getting cash payouts with some withholding tax, a lower cost option could be better for you.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-center\" data-align=\"center\" scope=\"col\"><strong>Ticker<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\" scope=\"col\"><strong>Expense Ratio<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\" scope=\"col\"><strong>Payout or Reinvest?<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\" scope=\"col\"><strong>Tax Implications<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\" scope=\"col\"><strong>Exchange<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/app.syfe.com\/?link=https:\/\/www.syfe.com\/goto%2FStock%3FisAt%3Dtrue%26isLoginRequired%3Dtrue%26securityId%3DVOO%3AUS&amp;apn=com.syfe&amp;ofl=https:\/\/www.syfe.com\/trade\/&amp;isi=1497156434&amp;ibi=com.syfe\">VOO<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">0.03%<\/td><td class=\"has-text-align-center\" data-align=\"center\">Payout<\/td><td class=\"has-text-align-center\" data-align=\"center\">-30% WHT on dividends<\/td><td class=\"has-text-align-center\" data-align=\"center\">NYSE<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/app.syfe.com\/?link=https:\/\/www.syfe.com\/goto%2FStock%3FisAt%3Dtrue%26isLoginRequired%3Dtrue%26securityId%3DSPY%3AUS&amp;apn=com.syfe&amp;ofl=https:\/\/www.syfe.com\/trade\/&amp;isi=1497156434&amp;ibi=com.syfe\">SPY<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">0.09%<\/td><td class=\"has-text-align-center\" data-align=\"center\">Payout<\/td><td class=\"has-text-align-center\" data-align=\"center\">-30% WHT on dividends<\/td><td class=\"has-text-align-center\" data-align=\"center\">NYSE<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">CSPX<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.07%<\/td><td class=\"has-text-align-center\" data-align=\"center\">Reinvest<\/td><td class=\"has-text-align-center\" data-align=\"center\">None<\/td><td class=\"has-text-align-center\" data-align=\"center\">LSE<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/app.syfe.com\/?link=https:\/\/www.syfe.com\/goto%2FStock%3FisAt%3Dtrue%26isLoginRequired%3Dtrue%26securityId%3DQQQ%3AUS&amp;apn=com.syfe&amp;ofl=https:\/\/www.syfe.com\/trade\/&amp;isi=1497156434&amp;ibi=com.syfe\">QQQ<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">0.20%<\/td><td class=\"has-text-align-center\" data-align=\"center\">Reinvest<\/td><td class=\"has-text-align-center\" data-align=\"center\">-30% WHT on dividends<\/td><td class=\"has-text-align-center\" data-align=\"center\">NASDAQ<\/td><\/tr><\/tbody><\/table><figcaption><em>Source: Syfe Research&nbsp;<\/em><\/figcaption><\/figure>\n\n\n\n<p>Another dimension is to take yield into consideration. When dividend yield is low, your withholding tax impact is limited. Assuming you invest $10,000 into each of these funds, the tax impact can range from $0 to almost $50 per year. Choosing a lower yielding fund for growth investing will help you to save long term.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><thead><tr><th class=\"has-text-align-center\" data-align=\"center\" scope=\"col\"><strong>Ticker<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\" scope=\"col\"><strong>% YTD Return<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\" scope=\"col\"><strong>% Dividend Yield&nbsp;<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\" scope=\"col\"><strong>Annual Yield (Estimated)<\/strong><\/th><th class=\"has-text-align-center\" data-align=\"center\" scope=\"col\"><strong>Withholding Tax Impact<\/strong><\/th><\/tr><\/thead><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/app.syfe.com\/?link=https:\/\/www.syfe.com\/goto%2FStock%3FisAt%3Dtrue%26isLoginRequired%3Dtrue%26securityId%3DVOO%3AUS&amp;apn=com.syfe&amp;ofl=https:\/\/www.syfe.com\/trade\/&amp;isi=1497156434&amp;ibi=com.syfe\">VOO<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">12.39%<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.59%<\/td><td class=\"has-text-align-center\" data-align=\"center\">$159<\/td><td class=\"has-text-align-center\" data-align=\"center\">$48<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/app.syfe.com\/?link=https:\/\/www.syfe.com\/goto%2FStock%3FisAt%3Dtrue%26isLoginRequired%3Dtrue%26securityId%3DSPY%3AUS&amp;apn=com.syfe&amp;ofl=https:\/\/www.syfe.com\/trade\/&amp;isi=1497156434&amp;ibi=com.syfe\">SPY<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">12.29%<\/td><td class=\"has-text-align-center\" data-align=\"center\">1.52%<\/td><td class=\"has-text-align-center\" data-align=\"center\">$152<\/td><td class=\"has-text-align-center\" data-align=\"center\">$46<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">CSPX<\/td><td class=\"has-text-align-center\" data-align=\"center\">12.82%<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.00%<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/app.syfe.com\/?link=https:\/\/www.syfe.com\/goto%2FStock%3FisAt%3Dtrue%26isLoginRequired%3Dtrue%26securityId%3DQQQ%3AUS&amp;apn=com.syfe&amp;ofl=https:\/\/www.syfe.com\/trade\/&amp;isi=1497156434&amp;ibi=com.syfe\">QQQ<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">35.69%<\/td><td class=\"has-text-align-center\" data-align=\"center\">0.60%<\/td><td class=\"has-text-align-center\" data-align=\"center\">$60<\/td><td class=\"has-text-align-center\" data-align=\"center\">$18<\/td><\/tr><\/tbody><\/table><figcaption><em>Source: Syfe Research&nbsp;<\/em><\/figcaption><\/figure>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Other costs to consider when you DCA long-term<\/strong><\/h2>\n\n\n\n<p>Besides fund-level fees, there are other costs involved in investing long-term to consider such as commission or platform fees each time you place a trade. If you plan to <a href=\"https:\/\/www.syfe.com\/magazine\/is-dca-better-than-lump-sum-investing\/\" target=\"_blank\" rel=\"noreferrer noopener\">DCA<\/a> monthly at $1,000 for a year. Here\u2019s how much it would cost you for different options.<\/p>\n\n\n\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td class=\"has-text-align-center\" data-align=\"center\"><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Fund-level Fee (<strong>Expense<\/strong><\/strong>)<\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Commission Fee (Syfe Trade)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Commission Fee (SG Brokers)<\/strong><\/td><td class=\"has-text-align-center\" data-align=\"center\"><strong>Management Fee (Syfe Custom)<\/strong><\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/app.syfe.com\/?link=https:\/\/www.syfe.com\/goto%2FStock%3FisAt%3Dtrue%26isLoginRequired%3Dtrue%26securityId%3DVOO%3AUS&amp;apn=com.syfe&amp;ofl=https:\/\/www.syfe.com\/trade\/&amp;isi=1497156434&amp;ibi=com.syfe\">VOO<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">$1.95<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><td class=\"has-text-align-center\" data-align=\"center\">$12-36<\/td><td class=\"has-text-align-center\" data-align=\"center\">$42.25<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/app.syfe.com\/?link=https:\/\/www.syfe.com\/goto%2FStock%3FisAt%3Dtrue%26isLoginRequired%3Dtrue%26securityId%3DSPY%3AUS&amp;apn=com.syfe&amp;ofl=https:\/\/www.syfe.com\/trade\/&amp;isi=1497156434&amp;ibi=com.syfe\">SPY<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">$5.85<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><td class=\"has-text-align-center\" data-align=\"center\">$12-36<\/td><td class=\"has-text-align-center\" data-align=\"center\">$42.25<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\">CSPX<\/td><td class=\"has-text-align-center\" data-align=\"center\">$4.55<\/td><td class=\"has-text-align-center\" data-align=\"center\">N\/A<\/td><td class=\"has-text-align-center\" data-align=\"center\">$120<\/td><td class=\"has-text-align-center\" data-align=\"center\">$42.25<\/td><\/tr><tr><td class=\"has-text-align-center\" data-align=\"center\"><a href=\"https:\/\/app.syfe.com\/?link=https:\/\/www.syfe.com\/goto%2FStock%3FisAt%3Dtrue%26isLoginRequired%3Dtrue%26securityId%3DQQQ%3AUS&amp;apn=com.syfe&amp;ofl=https:\/\/www.syfe.com\/trade\/&amp;isi=1497156434&amp;ibi=com.syfe\">QQQ<\/a><\/td><td class=\"has-text-align-center\" data-align=\"center\">$13.00<\/td><td class=\"has-text-align-center\" data-align=\"center\">$0<\/td><td class=\"has-text-align-center\" data-align=\"center\">$12-36<\/td><td class=\"has-text-align-center\" data-align=\"center\">$42.25<\/td><\/tr><\/tbody><\/table><figcaption><em>Source: Syfe Research&nbsp;<br>*SG Brokers are sampled from 3 lowest-cost brokers available in Singapore<\/em>, updated as of publish date<\/figcaption><\/figure>\n\n\n\n<p><a href=\"https:\/\/www.syfe.com\/trade\">Syfe Trade<\/a> offers <a href=\"https:\/\/www.syfe.com\/trade\/pricing\">2 free trades a month<\/a> as part of its pricing plan. Some brokers may claim to be &#8216;commission free&#8217; but there is a platform fee added per transaction. For CSPX&#8217;s case, the transaction cost is very expensive because it&#8217;s listed on the London Stock Exchange and might not be accessible for investors with smaller sums to invest.<\/p>\n\n\n\n<p>Another option is <a href=\"https:\/\/www.syfe.com\/select-custom\">Syfe Custom<\/a> portfolios which allows you to mix and match the ETFs that you prefer. Pay management fees to offset your trades. <\/p>\n\n\n\n<p>Currently both Syfe Trade and Wealth offer <a href=\"https:\/\/www.syfe.com\/magazine\/4-syfe-trade-features-that-make-you-a-better-investor\/\">recurring buys<\/a> and portfolio transfers with standing instructions from your bank. So you can DCA conveniently with no additional costs.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Choosing what\u2019s best for you<\/strong><\/h2>\n\n\n\n<p>Everyone\u2019s long-term needs and preferences are different. So if you enjoy self-picking, make sure you consider your options holistically. If self picking isn\u2019t your thing, Syfe has other solutions such as our <a href=\"https:\/\/www.syfe.com\/wealth\">managed portfolios <\/a>that can help you get started getting the hang of investments you can check out too.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><strong>More articles on topic: <\/strong><\/p>\n\n\n\n<p><a href=\"https:\/\/www.syfe.com\/magazine\/voo-vs-spy-vs-ivv-whats-the-best-sp-500-etf\/\">VOO vs. SPY vs. IVV: What\u2019s The Best S&amp;P 500 ETF In Singapore?<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.syfe.com\/magazine\/4-syfe-trade-features-that-make-you-a-better-investor\/\">4 Syfe Trade Features that Make You a Better Investor&nbsp;<\/a><\/p>\n\n\n\n<p><a href=\"https:\/\/www.syfe.com\/magazine\/acats-share-transfers-how-to-switch-brokers-to-syfe-trade\/\">ACATS Share Transfers: How to Switch Brokers to Syfe Trade<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>When you search for &#8216;best ETFs&#8217; online, you may often get lists which may seem familiar (such as VOO, VWRA, SPY). How would we know if these really are &#8216;good&#8217;, or \u2018best\u2019 for us? What we should be looking for? This article will take you through some ways to compare some of the most popular [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":13226,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[16,289,17],"tags":[209,53],"class_list":{"0":"post-13221","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-grow-wealth","8":"category-market-insights","9":"category-invest-smarter","10":"tag-etfs","11":"tag-top"},"acf":{"readingTime":"10","authorName":"","authorThumbnail":false,"BLUE_TIER":"0","BLACK_TIER":"0","GOLD_TIER":"0","PRIVATE_WEALTH_TIER":"0","PRE_AML":"0","POST_AML":"0","NO_GLOBAL_PORTFOLIO":"0","NO_REITS_PORTFOLIO":"0","NO_EQUITY_PORTFOLIO":"0","NO_CASH_PORTFOLIO":"0","HAS_ADVISOR":"0","INVESTMENT_PORTFOLIO_AUM":"0","AFTER_AML_DATE":"","AFTER_ACCOUNT_CREATED_DATE":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Best ETFs to Buy and Hold Long-Term for Singaporeans - Connect<\/title>\n<meta name=\"description\" content=\"Here&#039;s the run down of how to evaluate cost and tax efficient ETFs to suit your needs best as a passive, long-term investor.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.syfe.com\/magazine\/best-etfs-to-buy-and-hold-long-term-for-singaporeans\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Best ETFs to Buy and Hold Long-Term for Singaporeans\" \/>\n<meta property=\"og:description\" content=\"When you search for &#039;best ETFs&#039; online, you may often get lists which may seem familiar (such as VOO, VWRA, SPY). 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