{"id":238,"date":"2026-01-02T15:12:56","date_gmt":"2026-01-02T07:12:56","guid":{"rendered":"https:\/\/www.syfe.com\/magazine\/?p=238"},"modified":"2026-01-02T15:12:59","modified_gmt":"2026-01-02T07:12:59","slug":"everything-you-need-to-know-about-passive-investing","status":"publish","type":"post","link":"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/","title":{"rendered":"Passive Investing in Singapore: A Simple ETF Plan"},"content":{"rendered":"\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" data-attachment-id=\"1095\" data-permalink=\"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/japanese-woman-having-a-coffee\/\" data-orig-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-scaled.jpg\" data-orig-size=\"2560,1707\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;Japanese woman having a coffee&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;Japanese woman having a coffee&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Japanese woman having a coffee\" data-image-description=\"\" data-image-caption=\"&lt;p&gt;Japanese woman having a coffee&lt;\/p&gt;\n\" data-medium-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-300x200.jpg\" data-large-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-1024x683.jpg\" src=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-1024x683.jpg\" alt=\"\" class=\"wp-image-1095\" srcset=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-1024x683.jpg 1024w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-300x200.jpg 300w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-768x512.jpg 768w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-1536x1024.jpg 1536w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-2048x1366.jpg 2048w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-696x464.jpg 696w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-1068x712.jpg 1068w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-630x420.jpg 630w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-1920x1280.jpg 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Passive investing in Singapore is not about \u201cdoing nothing\u201d. It is about building a portfolio that can run steadily in the background while you focus on your career, family, and long-term goals. For many Singaporean investors, the biggest challenge is not finding the \u201cbest\u201d stock. It is staying consistent through market noise, keeping costs low, and using a structure that is easy to maintain over time.<\/p>\n\n\n\n<p>This guide explains passive investing Singapore in clear, practical terms. You will learn what passive investing is, why diversification and fees matter, and how to build a passive portfolio Singapore investors can realistically stick with. If you are looking for a passive investment strategy Singapore investors can sustain\u2014sensible, structured, and low-maintenance\u2014this is your blueprint.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Table of Content<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"#what-passive-investing-really-means\">What Passive Investing Really Means<\/a><\/li>\n\n\n\n<li><a href=\"#why-passive-investing-works\">Why Passive Investing Works<\/a><\/li>\n\n\n\n<li><a href=\"#how-to-build-a-passive-portfolio-sg-investors-can-maintain\">How to Build a Passive Portfolio Singapore Investors Can Maintain<\/a><\/li>\n\n\n\n<li><a href=\"#choosing-etfs-what-to-prioritise\">Choosing ETFs: What to Prioritise<\/a><\/li>\n\n\n\n<li><a href=\"#how-to-automate-investing-so-it-stays-passive\">How to Automate Investing (So It Stays Passive)<\/a><\/li>\n\n\n\n<li><a href=\"#common-passive-investing-mistakes-singaporeans-make\">Common Passive Income Mistakes Singaporeans Make<\/a><\/li>\n\n\n\n<li><a href=\"#syfe-a-simple-way-to-put-passive-investing-into-practice\">Syfe \u2013 A Simple Way to Put Passive Investing into Practice<\/a><\/li>\n\n\n\n<li><a href=\"#quick-takeaways\">Quick Takeaways<\/a><\/li>\n\n\n\n<li><a href=\"#conclusion\">Conclusion<\/a><\/li>\n\n\n\n<li><a href=\"#faqs\">Frequently Asked Questions (FAQs)<\/a><\/li>\n\n\n\n<li><a href=\"#resources-and-further-reading\">Resources &amp; Further Reading<\/a><\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"what-passive-investing-really-means\"><strong>What Passive Investing Really Means<\/strong><\/h2>\n\n\n\n<p>Passive investing typically refers to <strong>index investing<\/strong>: buying broad-market ETFs or index funds that track an index (such as global equities or the S&amp;P 500), then holding them for the long term. The aim is not to \u201cbeat the market\u201d through frequent decisions. The aim is to capture market returns efficiently through <strong>diversification, low costs, and discipline<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Passive investing vs active investing<\/h3>\n\n\n\n<p>The easiest way to understand passive investing is to know what active investing means. An active investing strategy operates on the idea that by picking the right stocks or timing the market, investors can outsmart the market and earn outsized returns.<\/p>\n\n\n\n<p>Few investors are that confident of their stock picking skills. So they turn to active fund managers to do it for them. While skilled fund managers may be able to choose the right stocks and beat the market in any given year, replicating that feat year after year is hard. And while there is no way fund managers can consistently know which stocks will do well, they charge a premium for their supposed stock picking prowess.&nbsp;&nbsp;<\/p>\n\n\n\n<p>Passive investing aims to correct this imbalance. Instead of paying large amounts of money to fund managers who claim they can pick the right stocks, passive investors simply pay a low fee to buy a broadly diversified basket of stocks that mimics a market index such as the Standard &amp; Poor\u2019s 500 index (S&amp;P 500). In other words, <strong>passive investing <\/strong>aims to <strong>capture market returns<\/strong> and win on the factors that are more controllable: <strong>low cost, diversification, and consistency<\/strong>.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">A practical model: the \u201c3B\u201d framework<\/h3>\n\n\n\n<p>Most people assume investing outcomes come mainly from being \u201cright\u201d. In practice, long-term results are often shaped by 3 quieter advantages:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Breadth (diversification):<\/strong> owning many companies and bonds rather than a narrow set of bets.<\/li>\n\n\n\n<li><strong>Basis points (cost):<\/strong> keeping fees and avoidable frictions low.<\/li>\n\n\n\n<li><strong>Behaviour (discipline):<\/strong> following a plan through both volatility and boredom.<\/li>\n<\/ul>\n\n\n\n<p>A passive investment strategy Singapore investors can maintain usually improves all three\u2014without requiring constant decision-making.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"why-passive-investing-works\"><strong>Why Passive Investing Works<\/strong><\/h2>\n\n\n\n<p>Passive investing is not a shortcut. It is a disciplined approach built around evidence, incentives, and good portfolio design.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1) Costs compound over time<\/h3>\n\n\n\n<p>Fees do not only reduce returns today. They reduce the base that compounds over time. Even small differences in ongoing costs can create meaningful gaps over long horizons.<\/p>\n\n\n\n<p>A simple rule to remember: <strong>Market return \u2013 fees \u2013 frictions = your realised return<\/strong>.<\/p>\n\n\n\n<p>In a passive ETF portfolio plan, you often have more control over fees and frictions than you do over market returns.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2) Predicting consistent outperformance is difficult<\/h3>\n\n\n\n<p>SPIVA data consistently shows that many active funds underperform their benchmarks, and the proportion tends to rise over longer horizons. This does not mean active investing never works. It means many investors are better served by a default strategy that does not depend on selecting the \u201cright\u201d manager or timing markets. For most people, passive investing is about reducing the number of hard-to-win decisions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3) Singapore investors can diversify globally<\/h3>\n\n\n\n<p>Singapore is a small market, but Singapore-based investors can access global equities and bonds through ETFs. This matters because global diversification reduces reliance on any single country, sector, or market cycle.<\/p>\n\n\n\n<p>A common beginner mistake is building a portfolio that is overly concentrated in Singapore simply because local names feel familiar. Familiarity can be comforting, but it can also increase concentration risk.<\/p>\n\n\n\n<p>A strong <strong>passive portfolio Singapore<\/strong> approach often includes:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Global equities<\/strong> as the main growth engine.<\/li>\n\n\n\n<li><strong>Bonds<\/strong> to reduce volatility and support nearer goals.<\/li>\n\n\n\n<li><strong>Intentional Singapore exposure<\/strong> (rather than default home bias).<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">4) It reduces decision fatigue<\/h3>\n\n\n\n<p>Many costly mistakes come from frequent changes: reacting to headlines, switching strategies mid-cycle, or \u201cdoing something\u201d for the sake of activity. Passive investing reduces the number of decisions you need to make, which makes consistency easier.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-build-a-passive-portfolio-sg-investors-can-maintain\"><strong>How to Build a Passive Portfolio Singapore Investors Can Maintain<\/strong><\/h2>\n\n\n\n<p>A good passive portfolio should be <strong>simple, diversified, and rule-based<\/strong>. It should also be easy to maintain across different market conditions\u2014not just when markets are calm.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 1: Define your goal and time horizon<\/h3>\n\n\n\n<p>Use time horizon as your starting point:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>0\u20133 years:<\/strong> prioritise stability (cash-like instruments and lower-volatility options, depending on suitability and access).<\/li>\n\n\n\n<li><strong>3\u201310 years:<\/strong> consider a balanced mix (equities + bonds).<\/li>\n\n\n\n<li><strong>10+ years:<\/strong> equities can form a larger portion (time helps absorb volatility).<\/li>\n<\/ul>\n\n\n\n<p>If your goal is near-term, a high-volatility portfolio can force you into selling at an unfavourable time. For passive investing Singapore, aligning risk to time is one of the most important design decisions.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 2: Set your equity\u2013bond mix (your risk setting)<\/h3>\n\n\n\n<p>Common structures in a <strong>passive investment strategy Singapore<\/strong> plan include:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>80\/20 (equities\/bonds):<\/strong> growth-oriented, higher volatility.<\/li>\n\n\n\n<li><strong>60\/40:<\/strong> smoother ride, often easier to stick with.<\/li>\n\n\n\n<li><strong>100\/0:<\/strong> simple design, but emotionally harder during drawdowns.<\/li>\n<\/ul>\n\n\n\n<p><strong>A useful \u201csleep test\u201d to determine your risk tolerance<\/strong><\/p>\n\n\n\n<p>Ask: <strong>If my portfolio fell 25% in a bad year, would I stay invested and continue contributing?<\/strong><strong><br><\/strong>If the honest answer is \u201cno\u201d, you may need a more balanced allocation. A sustainable passive investing approach is usually more effective than an \u201coptimal\u201d strategy that gets abandoned early.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 3: Use a simple \u201ccore\u201d structure (2\u20133 funds)<\/h3>\n\n\n\n<p>A straightforward passive ETF portfolio Singapore setup:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Global equity ETF<\/strong> (broad diversification).<\/li>\n\n\n\n<li><strong>Bond ETF \/ bond fund<\/strong> (stability).<\/li>\n\n\n\n<li><em>(Optional)<\/em> <strong>Singapore equity ETF<\/strong> (if you want a local tilt).<\/li>\n<\/ul>\n\n\n\n<p><strong>Example: passive ETF portfolio Singapore (80\/20)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>80% global equity exposure.<\/li>\n\n\n\n<li>20% high-quality bond exposure.<\/li>\n\n\n\n<li>Best for: longer horizons and investors comfortable with volatility.<\/li>\n<\/ul>\n\n\n\n<p><strong>Example: passive portfolio Singapore (60\/40)<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>60% global equities<\/li>\n\n\n\n<li>40% bonds<\/li>\n\n\n\n<li>Best for: medium-term goals or investors who value stability.<\/li>\n<\/ul>\n\n\n\n<p>A practical perspective: your \u201cbest\u201d allocation is the one you can keep through a full market cycle\u2014good years, bad years, and boring years.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Step 4: Accumulating vs distributing ETFs<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Accumulating ETFs<\/strong> reinvest distributions inside the fund (often preferred for long-term growth).<\/li>\n\n\n\n<li><strong>Distributing ETFs<\/strong> pay out dividends\/coupons (useful if you want visible cashflow).<\/li>\n<\/ul>\n\n\n\n<p>A balanced perspective: some investors prefer distributions for clarity and motivation. If that improves consistency, a small distribution \u201csleeve\u201d can be reasonable without redesigning your entire passive investing Singapore plan around yield.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"choosing-etfs-what-to-prioritise\"><strong>Choosing ETFs: What to Prioritise<\/strong><\/h2>\n\n\n\n<p>A strong passive investing Singapore portfolio is rarely about finding a perfect ETF. It is about choosing a reasonable option and following a disciplined process.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Fees, tracking, and liquidity<\/h3>\n\n\n\n<p>Key criteria to compare:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Total expense ratio (TER):<\/strong> the ongoing fund cost.<\/li>\n\n\n\n<li><strong>Tracking difference \/ tracking error:<\/strong> how closely the fund matches its index.<\/li>\n\n\n\n<li><strong>Liquidity and spreads:<\/strong> particularly relevant if you invest regularly.<\/li>\n\n\n\n<li><strong>Index methodology:<\/strong> market-cap weighted vs factor tilts vs dividend screens.<\/li>\n<\/ul>\n\n\n\n<p>A practical rule: if two ETFs give you similar exposure, the simpler and lower-cost option is often the better default.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">UCITS vs US-listed ETFs (tax considerations that may matter)<\/h3>\n\n\n\n<p>For Singapore-based investors, two commonly discussed considerations are:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li><strong>Dividend withholding tax: <\/strong>For Singapore tax residents, US-listed ETFs like SPY and VOO are commonly subjected to 30% US withholding tax.<\/li>\n\n\n\n<li><strong>U.S. estate tax exposure (for some investors)<\/strong><strong><br><\/strong>US estate tax applies to US-listed ETFs, regardless of where the ETF invests. If your total US assets exceed US$60,000 at the time of your passing, your beneficiaries could face up to 40% in estate tax.<\/li>\n<\/ol>\n\n\n\n<p><strong>Why some Singapore investors consider Ireland-domiciled UCITS ETFs<\/strong>: <a href=\"https:\/\/www.syfe.com\/magazine\/cspx-vs-vwra-vs-iwda-vs-spyl-vs-vuaa-ucits-etfs-invest\/\" target=\"_blank\" rel=\"noreferrer noopener\">Ireland-domiciled UCITS ETFs<\/a> that hold U.S. stocks are often discussed because dividends from the underlying U.S. stocks may face a <strong>15% withholding rate at the fund level<\/strong> due to treaty treatment, rather than the 30% in US-listed ETFs. This does not automatically make UCITS \u201cbetter\u201d for everyone. It is a reminder to understand trade-offs (cost, access, liquidity, and your own circumstances) and choose a structure you can maintain.<\/p>\n\n\n\n<p><em>Note: This is general information only, not tax advice. Tax outcomes depend on product structure and individual circumstances.<\/em><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">When Singapore equities can fit<\/h3>\n\n\n\n<p>A Singapore equity ETF allocation may make sense if you want:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>SGD-linked exposure<\/strong>,<\/li>\n\n\n\n<li><strong>Local familiarity<\/strong>, and<\/li>\n\n\n\n<li><strong>A modest local dividend tilt<\/strong>.<\/li>\n<\/ul>\n\n\n\n<p>However, for many passive investing portfolios, it is usually worth avoiding an overly concentrated \u201cSingapore-only\u201d approach if your goal is global diversification.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how-to-automate-investing-so-it-stays-passive\"><strong>How to Automate Investing (So It Stays Passive)<\/strong><\/h2>\n\n\n\n<p>A passive investing Singapore portfolio still requires a process. The easiest way to keep it passive is to automate what can be automated and standardise what cannot.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1) Use dollar-cost averaging (DCA)<\/h3>\n\n\n\n<p>DCA means investing a fixed amount regularly regardless of market headlines. This reduces the temptation to delay investing while waiting for the \u201cright\u201d moment.<\/p>\n\n\n\n<p>A useful framing: DCA is not primarily about \u201cgetting a better price\u201d. It is about <strong>removing market timing from your decision-making<\/strong>.<\/p>\n\n\n\n<p>A simple routine:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Invest monthly (ideally after payday).<\/li>\n\n\n\n<li>Keep the amount sustainable.<\/li>\n\n\n\n<li>Increase contributions as income grows.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">2) Add one rebalancing rule<\/h3>\n\n\n\n<p>Rebalancing keeps your portfolio aligned with your target risk and prevents equity exposure from drifting higher after strong market runs. Syfe\u2019s <a href=\"https:\/\/www.syfe.com\/magazine\/why-rebalancing-is-the-quiet-superpower-of-long-term-investors\/\" target=\"_blank\" rel=\"noreferrer noopener\">rebalancing guide<\/a> explains how asset allocation drifts over time and why rebalancing restores your intended mix.<\/p>\n\n\n\n<p>Beginner-friendly options:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Annual rebalancing<\/strong>, or<\/li>\n\n\n\n<li><strong>Threshold rebalancing<\/strong> if an asset class drifts by 5\u201310%<\/li>\n<\/ul>\n\n\n\n<p>For passive investing Singapore, the point of rebalancing is not perfection. It is consistency: you keep your risk aligned to your plan.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3) Avoid mismatching products to goals<\/h3>\n\n\n\n<p>For short-term goals or emergency funds, lower-volatility tools may be more appropriate. For example, <a href=\"https:\/\/www.syfe.com\/cash-management\/cash-plus-flexi\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Syfe Cash+ Flexi<\/strong><\/a> is a cash management portfolio that invests in<strong> high-quality, short duration fixed income assets<\/strong>, aiming to deliver <strong>steady returns in line with money market rates<\/strong>. There is <strong>no lock-in period<\/strong>, allowing you to withdraw your money anytime without penalties.<\/p>\n\n\n\n<p>A good passive investment strategy plan typically uses:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Safer tools for short-term needs.<\/li>\n\n\n\n<li>Equities for long-term growth.<\/li>\n\n\n\n<li>Bonds to reduce volatility and support nearer goals.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"common-passive-investing-mistakes-singaporeans-make\"><strong>Common Passive Investing Mistakes Singaporeans Make<\/strong><\/h2>\n\n\n\n<p>Passive investing in Singapore can be a practical way to strengthen financial security and support longer-term goals. That said, many investors fall into common (and avoidable) traps\u2014not because passive investing \u201cdoesn\u2019t work\u201d, but because their approach is not well matched to the risk they are taking, the fees involved, their time horizon, or their need for liquidity.<\/p>\n\n\n\n<p>For a deeper explanation and practical examples, read our full guide to <a href=\"https:\/\/www.syfe.com\/magazine\/common-passive-income-mistakes-singaporeans-make-how-to-avoid-them\/\" target=\"_blank\" rel=\"noreferrer noopener\">common passive income mistakes Singaporeans make\u2014and how to avoid them<\/a>.\u00a0<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"syfe-a-simple-way-to-put-passive-investing-into-practice\"><strong>Syfe \u2013 A Simple Way to Put Passive Investing into Practice<\/strong><\/h2>\n\n\n\n<p>If you want a hands-off way to apply passive investing principles\u2014<strong>diversification, automation, and a repeatable process<\/strong>\u2014here are two practical routes on Syfe:<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Option A: Managed portfolios (set an allocation, keep it consistent)<\/h3>\n\n\n\n<p><strong><a href=\"https:\/\/www.syfe.com\/core\" target=\"_blank\" rel=\"noreferrer noopener\">Syfe Core portfolios<\/a><\/strong> are fully managed, globally diversified portfolios built using ETFs across equities, bonds, and (for some portfolios) gold\u2014designed around different risk levels. Automatic rebalancing helps keep the portfolio aligned to its target mix as markets move.<\/p>\n\n\n\n<p><strong><a href=\"https:\/\/www.syfe.com\/income-plus\" target=\"_blank\" rel=\"noreferrer noopener\">Syfe\u2019s Income+ portfolio<\/a> <\/strong>is a professionally managed, globally diversified bond portfolio designed to generate passive income. It offers two main options, Preserve and Enhance, to cater to different risk appetites, providing regular monthly payouts with no lock-in periods, minimum balance required, or withdrawal penalties. The portfolio is powered by actively managed funds from PIMCO and comprises SGD-hedged, investment-grade funds.<\/p>\n\n\n\n<p><strong>Read more:<\/strong> <a href=\"https:\/\/www.syfe.com\/magazine\/make-passive-income-in-singapore\/\" target=\"_blank\" rel=\"noreferrer noopener\">How To Build A Passive Income Portfolio In Singapore\u00a0<\/a><\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-round\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/www.syfe.com\/managed-portfolio\" style=\"background-color:#2f51c9\" target=\"_blank\" rel=\"noreferrer noopener\">Get Started<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">Option B: DIY ETFs with automated buying (build your own passive ETF portfolio)<\/h3>\n\n\n\n<p>If you prefer choosing specific ETFs yourself, you can do so with <strong><a href=\"https:\/\/www.syfe.com\/brokerage?source=brokerage\" target=\"_blank\" rel=\"noreferrer noopener\">Syfe Brokerage<\/a>.<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Access global markets.<\/strong> Buy and sell a wide range of US, SGX, Hong Kong ETFs and UCITS ETFs through a single, app-based brokerage account.<\/li>\n\n\n\n<li>Construct your <strong>preferred ETF: <\/strong>From global equity ETFs to SGD bond ETFs and REITs, you can adjust weights based on your risk tolerance.<\/li>\n\n\n\n<li><strong>Invest flexibly.<\/strong> Use features such as recurring buys through Syfe\u2019s auto-invest feature, as well as odd-lot trading (for SGX-listed ETFs) or fractional trading (for US-listed ETFs) to dollar-cost average, even with smaller ticket sizes.<\/li>\n\n\n\n<li><strong>No hidden or platform fees<\/strong>. So you can manage your long-term <strong>diversified ETF strategy <\/strong>more intentionally.<\/li>\n<\/ul>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-round\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/www.syfe.com\/brokerage?source=brokerage\" style=\"background-color:#2f51c9\" target=\"_blank\" rel=\"noreferrer noopener\">Get Started<\/a><\/div>\n<\/div>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"quick-takeaways\"><strong>Quick Takeaways<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Passive investing is a disciplined approach built on <strong>diversification, low fees, and consistency<\/strong>.<\/li>\n\n\n\n<li>A passive portfolio plan should be simple enough to maintain in both good and bad markets.<\/li>\n\n\n\n<li>Dollar-cost averaging supports consistency and reduces timing pressure.<\/li>\n\n\n\n<li>Rebalancing keeps risk aligned and promotes disciplined decision-making.<\/li>\n\n\n\n<li>ETF selection should prioritise exposure, costs, and practical factors such as liquidity and relevant tax mechanics.<\/li>\n\n\n\n<li>The most effective passive investment strategy Singapore investors can follow is the one they can stick with for years, not weeks.<\/li>\n<\/ul>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"conclusion\"><strong>Conclusion<\/strong><\/h2>\n\n\n\n<p>Passive investing in Singapore is best understood as a <strong>structured, evidence-based way to build wealth over time<\/strong>. Rather than relying on frequent trading or constant predictions, passive investing Singapore investors can focus on fundamentals: <strong>broad diversification, low costs, and a repeatable process that is easy to maintain.<\/strong><\/p>\n\n\n\n<p>A practical implementation is straightforward: choose a sensible equity\u2013bond allocation, invest regularly into diversified index ETFs, and rebalance periodically to keep risk aligned. If you want passive investing to work, focus less on \u201cperfect\u201d choices and more on consistent execution. Start with a structure you can maintain, automate contributions where possible, and review your plan annually. Over time, discipline and compounding can do much of the heavy lifting.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faqs\"><strong>Frequently Asked Questions (FAQs)<\/strong><\/h2>\n\n\n\n<p><strong>1) What is the best passive investing approach for beginners?<\/strong><\/p>\n\n\n\n<p>A beginner-friendly passive investing Singapore approach is to invest regularly into a simple mix of diversified index ETFs (typically global equities and bonds), then rebalance annually. The priority is consistency and keeping costs and complexity low.<\/p>\n\n\n\n<p><strong>2) How to build a passive ETF portfolio Singapore investors can maintain long-term?<\/strong><\/p>\n\n\n\n<p>Choose an allocation that matches your time horizon (e.g., 80\/20 or 60\/40), keep your ETF selection simple, automate monthly investing, and apply a clear rebalancing rule.<\/p>\n\n\n\n<p><strong>3) How often should I review or rebalance a passive investing portfolio?<\/strong><\/p>\n\n\n\n<p>Most investors can keep a passive investing Singapore portfolio on track with a simple routine: <strong>review once a year<\/strong>, and <strong>rebalance if your allocation has drifted meaningfully<\/strong> (for example, equities rising well above your target after a strong market run). If you are contributing regularly, small drifts are normal\u2014what matters is having a clear rule so your risk level stays aligned with your goals.<\/p>\n\n\n\n<p><strong>4) Is passive investing Singapore suitable if I might need the money in a few years?<\/strong><\/p>\n\n\n\n<p>It can be, but the key is matching your portfolio to your timeline. If you may need the money in <strong>0\u20133 years<\/strong>, a high-equity portfolio can be risky because market drops may force you to sell at a bad time. For <strong>3\u201310 years<\/strong>, a more balanced mix (equities + bonds) can help reduce volatility. For <strong>10+ years<\/strong>, a higher equity allocation is often more appropriate because you have more time to ride out downturns.<\/p>\n\n\n\n<p><strong>5) How do I start passive investing with a small amount of money?<\/strong><\/p>\n\n\n\n<p>Start with an amount you can invest consistently (even if it is modest), then <strong>automate a monthly contribution<\/strong> so investing becomes a routine. Choose a simple diversified core\u2014such as a global equity ETF (and a bond ETF if you want lower volatility)\u2014and focus on staying consistent rather than trying to \u201cwait for the right time\u201d. As your income grows, gradually increase your contribution rate.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"resources-and-further-reading\"><strong>Resources &amp; Further Reading<\/strong><\/h2>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.syfe.com\/magazine\/make-passive-income-in-singapore\/\" target=\"_blank\" rel=\"noreferrer noopener\">How To Build A Passive Income Portfolio In Singapore<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.syfe.com\/magazine\/common-passive-income-mistakes-singaporeans-make-how-to-avoid-them\/\" target=\"_blank\" rel=\"noreferrer noopener\">Common Passive Income Mistakes Singaporeans Make \u2014 and How to Avoid Them<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.syfe.com\/magazine\/etf-portfolio-singapore-guide\/\" target=\"_blank\" rel=\"noreferrer noopener\">ETF Portfolio Singapore: Build a Simple, Diversified Plan<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.syfe.com\/magazine\/the-power-of-dollar-cost-averaging\/\" target=\"_blank\" rel=\"noreferrer noopener\">How Dollar-Cost Averaging Builds Wealth Over Time<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.syfe.com\/magazine\/why-rebalancing-is-the-quiet-superpower-of-long-term-investors\/\" target=\"_blank\" rel=\"noreferrer noopener\">Why Rebalancing is the Quiet Superpower of Long-Term Investors<\/a><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Your guide to the active vs passive investing debate.<\/p>\n","protected":false},"author":3,"featured_media":1095,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[16],"tags":[],"class_list":{"0":"post-238","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-grow-wealth"},"acf":{"readingTime":"","authorName":"","authorThumbnail":false,"BLUE_TIER":"0","BLACK_TIER":"0","GOLD_TIER":"0","PRIVATE_WEALTH_TIER":"0","PRE_AML":"0","POST_AML":"0","NO_GLOBAL_PORTFOLIO":"0","NO_REITS_PORTFOLIO":"0","NO_EQUITY_PORTFOLIO":"0","NO_CASH_PORTFOLIO":"0","HAS_ADVISOR":"0","INVESTMENT_PORTFOLIO_AUM":"0","AFTER_AML_DATE":"","AFTER_ACCOUNT_CREATED_DATE":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Passive Investing in Singapore: A Simple ETF Plan<\/title>\n<meta name=\"description\" content=\"Passive investing has been gaining traction as investors flock to passive investments like index funds and exchange-traded funds. Is it worth the hype?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Passive Investing in Singapore: A Simple ETF Plan\" \/>\n<meta property=\"og:description\" content=\"Your guide to the active vs passive investing debate.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/\" \/>\n<meta property=\"og:site_name\" content=\"Connect\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-02T07:12:56+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-01-02T07:12:59+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-scaled.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"1707\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Syfe Singapore\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Syfe Singapore\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"13 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/\"},\"author\":{\"name\":\"Syfe Singapore\",\"@id\":\"https:\/\/www.syfe.com\/magazine\/#\/schema\/person\/8d955bc4210538fdf152e7e66c4b943c\"},\"headline\":\"Passive Investing in Singapore: A Simple ETF Plan\",\"datePublished\":\"2026-01-02T07:12:56+00:00\",\"dateModified\":\"2026-01-02T07:12:59+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/\"},\"wordCount\":2719,\"publisher\":{\"@id\":\"https:\/\/www.syfe.com\/magazine\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-scaled.jpg\",\"articleSection\":[\"Grow Wealth\"],\"inLanguage\":\"en-US\",\"copyrightYear\":\"2026\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.syfe.com\/magazine\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/\",\"url\":\"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/\",\"name\":\"Passive Investing in Singapore: A Simple ETF Plan\",\"isPartOf\":{\"@id\":\"https:\/\/www.syfe.com\/magazine\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-scaled.jpg\",\"datePublished\":\"2026-01-02T07:12:56+00:00\",\"dateModified\":\"2026-01-02T07:12:59+00:00\",\"description\":\"Passive investing has been gaining traction as investors flock to passive investments like index funds and exchange-traded funds. Is it worth the hype?\",\"breadcrumb\":{\"@id\":\"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/#primaryimage\",\"url\":\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-scaled.jpg\",\"contentUrl\":\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-scaled.jpg\",\"width\":2560,\"height\":1707,\"caption\":\"Japanese woman having a coffee\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.syfe.com\/magazine\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Passive investing explained\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.syfe.com\/magazine\/#website\",\"url\":\"https:\/\/www.syfe.com\/magazine\/\",\"name\":\"Connect\",\"description\":\"Helping you take charge of your financial future\",\"publisher\":{\"@id\":\"https:\/\/www.syfe.com\/magazine\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.syfe.com\/magazine\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.syfe.com\/magazine\/#organization\",\"name\":\"Syfe Pte Ltd\",\"url\":\"https:\/\/www.syfe.com\/magazine\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.syfe.com\/magazine\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2019\/05\/logo_black.png\",\"contentUrl\":\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2019\/05\/logo_black.png\",\"width\":550,\"height\":240,\"caption\":\"Syfe Pte Ltd\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/magazine\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.syfe.com\/magazine\/#\/schema\/person\/8d955bc4210538fdf152e7e66c4b943c\",\"name\":\"Syfe Singapore\",\"description\":\"Syfe is an investment platform offering managed portfolios, brokerage services, and cash management solutions to help investors build wealth for a better future. The Syfe SG content team comprises industry professionals with backgrounds spanning across wealth management, quantitative finance, global markets, personal finance, and more, and strives to provide thought leadership and timely analysis to readers.\u00a0\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Passive Investing in Singapore: A Simple ETF Plan","description":"Passive investing has been gaining traction as investors flock to passive investments like index funds and exchange-traded funds. Is it worth the hype?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/","og_locale":"en_US","og_type":"article","og_title":"Passive Investing in Singapore: A Simple ETF Plan","og_description":"Your guide to the active vs passive investing debate.","og_url":"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/","og_site_name":"Connect","article_published_time":"2026-01-02T07:12:56+00:00","article_modified_time":"2026-01-02T07:12:59+00:00","og_image":[{"width":2560,"height":1707,"url":"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-scaled.jpg","type":"image\/jpeg"}],"author":"Syfe Singapore","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Syfe Singapore","Est. reading time":"13 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/#article","isPartOf":{"@id":"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/"},"author":{"name":"Syfe Singapore","@id":"https:\/\/www.syfe.com\/magazine\/#\/schema\/person\/8d955bc4210538fdf152e7e66c4b943c"},"headline":"Passive Investing in Singapore: A Simple ETF Plan","datePublished":"2026-01-02T07:12:56+00:00","dateModified":"2026-01-02T07:12:59+00:00","mainEntityOfPage":{"@id":"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/"},"wordCount":2719,"publisher":{"@id":"https:\/\/www.syfe.com\/magazine\/#organization"},"image":{"@id":"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/#primaryimage"},"thumbnailUrl":"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-scaled.jpg","articleSection":["Grow Wealth"],"inLanguage":"en-US","copyrightYear":"2026","copyrightHolder":{"@id":"https:\/\/www.syfe.com\/magazine\/#organization"}},{"@type":"WebPage","@id":"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/","url":"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/","name":"Passive Investing in Singapore: A Simple ETF Plan","isPartOf":{"@id":"https:\/\/www.syfe.com\/magazine\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/#primaryimage"},"image":{"@id":"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/#primaryimage"},"thumbnailUrl":"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-scaled.jpg","datePublished":"2026-01-02T07:12:56+00:00","dateModified":"2026-01-02T07:12:59+00:00","description":"Passive investing has been gaining traction as investors flock to passive investments like index funds and exchange-traded funds. Is it worth the hype?","breadcrumb":{"@id":"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/#primaryimage","url":"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-scaled.jpg","contentUrl":"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-scaled.jpg","width":2560,"height":1707,"caption":"Japanese woman having a coffee"},{"@type":"BreadcrumbList","@id":"https:\/\/www.syfe.com\/magazine\/everything-you-need-to-know-about-passive-investing\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.syfe.com\/magazine\/"},{"@type":"ListItem","position":2,"name":"Passive investing explained"}]},{"@type":"WebSite","@id":"https:\/\/www.syfe.com\/magazine\/#website","url":"https:\/\/www.syfe.com\/magazine\/","name":"Connect","description":"Helping you take charge of your financial future","publisher":{"@id":"https:\/\/www.syfe.com\/magazine\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.syfe.com\/magazine\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.syfe.com\/magazine\/#organization","name":"Syfe Pte Ltd","url":"https:\/\/www.syfe.com\/magazine\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.syfe.com\/magazine\/#\/schema\/logo\/image\/","url":"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2019\/05\/logo_black.png","contentUrl":"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2019\/05\/logo_black.png","width":550,"height":240,"caption":"Syfe Pte Ltd"},"image":{"@id":"https:\/\/www.syfe.com\/magazine\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.syfe.com\/magazine\/#\/schema\/person\/8d955bc4210538fdf152e7e66c4b943c","name":"Syfe Singapore","description":"Syfe is an investment platform offering managed portfolios, brokerage services, and cash management solutions to help investors build wealth for a better future. The Syfe SG content team comprises industry professionals with backgrounds spanning across wealth management, quantitative finance, global markets, personal finance, and more, and strives to provide thought leadership and timely analysis to readers.\u00a0"}]}},"jetpack_featured_media_url":"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-scaled.jpg","jetpack_sharing_enabled":true,"category":"Grow Wealth","authorName":"Syfe Singapore","thumbnail":"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-150x150.jpg","featuredImage":"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2020\/01\/image-from-rawpixel-id-414359-jpeg-scaled.jpg","_links":{"self":[{"href":"https:\/\/www.syfe.com\/magazine\/wp-json\/wp\/v2\/posts\/238","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.syfe.com\/magazine\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.syfe.com\/magazine\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/magazine\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/magazine\/wp-json\/wp\/v2\/comments?post=238"}],"version-history":[{"count":40,"href":"https:\/\/www.syfe.com\/magazine\/wp-json\/wp\/v2\/posts\/238\/revisions"}],"predecessor-version":[{"id":26935,"href":"https:\/\/www.syfe.com\/magazine\/wp-json\/wp\/v2\/posts\/238\/revisions\/26935"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.syfe.com\/magazine\/wp-json\/wp\/v2\/media\/1095"}],"wp:attachment":[{"href":"https:\/\/www.syfe.com\/magazine\/wp-json\/wp\/v2\/media?parent=238"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.syfe.com\/magazine\/wp-json\/wp\/v2\/categories?post=238"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.syfe.com\/magazine\/wp-json\/wp\/v2\/tags?post=238"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}