{"id":25149,"date":"2025-08-26T14:08:13","date_gmt":"2025-08-26T06:08:13","guid":{"rendered":"https:\/\/www.syfe.com\/magazine\/?p=25149"},"modified":"2025-08-26T14:08:34","modified_gmt":"2025-08-26T06:08:34","slug":"syfe-referral-program-invite-a-friend-and-earn-s20-cash-bonus","status":"publish","type":"post","link":"https:\/\/www.syfe.com\/magazine\/syfe-referral-program-invite-a-friend-and-earn-s20-cash-bonus\/","title":{"rendered":"Syfe Referral Program | Invite a Friend and Earn S$20 Cash Bonus"},"content":{"rendered":"\n<p><em>Updated as of 26 August 2025<\/em><\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-default\"\/>\n\n\n\n<h2 class=\"wp-block-heading\"><strong>Table of Contents<\/strong><\/h2>\n\n\n\n<ol class=\"wp-block-list\">\n<li><a href=\"#referral\">Referral Program Overview<\/a><\/li>\n\n\n\n<li><a href=\"#how\">How to Refer a Friend<\/a><\/li>\n\n\n\n<li><a href=\"#reward\">Reward Tiers &amp; Conditions<\/a><\/li>\n\n\n\n<li><a href=\"#faq\">FAQs<\/a><\/li>\n\n\n\n<li><a href=\"#tc\">Terms &amp; Conditions<\/a><\/li>\n<\/ol>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"referral\"><strong><strong>Invite Friends, Get Rewarded<\/strong><\/strong><\/h2>\n\n\n\n<p>Starting 26 August 2025, 09:00 SGT, refer your friends to invest with Syfe and both of you can earn exclusive rewards \u2014 including cash bonuses and fee waivers!<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Here&#8217;s how it works:<\/strong><\/h3>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"331\" data-attachment-id=\"25156\" data-permalink=\"https:\/\/www.syfe.com\/magazine\/syfe-referral-program-invite-a-friend-and-earn-s20-cash-bonus\/referrals-here-it-works-7\/\" data-orig-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-Here-It-Works-7-scaled.png\" data-orig-size=\"2560,827\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Referrals &#8211; Here It Works (7)\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-Here-It-Works-7-300x97.png\" data-large-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-Here-It-Works-7-1024x331.png\" src=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-Here-It-Works-7-1024x331.png\" alt=\"\" class=\"wp-image-25156\" style=\"width:1068px;height:auto\" srcset=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-Here-It-Works-7-1024x331.png 1024w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-Here-It-Works-7-300x97.png 300w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-Here-It-Works-7-768x248.png 768w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-Here-It-Works-7-1536x496.png 1536w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-Here-It-Works-7-2048x661.png 2048w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-Here-It-Works-7-1301x420.png 1301w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-Here-It-Works-7-696x225.png 696w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-Here-It-Works-7-1068x345.png 1068w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-Here-It-Works-7-1920x620.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<figure class=\"wp-block-image size-large is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"545\" data-attachment-id=\"25158\" data-permalink=\"https:\/\/www.syfe.com\/magazine\/syfe-referral-program-invite-a-friend-and-earn-s20-cash-bonus\/referrals-1\/\" data-orig-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-1-scaled.png\" data-orig-size=\"2560,1363\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"Referrals (1)\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-1-300x160.png\" data-large-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-1-1024x545.png\" src=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-1-1024x545.png\" alt=\"\" class=\"wp-image-25158\" style=\"width:1068px;height:auto\" srcset=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-1-1024x545.png 1024w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-1-300x160.png 300w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-1-768x409.png 768w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-1-1536x818.png 1536w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-1-2048x1090.png 2048w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-1-789x420.png 789w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-1-696x370.png 696w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-1-1068x568.png 1068w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-1-1920x1022.png 1920w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Note: Your friend must apply your unique referral code before making their first deposit.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Promotion period:<\/strong><\/h3>\n\n\n\n<p>This promotion shall run from&nbsp;26 August 2025, 09:00 SGT.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"how\"><strong><strong>How to Refer a Friend<\/strong><\/strong><\/h2>\n\n\n\n<figure class=\"wp-block-image size-full is-style-default\" style=\"max-width:600px\"><img loading=\"lazy\" decoding=\"async\" width=\"1320\" height=\"1540\" data-attachment-id=\"24377\" data-permalink=\"https:\/\/www.syfe.com\/magazine\/?attachment_id=24377\" data-orig-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/07\/SG60-Referral-GIF-1.gif\" data-orig-size=\"1320,1540\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"SG60 &#8211; Referral GIF (1)\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/07\/SG60-Referral-GIF-1.gif\" data-large-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/07\/SG60-Referral-GIF-1.gif\" src=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/07\/SG60-Referral-GIF-1.gif\" alt=\"\" class=\"wp-image-24377\"\/><\/figure>\n\n\n\n<p><strong>Step 1: Get your referral code<\/strong><strong><br><\/strong>Log in to your Syfe app and find your unique referral code under \u201cInvite Friends\u201d in the menu section.<\/p>\n\n\n\n<p><strong>Step 2: Share it with your friends<\/strong><strong><br><\/strong>Send your code to your friends and ensure they apply the code when they sign up.<\/p>\n\n\n\n<p><strong>Step 3: Earn your reward<\/strong><strong><br><\/strong>Once your friend signs up, completes KYC verification, applies your referral code and funds their account with the qualifying amount, both of you will receive your respective rewards, as long as you meet the eligibility criteria.<\/p>\n\n\n\n<p><em>Note:<\/em><\/p>\n\n\n\n<p>&#8211; To qualify for the referral reward, the referrer must have an active Syfe portfolio with at least S$1 invested in the same product category your referee signs up and funds. <em>For example, if the referee invests in Income+ (under Managed Portfolios), but the referrer only has a Brokerage account, the referrer will not be eligible for the reward.<\/em><br>&#8211; The referrer only receive rewards based on the first product category their referee funds. However, their referee can enjoy rewards for both product categories (Managed Portfolios and Brokerage) as long as they meet the funding requirements for each.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-default\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"reward\"><strong><strong>Reward Tiers &amp; Eligibility<\/strong><\/strong><\/h2>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Reward Tiers<\/strong><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>For Managed Portfolios \/ Cash Management:<\/strong><\/h4>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>First One-Time Deposit<\/strong><\/td><td><strong>Referrer\u2019s Reward<\/strong><\/td><td><strong>Referee\u2019s Reward<\/strong><\/td><\/tr><tr><td>S$2,000<\/td><td rowspan=\"4\">S$20 cash bonus<\/td><td>6 months of fee waivers<\/td><\/tr><tr><td>S$5,000<\/td><td>8 months of fee waivers<\/td><\/tr><tr><td>S$10,000<\/td><td>10 months of fee waivers<\/td><\/tr><tr><td>S$ 50,000<\/td><td>12 months of fee waivers<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p><em>Note: Fee waivers are capped at the first S$50,000 of invested funds.<\/em><\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>For Brokerage:<\/strong><\/h4>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>First One-Time Deposit<\/strong><\/td><td><strong>Referrer\u2019s Reward<\/strong><\/td><td><strong>Referee\u2019s Reward<\/strong><\/td><\/tr><tr><td>S$2,000<\/td><td rowspan=\"4\">S$20 cash bonus<\/td><td>S$20 cash credit<\/td><\/tr><tr><td>S$5,000<\/td><td>S$40 cash credit<\/td><\/tr><tr><td>S$10,000<\/td><td>S$80 cash credit<\/td><\/tr><tr><td>S$ 50,000<\/td><td>S$200 cash credit<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>Eligibility Requirements<\/strong><\/h3>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>For Referrers:<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Must be an existing Syfe user with an active portfolio (min. S$1 invested) in the relevant product category at the time of the referee\u2019s signup and reward disbursement.<\/li>\n\n\n\n<li>Will only receive a reward if the referee successfully completes all referral criteria.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>For Referees:<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Must be new to Syfe defined as a user that has not registered or funded on Syfe before.<\/li>\n\n\n\n<li>Must apply the referral code before funding and meet the minimum funding requirement within the promotion period.<\/li>\n\n\n\n<li>Must maintain the required balance for the full holding period:\n<ul class=\"wp-block-list\">\n<li>30 days for Brokerage<\/li>\n\n\n\n<li>Entire fee waiver period for Managed Portfolios \/ Cash Management<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>Must complete all steps required under the referral program for rewards to be triggered for both parties.<\/li>\n<\/ul>\n\n\n\n<p><em>Note: <\/em><br><br>&#8211; <em>Referrers will only receive their reward after the referee completes all referral criteria, including applying the code, meeting the funding threshold, and maintaining the required balance.<\/em><br>&#8211; Rewards for both the Referrer and Referee are contingent upon <em>both parties<\/em> meeting all the eligibility criteria and requirements. Failure of either party to meet the stated requirements will result in no rewards being issued.<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-default\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"faq\"><strong>Frequently Asked Questions<\/strong><\/h2>\n\n\n\n<div class=\"wp-block-gutena-accordion gutena-accordion-block gutena-accordion-block-604b57-bf is-layout-flow wp-block-accordion-is-layout-flow\" data-single=\"true\">\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><strong>Who can I refer?<\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p>Anyone who is new to Syfe and signs up using your referral code.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><strong>Can I refer more than one friend?<\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p style=\"margin-top:0;margin-bottom:0\">Yes, you can refer as many friends as you like! However, total rewards may be subject to caps. Refer to the full T&amp;Cs for limits.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><strong><strong>What is considered an \u201cactive portfolio\u201d?<\/strong><\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p style=\"margin-top:0;margin-bottom:0\">A portfolio with at least S$1 invested and no pending closure or withdrawal.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><strong><strong><strong><strong><strong><strong><strong><strong><strong>When do the fee waivers start?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p>2\u20133 business days after the qualifying funding requirements are met.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong>&nbsp;How will I receive my cash bonus?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p>Your cash bonus will be automatically credited and invested into your first active portfolio within the same product category (Managed Portfolio or Cash Management). <br><br>If you only hold SRS or Cash+ Guaranteed, a new Cash+ Flexi portfolio will be automatically created for you for the purpose of crediting and investing your cash bonus.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong>My friend forgot to enter my referral code. Can they still apply it?<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p>&nbsp;Yes, your friend can still apply the code as long as it is within 14 days from the initial deposit date.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong>I used my friend\u2019s referral code but did not receive the reward.<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p>This could be because:<\/p>\n\n\n\n<p>1) You entered a referral code when creating your Syfe account but did not make any fund transfers within during the promotion period.<\/p>\n\n\n\n<p>2) You used a referral code outside of the grace period provided. If you did not enter a referral code at the account creation stage, you have 14 days to apply the referral code from the day you make your first investment. E.g. you made your first investment on 1 December and did not use any referral code. You can enter a referral code anytime from 1 December to 14 December to be eligible for the fee waiver.<\/p>\n\n\n\n<p>3) The friend who referred you had less than $1 invested in the same product category as what you signed up for. Please contact&nbsp;support@syfe.com&nbsp;with your referrer\u2019s name and email address to check. Kindly note that Syfe is not responsible for any failures on the part of your referrer to meet the requirements of the Syfe Referral Program.<\/p>\n<\/div><\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel gutena-accordion-block__panel\">\n<div class=\"wp-block-gutena-accordion-panel-title gutena-accordion-block__panel-title\"><div class=\"gutena-accordion-block__panel-title-inner\">\n<h6 class=\"wp-block-heading has-text-align-left\" style=\"margin-top:0px;margin-right:0px;margin-bottom:0px;margin-left:0px\"><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong><strong>I referred a friend but don\u2019t see any reward credited to my portfolio.<\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/strong><\/h6>\n<div class=\"trigger-up-down\"><div class=\"horizontal\"><\/div><div class=\"vertical\"><\/div><\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-gutena-accordion-panel-content gutena-accordion-block__panel-content\"><div class=\"gutena-accordion-block__panel-content-inner\">\n<p>This could be because:<\/p>\n\n\n\n<p>1) Your referred friend has yet to meet the minimum investment. Both you and your friend will receive the referral rewards only after the first fund\u2019s transfer is invested.<\/p>\n\n\n\n<p>2) Your portfolio does not meet the minimum balance requirement. For example, if you currently have $0 invested in Syfe Brokerage, you\u2019ll need to meet the minimum balance of S$1 to be eligible.<\/p>\n\n\n\n<p>3) Your referred friend did not use your referral code. Please note that if your friend has applied a different referral or promo code to create their account, we will not be able to change the code used to your referral code.<\/p>\n<\/div><\/div>\n<\/div>\n<\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"tc\"><strong>Terms &amp; Conditions<\/strong><\/h2>\n\n\n\n<p>The Syfe Referral Program (\u201c<strong>Promotion<\/strong>\u201d) is organised by Syfe Pte. Ltd. (\u201c<strong>Syfe<\/strong>\u201d). By participating in this Promotion, you agree to be bound by these Terms and Conditions, as well as the terms outlined in the client agreement, and to accept Syfe\u2019s decisions regarding all matters related to the Promotion.<\/p>\n\n\n\n<p><strong>1. Promotion Period:<br><\/strong>The period to which individuals can register for the Promotion starts on 26 August 2025, 09:00 SGT (the \u201c<strong>Promotion Period\u201d).<br><br>2. Eligibility:<br><br>Referrer Eligibility<br><br><\/strong>To qualify as a Referrer, you must:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Be an existing Syfe client with an active portfolio (minimum S$1 invested) in the relevant product category (Managed Portfolio, Cash Management, or Brokerage);<\/li>\n\n\n\n<li>Be a legal resident of Singapore;<\/li>\n\n\n\n<li>Be at least 18 years old at the time of participation;<\/li>\n\n\n\n<li>Complete all actions outlined in Section 3.<\/li>\n<\/ul>\n\n\n\n<p><strong>Referee Eligibility<\/strong><strong><br><\/strong><strong><br><\/strong>To qualify as a Referee, the referred individual must:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Be new to Syfe, defined as an individual who has not yet registered for a Syfe account, or has registered but not yet funded any Syfe account;<\/li>\n\n\n\n<li>Be a legal resident of Singapore;<\/li>\n\n\n\n<li>Be at least 18 years old at the time of participation;<\/li>\n\n\n\n<li>Complete all actions outlined in Section 4.<\/li>\n<\/ul>\n\n\n\n<p><strong>3. Qualifying Action for Referrers<\/strong><strong><br><\/strong><strong><br><\/strong>To qualify for the Promotion, an eligible Referrer must:<\/p>\n\n\n\n<ol class=\"wp-block-list\">\n<li>Maintain an active Syfe portfolio (min. S$1 invested) in the same product category that the Referee first funds;<\/li>\n\n\n\n<li>Share their unique referral code with the Referee;<\/li>\n\n\n\n<li>Be active in the relevant portfolio at the time of reward distribution;<\/li>\n\n\n\n<li>Have at least one Referee complete all qualifying criteria listed in Section 4.<\/li>\n<\/ol>\n\n\n\n<p><em>Note: Referrers will only receive the Reward if their Referee also meets all conditions, including the funding requirements and holding period.<\/em> <\/p>\n\n\n\n<p><strong>4. Qualifying Action for Referee:<\/strong><strong><br><\/strong><strong><br><\/strong>To qualify for the Reward, a Referee must:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sign up for a Syfe account and complete the KYC verification process;<\/li>\n\n\n\n<li>Apply the Referrer\u2019s unique referral code during the Promotion Period;<\/li>\n\n\n\n<li>Open either, or both, of the following account types and meet the funding requirements:<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><strong>First One-Time Deposit<\/strong><\/td><td><strong>Managed Portfolio \/ Cash Management<\/strong><\/td><td><strong>Brokerage<\/strong><\/td><\/tr><tr><td>S$2,000<\/td><td>6 months of fee waiver<\/td><td>S$20 cash credit<\/td><\/tr><tr><td>S$5,000<\/td><td>8 months of fee waiver<\/td><td>S$40 cash credit<\/td><\/tr><tr><td>S$10,000<\/td><td>10 months of fee waiver<\/td><td>S$80 cash credit<\/td><\/tr><tr><td>S$50,000<\/td><td>12 months of fee waiver<\/td><td>S$200 cash credit<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Maintain qualifying funds for the entire holding period:\n<ul class=\"wp-block-list\">\n<li>Managed Portfolio \/ Cash Management: Entire fee waiver duration<\/li>\n\n\n\n<li>Brokerage: 30 days from the date of initial funding<\/li>\n<\/ul>\n<\/li>\n<\/ul>\n\n\n\n<p><em>Note: Only Referees who fulfill all the above steps will qualify for the Reward and only then will their Referrer also be eligible.<\/em><\/p>\n\n\n\n<p><strong>5. Funding Period<br><\/strong>The Funding Period starts when the Referee successfully applies the referral code during the Promotion Period and ends 30 days after. To be considered \u201cQualifying Funding\u201d, the Referee\u2019s funds must be received by Syfe within this Funding Period.<br><br><strong>6. Grace Period for Promo Code Application<br><\/strong>Referees who funded their account but forgot to apply the promo code may do so within 14 calendar days of their initial funding date. Participants who fail to apply the promo code within the 14-day grace period acknowledge that the Reward will not be guaranteed, and any request must be submitted to support.sg@syfe.com and will be reviewed on a case-by-case basis.<br><br><strong>7. Rewards<br><br><\/strong>Referrers and Referees who meet all eligibility and qualifying conditions will receive the following rewards based on the account type funded:<\/p>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><tbody><tr><td><\/td><td><strong>Managed Portfolio \/ Cash Management<\/strong><\/td><td><\/td><td><strong>Brokerage<\/strong><\/td><td><\/td><\/tr><tr><td><strong>First One-Time Deposit<\/strong><\/td><td><strong>Referee Reward<\/strong><\/td><td><strong>Referrer Reward<\/strong><\/td><td><strong>Referee Reward<\/strong><\/td><td><strong>Referrer Reward<\/strong><\/td><\/tr><tr><td>S$2,000<\/td><td>6 months of fee waiver<\/td><td>S$20 cash bonus<\/td><td>S$20 cash credit<\/td><td>S$20 cash bonus<\/td><\/tr><tr><td>S$5,000<\/td><td>8 months of fee waiver<\/td><td>S$20 cash bonus<\/td><td>S$40 cash credit<\/td><td>S$20 cash bonus<\/td><\/tr><tr><td>S$10,000<\/td><td>10 months of fee waiver<\/td><td>S$20 cash bonus<\/td><td>S$80 cash credit<\/td><td>S$20 cash bonus<\/td><\/tr><tr><td>S$50,000<\/td><td>12 months of fee waiver<\/td><td>S$20 cash bonus<\/td><td>S$200 cash credit<\/td><td>S$20 cash bonus<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>(collectively, the \u201cReward\u201d).<\/p>\n\n\n\n<p><em>Note:<\/em><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><em>Referees may qualify for rewards from both categories, provided minimum funding requirements for each are met within the promotion period.<\/em><\/li>\n\n\n\n<li><em>Rewards will only be based on the first product category funded for the Referrer.<\/em><\/li>\n\n\n\n<li><em>Rewards for both the Referrer and Referee are contingent upon both parties meeting all the eligibility criteria and requirements outlined in this promotion&#8217;s terms and conditions. Failure of either party to meet the stated requirements will result in no rewards being issued.<\/em><\/li>\n<\/ul>\n\n\n\n<p><strong>Reward Value Cap:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fee Waivers &#8211; Fee waivers apply only to the first S$50,000 of invested funds in Managed Portfolios and\/or Cash Management. Any amount invested beyond this cap will be subject to standard management fees.<\/li>\n<\/ul>\n\n\n\n<p>The Reward is non-transferable and cannot be exchanged for cash or other benefits. Syfe reserves the right, at its sole discretion and for any reason, to substitute or modify the Reward with another item of equal value without prior notice.<\/p>\n\n\n\n<p><strong>Referrals Limit:<\/strong><\/p>\n\n\n\n<p>There is no cap on the number of Referees a Referrer can invite. As long as each Referee fulfils all the conditions outlined in these Terms and Conditions, the Referrer will be eligible to receive the Reward for each successful referral.<\/p>\n\n\n\n<p><strong>8. Holding Period<\/strong><\/p>\n\n\n\n<p>To qualify for the Reward:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Brokerage<\/strong>: Referees must hold their funds for 30 days from the initial funding date on their Syfe account. Transfers or withdrawals made before then may result in disqualification from the Promotion.<\/li>\n\n\n\n<li><strong>Managed Portfolios \/ Cash Management<\/strong>: Funds must remain invested for the entire duration of the fee waiver. Withdrawals or transfers that reduce the value below the initial funded amount will result in suspension and clawback of the fee waiver.<\/li>\n<\/ul>\n\n\n\n<p>Both Referrers and Referees must maintain active accounts in the relevant vertical at the time of reward disbursement.<\/p>\n\n\n\n<p>Syfe reserves the right, at its sole discretion, to disqualify any client it reasonably suspects of fraudulent activity or attempts to game the Promotion, including but not limited to making temporary deposits or withdrawals to meet the minimum balance requirement. In such cases, Syfe may withhold or cancel the Reward and take any other action it deems appropriate.<br><br><strong>9. Reward Distribution<\/strong><\/p>\n\n\n\n<p>Eligible Referrers and Referees will receive their rewards as follows:<\/p>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Cash Bonus<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>The S$20 cash bonus will be automatically credited and invested into the Referrer\u2019s first active portfolio within the same product category (i.e., Managed Portfolio or Cash Management) or Brokerage wallet.<\/li>\n\n\n\n<li>If the Referrer does not have an active portfolio within that category:\n<ul class=\"wp-block-list\">\n<li>The bonus will be credited into another active Syfe portfolio, if available.<\/li>\n\n\n\n<li>If no eligible portfolios exist (e.g. only SRS or Cash+ Guaranteed portfolios are held), a new Cash+ Flexi portfolio will be automatically created for crediting and investing the bonus.<\/li>\n<\/ul>\n<\/li>\n\n\n\n<li>The cash bonus will be credited to the Referrer within 30 calendar days of the Referee fulfilling all eligibility requirements.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Cash Credits<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Cash credit rewards are non-withdrawable and can only be used towards buying US securities within the platform. <\/li>\n\n\n\n<li>Cash credits are not transferable to Syfe Managed Portfolios, nor can \u2018fees waived\u2019 from Managed Portfolios be transferred into Brokerage.<\/li>\n\n\n\n<li>The system will process the cash credits within 7 working days post-requirement completion. Please note that cash credits are credited in USD and will be subject to FX fluctuations.<\/li>\n<\/ul>\n\n\n\n<h4 class=\"wp-block-heading\"><strong>Fee Waivers<\/strong><\/h4>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Fee waivers for Referees will be activated within 2\u20133 business days from the date that the Referee fulfills all eligibility requirements.<\/li>\n\n\n\n<li>Any funds invested before the waiver activation date will incur standard management fees.<\/li>\n\n\n\n<li>To retain the fee waiver, the Referee must maintain their initial investment amount for the entire waiver period.<\/li>\n\n\n\n<li>Any withdrawal or internal transfer that reduces the portfolio below the initial funded amount will result in immediate suspension and clawback of the waived fees.<\/li>\n<\/ul>\n\n\n\n<p><strong>10. Promotion Stackability<\/strong><\/p>\n\n\n\n<p>Unless expressly stated in the terms of other ongoing promotions, this Promotion cannot be combined with any other offers, promotions, or promo codes.<br><br>Clients who have already registered for a non-combinable promotion and wish to participate in this Promotion must submit a change request ticket to Syfe\u2019s customer service team at support.sg@syfe.com.&nbsp;<\/p>\n\n\n\n<p>All such requests will be reviewed and approved at Syfe\u2019s sole discretion on a case-by-case basis.<\/p>\n\n\n\n<p><strong>11. Currency<br><\/strong>All amounts stated are in Singapore Dollars (SGD).<br><br><strong>12. Collection of Personal Information<br><\/strong>By participating, clients consent to Syfe collecting and using their personal information for this Promotion and marketing purposes, in accordance with<a href=\"https:\/\/www.syfe.com\/legal\"> Syfe\u2019s Privacy Policy<\/a>. You may opt out of marketing communication at any time. Any questions regarding Syfe\u2019s Privacy Policy or treatment of your personal information should be directed to support.sg@syfe.com.<br><br><strong>13<\/strong>. <strong>Limitation of Liability &amp; Release<br><\/strong>By participating, clients assume all risk of loss or any other damages that may arise in connection with their participation in the Promotion. Without limiting the foregoing, client hereby:(a) forever releases and discharges Syfe and its parent companies, subsidiaries, affiliates, related and associated entities and employees, directors, officers, suppliers, agents, sponsors and administrators of each (collectively, the \u201c<strong>Releasees<\/strong>\u201d), from and against any and all claims, actions, costs, liabilities, judgments, damages, obligations, losses, penalties, and expenses of any kind or nature whatsoever (including legal fees) (collectively, the \u201c<strong>Claims<\/strong>\u201d) in any way arising directly or indirectly out of any injury, loss, or damage that Client may suffer as a result of, or in connection with the participation in the Promotion or any promotion-related activity, including the use of the Reward; and (b) indemnifies, defends and holds harmless the Releasees from and against any and all damages, loss and expenses, including legal fees, which may be suffered directly or indirectly by reason of the Client\u2019s own negligence or wilful misconduct during or in connection with the participation in the Promotion.<br><br><strong>14. Reservation of Rights<br><\/strong>Syfe reserves the right to amend, withdraw, or restrict the promotion at any time without notice, including in cases of suspected fraudulent or abusive behaviour, gaming of the system, inappropriate, offensive, or derogatory language or information, or a violation of these terms.\u00a0 Syfe is the sole arbiter of these rules and any related issues, and may take any action it deems appropriate, including removing promotions.<br><br><strong>15. General &amp; Disclaimers<\/strong><br>In the event of any inconsistency between these Terms and Conditions and any advertising, promotional, publicity, and other materials relating to or in connection with this promotion, these Terms and Conditions shall prevail.<\/p>\n\n\n\n<p>This content is intended solely to provide general information only and does not constitute an offer, solicitation, or recommendation for the purchase or sale of securities, futures, or any investment products. Investments carry risks, including the risk of losing all of the invested amount. This promotion does not take into account your personal investment objectives, financial situation, or financial needs.Syfe makes no representations or warranties regarding the accuracy or suitability of any information provided. You should carefully consider whether any investment views, products, or services are appropriate given your circumstances, and seek independent financial advice through a financial advisor or the Syfe platform and independent legal, accounting, regulatory, or tax advice, where appropriate and\/or necessary.<\/p>\n\n\n\n<p>This content is directed solely at and restricted (as applicable and as appropriate) to individuals resident in or entities having a place of business or operations in Singapore. Syfe makes no representation that the material and information contained herein are appropriate or available for use in other locations\/ jurisdictions.<\/p>\n\n\n\n<p>No warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of you acting based on this information.<\/p>\n\n\n\n<p>Syfe Pte Ltd. is a digital investment platform licensed by the Monetary Authority of Singapore. Full disclaimers and terms &amp; conditions are available at<a href=\"http:\/\/www.syfe.com\/\"> www.syfe.com<\/a>.<\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Updated as of 26 August 2025 Table of Contents Invite Friends, Get Rewarded Starting 26 August 2025, 09:00 SGT, refer your friends to invest with Syfe and both of you can earn exclusive rewards \u2014 including cash bonuses and fee waivers! Here&#8217;s how it works: Note: Your friend must apply your unique referral code before [&hellip;]<\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[1],"tags":[],"class_list":{"0":"post-25149","1":"post","2":"type-post","3":"status-publish","4":"format-standard","6":"category-default"},"acf":{"readingTime":"","authorName":"","authorThumbnail":false,"BLUE_TIER":"0","BLACK_TIER":"0","GOLD_TIER":"0","PRIVATE_WEALTH_TIER":"0","PRE_AML":"0","POST_AML":"0","NO_GLOBAL_PORTFOLIO":"0","NO_REITS_PORTFOLIO":"0","NO_EQUITY_PORTFOLIO":"0","NO_CASH_PORTFOLIO":"0","HAS_ADVISOR":"0","INVESTMENT_PORTFOLIO_AUM":"0","AFTER_AML_DATE":"","AFTER_ACCOUNT_CREATED_DATE":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Syfe Referral Program | Invite a Friend and Earn S$20 Cash Bonus - Connect<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.syfe.com\/magazine\/syfe-referral-program-invite-a-friend-and-earn-s20-cash-bonus\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Syfe Referral Program | Invite a Friend and Earn S$20 Cash Bonus\" \/>\n<meta property=\"og:description\" content=\"Updated as of 26 August 2025 Table of Contents Referral Program Overview How to Refer a Friend Reward Tiers &amp; Conditions FAQs Terms &amp; Conditions\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.syfe.com\/magazine\/syfe-referral-program-invite-a-friend-and-earn-s20-cash-bonus\/\" \/>\n<meta property=\"og:site_name\" content=\"Connect\" \/>\n<meta property=\"article:published_time\" content=\"2025-08-26T06:08:13+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-08-26T06:08:34+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-Here-It-Works-7-scaled.png\" \/>\n\t<meta property=\"og:image:width\" content=\"2560\" \/>\n\t<meta property=\"og:image:height\" content=\"827\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/png\" \/>\n<meta name=\"author\" content=\"Syfe Singapore\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Syfe Singapore\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"14 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.syfe.com\/magazine\/syfe-referral-program-invite-a-friend-and-earn-s20-cash-bonus\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.syfe.com\/magazine\/syfe-referral-program-invite-a-friend-and-earn-s20-cash-bonus\/\"},\"author\":{\"name\":\"Syfe Singapore\",\"@id\":\"https:\/\/www.syfe.com\/magazine\/#\/schema\/person\/8d955bc4210538fdf152e7e66c4b943c\"},\"headline\":\"Syfe Referral Program | Invite a Friend and Earn S$20 Cash Bonus\",\"datePublished\":\"2025-08-26T06:08:13+00:00\",\"dateModified\":\"2025-08-26T06:08:34+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.syfe.com\/magazine\/syfe-referral-program-invite-a-friend-and-earn-s20-cash-bonus\/\"},\"wordCount\":2911,\"publisher\":{\"@id\":\"https:\/\/www.syfe.com\/magazine\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.syfe.com\/magazine\/syfe-referral-program-invite-a-friend-and-earn-s20-cash-bonus\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/08\/Referrals-Here-It-Works-7-1024x331.png\",\"articleSection\":[\"default\"],\"inLanguage\":\"en-US\",\"copyrightYear\":\"2025\",\"copyrightHolder\":{\"@id\":\"https:\/\/www.syfe.com\/magazine\/#organization\"}},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.syfe.com\/magazine\/syfe-referral-program-invite-a-friend-and-earn-s20-cash-bonus\/\",\"url\":\"https:\/\/www.syfe.com\/magazine\/syfe-referral-program-invite-a-friend-and-earn-s20-cash-bonus\/\",\"name\":\"Syfe Referral Program | Invite a Friend and Earn S$20 Cash Bonus - 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