{"id":26594,"date":"2025-12-04T17:53:32","date_gmt":"2025-12-04T09:53:32","guid":{"rendered":"https:\/\/www.syfe.com\/magazine\/?p=26594"},"modified":"2025-12-08T15:40:01","modified_gmt":"2025-12-08T07:40:01","slug":"how-to-reduce-property-tax-in-singapore","status":"publish","type":"post","link":"https:\/\/www.syfe.com\/magazine\/how-to-reduce-property-tax-in-singapore\/","title":{"rendered":"How to Reduce Property Tax in Singapore"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">Property taxes have climbed sharply in recent years, squeezing rental yields and prompting many landlords to rethink their approach to wealth-building. Here are some practical ways to reduce property tax in Singapore\u2014legally and strategically.<\/h3>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" data-attachment-id=\"26601\" data-permalink=\"https:\/\/www.syfe.com\/magazine\/how-to-reduce-property-tax-in-singapore\/how-to-cut-property-tax-landscape\/\" data-orig-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/How-to-cut-property-tax-Landscape.png\" data-orig-size=\"2048,1365\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"How to cut property tax Landscape\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/How-to-cut-property-tax-Landscape-300x200.png\" data-large-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/How-to-cut-property-tax-Landscape-1024x683.png\" src=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/How-to-cut-property-tax-Landscape-1024x683.png\" alt=\"\" class=\"wp-image-26601\" srcset=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/How-to-cut-property-tax-Landscape-1024x683.png 1024w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/How-to-cut-property-tax-Landscape-300x200.png 300w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/How-to-cut-property-tax-Landscape-768x512.png 768w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/How-to-cut-property-tax-Landscape-1536x1024.png 1536w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/How-to-cut-property-tax-Landscape-630x420.png 630w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/How-to-cut-property-tax-Landscape-696x464.png 696w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/How-to-cut-property-tax-Landscape-1068x712.png 1068w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/How-to-cut-property-tax-Landscape-1920x1280.png 1920w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/How-to-cut-property-tax-Landscape.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>As announced on 28 November 2025, the Government will provide a one-off Property Tax (PT) rebate of 15% for Owner-Occupied HDB flats, and 10%, capped at S$500, for Owner-Occupied private residential properties in 2026. This will help to cushion PT increases for Singaporeans, amidst a moderating residential rental market with modest increases in market rents. &nbsp;<\/p>\n\n\n\n<p>Singapore\u2019s residential property tax regime has become an increasingly important consideration for homeowners and landlords. With property values rising and progressive tax bands tightening, many property investors are finding that a significant portion of their rental income is being eroded quickly.<\/p>\n\n\n\n<p>Between owner-occupied and non-owner-occupied rates, the jump can be drastic: rental properties are taxed at higher progressive rates, which means every additional dollar of Annual Value (AV) can push landlords into higher tax brackets.&nbsp;<\/p>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"1002\" height=\"588\" data-attachment-id=\"26595\" data-permalink=\"https:\/\/www.syfe.com\/magazine\/how-to-reduce-property-tax-in-singapore\/image-188\/\" data-orig-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image.png\" data-orig-size=\"1002,588\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-300x176.png\" data-large-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image.png\" src=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image.png\" alt=\"\" class=\"wp-image-26595\" srcset=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image.png 1002w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-300x176.png 300w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-768x451.png 768w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-716x420.png 716w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-696x408.png 696w\" sizes=\"auto, (max-width: 1002px) 100vw, 1002px\" \/><figcaption class=\"wp-element-caption\"><em>Source: CNA, 2024<\/em><\/figcaption><\/figure>\n\n\n\n<p>This has led many to search for legitimate ways to lower their tax liability\u2014or rethink their income strategy altogether.<\/p>\n\n\n\n<p>The good news? There are several legal approaches to reduce property tax, improve your net yield, and optimise your portfolio for long-term passive income.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">1. Ensure Your Property\u2019s Annual Value (AV) Is Accurately Assessed<\/h3>\n\n\n\n<p>The foundation of your property tax is the Annual Value (AV), which IRAS updates based on market rental data. If your AV is overstated, you could be paying more tax than necessary.<\/p>\n\n\n\n<p><strong>What you can do<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Review your AV whenever IRAS sends a notice of revision\u2014this happens annually or when market conditions shift.<\/li>\n\n\n\n<li>Compare your AV against similar nearby units (size, age, condition, amenities).<\/li>\n\n\n\n<li>File an objection if the AV seems inflated.<strong><br><\/strong>You\u2019ll need supporting rental evidence, valuation data, or market listings that demonstrate lower achievable rents.<\/li>\n<\/ul>\n\n\n\n<p>A lower AV reduces your bill immediately since property tax is directly tied to AV. For landlord units, this may result in meaningful savings given steep progressive rates.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">2. Occupy Your Property (Even Part-Time) If Possible<\/h3>\n\n\n\n<p>Owner-occupied properties are taxed at significantly lower progressive rates compared with non-owner-occupied properties. If you own multiple properties or plan to use a property for personal purposes, declaring it as owner-occupied can reduce your property tax liability.<\/p>\n\n\n\n<p>IRAS defines owner-occupation as the property being genuinely occupied by the owner or the owner\u2019s immediate family\u00a0(spouse, children, or parents). Temporary or part-time occupancy may qualify only if the property is genuinely used as a residence in line with IRAS rules. Misrepresenting occupancy is an offence and may result in penalties.<\/p>\n\n\n\n<p><strong>Strategies to consider<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Move into your investment property temporarily if your current home is smaller or lower in value (provided the move is genuine).<\/li>\n\n\n\n<li>Nominate only one property as owner-occupied\u2014your highest AV unit usually provides the biggest tax savings.<\/li>\n\n\n\n<li>If you\u2019re renovating your primary home, declare temporary owner-occupation for another property if eligibility criteria are met.<\/li>\n\n\n\n<li>Ensure that all claims of temporary owner-occupation are supported by evidence of genuine residence (e.g., personal belongings, utility bills, or other proof of use).<\/li>\n<\/ul>\n\n\n\n<p>Important note: You must genuinely occupy the property as per IRAS rules; false declarations are an offence and can incur fines or penalties.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">3. Maximise Property Maintenance to Reflect True Market Rent<\/h3>\n\n\n\n<p>The condition of your property can influence the&nbsp;<strong>market rent<\/strong>&nbsp;it can realistically achieve, which is what IRAS considers when determining Annual Value (AV). Well-maintained units may command higher rents, while older or less-upgraded units may achieve lower rents.<\/p>\n\n\n\n<p>This means that AV naturally reflects the property\u2019s condition and appeal to tenants. If your unit is undergoing renovations, repairs, or is in visibly moderate condition, this can support a lower AV. For example, units with dated fittings or older infrastructure typically earn lower rent, while non-renovated properties often achieve lower rental valuations\u2014even if well-located. <\/p>\n\n\n\n<p>You should focus on maintaining your property appropriately for tenant comfort and safety, rather than attempting to intentionally degrade it to reduce tax. AV is based on\u00a0what the property could reasonably rent for in the open market. IRAS will consider condition as it affects achievable rent, but intentional downgrading or misrepresentation is not permissible. However, if you\u2019re planning to rent out an older unit, you may request IRAS to consider its condition in the AV assessment.<\/p>\n\n\n\n<p><strong>Strategies to consider<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Keep records of any renovations, repairs, or temporary limitations that may legitimately affect rental value.<\/li>\n\n\n\n<li>When reviewing or objecting to AV, provide accurate evidence of the property\u2019s condition as part of market comparables.<\/li>\n<\/ul>\n\n\n\n<h3 class=\"wp-block-heading\">4. Time Your Leasing Decisions Strategically<\/h3>\n\n\n\n<p>Rental markets fluctuate throughout the year, and timing your leases can matter for cash flow and occupancy risk. For example, signing a longer lease can lock in stable rental income during a soft market, while waiting to lease during a recovery can yield higher contractual rent when demand returns. However, Annual Value (AV) used for property tax is based on the market rent the property could reasonably obtain, not solely the rent stated in a particular lease. In practice this means IRAS will look at prevailing market evidence (comparable rents, property condition and location, etc.) when valuing a property.<\/p>\n\n\n\n<p>If you believe your AV is incorrect after a significant change in market conditions or tenancy, keep clear documentation (comparables, tenant agreements, evidence of building condition or vacancy) and consider seeking specialist tax\/property advice to address valuation concerns, not simply adjusting lease start dates or contract lengths.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">5. Divide Ownership Across Multiple Owners (Where Appropriate)<\/h3>\n\n\n\n<p>Property tax is based on the property\u2014not the owner\u2014so splitting ownership doesn\u2019t change the tax itself. However, shared ownership can change how you structure rental income, estate planning, and cost-sharing, indirectly reducing the financial stress of property tax.<\/p>\n\n\n\n<p>This is relevant for:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Couples planning long-term rental income<\/li>\n\n\n\n<li>Families pooling funds for investment properties<\/li>\n\n\n\n<li>Co-owning siblings or business partners<\/li>\n<\/ul>\n\n\n\n<p>While this doesn\u2019t reduce the tax payable, it can ease cashflow and improve financial planning.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">6. Reassess Whether Physical Property Is Still the Best Income Vehicle<\/h3>\n\n\n\n<p>The most effective way to reduce property tax may be to reduce your reliance on physical property altogether.<\/p>\n\n\n\n<p>Property tax, maintenance, furniture costs, vacancy risk, and rising mortgage rates mean net rental yields can shrink quickly.<\/p>\n\n\n\n<p>Many Singapore investors now ask, \u201cWhy chase 2\u20133% net rental yield when I can earn similar or higher passive income without paying property tax?\u201d<\/p>\n\n\n\n<p>That\u2019s where market-based passive-income strategies come in.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Tax-Efficient Passive Income Through REITs and Bond Portfolios<\/h2>\n\n\n\n<h3 class=\"wp-block-heading\">7. Generate Property-Linked Income\u2014Without Paying Property Tax\u2014Through REITs<\/h3>\n\n\n\n<p>Real Estate Investment Trusts (REITs) let you earn income from diversified portfolios of commercial, industrial, hospitality, and retail properties\u2014without owning or maintaining physical assets.<\/p>\n\n\n\n<p><strong>Why this reduces your tax burden:<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>You don\u2019t pay property tax on the REITs you own.<\/li>\n\n\n\n<li>REITs distribute up to 90% of rental income in the form of dividends.<\/li>\n\n\n\n<li>No renovation or tenant management costs.<\/li>\n\n\n\n<li>You gain diversified property exposure\u2014across hundreds of tenants.<\/li>\n<\/ul>\n\n\n\n<p>Syfe\u2019s <strong>REIT+ portfolio<\/strong> simplifies this further by tracking and optimising Singapore\u2019s top REITs, giving you stable yield potential with low fees and no landlord headaches.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">8. Build Predictable Income Through Bond-Focused Portfolios<\/h3>\n\n\n\n<p>If your goal is steady, lower-volatility income, physical property is no longer the only solution. Bond portfolios provide regular coupon payouts, diversify away from real-estate risks, and avoid property-related levies.<\/p>\n\n\n\n<p>Syfe\u2019s <strong>Income+ portfolios<\/strong>, powered by PIMCO, are designed to deliver monthly payouts with diversified global fixed-income exposure\u2014again, without property tax or maintenance costs.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">9. Pair REITs and Bond Income for a Balanced, High-Efficiency Passive Income Plan<\/h3>\n\n\n\n<p>A hybrid approach\u2014combining property-linked yield (REITs) and stable bond income\u2014can deliver:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>More consistent returns<\/li>\n\n\n\n<li>Lower costs<\/li>\n\n\n\n<li>Zero property tax<\/li>\n\n\n\n<li>High liquidity<\/li>\n\n\n\n<li>No tenant or regulatory issues<\/li>\n\n\n\n<li>Less exposure to interest rate volatility compared to property loans<\/li>\n<\/ul>\n\n\n\n<p>This approach helps investors build passive income without locking capital into one illiquid asset or absorbing hefty tax burdens.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Reducing Property Tax Starts With Smarter Financial Strategy<\/h2>\n\n\n\n<p>Property tax in Singapore is unavoidable if you own physical property, but it is manageable. By ensuring your AV is fair, planning your occupancy properly, timing leases strategically, and understanding how IRAS evaluates your property, you can potentially lower your tax bill.<\/p>\n\n\n\n<p>But beyond the tactical steps, many investors are now realising something bigger:<\/p>\n\n\n\n<p><strong>You don\u2019t need to rely on physical property to earn dependable passive income.<\/strong><\/p>\n\n\n\n<p>With options like REITs and bond-based income portfolios, you can tap into property-linked cash flows and monthly income\u2014without having to deal with renovation bills, vacancies, or increasing tax levies.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Build Tax-Efficient Passive Income With Syfe<\/h2>\n\n\n\n<p>Looking to grow income without dealing with property taxes? Syfe\u2019s income-generating portfolios like <a href=\"https:\/\/www.syfe.com\/income-plus\"><strong>Income+<\/strong><\/a> and <a href=\"https:\/\/www.syfe.com\/reit-plus\"><strong>REIT+<\/strong><\/a> offer a way to consistently earn income through bond funds and real estate investment trusts.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Income+<\/h3>\n\n\n\n<p><a href=\"https:\/\/www.syfe.com\/income-plus\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>Income+<\/strong><\/a> is a professionally managed, globally diversified bond portfolio designed to generate passive income. It offers two main options, Preserve and Enhance, to cater to different risk appetites, providing regular monthly payouts with no lock-in periods, minimum balance required, or withdrawal penalties.<\/p>\n\n\n\n<p>The portfolio is powered by actively managed funds from PIMCO and comprises SGD-hedged, investment-grade funds. It provides a distribution yield (i.e. monthly payout) of 5.0%-5.5% for Preserve and 5.5%-6.0% for Enhance, and a yield-to-maturity of 6.1%-6.4%.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"346\" data-attachment-id=\"26596\" data-permalink=\"https:\/\/www.syfe.com\/magazine\/how-to-reduce-property-tax-in-singapore\/image-189\/\" data-orig-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-1.png\" data-orig-size=\"1996,674\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-1-300x101.png\" data-large-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-1-1024x346.png\" src=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-1-1024x346.png\" alt=\"\" class=\"wp-image-26596\" srcset=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-1-1024x346.png 1024w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-1-300x101.png 300w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-1-768x259.png 768w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-1-1536x519.png 1536w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-1-1244x420.png 1244w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-1-696x235.png 696w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-1-1068x361.png 1068w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-1-1920x648.png 1920w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-1.png 1996w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-round\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/www.syfe.com\/income-plus\" style=\"background-color:#263159\" target=\"_blank\" rel=\"noreferrer noopener\">Explore Income+<\/a><\/div>\n<\/div>\n\n\n\n<h3 class=\"wp-block-heading\">REIT+&nbsp;&nbsp;<\/h3>\n\n\n\n<p>Comprising the top 20 S-REITs (SGD-denominated) and offering broad exposure across key property sectors, the <a href=\"https:\/\/www.syfe.com\/reit-plus\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>REIT+<\/strong><\/a> portfolio is professionally managed and mirrors the iEdge S-REITs leader index. It is optimised based on liquidity and market cap, with automatic reinvestment of dividends.<\/p>\n\n\n\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"350\" data-attachment-id=\"26597\" data-permalink=\"https:\/\/www.syfe.com\/magazine\/how-to-reduce-property-tax-in-singapore\/image-190\/\" data-orig-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-2.png\" data-orig-size=\"2048,699\" data-comments-opened=\"0\" data-image-meta=\"{&quot;aperture&quot;:&quot;0&quot;,&quot;credit&quot;:&quot;&quot;,&quot;camera&quot;:&quot;&quot;,&quot;caption&quot;:&quot;&quot;,&quot;created_timestamp&quot;:&quot;0&quot;,&quot;copyright&quot;:&quot;&quot;,&quot;focal_length&quot;:&quot;0&quot;,&quot;iso&quot;:&quot;0&quot;,&quot;shutter_speed&quot;:&quot;0&quot;,&quot;title&quot;:&quot;&quot;,&quot;orientation&quot;:&quot;0&quot;}\" data-image-title=\"image\" data-image-description=\"\" data-image-caption=\"\" data-medium-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-2-300x102.png\" data-large-file=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-2-1024x350.png\" src=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-2-1024x350.png\" alt=\"\" class=\"wp-image-26597\" srcset=\"https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-2-1024x350.png 1024w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-2-300x102.png 300w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-2-768x262.png 768w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-2-1536x524.png 1536w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-2-1231x420.png 1231w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-2-696x238.png 696w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-2-1068x365.png 1068w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-2-1920x655.png 1920w, https:\/\/www.syfe.com\/magazine\/wp-content\/uploads\/2025\/12\/image-2.png 2048w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p>Currently, <a href=\"https:\/\/www.syfe.com\/reit-plus\"><strong>Syfe\u2019s REIT+ (100% REITs) portfolio<\/strong><\/a> offers an estimated dividend yield of 5.38% p.a., well above other yield-generating instruments, such as 10-year Singapore government bonds, which has a yield of 2.01%.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button is-style-round\"><a class=\"wp-block-button__link has-background wp-element-button\" href=\"https:\/\/www.syfe.com\/reit-plus\" style=\"background-color:#263159\" target=\"_blank\" rel=\"noreferrer noopener\">Explore REIT+<\/a><\/div>\n<\/div>\n\n\n\n<p>Start building smarter, more efficient passive income today\u2014without the tax burden of physical property.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">Read More:<\/h3>\n\n\n\n<ul class=\"wp-block-list\">\n<li><a href=\"https:\/\/www.syfe.com\/magazine\/property-vs-equities-why-singaporeans-prefer-real-estate-what-investors-should-focus-on\/\" target=\"_blank\" rel=\"noreferrer noopener\">Property vs. Equities: Why Singaporeans Still Prefer Real Estate \u2014 And What Investors Should Focus On<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.syfe.com\/magazine\/how-to-pick-resilient-reits-in-singapore-property-market-recovery\/\" target=\"_blank\" rel=\"noreferrer noopener\">How to Pick Resilient REITs in Singapore\u2019s Property Market Recovery<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.syfe.com\/magazine\/common-passive-income-mistakes-singaporeans-make-how-to-avoid-them\/\" target=\"_blank\" rel=\"noreferrer noopener\">Common Passive Income Mistakes Singaporeans Make \u2014 and How to Avoid Them<\/a><\/li>\n\n\n\n<li><a href=\"https:\/\/www.syfe.com\/magazine\/mortgage-loan-singapore-guide\/\" target=\"_blank\" rel=\"noreferrer noopener\">Mortgage Loan Singapore Guide: How to Choose, Apply, and Plan Your Finances<\/a><\/li>\n<\/ul>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Property taxes have climbed sharply in recent years, squeezing rental yields and prompting many landlords to rethink their approach to wealth-building. Here are some practical ways to reduce property tax in Singapore\u2014legally and strategically.<\/p>\n","protected":false},"author":3,"featured_media":26600,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[287,290],"tags":[203,768,1053],"class_list":{"0":"post-26594","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-investing-basics","8":"category-personal-finance","9":"tag-passive-income","10":"tag-personal-finance","11":"tag-property-tax"},"acf":{"readingTime":"","authorName":"","authorThumbnail":false,"BLUE_TIER":"0","BLACK_TIER":"0","GOLD_TIER":"0","PRIVATE_WEALTH_TIER":"0","PRE_AML":"0","POST_AML":"0","NO_GLOBAL_PORTFOLIO":"0","NO_REITS_PORTFOLIO":"0","NO_EQUITY_PORTFOLIO":"0","NO_CASH_PORTFOLIO":"0","HAS_ADVISOR":"0","INVESTMENT_PORTFOLIO_AUM":"0","AFTER_AML_DATE":"","AFTER_ACCOUNT_CREATED_DATE":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v27.1 (Yoast SEO v27.1.1) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>How to Reduce Property Tax in Singapore - Connect<\/title>\n<meta name=\"description\" content=\"Property taxes have climbed sharply in recent years. 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