{"id":2806,"date":"2025-11-06T17:19:30","date_gmt":"2025-11-06T09:19:30","guid":{"rendered":"https:\/\/www.syfe.com\/magazine\/?p=2806"},"modified":"2025-11-06T17:19:32","modified_gmt":"2025-11-06T09:19:32","slug":"is-a-core-growth-portfolio-right-for-you","status":"publish","type":"post","link":"https:\/\/www.syfe.com\/magazine\/is-a-core-growth-portfolio-right-for-you\/","title":{"rendered":"Is the Core Growth Portfolio Right For You?"},"content":{"rendered":"\n
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Are you someone who favours a high-risk, high-reward approach to investing? A growth-oriented investment strategy may describe your investing style.<\/p>\n\n\n\n

The building blocks of a growth portfolio <\/strong><\/h2>\n\n\n\n

A growth portfolio is one that\u2019s predominantly invested in equities, with a smaller allocation to bonds and commodities for diversification. Historically, stocks have delivered higher returns than bonds. As such, a larger allocation to equities tends to help maximise your return potential.<\/p>\n\n\n\n

However, this also means that you need to be comfortable with the fact that your portfolio can experience large fluctuations during a market downturn. <\/p>\n\n\n\n

Are you confident that you won\u2019t panic and sell even if markets drop significantly? Do you intend to stay invested for the long term?<\/p>\n\n\n\n

If you answered \u201cyes\u201d to the previous questions, a growth portfolio could meet your investment needs if your goal is to generate higher returns over the long-term.<\/p>\n\n\n\n

For instance, you may be working towards a long term goal of early retirement. You want to grow your wealth as much as you can during this period, and are comfortable with large fluctuations in your portfolio. If need be, you have the flexibility to push back on your investment timeline as well. (Generally, the longer your time horizon, the more investment risks you can take.)<\/p>\n\n\n\n

A look at the new Syfe Core Growth portfolio<\/strong><\/h2>\n\n\n\n

If you\u2019re looking for a growth portfolio, Syfe\u2019s newest Core Growth portfolio could be an option. Giving you access to invest in technology stocks, healthcare stocks and many more fast-growing sectors<\/a>, Core Growth is designed for investors seeking to maximise the risk-adjusted returns of their portfolio over the long haul, and who are comfortable with short-term market volatility.<\/p>\n\n\n\n

Here\u2019s a look at its asset allocation and geographical exposure<\/p>\n\n\n\n

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Core Growth Snapshot: Updated as of 31 October2025<\/em><\/figcaption><\/figure>\n\n\n\n

About 70% of the Core Growth portfolio is invested in equities via quality exchange-traded funds (ETFs) that include the following. <\/p>\n\n\n\n

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Snapshot of the Core Growth ETFs<\/em><\/figcaption><\/figure>\n\n\n\n

The Core Growth portfolio provides exposure to over 5,400 different companies from a diversified range of sectors around the world through its equity exposure. You\u2019re invested in companies such as NVIDIA, Apple, Microsoft, Tesla, and Tencent Holdings.\u00a0<\/p>\n\n\n\n

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The stocks in your Core Growth portfolio<\/em><\/figcaption><\/figure>\n\n\n\n

Enhanced Factor Exposure\u00a0<\/strong><\/h2>\n\n\n\n

What sets the Core Growth portfolio apart from others is its Smart Beta strategy. <\/p>\n\n\n\n

Syfe\u2019s Smart Beta strategy tilts the Core Growth portfolio towards three classical factors: value, quality, and size. These factors have been selected to generate better risk-adjusted returns.<\/p>\n\n\n\n

Read More: A Smarter Factor Investing Strategy You Can Get Behind<\/strong><\/a><\/p>\n\n\n\n

To capture the benefits of these historically proven factors, we use the Dimensional U.S. Targeted Value ETF (DFAT)<\/strong> for comprehensive exposure to Size, Value, and Quality factors, while the VanEck Morningstar Wide Moat ETF (MOAT)<\/strong> and Dimensional U.S. High Profitability ETF (DUHP)<\/strong> together enhance the portfolio\u2019s focus on Quality and Profitability. We also use the Xtrackers S&P 500\u00ae Equal Weight UCITS ETF (XDEW)<\/strong> to increase your portfolio\u2019s exposure to Size while benefiting from its tax-efficient UCITS structure.<\/p>\n\n\n\n

Read More: Understanding Our Core Portfolio Strategy<\/strong><\/a><\/p>\n\n\n\n

Historical performance<\/strong><\/h2>\n\n\n\n

The Core Growth portfolio aims to maximise long-term risk-adjusted returns. With an 8-year annualised return of 8.48%<\/strong>, it has also outperformed its S&P Target Risk Growth benchmark to date.\u00a0<\/p>\n\n\n\n

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Annualised Returns<\/strong><\/td>Core Growth<\/strong><\/td>S&P Target Risk Growth<\/strong><\/td><\/tr>
Last 1 yr<\/td>13.33%<\/td>12.15%<\/td><\/tr>
Last 5 yrs<\/td>7.98%<\/td>7.18%<\/td><\/tr>
Last 8 yrs<\/td>8.48%<\/td>6.83%<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n

Source: Syfe internal backtested data, as of 31 October 2025. Past returns are not a guarantee for future performance<\/em><\/p>\n\n\n\n

Managed for you <\/strong><\/h2>\n\n\n\n

As with all Syfe portfolios, we\u2019ll do the heavy lifting for your Core Growth portfolio so you don\u2019t have to. This includes consistent monitoring, automatically reinvesting your dividends, and rebalancing your portfolio twice a year.<\/p>\n\n\n\n

The rebalancing is carried out in line with our focus on maximizing portfolio risk-adjusted returns, with asset allocation informed by our risk budgeting process and an optimized exposure to Smart Beta factors. <\/p>\n\n\n\n

Along the way, you\u2019ll be able to see how your portfolio is performing on your Syfe dashboard and make adjustments to your investment plan to keep on track with your goals.<\/p>\n\n\n\n

Built for regular investing<\/strong><\/h2>\n\n\n\n

Investing regularly, also known as dollar-cost averaging<\/a>, is key to growing wealth over time. With your Core Growth portfolio, you can invest any amount you prefer and thereafter, set up a recurring bank transfer to invest on a regular basis.\u00a0<\/p>\n\n\n\n

Think of it as a regular savings plan (RSP) but with absolutely no minimum investment amount or sales charge per transaction. In fact, Syfe absorbs all brokerage commissions, making the Core Growth portfolio more cost efficient than investing in the underlying ETFs on your own. <\/p>\n\n\n\n

Overall, investors only pay a low fee starting from 0.25% per year<\/a> for our services in managing their Syfe investments.\u00a0<\/p>\n\n\n\n

Getting started <\/strong><\/h2>\n\n\n\n

If you\u2019re new to Syfe, create your Core Growth portfolio by signing up here<\/a>. Our wealth experts<\/a> are also on hand to help you decide which portfolio type is right for you.\u00a0<\/p>\n\n\n\n

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Meanwhile, Syfe customers can add the new Core Growth portfolio by clicking the \u201cAdd Portfolio\u201d button on their Syfe account dashboard.\u00a0Need help? Check out our Knowledge Centre<\/a> for frequently asked questions about Syfe Core.<\/p>\n\n\n\n

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Explore Core portfolios<\/a><\/div>\n<\/div>\n\n\n\n

Read More:<\/h3>\n\n\n\n