Over 100,000+ investors trust Syfe to
grow their wealth
Income Portfolios
Designed to optimise yield and deliver regular monthly payouts.
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Low Risk
Income+ Preserve
Steady income with capital preservation4.0-4.5% p.a.
Monthly payout
Moderately low Risk
Income+ Enhance
Higher income with capital appreciation5.5-6.0% p.a.
Monthly payout
Low Risk
Income+ Preserve
Steady income with capital preservation4.0-4.5% p.a.
Monthly payout
Moderately low Risk
Income+ Enhance
Higher income with capital appreciation5.5-6.0% p.a.
Monthly payout
Low Risk
Income+ Preserve
Steady income with capital preservation4.0-4.5% p.a.
Monthly payout
Moderately low Risk
Income+ Enhance
Higher income with capital appreciation5.5-6.0% p.a.
Monthly payout
Invest with the Core-Satellite strategy
Core-Satellite investing is a simple yet powerful way to grow your wealth.
Core Portfolios
Globally diversified portfolios designed to meet your essential financial goals.
High Risk
Core Equity100
Popular
10.87%
Avg ann return (8Y)
Moderately high Risk
Core Growth
Stocks-focused with risk adjusted return8.13%
Avg ann return (8Y)
High Risk
Core Equity100
Popular
10.87%
Avg ann return (8Y)
Moderately high Risk
Core Growth
Stocks-focused with risk adjusted return8.13%
Avg ann return (8Y)
Moderately low Risk
Core Balanced
Optimised asset allocation balancing risk and return4.63%
Avg ann return (8Y)
Low Risk
Core Defensive
Bonds-focused stable and steady3.07%
Avg ann return (8Y)
High Risk
Core Equity100
Popular
10.87%
Avg ann return (8Y)
Moderately high Risk
Core Growth
Stocks-focused with risk adjusted return8.13%
Avg ann return (8Y)
Moderately low Risk
Core Balanced
Optimised asset allocation balancing risk and return4.63%
Avg ann return (8Y)
Low Risk
Core Defensive
Bonds-focused stable and steady3.07%
Avg ann return (8Y)
Satellite Portfolios
Portfolios for further diversification and targeted exposures to certain asset classes, themes, markets and sectors.
REIT
High Risk
100% REIT
Popular
6.95%
Avg ann return (8Y)
5.99%
Dividend Yield (2023)
High Risk
100% REIT
Popular
6.95%
Avg ann return (8Y)
5.99%
Dividend Yield (2023)
Moderately high Risk
REITs with Risk Mgmt
Diversify your risk by adding bonds to your REIT portfolio6.10%
Avg ann return (8Y)
4.7%
Dividend Yield (2023)
High Risk
100% REIT
Popular
6.95%
Avg ann return (8Y)
5.99%
Dividend Yield (2023)
Moderately high Risk
REITs with Risk Mgmt
Diversify your risk by adding bonds to your REIT portfolio6.10%
Avg ann return (8Y)
4.7%
Dividend Yield (2023)
Select Themes portfolios
Very high Risk
China Growth
Revamped
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Very high Risk
Disruptive Technology
Invest in the most promising areas of the future economy5.29%
Avg ann return (5Y)
Very high Risk
China Growth
Revamped
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Very high Risk
Disruptive Technology
Invest in the most promising areas of the future economy5.29%
Avg ann return (5Y)
Very high Risk
ESG & Clean Energy
Invest in companies doing good for the world12.72%
Avg ann return (5Y)
Very high Risk
Healthcare Innovation
Invest in the future of healthcare innovation5.82%
Avg ann return (5Y)
Very high Risk
China Growth
Revamped
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Very high Risk
Disruptive Technology
Invest in the most promising areas of the future economy5.29%
Avg ann return (5Y)
Very high Risk
ESG & Clean Energy
Invest in companies doing good for the world12.72%
Avg ann return (5Y)
Very high Risk
Healthcare Innovation
Invest in the future of healthcare innovation5.82%
Avg ann return (5Y)
Build your own Portfolio
Investment success is personal. Start investing the way you want with custom portfolios.
Varied Risk
Select Custom
Investment success is personal. Start investing the way you want with custom portfoliosVary
Projected ann returns
Varied Risk
Select Custom
Investment success is personal. Start investing the way you want with custom portfoliosVary
Projected ann returns
Varied Risk
Select Custom
Investment success is personal. Start investing the way you want with custom portfoliosVary
Projected ann returns
Cash Management
New
Enjoy flexible ways to make the most out of your idle cash.
Very low Risk
Cash+ Guaranteed
New
3.7% p.a.
Guaranteed return
Very low Risk
Cash+ Flexi
Earn projected returns on idle cash, no lock-ins3.70% p.a.
Projected Return
Very low Risk
Cash+ Guaranteed
New
3.7% p.a.
Guaranteed return
Very low Risk
Cash+ Flexi
Earn projected returns on idle cash, no lock-ins3.70% p.a.
Projected Return
Very low Risk
Cash+ Guaranteed
New
3.7% p.a.
Guaranteed return
Very low Risk
Cash+ Flexi
Earn projected returns on idle cash, no lock-ins3.70% p.a.
Projected Return
Get started in 5 mins with 
Get started in 5 mins with
Join 100,000+ investors on Syfe now!
Syfe is building the next generation of financial solutions for individuals across Asia.
No minimum
No lock-ins
Complimentary access to Wealth Experts
Auto rebalancing and dividend reinvesting
Fully managed, data-driven portfolios
Your wealth is safe with Syfe
Regulated by the MAS
We are licensed under the Capital Markets Services (CMS) License (CMS License No: CMS100837) for retail fund management after meeting all stringent standards set by MAS for financial and investment services companies.
S$70 million+ of funding to date
Syfe’s most recent Series B fundraising round in July 2021 was led by US-based Valar Ventures, the venture capital fund co-founded by Peter Thiel, which led Syfe’s Series A. Existing investors Presight Capital and Unbound also participated in the round.
Safeguarded by global custodians
Your monies and assets in your investment portfolios are held in a custodian account through Saxo Capital Markets, a MAS-regulated global broker whose sub-custodians are Citibank for securities and HSBC for any uninvested cash.
Talk to our Wealth Experts
General Enquiries
Get help in understanding Syfe’s portfolios, fees and platform features
Personalised consultation for Black tier and above
Get a personalised consultation based on your goals if you are planning to invest more than S$20K.
Private Wealth
Bespoke solutions for high and ultra-high net worth individuals, families and institutions
Explore Private Wealth
Frequently asked questions
Ask Syfe - How much savings should I have at my age?
01:14
Ask Syfe - Should I invest or pay off debt?
01:17
Ask Syfe - What is considered long term in investing?
01:00
Everything to know about ETFs
00:29
How should you think about market volatility
00:30
What our wealth experts bring to the table
00:29What is Syfe?
Syfe is a digital wealth manager licensed by the Monetary Authority of Singapore under a Capital Markets Services License (License No: CMS100837) for conducting retail fund management activities. We offer fully-managed investment portfolios for everyone, making it easier for all to reach their financial goals.
How secure are my funds if I invest through Syfe?
Your monies and assets are held in a custodian account through Saxo Capital Markets, a MAS-regulated global broker. Your assets are held with Saxo, whose sub-custodians are Citibank for securities and HSBC for any uninvested cash. This means that your money and assets remain safe even if Syfe or Saxo stops operating because they are held separately from Syfe or Saxo’s assets.
How do I start investing with Syfe?
Visit Get Started and follow the following steps:
- Select a portfolio type
- Answer a few questions to help us personalise your portfolio. Feel free to explore your portfolio and finalise an investment plan. Proceed to create your Syfe account
- You can use Singpass to verify your identity instantly. You can also manually enter your details and upload supporting documents
- Once your account has been created, you can transfer funds to your portfolio using PayNow, FAST, Telegraphic Transfer and other methods
- Done! We will invest your funds for you. You can access your account anytime via our web dashboard or app
Is there a minimum investment amount to get started?
No. There is no minimum amount to start investing in any of our portfolios if you transfer in S$. However if you wish to transfer your funds in US$, there is a minimum of US$10,000.
Is there any lock-in period for my investments?
No. There is no minimum holding or lock-in period when investing with Syfe. You can withdraw your funds at any time with no withdrawal fees charged. This applies across all our portfolios.
As featured in
Pronounced as
Sounds like life
Why the name Syfe?
In Japanese, the word Saifu means wallet and to be closely associated with our most important attribute - which is the word safe
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This website is developed and operated by Syfe Pte. Ltd. (“Syfe”), which holds a Capital Markets Services Licence and is regulated by the Monetary Authority of Singapore (Co. Reg. No. 201834952H). The information contained herein is provided for general information only and should not be used as a basis for making any investment or business decisions. Past performances are not necessarily indicative of future performances. Investment involves various risks, and you should ensure that you fully understand the risks, characteristics, and restrictions by reading the Risk Disclosure Statement, and determine if the investment products are suitable for your financial situation, investment objective, and risk tolerance before making any investment decisions. You are recommended to obtain independent professional advice where appropriate. All return figures shown are presented for informational purposes only and are not indications, predictions, forecasts, nor guarantees of future performance results, or the quality of an investment, are subject to change without notice and may differ or be contrary to opinions expressed by others. Syfe does not take responsibility for the calculation of assumed target returns, no representation or warranty is given as to the adequacy or reasonableness of the methodologies or assumptions used in calculating assumed target returns, and no reliance should be placed on any assumed target return. All rights reserved. Use of this website is governed by the Terms of Use. The content contained on this site is provided to users “as-is” without any express or implied warranty. Any third-party trademarks (including logos and icons) referenced in this website or the Syfe application are and remain the property of their respective owners and do not represent endorsements of any kind. Unless specifically identified, the use of third-party trademarks by Syfe and/or its affiliates does not indicate any relationship, sponsorship, or endorsement between Syfe and/or its affiliates and the owners of the trademarks and/or their respective affiliates. Any references by Syfe to third-party trademarks are intended to identify the corresponding third-party goods, services, and/or entities for informational and identification purposes. Any notification from the Syfe application is not a product advertisement that has been reviewed by the Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.
