syfe
Cash Management

Earn more on idle cash with zero fees

InvestmentManagement Fee (p.a.)Amount
CASH+ FIXED HKD
None
No minimum
CASH+ FLEXI USD
None
No minimum
Open an account now starting with just HK$10,000!
illustration
illustration
illustration
Cash Management

Earn more on idle cash with zero fees

InvestmentManagement Fee (p.a.)Amount
CASH+ FIXED HKD
None
No minimum
CASH+ FLEXI USD
None
No minimum
Open an account now starting with just HK$10,000!
illustration
illustration
illustration
Cash Management

Earn more on idle cash with zero fees

InvestmentManagement Fee (p.a.)Amount
CASH+ FIXED HKD
None
No minimum
CASH+ FLEXI USD
None
No minimum
Open an account now starting with just HK$10,000!
illustration
illustration
illustration
Cash Management

Earn more on idle cash with zero fees

InvestmentManagement Fee (p.a.)Amount
CASH+ FIXED HKD
None
No minimum
CASH+ FLEXI USD
None
No minimum
Open an account now starting with just HK$10,000!
illustration
illustration
illustration
Investment portfolios
Simple, all-inclusive price for all other portfolios
Fee
Blue tier
0.65%
Annual management fee for all investment portfolios, excluding cash management
Investment
No minimum
Except for the first transfer.

Access to Wealth Expert for General Enquiries
Mon to Fri support on chat, email and phone
Fee
Black tier
0.5%
Annual management fee for all investment portfolios, excluding cash management
Investment
HK$200k+
Min invested amount OR current value of all investment portfolios

Financial planning session with Wealth Expert
Personalised financial report
Fee
Gold tier
0.4%
Annual management fee for all investment portfolios, excluding cash management
Investment
HK$1M+
Min invested amount OR current value of all investment portfolios

Personalised consultation with dedicated Wealth Expert
Complimentary portfolio review every quarter
Private Wealth
Fee
0.35%
Annual management fee for all investment portfolios, excluding cash management
Investment
HK$5M+
Min invested amount OR current value of all investment portfolios
In-depth financial planning
Advice on your existing portfolio outside of Syfe
Dedicated Wealth Expert
Learn more
private-wealth-illustartion
Fee
Blue tier
0.65%
Annual management fee for all investment portfolios, excluding cash management
Investment
No minimum
Except for the first transfer.

Access to Wealth Expert for General Enquiries
Mon to Fri support on chat, email and phone
Fee
Black tier
0.5%
Annual management fee for all investment portfolios, excluding cash management
Investment
HK$200k+
Min invested amount OR current value of all investment portfolios

Financial planning session with Wealth Expert
Personalised financial report
Fee
Gold tier
0.4%
Annual management fee for all investment portfolios, excluding cash management
Investment
HK$1M+
Min invested amount OR current value of all investment portfolios

Personalised consultation with dedicated Wealth Expert
Complimentary portfolio review every quarter
Private Wealth
Fee
0.35%
Annual management fee for all investment portfolios, excluding cash management
Investment
HK$5M+
Min invested amount OR current value of all investment portfolios
In-depth financial planning
Advice on your existing portfolio outside of Syfe
Dedicated Wealth Expert
Learn more
private-wealth-illustartion
Fee
Blue tier
0.65%
Annual management fee for all investment portfolios, excluding cash management
Investment
No minimum
Except for the first transfer.

Access to Wealth Expert for General Enquiries
Mon to Fri support on chat, email and phone
Fee
Black tier
0.5%
Annual management fee for all investment portfolios, excluding cash management
Investment
HK$200k+
Min invested amount OR current value of all investment portfolios

Financial planning session with Wealth Expert
Personalised financial report
Fee
Gold tier
0.4%
Annual management fee for all investment portfolios, excluding cash management
Investment
HK$1M+
Min invested amount OR current value of all investment portfolios

Personalised consultation with dedicated Wealth Expert
Complimentary portfolio review every quarter
Fee
Private Wealth
0.35%
Annual management fee for all investment portfolios, excluding cash management
Investment
HK$5M+
Min invested amount OR current value of all investment portfolios

In-depth financial planning
Advice on your existing portfolio outside of Syfe
Dedicated Wealth Expert
Learn more
Fee calculator
My investment
HK$10,000
Syfe’s fee per month
HK$5.42
@ 0.65% pa
0
200k
1M
5M
10M
The Syfe advantage
No minimum investment except for the first transfer
Short to no lock-in periods
No brokerage account required
Zero withdrawal fees
Zero Trading / brokerage fees
Free auto rebalancing
Free dividend reinvesting

Frequently asked questions

How much does Syfe charge?

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For our investment portfolios, our fees range from 0.35% to 0.65% per year based on the higher of your total assets under management or total invested amount.

Please note that the total invested amount is calculated as all cash inflows minus cash outflows. Any withdrawals and dividends paid out to bank accounts are categorised as cash outflows.

The value of your total assets under management is your portfolio value / net asset value.

Our management fee covers everything from portfolio monitoring to automatic rebalancing. You are not charged any additional brokerage or platform fees.

How are fees calculated?

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Fees are calculated on a daily basis and billed at the end of each month. If you withdraw your balance before that, you pay only for the days your money was managed by Syfe. Your Syfe client tier, and corresponding fees, are decided by the higher of your total assets under management or total invested amount across all portfolios.

Do I have to pay commission charges or withdrawal fees?

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No, unlike traditional investment management, Syfe does not charge you transaction or brokerage fees. There are no sales charges, no withdrawal fees and no hidden charges, so you pay even lower fees.

Are there any other fees apart from Syfe's management fee?

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ETF Management Fees (For ETF portfolios)
The ETF management fee across our Syfe Core portfolios averages 0.15 - 0.24%. For an ETF management fee of 0.15%, this amounts to around $1.50 per $1,000 invested each year. The fee is charged by the ETF manager and built into the prices of the ETFs that we buy on your behalf.

Since it is not charged by Syfe, you will not see the ETF management fee deducted directly from your Syfe account.

Currency Conversion
There is a 0.008% fee for currency conversion charged by our broker, Interactive Brokers, on the amount converted, but this will be borne by Syfe.

SEC Charges
The US Securities and Exchange Commission (SEC) charges a very small fee of 0.0008% on sell trades. This fee applies to our Syfe Core portfolios for sell transactions only.

Syfe

Pronounced as
Sounds like life

Why the name Syfe?
In Japanese, the word Saifu means wallet and to be closely associated with our most important attribute - which is the word safe

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The information contained herein is for general information and reference purposes only. Information on this website is not and should not be construed as an offer to sell, or a solicitation of an offer to buy any security, investment product or service, nor a distribution of information for any such purpose. It is not intended to form the basis of any investment decision.
Investors should not make any investment decision based solely on the information and services provided herein. Before making any investment decision, investors browsing this website should consider his/her own circumstances including but not limited to his/her financial situation, investment experience and investment objectives, and should understand the nature, terms and risks of the relevant investment funds in detail.
Unless otherwise specified, all historical figures shown are for illustration purposes only and not necessarily indicative of future performance. All forms of investment carry risks, including fluctuation of prices of fund units and the possibility of loss of the capital invested. Please ensure that you fully understand the risks and costs involved by reading the Risk Disclosure Statement.
The fund(s) mentioned above may not be authorised by the Securities and Futures Commission ("SFC") in Hong Kong. Please seek professional advice from an independent financial consultant where necessary. The webpage(s) have not been reviewed by the SFC. Syfe Hong Kong Limited (“Syfe”) is a Hong Kong Corporation licensed by the SFC (CE No. BRQ741) under Types 1 (Dealing in Securities), 4 (Advising on Securities), and 9 (Asset Management) for conducting relevant investment activities.
Every reasonable care has been taken by Syfe to ensure that the information included on this website is correct, up-to-date, complete, fit for its intended purpose and in line with relevant legislation and regulations. However, errors or omissions may occur due to circumstances out of Syfe’s control and information or forecast, being current only as at the date it is first posted, showing prevailing market conditions and certain assumptions (which may not be proven valid) posted on this website is and may no longer be true or complete when viewed by you. No warranty will be given or representation made, regarding the accuracy, validity or completeness of the information on this website and no liability is accepted by such persons for the accuracy or completeness of such information.
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