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Cash Management

Supercharge your savings

Put every dollar to work. Discover low-risk, short-term portfolios designed to help you maximise returns with maximum flexibility.

competitive rates

Enjoy better returns than traditional
savings accounts.

maximise every dollar

Invest however much you like. No minimum or maximum sums. No hoops to jump through.

designed for liquidity

Enjoy short to no lock-in periods—your spare cash is always within easy reach.

Portfolios at a glance

Earn steady returns on your idle cash.

Cash+ Flexi USD
Very LOW RISK

Preservation / relative safety of invested capital with returns in line with short-term money market rates.

Preservation / relative safety of invested capital with returns in line with short-term money market rates.

Stable returns with no lock-in.
Maximise dollar return with daily accruals.
Yield
5
% p.a.
Cash+ Fixed HKD
Very Low RISK

Preservation / relative safety of invested capital with returns in line with short-term money market rates.

Preservation / relative safety of invested capital with returns in line with short-term money market rates.

Fixed returns with short
1, 3, and 6-month terms.
Fixed returns
4.1
% p.a.

Syfe’s Cash Management Suite

How are Syfe’s cash management solutions different?

CASH+ FLexi (USD)
Cash+ Fixed HKD
Time Deposit Account

Underlying

Money market funds

Bank time deposit

Bank time deposit

currency

USD

HKD

HKD

Return rate

5

% p.a.*


(varies with Fed rate)

4.1

% p.a.

(fixed rate)

2.4%-3.5% p.a. **

(fixed rate)

term

None

1, 3, 6 months

3–12 months

Withdrawal

Any time, no penalty

End of term, no early withdrawal allowed

End of term or will incur penalty

Capital fluctuation

Yes

No
(subject to underlying bank risk)

No

(subject to underlying bank risk)

DPS protected

No items found.

No

No items found.

No

Yes

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