SYFE FOR BUSINESS
Your business in good hands
Enjoy flexible strategies for all your treasury and cash management needs.
Clarity
The rate you see is the rate you get. No minimums, no maximums, extremely low fees, no withdrawal charges, and no platform charges.
Expertise
Internal expertise with market Insights, investment education content, and best-in-class partnerships.
Access
Onboard your corporation within 72 hours.
-min%201-min.avif)
From one business to another
Whether you’re an SME or a new start-up, we understand your corporate needs and offer tailored solutions for your business to thrive.
Why invest with Syfe?
| Fixed Deposits | Syfe for Business | Current Account | |
|---|---|---|---|
| Yield (HKD) | Up to 1.3% | Up to 6.9% | Usually less than 0.05% |
| Yield (USD) | Up to 3.52% | Up to 3.9 % | 0% |
Solutions for every business
| Primary liquidity | Secondary liquidity | ||
|---|---|---|---|
| Focus | Capital preservation and high liquidity | Enhanced yield and capital appreciation | |
| Term | 1 day+ (Short term) | 1–6 months (Short term) | 12+ months (Long term) |
| Solutions for you | Cash+ Flexi Projected yield Up to 4.3 % p.a. (USD) Up to 2.4 % p.a. (HKD) | Cash+ Fixed Fixed yield Up to 4 % p.a. (USD) Up to 3.15 % p.a. (HKD) | Income+ Projected yield Up to 6.9 % p.a. (Enhance) Up to 5.9 % p.a. (Pure) |
| liquidity (withdrawal timeline) | T+1 business days | T+4 business days | |
| INVESTS IN | Money market funds | Fixed deposits | Primarily bond funds |
*The yield presented here is estimated based on the weighted average of the Yield to Maturity of assets within Cash+ Flexi discretionary service. The latest yield, provided by asset managers, is as of 28th Aug 2025 14:30 HKT, and is subject to change based on market conditions such as interest rate changes. Yield is not a guarantee of future performance. A positive yield does not imply a positive return. Investments involve risks and Cash+ Flexi does not provide any guarantee or assurance of returns.
*Cash+ Fixed is an investment management service, and should not be taken as a collective investment scheme with any pooling element or a fixed deposit or savings account, and is neither protected under the Deposit Protection Scheme (DPS), nor the Investor Compensation Fund (ICF). The optimised rates are not due to pooling of invested funds by Syfe, and Syfe is not offering Cash+ Fixed as a fund, scheme, or portfolio with a pooling element. Until the investment starts, the return rate is subject to change. Cash+ Fixed returns are fixed, subject to underlying bank risk. All Cash+ Fixed returns are only available after maturity.
Hear what our clients say
What I loved about working with Syfe for Business was how fast, straightforward, and practical everything was.
Before Syfe, our idle cash was just sitting in the bank doing nothing. With Syfe, we finally have a simple, trustworthy treasury management platform that gives us returns without locking up our funds. It's easy to use, gives us peace of mind, and helps us stretch our resources further — whether it’s buying materials or just being able to deliver better value to our customers.
For small businesses, it’s about being able to move your cash in and out quickly—when you need it—without feeling like you're getting robbed every time you make a transaction. I remember having half a million dollars sitting in the account, and the bank offered me 0.001% interest. With Syfe, my cash finally works for me—and I’m not stuck waiting a month just to access it.
We’re here to help
Reach out to the humans behind our tech. Our wealth advisors will guide you through all our products and services.
FAQs
The entire process could be completed in 72 hours, depending on the complexity of your company structure.
No. Syfe provides a standard template to all our business clients. However, do speak to your assigned advisor if your business has any special requirements.
A Syfe representative will reach out to you. Your assigned advisor will also be in touch with you to better understand and assess your business.
No, Syfe is not a bank. Syfe Hong Kong Limited (“Syfe”) (Certificate of Incorporation Number: 3006412) is a Hong Kong Licensed Corporation licensed by the Securities and Futures Commission ("SFC") (License No. BRQ741) under Types 1 (Dealing in Securities), 4 (Advising on Securities), and 9 (Asset Management) for conducting relevant investment activities.
Yes, your money is secure.
Learn more about how Syfe keeps your money safe in this FAQ.
We support businesses globally, subject to compliance and legal requirements.
There is a minimum initial deposit requirement of HKD200,000 or USD 25,000. Do speak with your assigned advisor to find out more.
There are no restrictions on funds transfers in and out of your Syfe account. Do speak with your assigned advisor who can better understand and assess your business requirements.
Not at this point in time, but we are working on this.
Currently, your account can only be funded in USD & HKD. Learn more about the different currencies in this FAQ.
https://help.hk.syfe.com/hc/en-hk/articles/4516159598361-What-currency-can-I-transfer-funds-in