syfe
portfolio-icon
portfolio-icon
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Maximise your risk-adjusted returns

Core Growth is designed for investors seeking to capture growth from the stock market and build long-term wealth over a longer investment horizon.

illustration
illustration
illustration
portfolio-icon
portfolio-icon
portfolio-icon

Maximise your risk-adjusted returns

Core Growth is designed for investors seeking to capture growth from the stock market and build long-term wealth over a longer investment horizon.

illustration
illustration
illustration
portfolio-icon
portfolio-icon
portfolio-icon

Maximise your risk-adjusted returns

Core Growth is designed for investors seeking to capture growth from the stock market and build long-term wealth over a longer investment horizon.

illustration
illustration
illustration
portfolio-icon
portfolio-icon
portfolio-icon

Maximise your risk-adjusted returns

Core Growth is designed for investors seeking to capture growth from the stock market and build long-term wealth over a longer investment horizon.

illustration
illustration
illustration

Predominantly equities to capture the long-term growth potential of the stock market

Last update - 30th Jun 2024 14:30 HKT
  • Card Icon
    Annualised Past Returns
    (Last 8 Yrs)
    Source: Syfe internal backtested data provided by underlying ETF participants and/or supported by the historical securities data. Annualised past return is the geometric average calculated on daily NAVs with gross income reinvested over the backtested period. The backtested period is as of 30th Jun 2024 14:30 HKT. The returns are calculated before management fees. Different customer tiers will have different fee structures and performance may not be the same.

    Past returns are not a guarantee for future performance.
    8.65%
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    No. of stocks
    3,500+
  • Card Icon
    Annual fee
    0.35% to 0.65%
    As your investment grows
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    Risk Rating
    3
    Moderately high Risk
    Investments with greater allocation to equities or higher yielding assets that typically aim to provide mostly capital appreciation and/or high income potential.
    • Higher allocation to equities
    • Invest in the top companies globally
    • Automatic dividend reinvestment
    • No lock-ups and no minimum balance*
    *As per SFC regulations, the first transfer has to be at least HK$10,000 from a local bank account. Learn more

    Hong Kong's first direct indexed Core portfolio

    USDirect, Syfe’s innovative direct indexing process, replaces the US index ETFs with individual US stocks. This reduces external ETF fees by up to 50%.Learn more

    Over 100,000+ investors trust the Syfe brand
    to grow their wealth

    Platform partners
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    Asia FinTech AwardPersonal Tech AwardABF Award
    *The screen displays and/or the images of the website are for reference and illustration purposes only.
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    Past performance

    Annualised Past Returns (last 8 yrs)

  • Syfe Core Growth
  • 8.65%*
  • Syfe Core Growth
  • 8.65%*
  • Syfe Core Growth
  • 8.65%*
    *
    Unless stated otherwise, all information as at 30th Jun 2024 14:30 HKT.

    Source: Syfe internal backtested data provided by underlying ETF official. Annualised past return is the geometric average calculated on daily NAVs with gross income reinvested over the backtested period. The backtested period has been updated till 30th Jun 2024 14:30 HKT. The returns are calculated before management fees. Different customer tiers will have different fee structures and performance may not be the same.

    Past returns are not a guarantee for future performance.
    Last update - 30th Jun 2024 14:30 HKT

    Simple, all-inclusive fee from 0.35%

    Simple, all-inclusive fee from 0.35%

    Simple, all-inclusive fee from 0.35%

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    Our Investment Strategy

    Syfe believes in a passive, long-term investment strategy. We focus on minimising cost and adopt a systematic investing approach that aligns your financial goals and risk appetite to deliver long-term returns.

    illustration
    illustration

    Our Investment Strategy

    Syfe believes in a passive, long-term investment strategy. We focus on minimising cost and adopt a systematic investing approach that aligns your financial goals and risk appetite to deliver long-term returns.

    illustration
    illustration

    Our Investment Strategy

    Syfe believes in a passive, long-term investment strategy. We focus on minimising cost and adopt a systematic investing approach that aligns your financial goals and risk appetite to deliver long-term returns.

    Syfe, a Singapore-headquartered digital investment platform, has made two senior appointments, one from Schroders and one ex-UBS veteran, to bolster its business expansion in Hong Kong.
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    Frequently asked questions

    What is the Core Growth portfolio?

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    The Core Growth portfolio is a higher risk portfolio that is invested mainly in stock ETFs and individual stocks. They collectively invest in over 3,500 stocks of the world’s top companies. To provide additional diversification, the portfolio also contains an allocation to bond and gold ETFs.

    The portfolio is designed for investors seeking to maximise the long-term risk-adjusted returns of their portfolio and who are comfortable with short-term market volatility.

    What is the advantage of Direct Indexing?

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    Passive investment portfolios are usually made up of Exchange Traded Funds (ETFs) which in turn hold individual stocks. ETFs charge a fee for managing dividends, rebalancing and among other processes. Syfe uses its proprietary technology platform to match ETF performance and directly invest in individual stocks. The fee savings of up to 50% are passed on to you.

    Is Core Growth right for me?

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    A growth portfolio is one that’s predominantly invested in equities, with a smaller allocation to bonds and other assets for diversification. Historically, stocks have delivered higher returns than bonds. As such, a larger allocation to equities tends to help maximise your return potential.

    Core growth is generally more suitable for investors with a long term investing horizon.

    How do the Core portfolios work?

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    Syfe Core portfolios hold equities, bonds and gold in varying allocations. We use exchange-traded funds (ETFs) and individual stocks to represent each asset class to ensure that each portfolio is broadly diversified across sectors and geographies.

    Our portfolio methodology for Syfe Core rests on three guiding principles:

    • Asset Class Risk Budgeting
    • Smart Beta
    • Stable asset allocation


    Clients can choose from four different Core portfolio types depending on their investment goals, time horizon and risk appetite:

    • Core Defensive
    • Core Balanced
    • Core Growth
    • Core Equity100

    Is there a minimum investment requirement?

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    As per Securities and Futures Commission regulations, we are required to verify your identity by a HK$10,000 or US$1,300 bank transfer from your bank account, in order to open a Syfe account for you. After account opening, there is no minimum investment amount to get started.

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    Syfe

    Pronounced as
    Sounds like life

    Why the name Syfe?
    In Japanese, the word Saifu means wallet and to be closely associated with our most important attribute - which is the word safe

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    The information contained herein is for general information and reference purposes only. Information on this website is not and should not be construed as an offer to sell, or a solicitation of an offer to buy any security, investment product or service, nor a distribution of information for any such purpose. It is not intended to form the basis of any investment decision.
    Investors should not make any investment decision based solely on the information and services provided herein. Before making any investment decision, investors browsing this website should consider his/her own circumstances including but not limited to his/her financial situation, investment experience and investment objectives, and should understand the nature, terms and risks of the relevant investment funds in detail.
    Unless otherwise specified, all historical figures shown are for illustration purposes only and not necessarily indicative of future performance. All forms of investment carry risks, including fluctuation of prices of fund units and the possibility of loss of the capital invested. Please ensure that you fully understand the risks and costs involved by reading the Risk Disclosure Statement.
    The fund(s) mentioned above may not be authorised by the Securities and Futures Commission ("SFC") in Hong Kong. Please seek professional advice from an independent financial consultant where necessary. The webpage(s) have not been reviewed by the SFC. Syfe Hong Kong Limited (“Syfe”) is a Hong Kong Corporation licensed by the SFC (CE No. BRQ741) under Types 1 (Dealing in Securities), 4 (Advising on Securities), and 9 (Asset Management) for conducting relevant investment activities.
    Every reasonable care has been taken by Syfe to ensure that the information included on this website is correct, up-to-date, complete, fit for its intended purpose and in line with relevant legislation and regulations. However, errors or omissions may occur due to circumstances out of Syfe’s control and information or forecast, being current only as at the date it is first posted, showing prevailing market conditions and certain assumptions (which may not be proven valid) posted on this website is and may no longer be true or complete when viewed by you. No warranty will be given or representation made, regarding the accuracy, validity or completeness of the information on this website and no liability is accepted by such persons for the accuracy or completeness of such information.
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