Updated as of 6 November 2025

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Table of Contents

1. How It Works
2. Applying Promo Codes
3. FAQs
4. Terms & Conditions

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How It Works

1. Apply the code
Use code “SRS2025” before funding your SRS portfolio.
(Limited to the first 1,000 eligible clients.)

2. Fund your account
Deposit at least S$15,000 of fresh SRS funds into Core Equity100 SRS and/or Income+ SRS by 31 December 2025.

3. Earn rewards
Get up to S$1,500 in fee credits based on your SRS deposit amount (see table below).

Net Funding Amount (S$)	Fee Credits (S$)
15,000 – 49,999	30
50,000 – 99,999	120
100,000 – 199,999	260
200,000 – 499,999	600
500,000+	1,500

4. Receive in 4 payouts
Fee credits are distributed quarterly through 2026 with the first payout scheduled for 31 March 2026. Ensure that you maintain your qualifying balance until 31 December 2026 to receive the full reward.

Note: This promotion is open to new or existing Syfe clients who have never funded a Syfe portfolio using SRS funds and do not currently have any active promo codes. An active promo code refers to a code from which a client is still receiving benefits.

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Applying Promo Codes

1. Download the Syfe app: [ios link] | [android link] (if you have not)
2. Register for an account and complete the Know-Your-Customer (KYC) steps.
3. On the Homepage, tap the menu icon in the bottom-right corner.
4. Select “Redeem Promo” and enter the promo code: SRS2025
5. Tap “Apply” to confirm.

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Frequently Asked Questions

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Terms & Conditions

The Syfe 2025 SRS Promotion (“Promotion”) is organised by Syfe Pte. Ltd. (“Syfe”). By participating in this Promotion, you agree to be bound by these Terms and Conditions, as well as the terms outlined in your customer agreement, and to accept Syfe’s decisions regarding all matters related to the Promotion.

1. Promotion Period
The Promotion period begins on 6 November 2025 at 9:00 AM SGT and ends on 31 December 2025 at 11:59 PM SGT (“Promotion Period”) or when the available fee credits as determined by Syfe are fully distributed, whichever is earlier.

2. Eligibility
To qualify for the Promotion, participants must:

• Be a new or existing Syfe client who has never funded a Syfe portfolio with SRS funds before and have no active promo code(s)*;
• Be a legal resident of Singapore;
• Be at least 18 years old at the time of participation; and
• Meet all other requirements as outlined in these Terms and Conditions.

Participation in this Promotion is limited to the first 1,000 eligible clients who successfully apply the promo code “SRS2025” and meet the qualifying criteria. Once this cap is reached, subsequent participants will not be eligible for the Promotion, even if they have met all other conditions.

*An active promo code refers to a code from which a client is still receiving benefits. If a client is unable to apply a promo code despite meeting the eligibility criteria, they can reach out to [email protected] for assistance.

3. Funding Period
The funding period begins once the client successfully applies the promo code during the Promotion Period and ends on 31 December 2025 at 11:59 PM SGT (“Funding Period”). All funds must be successfully processed into the client’s account by the end of the Funding Period.

4. Qualifying Action
To participate, eligible clients must:
(i) Have a registered Syfe account and complete the KYC process;
(ii) Apply the promo code “SRS2025” during the Promotion Period; and
(iii) Deposit fresh SRS funds totaling at least S$15,000 into Core Equity100 and/or Income+ SRS portfolio(s) during the Funding Period (“Qualifying Funding”).

For the avoidance of doubt, deposits into Cash+ Flexi SRS or non-SRS portfolios will not count toward the Qualifying Funding. Funds must be received by Syfe by 31 December 2025 to qualify.

Please note that the ability to benefit from the promotion is contingent upon successful account opening and know-your-customer (KYC) process completion with Syfe. Clients must apply the promo code only after the know-your-customer (KYC) process has been completed.

5. Promotion Stackability
This promotion cannot be combined with other ongoing active promotions currently applied to your account that you are still receiving rewards from, unless otherwise stated. Requests to change promo codes are not permitted.

6. Fee Credits
The Reward is based on the client’s total cumulative fresh SRS deposits into Core Equity100 and/or Income+ SRS portfolio(s), minus any withdrawals made during the Funding Period (“Net Funding Amount”) and subject to the holding period in clause 8 below.

Net Funding Amount (S$)	Fee Credits (S$)
15,000 – 49,999	30
50,000 – 99,999	120
100,000 – 199,999	260
200,000 – 499,999	600
500,000+	1,500

Syfe may, at its sole discretion, substitute or modify the Reward with an equivalent or greater value. Rewards are non-transferable, non-exchangeable, non-refundable, and not redeemable for cash.

Fee credits can only be used to offset management fees across Management Portfolios and Cash Management. Fee credits will expire within one year from the date that it was issued. Any unused fee credits will not be reissued.

7. Distribution of Fee Credits
By February 2025, eligible clients will receive an email confirming their Reward tier and expected fee credits. Fee credits will be distributed in four equal payouts, according to the schedule below (subject to processing and verification):

Payout	Estimated Credit Date
1st	31 March 2026
2nd	30 June 2026
3rd	30 September 2026
4th	31 December 2026

For example, a client eligible for S$600 in total fee credits will receive four payouts of S$150 each. Please note that the following timelines are estimates only and are not guaranteed. Actual crediting may vary depending on processing and verification requirements, however, any delays to crediting will not affect eligibility. 

Clients must ensure they are subscribed to Syfe communications to receive notification emails. Clients who have unsubscribed from Syfe communications may not receive updates and notifications relating to their participation in this promotion, although Syfe will use reasonable efforts to contact them via alternative methods. However, delivery of notifications by way of alternative methods cannot be guaranteed.

8. Holding Period
Clients must maintain their qualifying funding tier through 31 December 2026 to be eligible for the full Reward.

If, during this period, the client’s total portfolio balance falls below their qualifying tier:

• Their future fee credits will drop to the next lower tier, or
• If the balance falls below S$15,000, remaining fee credits will be forfeited.

Syfe reserves the right to disqualify clients or adjust rewards if it suspects fraudulent activity, including withdrawing and redepositing funds to game the system.

9 Currency
All monetary values stated are in Singapore Dollars (SGD).

10. Collection of Information
By providing your information for this Promotion, clients understand and agree that Syfe will collect and use their personal information for the purpose of this Promotion, other marketing communications, as well as in accordance with Syfe’s Privacy Policy, available here. You may opt out of marketing communications at any time. Should you choose to opt out, you may not receive updates regarding your participation in this promotion (see clause 7 above). Any questions regarding Syfe’s Privacy Policy or treatment of your personal information should be directed to [email protected].

11. Release
By participating in the Promotion, the client agrees that Syfe shall not be liable for any loss or damage which may arise in connection with their participation in the Promotion. Without limiting the foregoing, client hereby:(a) forever releases and discharges Syfe and its parent companies, subsidiaries, affiliates, related and associated entities and employees, directors, officers, suppliers, agents, sponsors and administrators of each (collectively, the “Releasees”), from and against any and all claims, actions, costs, liabilities, judgments, damages, obligations, losses, penalties, and expenses of any kind or nature whatsoever (including legal fees) (collectively, the “Claims”) in any way arising directly or indirectly out of any loss or damage that Client may suffer as a result of, or in connection with the participation in the Promotion or any promotion-related activity, including the use of the Reward; and (b) indemnifies, defends and holds harmless the Releasees from and against any and all damages, loss and expenses, including legal fees, which may be suffered directly or indirectly by reason of the Client’s own negligence or willful misconduct during or in connection with the participation in the Promotion.

12. Reservation of Rights:
Syfe reserves the right to amend, withdraw, or restrict the promotion at any time without notice. Syfe is the sole arbiter of these rules and any other issue arising under the promotion. If Syfe suspects fraudulent or abusive behaviour, gaming of the system, inappropriate, offensive, or derogatory language or information, or a violation of these terms, Syfe reserves the right to remove all promotions and take any other action it deems appropriate including, but not limited to, removing the Reward retail value from the client(s) account) or closing the client(s) account.

13. General
In the event of any inconsistency between these Terms and Conditions and any advertising, promotional, publicity, and other materials relating to or in connection with this promotion, these Terms and Conditions shall prevail.

Any dispute arising out of or in connection with the Promotion and/or these Terms and Conditions shall be referred to and finally resolved by the Courts of Singapore and both the client and Syfe hereby unconditionally and irrevocably submit to the exclusive jurisdiction of the Courts of Singapore. These Terms and Conditions shall be governed by Singapore law.

14. Disclaimers
This content is intended solely to provide general information only and should not be viewed as financial advice, and also not meant to market any specific investment or offer or recommend the purchase or sale of any specific investment product or security. Syfe makes no representations and gives no warranties about the accuracy or suitability of any information provided. All forms of investments carry risks, including the risk of losing all of the invested amount. You should carefully consider whether any investment views and products/ services are appropriate in view of your personal investment experience, objectives, financial resources, and relevant circumstances. You may wish to seek financial advice through a financial advisor or the Syfe platform and independent legal, accounting, regulatory, or tax advice, where appropriate and/or necessary.

This content is directed at and restricted (as applicable and as appropriate) to individuals resident in or entities having a place of business or operations in Singapore. Syfe makes no representation that the material and information contained herein are appropriate or available for use in other locations/ jurisdictions.

No warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of you acting based on this information.

Syfe Pte Ltd. is a digital investment platform licensed by the Monetary Authority of Singapore. Full disclaimers and terms & conditions are available at www.syfe.com.

This advertisement has not been reviewed by the Monetary Authority of Singapore.