New: Cash+ Guaranteed - Get up to 3.8% p.a. guaranteed returns on any amount!
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SYFE FOR BUSINESS

Your business in good hands

Enjoy flexible strategies for all your treasury and cash management needs.

EXPERTISE

Harness the expertise and technology of best-in-class fund managers.

ACCESS

Access high-quality investment solutions traditionally reserved for institutional investors.

CUSTOMISATION

Explore a suite of innovative products tailored to your business’s needs.

From one business to another

Whether you’re an MCST, SME or a new start-up, we understand your corporate needs and offer tailored solutions for your business to thrive.

Solutions for every business

primary liquidity
SECONDARY LIQUIDITY

focus

Capital preservation and high liquidity

Enhanced yield and capital appreciation

Projected requirement of funds

1–12 months

(short-term)

3–12 months

(short-term)

12+ months

(long-term)

solutions for you

Cash+ Flexi USD

Projected returns

5.4

% p.a

Cash+ Flexi SGD

Projected returns

3.8

% p.a

Cash+ Guaranteed

Guaranteed returns

3.7

% p.a

Income+
Preserve

Avg ann return (8Y)

6.2

% p.a

Income+ 

Enhance

Avg ann return (8Y)

7.7

% p.a

Liquidity (Withdrawal timeline)

T+1 business days

T+4 business days

Invest in

  • Money market funds

  • Government bonds

Fixed deposits

  • High-quality corporate bonds

  • Global investment-grade bonds

  • High-yield bonds

focus

Capital preservation and high liquidity

Projected requirement of funds

1–12 months

(short-term)

3 months

(short-term)

solutions for you

Cash+ Flexi USD

Projected returns

5.5% p.a

Cash+ Flexi SGD

Projected returns

3.7% p.a

Cash+ Guaranteed

Guaranteed returns

3.7% p.a

Liquidity (Withdrawal timeline)

T+1 business days

Invest in

  • Money market funds

  • Government bonds

Fixed deposits

focus

Enhanced yield and capital appreciation

Projected requirement of funds

12+ months

(long-term)

solutions for you

Income+ Preserve

Avg ann return (8Y)

6.7% p.a

Income+ Enhance

Avg ann return (8Y)

8.2% p.a

Liquidity (Withdrawal timeline)

T+4 business days

Invest in

  • High-quality corporate bonds

  • Global investment-grade bonds

  • High-yield bonds

Why invest with Syfe?

Fixed Deposits
Syfe for Business
Corporate Bank Account

Up to 3% (SGD)

Up to 4.5% (USD)

Average yield/Projected return p.a.

Yield

Yield refers to the amortised yield in case of Cash+ SGD as provided by the constituent fund manager and it refers to the estimated yield to maturity (YTM) for Cash+ USD and Income+ portfolios. YTM of a bond is the total return that an investor stands to receive if all scheduled payments are made on time and the bond is held until maturity. YTM of the portfolio is the weighted average of the YTM of the bonds held in the constituent funds in the portfolio. YTM is reported gross of fees, the deduction of which will reduce the yield. It does not represent the portfolio's return.
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Source: Syfe. As of 30th Apr 2023

Investments focused on equity markets that seek to provide high level of capital appreciation over time.

3.7%–8.2% p.a.

Usually less than 0.05%

3–36 months

Term

None*

None

Locked in

Interest rate lock-in

Yes, for Cash+ Guaranteed

No lock-in

Single bank/Financial institution

Diversification/Exposure

SG government, high-quality corporate, global investment-grade, 
high-yield bonds

Single bank/Financial institution

End of term

Payout frequency

Daily accrual/Monthly payout*

No payouts

-

Onboarding time

Within 1–2 weeks

A few months

The Syfe advantage

invest ON
AUTOPILOT

Recurring transfers, automatic rebalancing, dividend reinvesting — we’ll do all the heavy lifting for you.


Stay in control

Check and update your portfolios anytime, anywhere with unlimited transfers and withdrawals.

enjoy fair, 

inclusive fees

Access all our portfolios, insights and tools from just 0.35% p.a.


We’re here to help

Reach out to the humans behind our tech. Our wealth advisors will guide you through all our products and services.

SCHEDULE CALL

FAQs

How long would the onboarding process take?

The entire process would take approximately 2 - 3 weeks, depending on the complexity of your company structure.

Can I submit my own board resolution?

No. Syfe provides a standard template to all our business clients. However, do speak to your assigned advisor if your business has any special requirements.

How do I know if my account has been opened?

A Syfe representative will reach out to you. Your assigned advisor will also be in touch with you to better understand and assess your business.

Is Syfe a bank?

No, Syfe is not a bank. We are regulated by the Monetary Authority of Singapore under a Capital Markets Services Licence for conducting fund management activities and dealing in capital markets products.

Are my funds safe?

Yes, your money is secure.

Learn more about how Syfe keeps your money safe in this FAQ.

https://help.syfe.com/hc/en-us/articles/4412144088473-How-does-Syfe-keep-the-client-s-monies-and-assets-safe-

What kinds of businesses are eligible to sign up for a Syfe business account?

We support businesses globally, subject to compliance and legal requirements.

Is there a minimum deposit requirement?

There is a minimum initial deposit requirement of S$100,000. Do speak with your assigned advisor to find out more.

Are there any restrictions in relation to transfers in and out of the account?

There are no restrictions on funds transfers in and out of your Syfe account. Do speak with your assigned advisor who can better understand and assess your business requirements.

Can I have more than one authorised personnel?

Not at this point in time, but we are working on this.

What currencies are available?

Currently, your account can only be funded in USD & SGD. Learn more about the different currencies in this FAQ.

https://help.syfe.com/hc/en-us/articles/360056409873-What-currency-can-I-transfer-funds-in-