SYFE FOR BUSINESS
Enjoy flexible strategies for all your treasury and cash management needs.
Harness the expertise and technology of best-in-class fund managers.
Access high-quality investment solutions traditionally reserved for institutional investors.
Explore a suite of innovative products tailored to your business’s needs.
From one business to another
Whether you’re an MCST, SME or a new start-up, we understand your corporate needs and offer tailored solutions for your business to thrive.
100% REITs
Composition
rEIT
symbol
%
CapitaLand Ascott Trust
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CLAS
CLAS
sector
%
100% REITs
Past returns
PERIOD
%
PERIOD
%
PERIOD
%
100% REITs
Past returns
PERIOD
%
ETF
frequency
%
Solutions for every business
primary liquidity
SECONDARY LIQUIDITY
focus
Capital preservation and high liquidity
Enhanced yield and capital appreciation
Projected requirement of funds
1–12 months
(short-term)
1–12 months
(short-term)
12+ months
(long-term)
solutions for you
Cash+ Flexi USD
Projected returns
5.4
% p.a
Cash+ Flexi SGD
Projected returns
3.7
% p.a
Cash+ Guaranteed
Guaranteed returns
3.8
% p.a
Income+
Preserve
Avg ann return (8Y)
7.5
% p.a
Income+
Enhance
Avg ann return (8Y)
8.8
% p.a
Liquidity (Withdrawal timeline)
T+1 business days
T+4 business days
Invest in
Money market funds
Government bonds
Fixed deposits
High-quality corporate bonds
Global investment-grade bonds
High-yield bonds
focus
Capital preservation and high liquidity
Projected requirement of funds
1–12 months
(short-term)
3 months
(short-term)
solutions for you
Cash+ Flexi USD
Projected returns
5.5% p.a
Cash+ Flexi SGD
Projected returns
3.7% p.a
Cash+ Guaranteed
Guaranteed returns
3.7% p.a
Liquidity (Withdrawal timeline)
T+1 business days
Invest in
Money market funds
Government bonds
Fixed deposits
focus
Enhanced yield and capital appreciation
Projected requirement of funds
12+ months
(long-term)
solutions for you
Income+ Preserve
Avg ann return (8Y)
6.7% p.a
Income+ Enhance
Avg ann return (8Y)
8.2% p.a
Liquidity (Withdrawal timeline)
T+4 business days
Invest in
High-quality corporate bonds
Global investment-grade bonds
High-yield bonds
Why invest with Syfe?
Fixed Deposits
Syfe for Business
Corporate Bank Account
Up to 3% (SGD)
Up to 4.5% (USD)
Average yield/Projected return p.a.
Yield
Yield refers to the amortised yield in case of Cash+ SGD as provided by the constituent fund manager and it refers to the estimated yield to maturity (YTM) for Cash+ USD and Income+ portfolios. YTM of a bond is the total return that an investor stands to receive if all scheduled payments are made on time and the bond is held until maturity. YTM of the portfolio is the weighted average of the YTM of the bonds held in the constituent funds in the portfolio. YTM is reported gross of fees, the deduction of which will reduce the yield. It does not represent the portfolio's return.
Learn more
Source: Syfe. As of 30th Apr 2023
Investments focused on equity markets that seek to provide high level of capital appreciation over time.
3.6%–8.2% p.a.
Usually less than 0.05%
3–36 months
Term
None*
None
Locked in
Interest rate lock-in
Yes, for Cash+ Guaranteed
No lock-in
Single bank/Financial institution
Diversification/Exposure
SG government, high-quality corporate, global investment-grade, high-yield bonds
Single bank/Financial institution
End of term
Payout frequency
Daily accrual/Monthly payout*
No payouts
-
Onboarding time
Within 1–2 weeks
A few months
The Syfe advantage
We’re here to help
Reach out to the humans behind our tech. Our wealth advisors will guide you through all our products and services.
SCHEDULE CALLFAQs
How long would the onboarding process take?
The entire process would take approximately 2 - 3 weeks, depending on the complexity of your company structure.
Can I submit my own board resolution?
No. Syfe provides a standard template to all our business clients. However, do speak to your assigned advisor if your business has any special requirements.
How do I know if my account has been opened?
A Syfe representative will reach out to you. Your assigned advisor will also be in touch with you to better understand and assess your business.
Is Syfe a bank?
No, Syfe is not a bank. We are regulated by the Monetary Authority of Singapore under a Capital Markets Services Licence for conducting fund management activities and dealing in capital markets products.
Are my funds safe?
Yes, your money is secure.
Learn more about how Syfe keeps your money safe in this FAQ.
What kinds of businesses are eligible to sign up for a Syfe business account?
We support businesses globally, subject to compliance and legal requirements.
Is there a minimum deposit requirement?
There is a minimum initial deposit requirement of S$100,000. Do speak with your assigned advisor to find out more.
Are there any restrictions in relation to transfers in and out of the account?
There are no restrictions on funds transfers in and out of your Syfe account. Do speak with your assigned advisor who can better understand and assess your business requirements.
Can I have more than one authorised personnel?
Not at this point in time, but we are working on this.
What currencies are available?
Currently, your account can only be funded in USD & SGD. Learn more about the different currencies in this FAQ.
https://help.syfe.com/hc/en-us/articles/360056409873-What-currency-can-I-transfer-funds-in-
