Syfe for Business

Your business
in good hands

Enjoy flexible strategies for all your treasury and cash management needs

investorsTrusted by 100K+ investors
Asia FinTech AwardPersonal Tech AwardABF Award
Platform partners
platform-partners
Secure setup
singpass
Seedly4.6
star
illustration
illustration
illustration

Syfe for Business

Your business
in good hands

Enjoy flexible strategies for all your treasury and cash management needs

investorsTrusted by 100K+ investors
Asia FinTech AwardPersonal Tech AwardABF Award
Platform partners
platform-partners
Secure setup
singpass
Seedly4.6
star
illustration
illustration
illustration

Syfe for Business

Your business
in good hands

Enjoy flexible strategies for all your treasury and cash management needs

investorsTrusted by 100K+ investors
Asia FinTech AwardPersonal Tech AwardABF Award
Platform partners
platform-partners
Secure setup
singpass
Seedly4.6
star
illustration
illustration
illustration

Syfe for Business

Your business
in good hands

Enjoy flexible strategies for all your treasury and cash management needs

investorsTrusted by 100K+ investors
Asia FinTech AwardPersonal Tech AwardABF Award
Platform partners
platform-partners
Secure setup
singpass
Seedly4.6
star
illustration
illustration
illustration
  • Card Icon
    Enjoy higher yields
    3.6% to 8.5% p.a.
  • Card Icon
    Get verified and start investing in just weeks
  • Card Icon
    Simple, all-inclusive pricing with low & transparent fees
  • Card Icon
    No lock-in period or withdrawal penalties
  • Treasury management solutions for every business
    Primary liquidity
    Secondary liquidity
    Focus
    Capital preservation and high liquidity
    Projected requirement of funds
    1–12 months
    (short-term)
    The solutions you should choose
    Cash+ Flexi
    Very low Risk
    Cash+ USD
    Earn projected returns on idle cash, no lock-ins
    5.00%
    Projected Return
    Cash+ Flexi
    Very low Risk
    Cash+ SGD
    Earn projected returns on idle cash, no lock-ins
    3.70%
    Projected Return
    Liquidity
    (Withdrawal timeline)
    T+1 business days
    Invest in
    • Money market funds
    • Government bonds
    Primary liquidity
    Secondary liquidity
    Focus
    Capital preservation and high liquidity
    Projected requirement of funds
    1–12 months
    (short-term)
    The solutions you should choose
    Cash+ Flexi
    Very low Risk
    Cash+ USD
    Earn projected returns on idle cash, no lock-ins
    5.00%
    Projected Return
    Cash+ Flexi
    Very low Risk
    Cash+ SGD
    Earn projected returns on idle cash, no lock-ins
    3.70%
    Projected Return
    Liquidity
    (Withdrawal timeline)
    T+1 business days
    Invest in
    • Money market funds
    • Government bonds
    Focus
    Primary liquidity
    Capital preservation and high liquidity
    Secondary liquidity
    Enhanced yield and capital appreciation
    Projected requirement of funds
    1–12 months
    (short-term)
    12+ months
    (long-term)
    The solutions you should choose
    Cash+ Flexi
    Very low Risk
    Cash+ USD
    Earn projected returns on idle cash, no lock-ins
    5.00%
    Projected Return
    Cash+ Flexi
    Very low Risk
    Cash+ SGD
    Earn projected returns on idle cash, no lock-ins
    3.70%
    Projected Return
    Income+
    Low Risk
    Income+ Preserve
    Steady income with capital preservation
    6.7%
    Yield to maturity
    4.0-4.5% p.a.
    Monthly payout
    Income+
    Moderately low Risk
    Income+ Enhance
    Higher income with capital appreciation
    8.5%
    Yield to maturity
    5.5-6.0% p.a.
    Monthly payout
    Liquidity
    (Withdrawal timeline)
    T+1 business days
    T+4 business days
    Invest in
    • Money market funds
    • Government bonds
    • High-quality corporate bonds
    • Global investment-grade bonds
    • High-yield bonds

    Built with funds from world-class asset managers

    Expertise

    Expertise

    Harness the expertise and technology of best-in-class fund managers.

    Access

    Access

    Access high-quality investment solutions traditionally reserved for institutional investors.

    Customisation

    Customisation

    Explore a suite of innovative products tailored to your business’s needs.

    Fund partners
    PIMCO
    lion-global
    Why invest with Syfe?
    Fixed Deposits
    Syfe for Business
    Corporate Bank Account
    Up to 3% (SGD)
    Up to 4.5% (USD)
    Annualised interest/
    Yield to maturity
    3.6% - 8.5%
    <0.05* (Depends, but
    usually less than 0.05%)
    Locked in
    Lock-in
    No lock-in
    No lock-in
    End of term
    Payout frequency
    Daily accrual/
    Monthly payout
    No payouts
    Single bank/Financial institution
    Diversification/Exposure
    SG government, high-quality corporate, global investment grade, high-yield bonds
    Single bank/Financial institution
    Fees and loss of accrued interest (for premature withdrawals)
    Withdrawal penalty
    None
    None
    3–36 months
    Term/Duration
    None
    None
    Yes, insured up to S$75K by SDIC
    Capital protected?
    No, but some portfolios have low probabilities of negative returns
    Yes, insured up to S$75K by SDIC
    *CBA refers to Corporate Bank Account
    Source: Syfe, DBS (latest 6-month FD rates as of 26 May, 2023). Syfe For Business treasury management solutions are low to moderately low risk investment portfolios managed by Syfe. It is not a savings or deposit product at a bank. Investments involve risk and Syfe For Business does not provide any guarantee or assurance of returns.
    Advisory Image
    Advisory Image
    Advisory Image

    Talk to your dedicated advisor

    Personalised consultation for businessesGet a personalised consultation based on your business goals.

    Frequently asked questions

    How long would the onboarding process take?

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    The entire process would take approximately 2 - 3 weeks, depending on the complexity of your company structure.

    Can I submit my own board resolution?

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    No. Syfe provides a standard template to all our business clients. However, do speak to your assigned advisor if your business has any special requirements.

    How do I know if my account has been opened?

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    A Syfe representative will reach out to you. Your assigned advisor will also be in touch with you to better understand and assess your business.

    Is Syfe a bank?

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    No, Syfe is not a bank. We are regulated by the Monetary Authority of Singapore under a Capital Markets Services Licence for conducting fund management activities and dealing in capital markets products.

    Are my funds safe?

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    Yes, your money is secure.

    Learn more about how Syfe keeps your money safe in this FAQ.

    https://help.syfe.com/hc/en-us/articles/4412144088473-How-does-Syfe-keep-the-client-s-monies-and-assets-safe-

    What kinds of businesses are eligible to sign up for a Syfe business account?

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    We support businesses globally, subject to compliance and legal requirements.

    Is there a minimum deposit requirement?

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    There is a minimum initial deposit requirement of S$100,000. Do speak with your assigned advisor to find out more.

    Are there any restrictions in relation to transfers in and out of the account?

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    There are no restrictions on funds transfers in and out of your Syfe account. Do speak with your assigned advisor who can better understand and assess your business requirements.

    Can I have more than one authorised personnel?

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    Yes, more than one person may be authorised to operate the Account.

    What currencies are available?

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    Currently, your account can only be funded in USD & SGD. Learn more about the different currencies in this FAQ.

    https://help.syfe.com/hc/en-us/articles/360056409873-What-currency-can-I-transfer-funds-in-

    As featured in

    CNBC
    TechCrunch
    Straits Times
    Business Times
    Bloomberg
    Financial Times
    Syfe

    Pronounced as
    Sounds like life

    Why the name Syfe?
    In Japanese, the word Saifu means wallet and to be closely associated with our most important attribute - which is the word safe

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    [email protected]
    +65-3138-1215
    #11-01 11th Floor, The House Of Eden, 4 Robinson Road, Singapore 048543
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    This website is developed and operated by Syfe Pte. Ltd. (“Syfe”), which holds a Capital Markets Services Licence and is regulated by the Monetary Authority of Singapore (Co. Reg. No. 201834952H). The information contained herein is provided for general information only and should not be used as a basis for making any investment or business decisions. Past performances are not necessarily indicative of future performances. Investment involves various risks, and you should ensure that you fully understand the risks, characteristics, and restrictions by reading the Risk Disclosure Statement, and determine if the investment products are suitable for your financial situation, investment objective, and risk tolerance before making any investment decisions. You are recommended to obtain independent professional advice where appropriate. All return figures shown are presented for informational purposes only and are not indications, predictions, forecasts, nor guarantees of future performance results, or the quality of an investment, are subject to change without notice and may differ or be contrary to opinions expressed by others. Syfe does not take responsibility for the calculation of assumed target returns, no representation or warranty is given as to the adequacy or reasonableness of the methodologies or assumptions used in calculating assumed target returns, and no reliance should be placed on any assumed target return. All rights reserved. Use of this website is governed by the Terms of Use. The content contained on this site is provided to users “as-is” without any express or implied warranty. Any third-party trademarks (including logos and icons) referenced in this website or the Syfe application are and remain the property of their respective owners and do not represent endorsements of any kind. Unless specifically identified, the use of third-party trademarks by Syfe and/or its affiliates does not indicate any relationship, sponsorship, or endorsement between Syfe and/or its affiliates and the owners of the trademarks and/or their respective affiliates. Any references by Syfe to third-party trademarks are intended to identify the corresponding third-party goods, services, and/or entities for informational and identification purposes. Any notification from the Syfe application is not a product advertisement that has been reviewed by the Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.
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