core defensive
For investors who want stable portfolio appreciation while building towards short-term financial goals.
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Invest in high-quality global bonds with a small allocation to equities for growth.
2.55
% p.a. returns (8Y). Designed for capital preservation with stable growth.
Compound returns with automatic dividend reinvesting and recurring transfer plans.
Composition
Access diversified, institutional-grade solutions
in one portfolio.
Equities
100%
legend 1
100%
legend 1
100%
legend 1
100%
legend 1
100%
others
100%
Last update: 31 May 2023 14:30 SGT
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
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Past performance
Our Smart Beta strategy optimises your portfolio’s equity component to outperform the markets over time.
core defensive
avg ann return (8y)
2.55
S&P TARGET RISK conservative (SPTGCU)
avg ann return (8y)
3.5
Core Defensive
SPTGcu
Since inception on 31 Mar 2021
Source: Based on Syfe’s internal backtested methodology with information obtained from fund managers. Past returns shown here are for illustration only. They are calculated before fees and in USD terms unless otherwise specified. The past returns since inception are based on model portfolio returns which may not fully account for trading costs, tax implications and timing impacts. Past returns before portfolio inception date are based on our internal backtested data and are not a guarantee for future performance.
Last update: 31 May 2023 14:30 SGT
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Projected returns
Versus S$1,090,000 when left uninvested
+ $500 monthly investment for 15 years
Core Defensive
Forecast range
To forecast future returns, we use sophisticated techniques such as the forward-looking Monte Carlo simulation to determine a realistic range of return for you.
2023
Optimistic
If the global financial environment is extremely positive then you might see this return. There is only a 5% likelihood your portfolio return will be at or above this number.
S$3,207,874
Median probability
If the global financial environment performs as expected then this is the median expected return. There is a 50% likelihood your portfolio return will be at or above this number.
S$3,207,874
Conservative
If the global financial environment is extremely negative then you might see this return. There is 95% likelihood your return would be at or above this number.
S$3,207,874
Core Defensive
Forecast settings
The amount of money you are looking to pay upfront in one single payment rather than in instalments.
Investments focused on equity markets that seek to provide high level of capital appreciation over time.
The amount of money you are looking to pay in monthly instalments.
Investments focused on equity markets that seek to provide high level of capital appreciation over time.
The number of years you are planning to invest in this portfolio
Investments focused on equity markets that seek to provide high level of capital appreciation over time.
Featured ETFs in
your portfolio
iShares 1-3 Year Treasury Bond ETF
Exposure to 1-3 Year Treasury Bonds denominated in USD
SPDR Gold Shares
Exposure to gold
Invesco QQQ Trust Series 1
Exposure to 100 of the largest non-financial companies by market cap listed on Nasdaq, including computer hardware and software, telecommunications, retail/wholesale trade and biotechnology
Comparing portfolios
Get started with or diversify your investments with a portfolio that best suits your needs.
core defensive
risk rating
Low
annualised returns (8Y)
asset allocation
recommended investment horizon
Short
(2+ years)
core equity100
core growth
core balanced
High
Moderately high
Moderately low
Long
(10+ years)
Medium-long
(5+ years)
Medium
(3+ years)
Why invest with Syfe?
Learn how our Core portfolios stack against other strategies like traditional ETF investing.
syfe core
diy etf investing
cdp and brokerage account
Not required
Required
investment strategy
Systematic,
3-factor investing
Freestyle
expected returns
Per index
Dependent on
individual skill and experience
automatic dividend reinvestment
biannual rebalancing
management fees
All-inclusive fee at
0.35% to 0.65% p.a.
Commission and brokerage fees payable per trade
TIME REQUIRED
Low
Significant
RISK MANAGEMENT
Automated
Self-directed
Our
Smart Beta
investment strategy
Portfolio aims to provide steady and consistent returns while minimising downside risk. Primarily investing in broadly diversified bond ETFs with a smaller allocation to global equity and gold ETFs.
learn more
asset class
%
Equity
100 %
equities
Bonds
commodities
ETF
SYM
BOL
CLASS
%
CapitaLand Ascott Trust
Real estate and real estate-related assets which are income-producing and predominantly used, as serviced residences, rental housing properties, and other hospitality assets.
CLAS
7.54%
7.54%
CapitaLand Ascott Trust
Real estate and real estate-related assets which are income-producing and predominantly used, as serviced residences, rental housing properties, and other hospitality assets.
CLAS
7.54%
7.54%
CapitaLand Ascott Trust
Real estate and real estate-related assets which are income-producing and predominantly used, as serviced residences, rental housing properties, and other hospitality assets.
CLAS
7.54%
7.54%
CapitaLand Ascott Trust
Real estate and real estate-related assets which are income-producing and predominantly used, as serviced residences, rental housing properties, and other hospitality assets.
CLAS
7.54%
7.54%
Stock
%
YTD
11.57 %
sector
%
Industrial REITs 4
10.5%
REITs Copy 2
10.5%
Industrial REITs 4
10.5%
Industrial REITs 4
10.5%
Industrial REITs 4
10.5%
Industrial REITs 4
10.5%
Countries
%
Country
11.57 %
Core DEfensive
Past returns
PERIOD
%
YTD
11.57 %
PERIOD
%
YT2023D
11.57 %
PERIOD
%
YT2023D
11.57 %
FAQs
How do the Core portfolios work?
The Core portfolios comprises stock, bond, and gold ETFs that aim to provide global diversification and better risk-adjusted returns.
The portfolios are constructed using an Asset Class Risk Budgeting approach to achieve a relatively stable asset allocation making them ideal for passive investing.
The equity component of the Core portfolios are further optimized using Smart Beta factors namely growth, large-cap and low-volatility factors. To improve risk-adjusted returns, the Core portfolio also holds an increased exposure to technology and Chinese stocks.
Clients can choose from three different Core portfolio types depending on their investment goals, time horizon and risk appetite: Core Defensive, Core Balanced, Core Growth
What is the Core Defensive portfolio?
The Core Defensive portfolio is a low-risk portfolio that is invested mainly in high-quality bond ETFs. It also contains an allocation to stock and gold ETFs for added diversification.
The portfolio is designed for investors who prefer stable returns that are better than what a traditional savings account can generate.
How do I start investing with Syfe?
Visit
Get Started
and follow the following steps:
Select a portfolio type
Answer a few questions to help us personalise your portfolio. Feel free to explore your portfolio and finalise an investment plan. Proceed to create your Syfe account
You can use Singpass to verify your identity instantly. You can also manually enter your details and upload supporting documents
Once your account has been created, you can transfer funds to your portfolio using PayNow, FAST, Telegraphic Transfer and other methods
Done! We will invest your funds for you. You can access your account anytime via our web dashboard or app
