CASH MANAGEMENT

About Cash+ Guaranteed (USD)

  • The guaranteed capital and returns apply only to the USD value of your portfolio, regardless of the currency it’s deposited in.
  • Funding or withdrawing in a non-USD currency may impact your returns due to exchange rate fluctuations.
see examples in action

Supercharge your savings

Put every dollar to work. Discover low-risk, short-term portfolios designed to help you maximise returns with maximum flexibility.

Get started

Competitive rates

Enjoy better returns than traditional
savings accounts.

Maximise every dollar

Invest however much you like. No minimum or maximum sums. No hoops to jump through.

Designed for liquidity

Enjoy short to no lock-in periods—your spare cash is always within easy reach.

How to invest with Cash Management

STEP 1

Getting started

Tap “Add Portfolio” to begin.
STEP 2

Choose Your Portfolio

Select between Cash+ Guaranteed or Cash+ Flexi.
STEP 3

Review Portfolio Details

See key highlights and performance
summary at a glance.
STEP 4

Forecast calculator

Align your investments with your future goals.
STEP 5

Add Funds

We support eGIRO from major banks, PayNow, wire transfers, and more.
STEP 6

You're All Set

You'll get an email once funds are credited to your account.

Portfolios at a glance

Earn steady returns on your idle cash.

Cash+ Flexi
popular
very LOW RISK

Preservation / relative safety of invested capital with returns in line with short-term money market rates.

Investments focused on equity markets that seek to provide high levels of capital appreciation over time.

close
Stable returns with no lock-in. Available in SGD and USD.
Details
Projected returns
2.3
-
4.2
% p.a.
Select
Cash+ Guaranteed
VERY LOW RISK

Preservation / relative safety of invested capital with returns in line with short-term money market rates.

Investments focused on equity markets that seek to provide high levels of capital appreciation over time.

close
Guaranteed returns with short 1, 3, 6 and 12-month terms.
Details
Guaranteed returns
-
% p.a.
Select

Syfe’s Cash Management Suite

Compare among our Cash+ portfolios.

CASH+ FLEXI (SGD)CASH+ FLEXI (USD)CASH+ GUARANTEED (SGD)
CASH+ GUARANTEED (USD)#
RETURNS

2.2% - 2.3%

 p.a.

projected
(after all fees)

4.2% - 4.3%

 p.a.

projected
(after all fees)

1.3

% p.a.

guaranteed in SGD

4.3

% p.a.

guaranteed in USD

CAPITAL GUARANTEEDNoNo

SGD

USD

RECEIVE RETURNSDailyDailyEnd of termEnd of term
TERMNoneNone1-12 Months1 Month
FUNDING CURRENCYSGDUSD or SGDSGD

USD or SGD
Learn about FX fluctuation

MANAGEMENT FEE0.05% to 0.15% p.a.0.15% to 0.20% p.a.NoneNone
MINIMUM PORTFOLIO FUNDINGNoneUS$10,000NoneNone

*Cash+ Flexi projected returns are based on annualised amortised yield estimates of the underlying funds provided by the fund managers, as of {insert date}. They are not guarantees of future performance. Cash+ Guaranteed returns are guaranteed, subject to underlying bank risk.

#For Cash+ Guaranteed (USD) only: The guaranteed capital and returns apply only to the USD value of your portfolio, regardless of the currency it’s deposited in. Funding or withdrawing in a non-USD currency may impact your returns due to exchange rate fluctuations.

The Syfe advantage

invest on autopilot

Set up automatic recurring transfers to and from your cash management portfolios.

You’re in control

Check and update your portfolios anytime and anywhere with unlimited free withdrawals.

Fund today, get invested tomorrow

Enjoy seamless funding and withdrawals within a business day.