1. Campaign Overview and Period

1.1 Campaign Period

The Campaign runs from 9 September 2026, 00:00 hours (SGT) to 15 October 2026, 23:59 hours (SGT), both dates inclusive (the “Campaign Period”).

An eligible user must successfully apply promo code “TRADEMORE” during the Campaign Period to participate.

Syfe’s system records and system time are conclusive for determining whether the promo code has been successfully applied and whether an action has occurred within the applicable Campaign period.

1.2 Participant Campaign Timeline

Each participant’s Campaign journey consists of:

• 1. a 30-calendar-day Qualifying Period beginning on the participant’s Activation Date, during which the participant must:
  • meet the applicable minimum Net Funding requirement using Fresh Funds; and
  • complete one or more Qualifying Trades with an aggregate trade value of at least S$100 (or its USD equivalent); followed immediately by
• 2. a 90-calendar-day Holding Period.

A participant who successfully applies promo code “TRADEMORE” during the Campaign Period receives the full 30-day Qualifying Period even where the Qualifying Period extends beyond 15 October 2026.

The subsequent 90-day Holding Period also continues beyond the Campaign Period where applicable.

1.3 Campaign Benefits

Campaign benefits are determined by:

• whether the participant is a New User or Existing User;
• whether the participant has completed one or more Qualifying Trades with an aggregate trade value of at least S$100 (or its USD equivalent) during the Qualifying Period;
• the participant’s Net Funding at the end of the Qualifying Period; and
• the participant’s final Qualifying Funding Tier after completion of the Holding Period.

New Users receive:

• Cash Credits, where applicable;
• Fractional Share Mystery Boxes;
• S$50 Trading Fee Credits; and

Existing Users receive:

• Fractional Share Mystery Boxes;
• S$50 Trading Fee Credits.

2. Eligibility

2.1 General Eligibility

The Campaign is open to New Users and Existing Users who:

• are legal residents of Singapore at the time of participation;
• are at least 18 years old;
• have successfully opened and maintained an active Syfe account, including completion of all required identity verification and onboarding requirements;
• have an active Syfe Brokerage account;
• successfully apply promo code “TRADEMORE” during the Campaign Period;
• satisfy the applicable funding, Qualifying Trade and Holding Period requirements under these T&Cs; and
• are not employees of Syfe or Syfe’s related corporations or affiliates, or immediate family members of such employees.

Participation is limited to the first 10,000 successful applications of the promotion code. Once the limit of 10,000 successful applications is reached, the promotion code will be deactivated and subsequent applications will not be possible.

Successful application of the promotion code does not itself guarantee Campaign eligibility or Campaign benefits, which remain subject to the participant satisfying all applicable requirements under these T&Cs.

Syfe reserves the right to determine, in its sole discretion, whether the cap has been reached and whether an application qualifies as one of the first 10,000 successful applications.

2.2 New User

A “New User” means an eligible individual or corporate entity that has not previously made any successful funding transaction or carried out any successful funding action into any Syfe account or product at any time before the start of the Campaign Period, regardless of whether that individual or entity has opened a Syfe account or completed identity verification, as determined by Syfe’s records.

2.3 Existing User

An “Existing User” means an eligible individual or corporate entity that holds an active Syfe account and is not a New User.

2.4 One Participation Per Participant

Each eligible participant can participate in the Campaign once.

Syfe determines participation and eligibility by reference to the participant’s identity, account records, funding records and other information associated with the participant’s Syfe account.

3. How to Participate

3.1 Promo Code Activation

To participate, an eligible user must, during the Campaign Period:

• (a) navigate to the Promotions page in the Syfe app; and
• (b) successfully apply promo code “TRADEMORE”.

Participation is not automatic.

A user who does not successfully apply promo code “TRADEMORE” during the Campaign Period does not qualify for the Campaign, regardless of any funding or trading activity undertaken by the user.

The date and time on which promo code “TRADEMORE” is successfully applied is the participant’s “Activation Date”, as determined by Syfe’s records.

3.2 Qualifying Period

The participant’s Qualifying Period begins on the Activation Date and lasts for 30 consecutive calendar days.

During the Qualifying Period, the participant must complete both of the following:

• (a) deposit sufficient Fresh Funds into Syfe Brokerage to meet the minimum Net Funding requirement for an applicable Qualifying Funding Tier; and
• (b) complete one or more Qualifying Trades with an aggregate trade value of at least S$100 (or its USD equivalent).

A participant must complete both requirements within the Qualifying Period to qualify for Campaign benefits.

The participant may make one or more qualifying funding transactions during the Qualifying Period. All qualifying Fresh Funds credited during the Qualifying Period are aggregated and net of any withdrawals or transfers-out over the same period when determining the participant’s Net Funding and Qualifying Funding Tier.

3.3 Qualifying Trades

For the purposes of this Campaign, a “Qualifying Trade” means a successfully executed buy order through the participant’s Syfe Brokerage account during the Qualifying Period.

Qualifying Trades may be denominated in Singapore Dollars (SGD) or United States Dollars (USD). A participant may complete one or more Qualifying Trades, provided that the aggregate trade value of all Qualifying Trades completed during the Qualifying Period is at least S$100, or its equivalent in USD as determined under this Clause 3.3.

For example, a participant may satisfy the Qualifying Trade requirement by completing:

• one Qualifying Trade with a trade value of S$100 (or its USD equivalent) or more; or
• multiple Qualifying Trades which, when aggregated, have a total trade value of S$100 (or its USD equivalent) or more.

Only successfully executed buy orders count towards the Qualifying Trade requirement.

Orders that are cancelled, rejected, expired, reversed or otherwise not executed do not qualify.

Where a Qualifying Trade is denominated in USD or any other currency other than Singapore dollars, Syfe will determine its Singapore dollar equivalent using the applicable exchange rate determined by Syfe at or around the time of execution, for the purpose of determining whether the S$100 aggregate trade value threshold has been met.

3.4 Multiple Funding Transactions

A participant can make multiple qualifying funding transactions using Fresh Funds during the Qualifying Period.

For example:

• first qualifying funding: S$5,000;
• second qualifying funding during the same Qualifying Period: S$5,000;
• aggregate qualifying transfer-ins: S$10,000.

Subject to any withdrawals or transfer-outs during the relevant period, the participant’s Net Funding is therefore S$10,000.

3.5 Fresh Funds

Only Fresh Funds originating from outside the Syfe platform qualify for the Campaign.

The following do not constitute Fresh Funds:

• internal transfers between Syfe accounts, portfolios or products;
• transfers from another Syfe product or portfolio into Syfe Brokerage;
• reallocations or switches between Syfe products or portfolios;
• funds originating from a prior withdrawal from Syfe;
• recurring or auto-invest transactions;
• recurring or automated investment or funding transactions;
• reversed, rejected or chargeback transactions; and
• any transaction that does not represent a genuine external cash inflow into Syfe Brokerage.

3.6 Net Funding

For Campaign purposes:

Net Funding = Aggregate (Qualifying Fresh Fund Transfer-Ins – Withdrawals and Transfer-Outs)

Market movements, including increases or decreases in the market value of securities held in Syfe Brokerage, do not affect the calculation of Net Funding.

3.7 Qualifying Funding Tier

Subject to the participant having completed both the funding and Qualifying Trade requirements under Clause 3.2, the participant’s Net Funding at the end of the Qualifying Period determines the participant’s Qualifying Funding Tier.

The participant’s Campaign benefits are determined according to the applicable New User or Existing User reward table in Clauses 5 and 6.

A participant who does not complete one or more Qualifying Trades with an aggregate trade value of at least S$100 (or its USD equivalent) during the Qualifying Period does not qualify for Campaign benefits, regardless of the participant’s Net Funding.

Additional funding made after the end of the Qualifying Period does not increase the participant’s Qualifying Funding Tier or Campaign benefits.

4. Holding Period and Net Funding Maintenance

4.1 Holding Period

Subject to the participant having successfully completed the funding and Qualifying Trade requirements during the Qualifying Period, the participant’s Holding Period begins immediately after the participant’s 30-day Qualifying Period and lasts for 90 consecutive calendar days.

The participant must maintain the minimum Net Funding required for the applicable Qualifying Funding Tier throughout the full Holding Period.

Example:

Kenny funds S$10,000 into his Syfe Brokerage account, then places a few trades totalling S$5,000 in trade value — enough to satisfy the Qualifying Trade requirement.

At this point, Kenny’s Qualifying Funding Tier is based on his full S$10,000 Net Funding, not the S$5,000 he traded with. His 90-day Holding Period now begins.

Halfway through the Holding Period, Kenny funds an additional S$5,000, bringing his Net Funding to S$15,000. However, this does not upgrade his Qualifying Funding Tier, as this remains based on his original S$10,000.

Kenny completes the Holding Period with S$15,000 in his account and receives the Campaign benefits corresponding to the S$10,000 tier.

4.2 Withdrawals and Transfer-Outs

Withdrawals and transfer-outs made during the Holding Period reduce the participant’s Net Funding.

Where the participant’s Net Funding falls below the minimum amount required for the participant’s Qualifying Funding Tier, the participant’s final tier is recalculated based on the lower Net Funding maintained.

This results in the corresponding reduction in the participant’s Campaign benefits, including:

• Cash Credits (if applicable);
• Fractional Share Mystery Box entitlement.

4.3 Falling Below the Minimum Campaign Tier

If the participant’s Net Funding falls below the minimum Qualifying Funding Tier applicable to the participant’s User Type, the participant forfeits all Campaign benefits that require successful completion of the Holding Period.

4.4 No Upward Requalification During the Holding Period

Additional funding made during the Holding Period does not increase the participant’s Qualifying Funding Tier or Campaign benefits.

4.5 Market Movements

Fluctuations in market value do not affect Net Funding or Campaign tier eligibility.

5. New User Rewards

Eligible New Users who successfully complete the funding and Qualifying Trade requirements during the Qualifying Period receive the following Campaign benefits based on their final Qualifying Funding Tier:

Each eligible New User also receives S$50 in Trading Fee Credits in accordance with Clause 8.

6. Existing User Rewards

Eligible Existing Users who successfully complete the funding and Qualifying Trade requirements during the Qualifying Period receive the following Campaign benefits based on their final Qualifying Funding Tier:

Each eligible Existing User also receives S$50 in Trading Fee Credits in accordance with Clause 8.

7. Fractional Share Mystery Boxes

7.1 Fractional Share Mystery Box Entitlement

Subject to successful completion of the funding and Qualifying Trade requirements during the Qualifying Period as well as the Holding Period requirement, the number of Fractional Share Mystery Boxes received by a participant is determined by the participant’s final Qualifying Funding Tier in accordance with Clauses 5 and 6.

Fractional Share Mystery Box entitlement is not cumulative across tiers.

The number stated for the participant’s final Qualifying Funding Tier represents the participant’s total Fractional Share Mystery Box entitlement.

7.2 Fractional Share Mystery Box Reward

Each Fractional Share Mystery Box contains a fractional share reward with a promotional value determined according to the following probability distribution:

The average Fractional Share Mystery Box reward value is S$11.

The average value represents the statistical average reward value across the Fractional Share Mystery Box reward pool.

It does not represent or guarantee the reward value received by an individual participant.

7.3 Random Allocation and Eligible Shares

The reward value of each Fractional Share Mystery Box is randomly allocated in accordance with the probability distribution set out in Clause 7.2.

The underlying fractional share is randomly selected by Syfe from the Campaign stock pool. Syfe does not select or influence which security is allocated to a specific participant or Fractional Share Mystery Box.

The current stock pool comprises:

Syfe determines the final list of securities available for allocation under the Campaign.

If a security selected or allocated for a Fractional Share Mystery Box is unavailable, suspended, delisted, restricted, no longer supported on the Syfe platform, or otherwise cannot reasonably be credited, Syfe will substitute it with another fractional share reward of equivalent promotional value, as determined by Syfe.

Syfe determines the substitute security at its discretion. The participant is not entitled to select or request a particular security or substitute security.

The allocation or substitution of any security under the Campaign does not constitute financial advice, an offer, solicitation, recommendation or endorsement by Syfe to buy, sell or hold that security.

7.5 Reward Reveal

Neither the underlying fractional share nor its monetary value is revealed to the participant at any point during the Holding Period.

Both the identity of the allocated security and the monetary value of the fractional share reward are revealed together, only after the participant has completed the full 90-day Holding Period and Syfe has completed final eligibility verification.

7.6 Final Crediting

Eligible fractional share rewards are credited to the participant’s Syfe Brokerage account within 30 Business Days after completion of the participant’s Holding Period and final eligibility verification by Syfe.

The reveal of the final reward value and the actual crediting of the fractional share are separate events.

8. S$50 Trading Fee Credits

8.1 Trading Fee Credit

Each eligible New User and Existing User receives S$50 in Trading Fee Credits.

Trading Fee Credits apply only to Syfe Brokerage commission charges on eligible trades undertaken during the first 30 days of the participant’s Holding Period.

For the avoidance of doubt, Trading Fee Credits cannot be used on any Qualifying Trades completed during the Qualifying Period for the purpose of satisfying the Campaign’s minimum aggregate trade value requirement.

8.2 Trading Fee Credit Period

The S$50 Trading Fee Credits are available only during the first 30 days of the participant’s 90-day Holding Period.

They become available after the participant has completed the Qualifying Period and remain available for the first 30 days of the Holding Period.

Any trading activity undertaken during the Qualifying Period, including Qualifying Trades completed to satisfy the Campaign requirements, is not eligible for the Trading Fee Credits to be applied.

8.3 Application

During the first 30 days of the Holding Period, eligible Syfe Brokerage commission charges are automatically deducted from the participant’s available S$50 Trading Fee Credit balance.

The Trading Fee Credits can be applied to eligible commission charges for trades across all exchanges supported by Syfe Brokerage.

8.4 Excluded Fees and Charges

Trading Fee Credits do not apply to and do not offset:

• regulatory fees;
• exchange fees;
• clearing fees;
• settlement fees;
• pass-through fees;
• custody charges;
• FX conversion costs or FX spreads;
• taxes or duties;
• miscellaneous charges;
• third-party fees; or
• any other fee or charge that is not a Syfe Brokerage commission charge.

These fees and charges remain payable by the participant.

8.5 Exhaustion of Trading Fee Credits

Once the participant has used the full S$50 Trading Fee Credit balance, subsequent commission charges are payable in accordance with Syfe’s prevailing Brokerage fee schedule.

8.6 Expiry

Any unused Trading Fee Credits expire at the end of the first 30 days of the participant’s Holding Period.

Unused Trading Fee Credits:

• do not roll over;
• cannot be transferred;
• cannot be withdrawn;
• cannot be exchanged for cash; and
• have no residual cash value.

9. Brokerage Cash Credits – New Users

9.1 Brokerage Cash Credit Amount

An eligible New User receives the Cash Credit corresponding to the participant’s final Qualifying Funding Tier set out in Clause 5.

9.2 Nature of Cash Credits

Campaign Cash Credits:

• are promotional Syfe Brokerage credits;
• are non-transferable;
• are non-withdrawable as cash;
• cannot be exchanged or substituted for another reward; and
• are subject to the applicable Syfe Brokerage promotional credit terms.

9.3 Cash Credit Fulfilment

Eligible Cash Credits are credited within 30 Business Days after completion of the participant’s Holding Period and final eligibility verification by Syfe.

10. Reward Verification and Fulfilment

10.1 Provisional Reward Information

Campaign reward information displayed before completion of the Holding Period is provisional.

This includes:

• Qualifying Funding Tier;
• Cash Credit entitlement;
• Fractional Share Mystery Box entitlement; and
• displayed stock tickers.

10.2 Final Verification

Final Campaign eligibility and reward entitlement are determined after:

• completion of the participant’s Qualifying Period;
• verification that the participant completed one or more Qualifying Trades with an aggregate trade value of at least S$100 (or its USD equivalent) during the Qualifying Period;
• completion of the participant’s Holding Period;
• calculation of the participant’s final Net Funding;
• determination of the participant’s final Qualifying Funding Tier;
• calculation of relevant trading activity; and
• completion of Syfe’s eligibility, fraud and abuse checks.

10.3 Reward Crediting Timeline

Unless expressly stated otherwise in these T&Cs, all Campaign benefits that are credited after the Holding Period are processed within 30 Business Days after completion of the participant’s Holding Period and final eligibility verification by Syfe.

10.4 Syfe Records

Syfe’s system records and determinations are final and conclusive for all Campaign-related matters.

11. Disqualification, Recalculation and Clawback

11.1 Voiding or Reduction of Eligibility

The following actions, omissions or events may result in ineligibility, recalculation, reduction or forfeiture of Campaign benefits:

• (a) failure to complete the applicable funding or Qualifying Trade requirements during the Qualifying Period;
• (b) a withdrawal, transfer-out, internal transfer, switch, reallocation or account closure that causes the participant’s Net Funding to fall below an applicable Qualifying Funding Tier;
• (c) a reversal, rejected transaction or chargeback involving Qualifying Funding;
• (d) the creation or use of multiple accounts or identities to circumvent these T&Cs;
• (e) artificial, circular, coordinated or non-genuine funding activity;
• (f) artificial, circular, coordinated or non-genuine trading activity;
• (g) manipulation of funding, withdrawals, trades, cost basis or realised P&L;
• (h) conduct structured primarily to obtain Campaign benefits in a manner inconsistent with the intended operation of the Campaign;
• (i) breach of these T&Cs or Syfe’s prevailing customer agreement; or
• (j) fraudulent, unlawful, abusive, manipulative or bad-faith conduct in connection with the Campaign.

11.2 Recalculation and Clawback

Where a participant fails to satisfy these T&Cs, Syfe reserves the right to:

• recalculate the participant’s Net Funding, Qualifying Funding Tier and Campaign benefits;
• reduce or cancel Campaign benefits;
• disqualify the participant from one or more Campaign benefits;
• withhold, revoke, reverse or cancel any Campaign benefit already awarded; and
• recover the value of a Campaign benefit already granted, including through set-off against amounts held in the participant’s Syfe account where permitted by applicable laws and regulations.

11.3 Finality of Records

Syfe’s system records and determinations are final and conclusive for all purposes of the Campaign, except in the case of manifest error.

12. Combining Promotions

Campaign benefits:

• are awarded once per eligible participant;
• are personal to the participant;
• are non-transferable; and
• are not valid in conjunction with another Syfe promotion, referral programme, welcome offer, fee discount, rebate arrangement or ongoing promotional benefit unless Syfe expressly states otherwise.

Where a participant qualifies for more than one Syfe promotion, Syfe determines the promotion applicable to the participant.

13. Communications

Participants are responsible for ensuring that their registered email address, mobile number and other contact details remain accurate and accessible at all times during the subsistence of their account relationship with Syfe.

Syfe is not responsible for non-receipt of Campaign communications caused by:

• unsubscribing from Syfe communications;
• spam or junk filters;
• blocked addresses; or
• inaccurate or incomplete registered contact details.

14. General Terms

• 16.1 Syfe reserves the right to verify participant eligibility and request supporting information or documentation.
• 16.2 Syfe reserves the right to amend, suspend, shorten, extend or terminate the Campaign or vary these T&Cs, subject to applicable laws and regulations.
• 16.3 Changes to the Campaign or these T&Cs will be communicated through the Syfe app, Syfe website and/or other official Syfe channels.
• 16.4 Continued participation after such communication constitutes acceptance of the updated T&Cs to the extent permitted by applicable law.
• 16.5 Syfe’s decisions in relation to Campaign eligibility, calculations, Campaign benefits and fulfilment are final and binding, except in the case of manifest error.
• 16.6 If any provision of these T&Cs is found to be invalid or unenforceable, the remaining provisions continue in full force and effect.
• 16.7 These T&Cs are governed by the laws of Singapore.

15. Privacy

Personal data is collected and processed in connection with the Campaign as well as the maintenance of a participant’s Syfe account and is used to:

• administer the Campaign;
• determine participant eligibility;
• calculate Campaign benefits;
• verify completion of Qualifying Trades and the aggregate Qualifying Trade value;
• allocate Fractional Share Mystery Boxes;
• calculate trading commission credits;
• monitor and prevent fraud and Campaign abuse;
• fulfil Campaign benefits; and
• comply with legal and regulatory obligations.

Personal data is processed in accordance with Syfe’s Privacy Policy and applicable data protection laws.

16. Disclaimers

16.1 General Information

The Campaign and related Campaign materials are for general information only and do not constitute financial advice, an offer or a recommendation to purchase or sell any product or security.

16.2 Investment Risk

All investments carry risks, including the risk of loss.

Participants should independently consider whether an investment or transaction is appropriate for them and seek independent professional advice where appropriate.

16.3 Campaign Benefits and Investment Decisions

The availability of:

• Cash Credits;
• Fractional Share Mystery Boxes;
• Trading Fee Credits; or

does not constitute a recommendation by Syfe to:

• provide additional funding;
• trade more frequently;
• purchase any particular security;
• hold or sell any particular security; or
• assume additional investment risk.

16.4 Fractional Share Mystery Boxes

The allocation of a particular stock or security through a Fractional Share Mystery Box does not constitute a recommendation or endorsement of that security by Syfe.

The average Fractional Share Mystery Box reward value is a statistical average and is not a guaranteed reward amount.

16.5 Liability

Syfe accepts no liability for investment losses arising directly or indirectly from a participant’s investment or trading decisions or participation in the Campaign, except to the extent that such liability cannot be excluded under applicable law.

16.6 Regulatory Status

Syfe Pte. Ltd. is licensed by the Monetary Authority of Singapore.

Schedule – Definitions

Activation Date

The date and time on which the participant successfully applies promo code “TRADEMORE” on the Promotions page in the Syfe app, as determined by Syfe’s system records.

Business Day

A day other than a Saturday, Sunday or public holiday in Singapore.

Campaign

The Syfe Trade & Grow Brokerage Campaign described in these T&Cs.

Campaign Period

1 September 2026, 00:00 hours (SGT) to 15 October 2026, 23:59 hours (SGT), both dates inclusive.

Campaign Benefit

Any Cash Credit, Fractional Share Mystery Box or Trading Fee Credit provided under the Campaign.

Brokerage Cash Credits

The promotional Syfe Brokerage credits provided to eligible New Users under Clause 10.

Eligible Trade

A qualifying Syfe Brokerage transaction.

Existing User

Has the meaning given in Clause 2.3.

Fractional Share Mystery Box

A Campaign reward containing a randomly allocated fractional share reward with a promotional value determined according to the probability distribution in Clause 7. The allocated share or stock ticker is displayed during the Holding Period, while the monetary value of the reward is revealed only after successful completion of the Holding Period and final eligibility verification.

Fresh Funds

Funds originating from outside the Syfe platform. Internal transfers, reallocations, transfers or switches between Syfe accounts, products or portfolios, funds originating from a prior withdrawal from Syfe, AutoInvest or automated funding transactions, and reversed, rejected or chargeback transactions do not constitute Fresh Funds.

Holding Period

The 90 consecutive calendar days immediately following the participant’s Qualifying Period.

Net Funding

The participant’s aggregate qualifying Fresh Fund transfer-ins less qualifying withdrawals and transfer-outs during the applicable Campaign measurement period.

New User

Has the meaning given in Clause 2.2.

Qualifying Funding

Fresh Funds successfully credited into Syfe Brokerage during the participant’s Qualifying Period after successful application of promo code “TRADEMORE”, less any withdrawals or transfer-out during the same period.

Qualifying Funding Tier

The applicable Campaign reward tier determined by the participant’s Net Funding at the end of the Qualifying Period, subject to successful completion of the applicable funding and Qualifying Trade requirements and maintenance of the required Net Funding during the Holding Period.

Qualifying Period

The 30 consecutive calendar days beginning on the participant’s Activation Date, during which the participant must meet the applicable minimum Net Funding requirement using Fresh Funds and complete one or more Qualifying Trades with an aggregate trade value of at least S$100 (or its USD equivalent).

Qualifying Trade

A successfully executed buy order through Syfe Brokerage during the participant’s Qualifying Period, denominated in Singapore Dollars (SGD) or United States Dollars (USD). A participant may complete one or more Qualifying Trades, provided that the aggregate trade value of all such Qualifying Trades is at least S$100, or its equivalent in USD or another currency as determined by Syfe, in accordance with Clause 3.3.

Trading Fee Credits

The S$50 promotional credit balance that can be used solely to offset eligible Syfe Brokerage commission charges during the first 30 days of the Holding Period and does not apply to regulatory, exchange, clearing, pass-through, FX, tax, third-party or other non-commission fees and charges.

User Type

Whether the participant is classified as a New User or Existing User under these T&Cs.