CORE PORTFOLIOS
Wealth building starts here
Syfe’s flagship fully-managed, globally diversified portfolios, curated to meet all your essential financial goals.
Globally-diversified
Effortlessly invest in equities, bonds and commodities across countries and sectors.
Expertly-constructed
Professionally managed by experts with our proprietary systematic investing strategy.
Cost-effective
Built with best-in-class ETFs that offer broad market exposure at low cost.
Portfolios at a glance
Invest in one or more portfolios based on your goals, time horizon and risk tolerance.
Past performance
Equity-heavy portfolios are more volatile but tend to outperform in the long run. No matter your risk appetite, we believe in staying invested over time.
equity100
growth
Balanced
Defensive
Past returns are shown for illustrative purposes only. They are calculated before fees and in USD terms unless otherwise specified. The past returns since inception (Equity100: 30 June 2020; Growth, Balanced, Defensive: 31 March 2021) are based on model portfolios returns which may not fully account for trading costs, tax implications and timing impacts. Past returns prior to portfolio inception date are based on our internal backtested data with information obtained from underlying fund managers. Past returns are not a guarantee for future performance.
Last update:
31st August 2024 14:30 SGT
Comparing portfolios
| core equity100 | core growth | core balanced | core defensive | |
|---|---|---|---|---|
| Risk rating | High | Moderate high | Moderate low | Low |
| Annualised returns (8Y) | 10.12 % | 8.48 % | 5.71 % | 4.25 % |
| Asset allocation | 100 % equities | 71.2 % equities 23 % bonds 5.8 % gold | 41.6 % equities 46.7 % bonds 11.7 % gold | 20.9 % equities 63.3 % bonds 15.8 % gold |
| Recommended investment horizon | Long (15+ years) | Medium-long (8+ years) | Medium (3+ years) | Short (2+ years) |
Why invest with Syfe?
Learn how our Core portfolios stack against other strategies like traditional ETF investing.
| Syfe Core | DIY ETF investing | |
|---|---|---|
| cdp and brokerage account | Not required | Required |
| investment strategy | Systematic, 3-factor investing | Self-directed |
| expected returns | Per index | Dependent on individual skill and experience |
| automatic dividend reinvestment |  |  |
| biannual rebalancing | | |
| Fees | All-inclusive fee at 0.25% to 0.65% p.a. | Usually payable per trade |
| Effort REQUIRED | Low | Significant |
| RISK MANAGEMENT | Self-directed |
Our Smart Beta investment strategy
Built on principles of diversification, cost-effectiveness, and generating better long term risk-adjusted returns. Our portfolios are constructed using a systematic approach and optimised to enhance long-term returns and reduce volatility.
Learn more
FAQs
Syfe Core portfolios hold equities, bonds and gold in varying allocations. We use exchange-traded funds (ETFs) to represent each asset class to ensure that each portfolio is broadly diversified across sectors and geographies.
Our portfolio methodology for Syfe Core rests on three guiding principles:
- Asset Class Risk Budgeting
- Smart Beta
- Stable asset allocation
Please see more details of our portfolio construction methodology
here
The Core portfolios will be rebalanced twice a year in April and October in accordance with our asset allocation risk budgeting strategy and optimized exposure to smart beta factors that maximizes the long term risk-adjusted returns for the respective Core portfolios.
Yes, you can create different Core portfolios for your different investing goals. For instance, you may invest in Core Growth for a long-term goal like retirement and choose Core Defensive for a short-term goal such as a house downpayment.