Supercharge your savings with our Cash Management solutions.
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Supercharge your savings with our Cash Management solutions.

core PORTFOLIOS

Wealth building starts here

Syfe’s flagship fully-managed, globally diversified portfolios, curated to meet all your essential financial goals.

GLOBALLY-DIVERSIFIED

Effortlessly invest in equities, bonds and commodities across countries and sectors.

EXPERTLY-CONSTRUCTED

Professionally managed by experts with our proprietary systematic investing strategy.

COST-EFFECTIVE

Built with best-in-class ETFs that offer broad market exposure at low cost.

Portfolios at a glance

Invest in one or more portfolios based on your goals, time horizon 

and risk tolerance.

Core Equity100
High RISK

Investments focused on equity markets that seek to provide high levels of capital appreciation over time.

Investments focused on equity markets that seek to provide high levels of capital appreciation over time.

100% global equities to maximise
long-term gains
Avg ann return (8Y)
11.48
% p.a.
Core Growth
moderately High RISK

Investments with greater allocation to equities or higher yielding assets that typically aim to provide mostly capital appreciation and/or high income potential.

Investments with greater allocation to equities or higher yielding assets that typically aim to provide mostly capital appreciation and/or high income potential.

Equity-focused for
medium to long term growth
Avg ann return (8Y)
8.26
% p.a.
Core Balanced
moderately low RISK

Investments that typically aim to provide a balance of income and capital appreciation.

Investments that typically aim to provide a balance of income and capital appreciation.

Optimised asset allocation
balancing risk and return
Avg ann return (8Y)
4.67
% p.a.
Core Defensive
LOW RISK

Preservation of capital and the generation of regular income slightly above inflation or short-term money market rates.

Preservation of capital and the generation of regular income slightly above inflation or short-term money market rates.

Bond-focused for slow and
steady appreciation
Avg ann return (8Y)
3.06
% p.a.

Past performance

Equity-heavy portfolios are more volatile but tend to outperform in the long run. No matter your risk appetite, we believe in staying invested over time.

equity100

growth

balanced

defensive

core equity100
core equity100
chart

Past returns are shown for illustrative purposes only. They are calculated before fees and in USD terms unless otherwise specified. The past returns since inception (Equity100: 30 June 2020; Growth, Balanced, Defensive: 31 March 2021) are based on model portfolios returns which may not fully account for trading costs, tax implications and timing impacts. Past returns prior to portfolio inception date are based on our internal backtested data with information obtained from underlying fund managers. Past returns are not a guarantee for future performance.

Last update: 31 May 2023 14:30 SGT

core equity100
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core equity100
Composition
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Technology Select Sector SPDR Fund

Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc

XLK
2.41 %
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iShares Core MSCI EM IMI UCITS ETF

Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc

XLK
2.41 %
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Utilities Select Sector SPDR Fund

Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc

XLK
2.41 %
arrow
KraneShares CSI China Internet ETF

Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc

XLK
2.41 %
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iShares MSCI China ETF

Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc

XLK
2.41 %
period
% of portfolio
Apple Inc (AAPL)
4.56 %
Microsoft Corp (MSFT)
4.48 %
Alphabet Inc (GOOGL)
2.20 %
Nvidia Corp (NVDA)
2.11 %
Amazon.Com Inc (AMZN)
2.02 %
Tencent Holdings Ltd (700 HK)
1.77 %
Pepsi Co. (PEP)
1.39 %
period
%
Information Technology
11.57 %
Consumer Staples
13.81 %
Healthcare
13.16 %
Consumer Discretionary
12.77 %
Communication Services
9.96 %
Financials
8.29 %
Utilities
5.26 %
period
% of portfolio
US flag
United States
74.31 %
china flag
China
14.82 %
japan flag
Japan
1.88 %
UK flag
United Kingdom
1.24 %
flag
France
1.03 %

Comparing portfolios

Get started with or diversify your investments with a portfolio that best suits your needs.

core equity100

risk rating

High

annualised returns (8Y)

11.48
%

asset allocation

100
%
equities

recommended investment horizon

Long

(10+ years)

core growth
core balanced
core defensive

Moderately high

Moderately low

Low

8.26
%
4.67
%
3.06
%
70.6
%
equities
23.2
%
bonds
6.2
%
gold
39.8
%
equities
47.5
%
bonds
12.7
%
gold
20.1
%
equities
68.5
%
bonds
11.4
%
gold

Medium-long

(5+ years)

Medium

(3+ years)

Short

(2+ years)

Why invest with Syfe?

Learn how our Core portfolios stack against other strategies like traditional ETF investing.

syfe core
diy etf investing

cdp and brokerage account

Not required

Required

investment strategy

Systematic

3-factor investing

Self-directed

expected returns

Per index

Dependent on
individual skill and experience

automatic dividend reinvestment

biannual rebalancing

fees

All-inclusive fee at
0.25% to 0.65% p.a.

Usually payable
per trade

effort REQUIRED

Low

Significant

RISK MANAGEMENT

Self-directed

Our

Smart Beta

investment strategy

Built on principles of diversification, cost-effectiveness, and generating better long term risk-adjusted returns. Our portfolios are constructed using a systematic approach and optimised to enhance long-term returns and reduce volatility.

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FAQs

How do Core portfolios work?

Syfe Core portfolios hold equities, bonds and gold in varying allocations. We use exchange-traded funds (ETFs) to represent each asset class to ensure that each portfolio is broadly diversified across sectors and geographies.

Our portfolio methodology for Syfe Core rests on three guiding principles:

  • Asset Class Risk Budgeting

  • Smart Beta

  • Stable asset allocation

Please see more details of our portfolio construction methodology
here

When will Core portfolios be rebalanced?

The Core portfolios will be rebalanced twice a year in April and October in accordance with our asset allocation risk budgeting strategy and optimized exposure to smart beta factors that maximizes the long term risk-adjusted returns for the respective Core portfolios.

Can I have multiple Core portfolios?

Yes, you can create different Core portfolios for your different investing goals. For instance, you may invest in Core Growth for a long-term goal like retirement and choose Core Defensive for a short-term goal such as a house downpayment.