Cash portfolio

Zero management fee for Cash+

  • 100% trailer fee rebate
  • Unlimited free transfers to investment portfolios
  • No minimum or maximum deposit
  • No lock-ups and no minimum balance
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illustration
illustration
Cash portfolio

Zero management fee for Cash+

  • 100% trailer fee rebate
  • Unlimited free transfers to investment portfolios
  • No minimum or maximum deposit
  • No lock-ups and no minimum balance
illustration
illustration
illustration
Cash portfolio

Zero management fee for Cash+

  • 100% trailer fee rebate
  • Unlimited free transfers to investment portfolios
  • No minimum or maximum deposit
  • No lock-ups and no minimum balance
illustration
illustration
illustration
Cash portfolio

Zero management fee for Cash+

  • 100% trailer fee rebate
  • Unlimited free transfers to investment portfolios
  • No minimum or maximum deposit
  • No lock-ups and no minimum balance
illustration
illustration
illustration
Investment portfolios
Simple, all-inclusive price for all other portfolios
Fee
Blue tier
0.65%
Annual management fee for all investment portfolios
Investment
No min
Min invested amount OR current value of all investment portfolios

Access to Wealth Experts
Mon to Fri support on chat, email and phone
Fee
Black tier
0.5%
Annual management fee for all investment portfolios
Investment
S$20k+
Min invested amount OR current value of all investment portfolios

Access to Wealth Experts
Mon to Fri support on chat, email and phone
Fee
Gold tier
0.4%
Annual management fee for all investment portfolios
Investment
S$100k+
Min invested amount OR current value of all investment portfolios

Access to dedicated Wealth Expert
Mon to Fri support on chat, email and phone
Private Wealth
Fee
0.35%
Annual management fee for all investment portfolios
Investment
S$500k+
Min invested amount OR current value of all investment portfolios
In-depth financial planning
Customised portfolios
Access to non retail investments
Dedicated Wealth Expert
Learn more
private-wealth-illustartion
Fee
Blue tier
0.65%
Annual management fee for all investment portfolios
Investment
No min
Min invested amount OR current value of all investment portfolios

Access to Wealth Experts
Mon to Fri support on chat, email and phone
Fee
Black tier
0.5%
Annual management fee for all investment portfolios
Investment
S$20k+
Min invested amount OR current value of all investment portfolios

Access to Wealth Experts
Mon to Fri support on chat, email and phone
Fee
Gold tier
0.4%
Annual management fee for all investment portfolios
Investment
S$100k+
Min invested amount OR current value of all investment portfolios

Access to dedicated Wealth Expert
Mon to Fri support on chat, email and phone
Private Wealth
Fee
0.35%
Annual management fee for all investment portfolios
Investment
S$500k+
Min invested amount OR current value of all investment portfolios
In-depth financial planning
Customised portfolios
Access to non retail investments
Dedicated Wealth Expert
Learn more
private-wealth-illustartion
Fee
Blue tier
0.65%
Annual management fee for all investment portfolios
Investment
No min
Min invested amount OR current value of all investment portfolios

Access to Wealth Experts
Mon to Fri support on chat, email and phone
Fee
Black tier
0.5%
Annual management fee for all investment portfolios
Investment
S$20k+
Min invested amount OR current value of all investment portfolios

Access to Wealth Experts
Mon to Fri support on chat, email and phone
Fee
Gold tier
0.4%
Annual management fee for all investment portfolios
Investment
S$100k+
Min invested amount OR current value of all investment portfolios

Access to dedicated Wealth Expert
Mon to Fri support on chat, email and phone
Fee
Private Wealth
0.35%
Annual management fee for all investment portfolios
Investment
S$500k+
Min invested amount OR current value of all investment portfolios

In-depth financial planning
Customised portfolios
Access to non retail investments
Dedicated Wealth Expert
Learn more
Fee calculator
My investment
S$10,000
Syfe’s fee per month
S$5.42
@ 0.65% pa
0
20k
100k
500k
1000k
The Syfe advantage
No minimum investment
No lock-in
No brokerage account required
Zero withdrawal fees
Zero Trading / brokerage fees
Free auto rebalancing
Free dividend reinvesting
Free Cash+ to investment portfolio transfers
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Frequently asked questions

How is the fee calculated?

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The fee is calculated on a daily basis and billed at the end of each month. If you withdraw your balance before that, you pay only for the days your money was managed by Syfe. Your tier, and corresponding fees, are decided by the higher of your total assets under management or total invested amount across all portfolios.

How do I pay for the fees and charges?

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When you fund your portfolio, we set aside a small cash component. The relevant fees will be automatically deducted from this cash component each month.

Do I have to pay transaction fees or exit fees?

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No, unlike traditional investment management, Syfe does not charge you transaction or brokerage fees. There are no entry or exit fees and no hidden charges, so you pay even lower fees.

Are there any other fees apart from Syfe's management fee?

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ETF Management Fees (For ETF portfolios)
The ETF management fee across our Syfe Core portfolios averages 0.15 - 0.24%. For an ETF management fee of 0.15%, this amounts to around US$1.50 per US$1,000 invested each year. The fee is charged by the ETF manager and built in to the prices of the ETFs that we buy on your behalf.
Since it is not charged by Syfe, you will not see the ETF management fee deducted directly from your Syfe account.

Currency Conversion
There is a 0.09% fee for currency conversion charged by our broker, SAXO Markets, on the amount converted. This is applicable on SGD transfers made to Syfe Core portfolios where we need to buy or sell US dollars to trade US securities in your account.
To understand more about currency conversion and your portfolio, please read more here.

SEC Charges
The US Securities and Exchange Commission (SEC) charges a very small fee of 0.00221% on sell trades. This fee applies to our Syfe Core portfolios for sell transactions only.

SGX clearing and trading access fees (For REIT portfolios)
The Singapore Exchange (SGX) charges clearing and trading access fees for trades executed on the SGX. These fees apply to our Syfe REIT+ portfolio only. SGX clearing fees are 0.0325% of the contract value and SGX trading access fees are 0.0075% of the contract value.

Pronounced as
Sounds like life
Why the name Syfe?
In Japanese, the word Saifu means wallet and to be closely associated with our most important attribute - which is the word safe
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Connect
[email protected]
+65-3138-1215
#11-01 11th Floor, The House Of Eden, 4 Robinson Road, Singapore 048543
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This website is developed and operated by Syfe Pte. Ltd. (“Syfe”), which holds a Capital Markets Services Licence and is regulated by the Monetary Authority of Singapore (Co. Reg. No. 201834952H). The information contained herein is provided for general information only and should not be used as a basis for making any investment or business decisions. Past performances are not necessarily indicative of future performances. Investment involves various risks, and you should ensure that you fully understand the risks, characteristics, and restrictions by reading the Risk Disclosure Statement, and determine if the investment products are suitable for your financial situation, investment objective, and risk tolerance before making any investment decisions. You are recommended to obtain independent professional advice where appropriate. All return figures shown are presented for informational purposes only and are not indications, predictions, forecasts, nor guarantees of future performance results, or the quality of an investment, are subject to change without notice and may differ or be contrary to opinions expressed by others. Syfe does not take responsibility for the calculation of assumed target returns, no representation or warranty is given as to the adequacy or reasonableness of the methodologies or assumptions used in calculating assumed target returns, and no reliance should be placed on any assumed target return. All rights reserved. Use of this website is governed by the Terms of Use. The content contained on this site is provided to users “as-is” without any express or implied warranty. Any third-party trademarks (including logos and icons) referenced in this website or the Syfe application are and remain the property of their respective owners and do not represent endorsements of any kind. Unless specifically identified, the use of third-party trademarks by Syfe and/or its affiliates does not indicate any relationship, sponsorship, or endorsement between Syfe and/or its affiliates and the owners of the trademarks and/or their respective affiliates. Any references by Syfe to third-party trademarks are intended to identify the corresponding third-party goods, services, and/or entities for informational and identification purposes. Any notification from the Syfe application is not a product advertisement that has been reviewed by the Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.
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