core balanced
For investors looking to balance risk and returns with a diversified portfolio over a medium term.
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Invest in an optimal mix of equities, bonds and gold to build steady, long-term wealth.
4.02
% p.a. returns (8Y). Strike a balance between capital preservation and growth.
Compound returns with automatic dividend reinvesting and recurring transfer plans.
Composition
Access diversified, institutional-grade solutions
in one portfolio.
Equities
100%
legend 1
100%
legend 1
100%
legend 1
100%
legend 1
100%
others
100%
Last update: 31 May 2023 14:30 SGT
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
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Past performance
Our Smart Beta strategy optimises your portfolio’s equity component to outperform the markets over time.
core balanced
avg ann return (8y)
4.02
S&P TARGET RISK moderate (SPTGMU)
avg ann return (8y)
4.34
core balanced
SPTGMU
Since inception on 31 Mar 2021
Source: Based on Syfe’s internal backtested methodology with information obtained from fund managers. Past returns shown here are for illustration only. They are calculated before fees and in USD terms unless otherwise specified. The past returns since inception are based on model portfolio returns which may not fully account for trading costs, tax implications and timing impacts. Past returns before portfolio inception date are based on our internal backtested data and are not a guarantee for future performance.
Last update: 31 May 2023 14:30 SGT
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Stocks in US-listed technology companies such as Microsoft, Apple, Visa, Cisco, Intel etc
Projected returns
Versus S$1,090,000 when left uninvested
+ $500 monthly investment for 15 years
Core Balanced
Forecast range
To forecast future returns, we use sophisticated techniques such as the forward-looking Monte Carlo simulation to determine a realistic range of return for you.
2023
Optimistic
If the global financial environment is extremely positive then you might see this return. There is only a 5% likelihood your portfolio return will be at or above this number.
S$3,207,874
Median probability
If the global financial environment performs as expected then this is the median expected return. There is a 50% likelihood your portfolio return will be at or above this number.
S$3,207,874
Conservative
If the global financial environment is extremely negative then you might see this return. There is 95% likelihood your return would be at or above this number.
S$3,207,874
Core Balanced
Forecast settings
The amount of money you are looking to pay upfront in one single payment rather than in instalments.
Investments focused on equity markets that seek to provide high level of capital appreciation over time.
The amount of money you are looking to pay in monthly instalments.
Investments focused on equity markets that seek to provide high level of capital appreciation over time.
The number of years you are planning to invest in this portfolio
Investments focused on equity markets that seek to provide high level of capital appreciation over time.
Featured ETFs in
your portfolio
Invesco QQQ Trust Series 1
Exposure to 100 of the largest non-financial companies by market cap listed on Nasdaq, including computer hardware and software, telecommunications, retail/wholesale trade and biotechnology
iShares 20+ Year Treasury Bond ETF
Exposure to 20+ Year Treasury Bonds denominated in USD
SPDR Gold Shares
Exposure to gold
Comparing portfolios
Get started with or diversify your investments with a portfolio that best suits your needs.
core balanced
risk rating
Moderately low
annualised returns (8Y)
asset allocation
recommended investment horizon
Medium
(3+ years)
core equity100
core growth
core defensive
High
Moderately high
Low
Long
(10+ years)
Medium-long
(5+ years)
Short
(2+ years)
Why invest with Syfe?
Learn how our Core portfolios stack against other strategies like traditional ETF investing.
syfe core
syfe
core
diy etf investing
DIy
ETFS
cdp and brokerage account
Not required
Required
investment strategy
Systematic,
3-factor investing
Freestyle
expected returns
Per index
Dependent on
individual skill and experience
automatic dividend reinvestment
biannual rebalancing
management fees
All-inclusive fee at
0.35% to 0.65% p.a.
Commission and brokerage fees payable per trade
TIME REQUIRED
Low
Significant
RISK MANAGEMENT
Automated
Self-directed
Our
Smart Beta
investment strategy
Portfolio aims to balance an optimal mix of global equity ETFs with broadly diversified bond and gold ETFs. Optimised by incorporating Smart Beta factors that enhances long term returns, reduces volatility, and improves diversification.
learn more
asset class
%
Equity
100 %
equities
Bonds
commodities
ETF
SYM
BOL
CLASS
%
CapitaLand Ascott Trust
Real estate and real estate-related assets which are income-producing and predominantly used, as serviced residences, rental housing properties, and other hospitality assets.
CLAS
7.54%
7.54%
CapitaLand Ascott Trust
Real estate and real estate-related assets which are income-producing and predominantly used, as serviced residences, rental housing properties, and other hospitality assets.
CLAS
7.54%
7.54%
CapitaLand Ascott Trust
Real estate and real estate-related assets which are income-producing and predominantly used, as serviced residences, rental housing properties, and other hospitality assets.
CLAS
7.54%
7.54%
CapitaLand Ascott Trust
Real estate and real estate-related assets which are income-producing and predominantly used, as serviced residences, rental housing properties, and other hospitality assets.
CLAS
7.54%
7.54%
Stock
%
YTD
11.57 %
sector
%
Industrial REITs 4
10.5%
REITs Copy 2
10.5%
Industrial REITs 4
10.5%
Industrial REITs 4
10.5%
Industrial REITs 4
10.5%
Industrial REITs 4
10.5%
Countries
%
Country
11.57 %
Core balanced
Past returns
PERIOD
%
YTD
11.57 %
PERIOD
%
YT2023D
11.57 %
PERIOD
%
YT2023D
11.57 %
FAQs
How do the Core portfolios work?
The Core portfolios comprises stock, bond, and gold ETFs that aim to provide global diversification and better risk-adjusted returns.
The portfolios are constructed using an Asset Class Risk Budgeting approach to achieve a relatively stable asset allocation making them ideal for passive investing.
The equity component of the Core portfolios are further optimized using Smart Beta factors namely growth, large-cap and low-volatility factors. To improve risk-adjusted returns, the Core portfolio also holds an increased exposure to technology and Chinese stocks.
Clients can choose from three different Core portfolio types depending on their investment goals, time horizon and risk appetite: Core Defensive, Core Balanced, Core Growth
What is the Core Balanced portfolio?
The Core Balanced portfolio is a medium-risk portfolio with an optimal mix of stock, bond and gold ETFs. The asset allocation focuses on better risk-adjusted returns, with the ETFs collectively invested in over 3,500 stocks of the world’s top companies.
The portfolio is designed for investors seeking moderate long-term growth while still having an exposure to bonds and gold to cushion their portfolio during market declines.
How do I start investing with Syfe?
Visit
Get Started
and follow the following steps:
Select a portfolio type
Answer a few questions to help us personalise your portfolio. Feel free to explore your portfolio and finalise an investment plan. Proceed to create your Syfe account
You can use Singpass to verify your identity instantly. You can also manually enter your details and upload supporting documents
Once your account has been created, you can transfer funds to your portfolio using PayNow, FAST, Telegraphic Transfer and other methods
Done! We will invest your funds for you. You can access your account anytime via our web dashboard or app
