Earn extra income from your securities
Maximise your investment potential with no extra effort by lending out your eligible stocks and ETFs.
Open a Syfe account
Extra monthly income
Receive automatic monthly interest payments for any loaned out securities.
Built-in protection
Loans are secured by cash collateral equal to 102% of the shares’ market value.
Sell anytime
You maintain full ability to sell your securities on loan at any time.
More from your portfolio
Lending eligible securities you hold can generate extra income throughout the loan period. The income you receive depends on which securities are lent out and can vary over time.
ACME Corp is currently trading at US$50.00 a share. You own 200 shares, with a market value of US$10,000.00. ACME is in high demand, so when your shares are lent out, we pay you the equivalent of 5% a year computed daily.
US$10,000.00 x 5% = US$500.00
If your shares were on loan for the full year, you could earn about US$500.00 a year, or around US$42 a month, on stock you already own.
Disclaimers: For illustration only. ACME Corp is a fictional company, and the 5% rate is an assumed figure, not a forecast or a typical rate. The rate shown is what is paid to you by Syfe. Actual rates depend on which stocks are lent, market demand and how long your shares are on loan, and they change over time. Many stocks are in lower demand and earn less, and some may not be lent at all. The example assumes shares are on loan for the full year. The actual lending of securities depends on market demand.
How it works
You opt in to Lend & Earn
You enable stock lending in your Syfe app.
All eligible fully paid US securities in your
account become available for lending.
Your securities are loaned out
We coordinate with our brokerage partner to lend your eligible securities. All eligible securities are made available for lending.
Your earn from your securities
Once enabled, you will earn income on any loans that involve your securities. The income will be credited into your account.
A new income stream, right where you invest.
Track lending income alongside your portfolio. See what you have earned, when it came in and how it is building over time.
More reasons to trade with Syfe
$0 commission fees
Pay zero commission and platform fees for trading US stocks and ETFs. Put more of your money into the trade, not commissions.
Trade across global markets
Access US, UK, Singapore, and Hong Kong markets from one account.
Curate with AI
Turn any idea or theme into a curated bundle of US stocks and ETFs.
FAQs
Lend & Earn is a feature in Syfe Brokerage that lets you earn extra monthly income by lending your eligible US securities through our brokerage partner. You can sell your securities on loan at any time.
While your shares are on loan, they are not be covered by SIPC. Instead, every loan is backed by collateral of at least 102% of the shares' market value, held at an independent custodian bank and monitored daily.
Yes, anytime. Selling automatically recalls the loan, so there's nothing extra for you to do.
You cannot choose specific stocks to lend. By enrolling in Syfe’s Lend & Earn program, all of your fully paid stocks, ADRs, and ETFs will be considered for lending.