Syfe Affiliated Partners | Welcome Promotion

Updated as of 24 July 2025

Get Rewarded When You Join Syfe

From 25th July 2025 to 31st August 2025, invest with Syfe and enjoy exclusive rewards — including Singapore bank shares and fee waivers!

Note:
– The total value of the reward shares (DBS, UOB, and OCBC) is capped at S$120.
– To receive rewards across both product categories, you must meet the minimum deposit requirement for each one.
– The first minimum deposit must be made in a single transaction.

Promotion period:

This promotion shall run from 21st July 2024 to 31st August 2025, 23:59 SGT.

How to Redeem Your Rewards

Download the Syfe app: [ios link] | [android link].
Register and complete your account verification (KYC).
On the Home screen, tap the menu icon at the bottom-right corner.
Select “Redeem Promo” and enter your partner promo code.
Tap “Apply” to confirm.
Create a new eligible portfolio.
Make the minimum deposit in a single transaction.

Reward Tiers & Eligibility

Reward Tiers

For Managed Portfolios / Cash Management:

First One-Time Deposit	Reward
S$2,000	6 months of fee waivers
S$5,000	8 months of fee waivers
S$10,000	10 months of fee waivers
S$ 50,000	12 months of fee waivers

Note: Fee waivers are capped at the first S$50,000 of invested funds.

For Brokerage:

First One-Time Deposit	Reward
S$2,000	1 share each of DBS, UOB & OCBC

Note: The total value of the reward shares is capped at S$120, regardless of prevailing market prices.

Eligibility Requirements

Must be new to Syfe defined as a user that has not registered or funded on Syfe before.
Must apply the promo code and meet the minimum funding requirement within 30 days of promo code application.
Must maintain the required balance for the full holding period:
- 30 days for Brokerage
- Entire fee waiver period for Managed Portfolios / Cash Management

Terms & Conditions

The Syfe Affiliated Partner Welcome Promotion (“Promotion”) is organised by Syfe Pte. Ltd. (“Syfe”). By participating in this Promotion, you agree to be bound by these Terms and Conditions, as well as the terms outlined in the client agreement, and to accept Syfe’s decisions regarding all matters related to the Promotion.

1. Promotion Period:
The period to which individuals can register for the Promotion starts on 25 July 2025 and ends on 31 August 2025 at 11:59 PM SGT (the “Promotion Period”).

2. Eligibility:

To qualify for the Reward, you must:

Be new to Syfe, defined as an individual who has not yet registered for a Syfe account, or has registered but not yet funded any Syfe account;
Be a legal resident of Singapore;
Be at least 18 years old at the time of participation;
Complete all actions outlined in Section 3.

3. Qualifying Action:

To qualify for the Reward, a Participant must:

Sign up for a Syfe account and complete the KYC verification process;
Apply the promo code during the Promotion Period;
Open either, or both, of the following account types and meet the funding requirements:

First One-Time Deposit	Managed Portfolio / Cash Management	Brokerage
S$2,000	6 months of fee waiver	1 share each of DBS, UOB, and OCBC
S$5,000	8 months of fee waiver
S$10,000	10 months of fee waiver
S$50,000	12 months of fee waiver

Maintain qualifying funds for the entire holding period:
- Managed Portfolio / Cash Management: Entire fee waiver duration
- Brokerage: 30 days from the date of initial funding

5. Funding Period
The Funding Period starts when the participant successfully applies the promo code during the Promotion Period and ends 30 days after. To be considered “Qualifying Funding”, the participant’s funds must be received by Syfe within this Funding Period.

6. Grace Period for Promo Code Application
Participants who funded their account but forgot to apply the promo code may do so within 14 calendar days of their initial funding date. Participants who fail to apply the promo code within the 14-day grace period acknowledge that the Reward will not be guaranteed, and any request must be submitted to [email protected] and will be reviewed on a case-by-case basis.

7. Rewards

Participants who meet all eligibility and qualifying conditions will receive the following rewards based on the account type funded:

First One-Time Deposit	Managed Portfolio / Cash Management Reward	Brokerage Reward
S$2,000	6 months of fee waiver	1 share each of DBS, UOB, and OCBC
S$5,000	8 months of fee waiver	1 share each of DBS, UOB, and OCBC
S$10,000	10 months of fee waiver	1 share each of DBS, UOB, and OCBC
S$50,000	12 months of fee waiver	1 share each of DBS, UOB, and OCBC

(collectively, the “Reward”).

Note:

Participants may qualify for rewards from both categories, provided minimum funding requirements for each are met within the promotion period.

Reward Value Cap:

Fee Waivers – Fee waivers apply only to the first S$50,000 of invested funds in Managed Portfolios and/or Cash Management. Any amount invested beyond this cap will be subject to standard management fees.
Bank Shares – The total value of the Reward is capped at S$120. If the combined market value of the three shares exceeds S$120, Syfe reserves the right to award fractional shares, or adjust the proportion of shares, such that the total value does not exceed the cap.

The Reward is non-transferable and cannot be exchanged for cash or other benefits. Syfe reserves the right, at its sole discretion and for any reason, to substitute or modify the Reward with another item of equal value without prior notice.

8. Holding Period

To qualify for the Reward:

Brokerage: Participants must maintain a minimum balance of S$2,000 for 30 days from the initial funding date. As of 29 July 2025, Participants may transfer their funds to other Syfe portfolios (e.g., Managed Portfolios or Cash Management) during the Holding Period, only 2-3 business days after their deposit has been reflected in their Syfe Brokerage account. Transfers made before then may result in disqualification from the Promotion.
Managed Portfolios / Cash Management: Funds must remain invested for the entire duration of the fee waiver. Withdrawals or transfers that reduce the value below the initial funded amount will result in suspension and clawback of the fee waiver.

Participants must maintain active accounts in the relevant vertical at the time of reward disbursement.

Market fluctuations do not affect eligibility. Only withdrawals below the required thresholds will disqualify participants.

Syfe reserves the right, at its sole discretion, to disqualify any client it reasonably suspects of fraudulent activity or attempts to game the Promotion, including but not limited to making temporary deposits or withdrawals to meet the minimum balance requirement. In such cases, Syfe may withhold or cancel the Reward and take any other action it deems appropriate.

9. Reward Distribution

Eligible Participants will receive their rewards as follows:

Fee Waivers

Fee waivers for will be activated within 2–3 business days from the date that the Participants fulfils all eligibility requirements.
Any funds invested before the waiver activation date will incur standard management fees.
To retain the fee waiver, the Participants must maintain their initial investment amount for the entire waiver period.
Any withdrawal or internal transfer that reduces the portfolio below the initial funded amount will result in immediate suspension and clawback of the waived fees.

Bank Shares

For Brokerage, 1 share each of DBS, UOB, and OCBC will be credited to the eligible Participant Brokerage accounts.
Shares will be distributed within 60 calendar days after the end of the Promotion Period (e.g. by 30 October 2025).
The total value of the shares is capped at S$120. Syfe reserves the right to issue fractional shares or adjust the mix to remain within the cap.

Distribution may be delayed due to operational, technical, or market-related reasons. Syfe does not guarantee that the Reward will be credited within the stipulated time period and shall not be liable for any such delays.

All reward distributions are subject to eligibility criteria being met, including account activity and holding periods at the time of reward crediting.

10. Promotion Stackability

Unless expressly stated in the terms of other ongoing promotions, this Promotion cannot be combined with any other offers, promotions, or promo codes.

Clients who have already registered for a non-combinable promotion and wish to participate in this Promotion must submit a change request ticket to Syfe’s customer service team at [email protected].

All such requests will be reviewed and approved at Syfe’s sole discretion on a case-by-case basis.

11. Currency
All amounts stated are in Singapore Dollars (SGD).

12. Collection of Personal Information
By participating, clients consent to Syfe collecting and using their personal information for this Promotion and marketing purposes, in accordance with Syfe’s Privacy Policy. You may opt out of marketing communication at any time. Any questions regarding Syfe’s Privacy Policy or treatment of your personal information should be directed to [email protected].

13. Limitation of Liability & Release
By participating, clients assume all risk of loss or any other damages that may arise in connection with their participation in the Promotion. Without limiting the foregoing, client hereby:(a) forever releases and discharges Syfe and its parent companies, subsidiaries, affiliates, related and associated entities and employees, directors, officers, suppliers, agents, sponsors and administrators of each (collectively, the “Releasees”), from and against any and all claims, actions, costs, liabilities, judgments, damages, obligations, losses, penalties, and expenses of any kind or nature whatsoever (including legal fees) (collectively, the “Claims”) in any way arising directly or indirectly out of any injury, loss, or damage that Client may suffer as a result of, or in connection with the participation in the Promotion or any promotion-related activity, including the use of the Reward; and (b) indemnifies, defends and holds harmless the Releasees from and against any and all damages, loss and expenses, including legal fees, which may be suffered directly or indirectly by reason of the Client’s own negligence or wilful misconduct during or in connection with the participation in the Promotion.

12. Trademark Disclaimers
“DBS”, “UOB”, and “OCBC” are trademarks and/or registered trademarks of DBS Group Holdings Ltd, United Overseas Bank Ltd, and Oversea-Chinese Banking Corporation Ltd, respectively. All information relating to these companies has been obtained from sources believed to be reliable at the time of publication. However, Syfe makes no representation and gives no warranty as to the accuracy, completeness, or suitability of such information for any particular purpose.

Any references to DBS, UOB, and OCBC, including their names, logos, or trademarks, are used strictly for identification purposes and do not imply any affiliation, endorsement, or sponsorship by the respective companies.

Unless expressly stated, the use of third-party names or intellectual property by Syfe does not indicate any relationship, sponsorship, or endorsement between Syfe and the respective trademark owners or their affiliates. All trademarks and intellectual property rights remain the property of their respective owners.

13. Reservation of Rights
Syfe reserves the right to amend, withdraw, or restrict the promotion at any time without notice, including in cases of suspected fraudulent or abusive behaviour, gaming of the system, inappropriate, offensive, or derogatory language or information, or a violation of these terms. Syfe is the sole arbiter of these rules and any related issues, and may take any action it deems appropriate, including removing promotions.

14. General & Disclaimers
In the event of any inconsistency between these Terms and Conditions and any advertising, promotional, publicity, and other materials relating to or in connection with this promotion, these Terms and Conditions shall prevail.

This content is intended solely to provide general information only and does not constitute an offer, solicitation, or recommendation for the purchase or sale of securities, futures, or any investment products. Investments carry risks, including the risk of losing all of the invested amount. This promotion does not take into account your personal investment objectives, financial situation, or financial needs.Syfe makes no representations or warranties regarding the accuracy or suitability of any information provided. You should carefully consider whether any investment views, products, or services are appropriate given your circumstances, and seek independent financial advice through a financial advisor or the Syfe platform and independent legal, accounting, regulatory, or tax advice, where appropriate and/or necessary.

This content is directed solely at and restricted (as applicable and as appropriate) to individuals resident in or entities having a place of business or operations in Singapore. Syfe makes no representation that the material and information contained herein are appropriate or available for use in other locations/ jurisdictions.

No warranty whatsoever is given and no liability whatsoever is accepted for any loss arising whether directly or indirectly as a result of you acting based on this information.

Syfe Pte Ltd. is a digital investment platform licensed by the Monetary Authority of Singapore. Full disclaimers and terms & conditions are available at www.syfe.com.