What is the Syfe SURE7 Fixed Monthly Payout Promotion?

A limited-time promotion that allows eligible clients to receive monthly payouts equivalent to 7% p.a. for 90 days on an eligible amount in their Income+ Enhance (excl. SRS) portfolio and/or 100% REIT+ portfolio. The eligible amount is determined by your qualifying fresh funding tier. You can apply this Promotion to both an eligible Income+ Enhance portfolio and a 100% REIT+ portfolio; the funding tier and Eligible Boosted Amount are assessed separately for each and are not cumulative across the two.

Who is eligible for this promotion?

Eligible new and existing Syfe clients who are legal residents of Singapore, at least 18 years old, successfully apply promo code SURE7, do not have any other active promo code, invest at least S$10,000 in fresh funds into an eligible Income+ Enhance and/or 100% REIT+ portfolio during the Campaign Period (the S$10,000 minimum and funding tier apply separately to each portfolio type), and satisfy all other requirements under the Terms and Conditions. An active promo code refers to a code from which a client is still receiving benefits — if you’re unable to apply SURE7 despite meeting the eligibility criteria, reach out to [email protected] for assistance.

When is the Campaign Period?

The Campaign Period runs from 9 September to 8 October 2026, both dates inclusive. Eligible fresh funds must be successfully invested in Income+ Enhance (non-SRS) or 100% REIT+ by 8 October 2026, 11:59 PM SGT.

How do I participate?

1. Apply promo code SURE7 in the Syfe app.
2. Invest at least S$10,000 in fresh funds as a single lump-sum amount into an eligible Income+ Enhance portfolio and/or a 100% REIT+ portfolio during the Campaign Period. The S$10,000 Qualifying Funding threshold and funding tier apply separately to each portfolio type and are not cumulative across the two.
3. Maintain the required qualifying balance throughout the 90-day Boosted Period (9 Oct – 6 Jan 2027).

Note: Internal transfers, withdrawals or recycling of funds are not counted. Funds added through auto-invest or recurring transfers will not qualify. The boosted payout only applies to the actual funds in your Income+ Enhance or 100% REIT+ portfolio.

Can I apply this Promotion to both Income+ Enhance and 100% REIT+ portfolios?

Yes. You may apply this Promotion to both an eligible Income+ Enhance portfolio and a 100% REIT+ portfolio. However, the S$10,000 minimum funding requirement and funding tier apply separately to each portfolio type — your funding into one portfolio type is not combined with the other to reach a higher tier.

Is there a limit to this promotion?

Yes. Participation is limited to the first 1,000 successful applications of promo code SURE7 that meet the eligibility and qualifying criteria.

How much of my investment will earn 7% p.a.?

For example, if you invest S$30,000, you qualify for the S$25,000–S$49,999 tier — the promotional payout applies to up to S$12,500, not 50% of the actual S$30,000 invested. This tier applies separately to each portfolio type — if you fund both Income+ Enhance and 100% REIT+, each portfolio’s eligible amount is determined independently based on that portfolio’s own funding.

What are “Fresh Funds”?

New monies transferred into Syfe from an external source during the Campaign Period. The following will not qualify:

• internal transfers between Syfe accounts, products or portfolios;
• portfolio switches or reallocations;
• auto-invest or recurring transfers;
• funds originating from a previous withdrawal from Syfe;
• withdrawals followed by re-funding or recycling of funds;
• reversed, rejected or chargeback transactions; and
• SRS monies.

Qualifying fresh funds must be invested into each portfolio type you wish to qualify under — Income+ Enhance and/or 100% REIT+ — in a single lump sum per portfolio.

When does the Boosted Period run?

The Boosted Period runs from 9 October to 6 January 2027, both dates inclusive.

When will I receive the promotional payout?

The promotional payout will be credited in a lump sum in February 2027, subject to you satisfying all promotion requirements. Keep your eligible Income+ Enhance and/or 100% REIT+ portfolio active until all promotional payouts have been credited.

Is there a holding period?

Yes. You must maintain the qualifying balance throughout the Boosted Period, for each portfolio type in which you participate. If your average daily balance falls below the required amount due to a withdrawal, transfer, redemption or other reduction, your promotional payout for that portfolio may be adjusted, withheld or forfeited, in whole or in part. Market movements alone will not affect eligibility, provided no withdrawal, transfer or redemption causes the relevant balance to fall below the qualifying amount.

How is the bonus payout calculated?

Your chosen eligible portfolio continues to make its usual monthly payout based on distributions from its underlying funds. Syfe then provides a bonus top-up so the total payout on your Eligible Boosted Amount is equivalent to 7% p.a. For example, with an Eligible Boosted Amount of S$12,500 and a usual payout equivalent to 5.5% p.a.: target payout (S$12,500 × 7% ÷ 12) is S$72.92, usual payout (S$12,500 × 5.5% ÷ 12) is S$57.29, so the Syfe bonus top-up is S$15.63 for that month. The actual top-up varies monthly depending on your portfolio’s usual payout, and the usual payout itself is not guaranteed. Where you qualify under both portfolio types, this calculation is performed separately for each.

What happens to funds above the boosted amount?

Any amount above your Eligible Boosted Amount continues to receive your portfolio’s usual monthly payout, based on its underlying performance and prevailing payout rate. Only the eligible boosted amount for your qualifying tier receives the promotional top-up.

Can I make multiple deposits to reach a higher tier?

No. The qualifying fresh funding amount for each portfolio type must be invested in a single lump sum during the Campaign Period. Multiple deposits, internal transfers, auto-invest instructions and recurring transfers will not be combined when determining your qualifying funding tier for that portfolio type.

Can this promotion be combined with other promotions?

Unless otherwise stated, this Promotion is not valid in conjunction with any other promotions, offers, vouchers, campaigns, or giveaways.

Can Syfe change or cancel the promotion?

Yes. Syfe reserves the right to amend, suspend, or terminate the promotion at any time without prior notice.

The Syfe SURE7 Fixed Monthly Payout Promotion (“Promotion”) is organised by Syfe Pte. Ltd. (“Syfe”). By participating in this Promotion, you agree to be bound by these Terms and Conditions, as well as the terms outlined in your customer agreement, and to accept Syfe’s decisions regarding all matters related to the Promotion.

1. Campaign Period

1. The Syfe SURE7 Fixed Monthly Payout Promotion (“Promotion”) is organised by Syfe Pte. Ltd. (“Syfe”).
2. The Promotion commences on 9 September 2026 at 12:00 AM SGT and ends on 8 October 2026 at 11:59 PM SGT, both dates inclusive (the “Campaign Period”).
3. Eligible clients who satisfy all requirements under these Terms and Conditions will receive a fixed monthly payout equivalent to 7% p.a. on the applicable Eligible Boosted Amount for the Boosted Period.

2. Eligibility

1. Be a legal resident of Singapore and at least 18 years old.
2. Be a new or existing Syfe client without another active promotion code, unless otherwise stated.
3. Successfully apply the promotion code SURE7 before completing the Qualifying Funding.
4. Make the required Qualifying Funding into an eligible Income+ Enhance portfolio (excluding SRS portfolios) and/or a 100% REIT+ portfolio during the Campaign Period, with the funding tier assessed separately for each portfolio type.
5. Maintain the required Qualifying Net Deposit throughout the Boosted Period, for each portfolio type in which the client participates.
6. Satisfy all other requirements under these Terms and Conditions.
7. Unless otherwise stated, this Promotion cannot be combined with any other promotion, offer, voucher, campaign or giveaway.

3. Application of Promotion Code

1. Clients must successfully apply the promotion code SURE7 through the Syfe app before completing the Qualifying Funding.
2. Applying the promotion code does not by itself entitle a client to receive the promotional payout.
3. Clients must satisfy all eligibility, funding, Net Deposit, holding and other requirements under these Terms and Conditions.

4. Qualifying Funding and Fresh Funds

1. “Qualifying Funding” means a minimum of S$10,000 in Fresh Funds deposited and invested into an eligible Income+ Enhance portfolio and/or a 100% REIT+ portfolio during the Campaign Period. A client may apply this Promotion to both portfolio types. For the avoidance of doubt, the Qualifying Funding threshold of S$10,000 (and the resulting funding tier under Clause 6) applies separately to each portfolio type and is not cumulative across the Income+ Enhance portfolio and the 100% REIT+ portfolio.
2. The Qualifying Funding for each portfolio type must be made as a single lump-sum deposit. Multiple deposits will not be aggregated when determining the client’s qualifying funding tier for that portfolio type.
3. Funds invested through auto-invest or recurring transfers are not eligible.
4. Only funding into an Income+ Enhance portfolio or 100% REIT+ portfolio qualifies. Income+ Enhance portfolios funded using SRS monies are excluded.
5. “Fresh Funds” means new monies transferred into the client’s Syfe account from an external source during the Campaign Period. The following do not qualify as Fresh Funds:
   • internal transfers between Syfe accounts, products or portfolios;
   • portfolio switches or reallocations;
   • funds originating from a previous withdrawal from Syfe;
   • withdrawals followed by re-funding or recycling of funds;
   • auto-invest or recurring transfers; and
   • reversed, rejected, cancelled or chargeback transactions.
6. Syfe reserves the right to disregard any transaction that it reasonably determines was undertaken to recycle funds or artificially satisfy the Promotion requirements.

5. Qualifying Net Deposit

1. Eligibility and the applicable funding tier will be determined separately for each portfolio type based on the client’s Qualifying Net Deposit for that portfolio type.
2. “Qualifying Net Deposit” means, for each portfolio type (Income+ Enhance and/or 100% REIT+) in which the client participates, the total eligible Fresh Funds deposited into the qualifying portfolio of that type during the Campaign Period, less any withdrawals, redemptions, transfers out or other reductions from that portfolio. Where a client funds both portfolio types, a separate Qualifying Net Deposit is calculated for each. For the avoidance of doubt: Qualifying Net Deposit (per portfolio type) = Eligible Fresh Funds deposited into that portfolio type − withdrawals, redemptions, transfers out and other reductions from that portfolio type.
3. Investment gains, losses and market movements will not be treated as deposits or withdrawals when calculating the Qualifying Net Deposit.
4. The client’s Qualifying Net Deposit for each applicable portfolio type will be assessed by Syfe following the end of the Campaign Period and may be reassessed throughout the Boosted Period.
5. Where a withdrawal, redemption, transfer or other reduction causes the client’s Qualifying Net Deposit for a portfolio type to fall into a lower tier, Syfe may: adjust the Eligible Boosted Amount for that portfolio type to the lower tier; reduce or withhold the applicable promotional payout for that portfolio type; or disqualify the client from the Promotion in respect of that portfolio type.
6. Where the Qualifying Net Deposit for a portfolio type falls below S$10,000, the client will no longer qualify for the Promotion in respect of that portfolio type. This does not affect the client’s eligibility under the other portfolio type, where applicable.

6. Funding Tiers and Eligible Boosted Amount

1. The Eligible Boosted Amount will be determined separately for each portfolio type (Income+ Enhance and/or 100% REIT+) based on the client’s Qualifying Net Deposit into that portfolio type:
   Qualifying Net DepositEligible Boosted Amount

   S$10,000 – S$24,999S$5,000

   S$25,000 – S$49,999S$12,500

   S$50,000 – S$99,999S$25,000

   S$100,000 and aboveS$50,000
2. The Eligible Boosted Amount for each portfolio type is based on 50% of the minimum Qualifying Net Deposit required for the applicable tier of that portfolio type, and not 50% of the client’s actual deposit. For example, a client with a Qualifying Net Deposit of S$30,000 in a single portfolio type will qualify for an Eligible Boosted Amount of S$12,500 for that portfolio type.
3. The maximum Eligible Boosted Amount per portfolio type under this Promotion is S$50,000. Where a client qualifies under both portfolio types at the highest tier, the combined maximum Eligible Boosted Amount across both portfolio types is S$100,000.
4. Funding above the Eligible Boosted Amount for a portfolio type will continue to receive the usual Income+ Enhance or 100% REIT+ monthly payout, based on the portfolio’s underlying performance and applicable payout rate.
5. A client may apply this Promotion to both portfolio types — Income+ Enhance and 100% REIT+. Where a client holds and funds multiple eligible portfolios of the same portfolio type during the Campaign Period, the client’s Qualifying Net Deposit and Eligible Boosted Amount for that portfolio type will be determined on an aggregate basis across all eligible portfolios of that type.
6. Where a client funds both an Income+ Enhance portfolio and a 100% REIT+ portfolio during the Campaign Period, each portfolio type will be assessed and rewarded independently under this Promotion.
7. The promotional payout for each portfolio type will be credited to the client’s earliest active eligible portfolio of that portfolio type, as determined by Syfe. If that portfolio is closed, inactive or otherwise unable to receive the payout, Syfe may select another eligible portfolio of the same portfolio type at its discretion.
8. Within each portfolio type, regardless of the number of Income+ Enhance portfolios or 100% REIT+ portfolios (as applicable) held or funded by the client, the maximum payout for that portfolio type remains equivalent to 7% p.a. on the applicable Eligible Boosted Amount for that type, and will not be duplicated or multiplied across multiple portfolios of the same type. Where a client qualifies under both the Income+ Enhance and 100% REIT+ portfolio types, each portfolio type’s Eligible Boosted Amount and promotional payout will be calculated and credited independently.

7. Fixed Monthly Payout Mechanics

1. Eligible clients will receive a total monthly payout equivalent to 7% p.a. on their applicable Eligible Boosted Amount during each Monthly Payout Period, for each portfolio type in which they qualify.
2. The client’s eligible portfolio (Income+ Enhance or 100% REIT+, as applicable) will continue to provide its usual monthly payout based on distributions attributable to the portfolio’s underlying constituent funds.
3. Syfe will provide a promotional bonus top-up equal to the difference between the payout equivalent to 7% p.a. on the Eligible Boosted Amount and the usual payout of the client’s eligible portfolio attributable to the same Eligible Boosted Amount. For illustration only, where the Eligible Boosted Amount is S$12,500 and the usual Income+ Enhance monthly payout is equivalent to 5.5% p.a., the calculation for a full 12-month-equivalent monthly period would be: target payout S$12,500 × 7% ÷ 12 = S$72.92; usual payout S$12,500 × 5.5% ÷ 12 = S$57.29; Syfe bonus top-up S$72.92 − S$57.29 = S$15.63. The example above is for illustration only. Where a client qualifies under both portfolio types, this calculation is performed separately for each.
4. The actual promotional bonus top-up may vary depending on: the usual payout of the client’s eligible portfolio attributable to the Eligible Boosted Amount; the number of calendar days in the relevant Monthly Payout Period; the client’s maintained Qualifying Net Deposit; and any adjustment required under these Terms and Conditions.
5. The usual Income+ Enhance and 100% REIT+ payout is not guaranteed and may vary depending on distributions from the underlying constituent funds. A positive payout or distribution yield does not necessarily indicate a positive investment return.
6. Any amount above the Eligible Boosted Amount will not receive the promotional top-up and will continue to receive the usual payout of the client’s eligible portfolio.

8. Boosted Periods

1. The boosted period will apply across the following three periods:
   Boosted PeriodDates

   First Period9 October – 8 November 2026

   Second Payout Period9 November – 8 December 2026

   Third Payout Period9 December 2026 – 6 January 2027
2. The fixed monthly payout for each Monthly Boosted Period will be calculated on a pro-rated basis according to the number of calendar days in that period.

9. Holding Period and Maintenance of Qualifying Net Deposit

1. Clients must maintain the required Qualifying Net Deposit throughout the Boosted Period, from 9 October 2026 to 6 January 2027, both dates inclusive, for each portfolio type in which they participate.
2. Any withdrawal, redemption, transfer out or other reduction during the Boosted Period will reduce the client’s Qualifying Net Deposit for the relevant portfolio type.
3. Where the client’s Qualifying Net Deposit for a portfolio type falls below the minimum amount required for the client’s original funding tier for that portfolio type, Syfe may adjust the client’s Eligible Boosted Amount for that portfolio type to the applicable lower tier.
4. Where the client’s Qualifying Net Deposit for a portfolio type falls below S$10,000, the client may forfeit the promotional payout for that portfolio type, in whole or in part. This does not affect the client’s promotional payout under the other portfolio type, where applicable.
5. Syfe may withhold, reduce, revoke, adjust or claw back any promotional payout where the client fails to maintain the required Qualifying Net Deposit for the relevant portfolio type.
6. Market movements that increase or decrease the portfolio value will not, on their own, affect the client’s Qualifying Net Deposit or eligibility, provided that the client does not make a withdrawal, redemption, transfer or other reduction.

10. Crediting of Promotional Payout

1. The promotional bonus top-up will be credited in one lump sum in February 2027, for each portfolio type in which the client qualifies.
2. The client must keep each qualifying portfolio (Income+ Enhance and/or 100% REIT+, as applicable) active until all applicable promotional payouts have been credited.
3. If a portfolio has been closed or is otherwise unable to receive the promotional payout, Syfe may withhold or delay the payout for that portfolio type.
4. Where a client fails to satisfy any eligibility, funding, Qualifying Net Deposit, holding or other requirement in respect of a portfolio type, Syfe may withhold, adjust, revoke or decline to credit the promotional payout for that portfolio type.
5. Where a client holds more than one eligible portfolio of the applicable portfolio type, the promotional payout for that portfolio type will be credited to the client’s earliest active eligible portfolio of that type, as determined by Syfe.

11. Communications

1. Clients must ensure that they remain subscribed to Syfe communications in order to receive notification emails relating to their participation in the Promotion.
2. Clients who have unsubscribed from Syfe communications may not receive updates regarding their participation. Syfe may use reasonable efforts to contact such clients through alternative methods where available, but delivery of notifications through such alternative methods is not guaranteed.
3. Failure to receive any communication, notification, or update will not by itself entitle any client to any reward if the client has not otherwise satisfied the requirements of this Promotion.

12. Currency

All monetary values stated in these Terms and Conditions are in Singapore Dollars (SGD).

13. Collection of Information

By providing information for this Promotion, clients understand and agree that Syfe will collect and use their personal information for the purpose of administering this Promotion, for marketing communications, and in accordance with Syfe’s Privacy Policy. Clients may opt out of marketing communications at any time. If a client chooses to opt out, the client may not receive updates regarding participation in this Promotion. Any questions regarding Syfe’s Privacy Policy or treatment of personal information should be directed to [email protected].

14. Release and Indemnity

1. By participating in the Promotion, each client agrees that Syfe shall not be liable for any loss or damage which may arise in connection with participation in the Promotion.
2. Without limiting the foregoing, each client releases and discharges Syfe and its parent companies, subsidiaries, affiliates, related and associated entities, and each of their employees, directors, officers, suppliers, agents, sponsors, and administrators (collectively, the “Releasees”) from and against any and all claims, actions, costs, liabilities, judgments, damages, obligations, losses, penalties, and expenses of any kind or nature whatsoever, including legal fees, arising directly or indirectly out of any loss or damage suffered as a result of, or in connection with, participation in the Promotion or any promotion-related activity, including the use of any reward.
3. Each client further indemnifies, defends, and holds harmless the Releasees from and against any and all damages, loss, and expenses, including legal fees, suffered directly or indirectly by reason of the client’s own negligence or wilful misconduct during or in connection with participation in the Promotion.

15. Reservation of Rights

1. Syfe reserves the right to amend, withdraw, suspend, or restrict the Promotion at any time without notice, subject to applicable law.
2. Syfe is the sole arbiter of these Terms and Conditions and any other issue arising under the Promotion.
3. If Syfe suspects fraudulent or abusive behaviour, gaming of the system, inappropriate, offensive, or derogatory language or information, or any violation of these Terms and Conditions, Syfe reserves the right to remove a client from the Promotion and take any other action it deems appropriate, including but not limited to removing the value of any reward from the client’s account or closing the client’s account.

16. General

1. In the event of any inconsistency between these Terms and Conditions and any advertising, promotional, publicity, FAQ, or other materials relating to or in connection with this Promotion, these Terms and Conditions shall prevail.
2. Any dispute arising out of or in connection with the Promotion and/or these Terms and Conditions shall be referred to and finally resolved by the Courts of Singapore, and both the client and Syfe hereby unconditionally and irrevocably submit to the exclusive jurisdiction of the Courts of Singapore.
3. These Terms and Conditions shall be governed by the laws of Singapore.

17. Disclaimers

1. This content is intended solely to provide general information and should not be viewed as financial advice, nor is it intended to market any specific investment or to offer or recommend the purchase or sale of any specific investment product or security.
2. All forms of investment carry risks, including the risk of losing the full amount invested. Clients should carefully consider whether any investment views, products, or services are appropriate in light of their personal investment experience, objectives, financial resources, and relevant circumstances.
3. Clients may wish to seek advice from a financial adviser and obtain independent legal, accounting, regulatory, or tax advice, where appropriate and/or necessary.
4. This content is directed at and restricted, as applicable, to individuals resident in or entities having a place of business or operations in Singapore. Syfe makes no representation that the material and information contained herein are appropriate or available for use in other jurisdictions.
5. No warranty whatsoever is given and no liability whatsoever is accepted for any loss arising, whether directly or indirectly, as a result of any person acting based on this information.
6. Syfe Pte. Ltd. is a digital investment platform licensed by the Monetary Authority of Singapore.
7. This advertisement has not been reviewed by the Monetary Authority of Singapore.