As we enter into the new year of 2026, following a year where global economic growth forecasts were revised downwards by organisations, securing stable returns on your hard-earned savings is more important than ever.  For Singaporeans looking for a trusted, low-risk option to grow their wealth and keep pace with...

Portfolio risk levels describe how much your portfolio may fluctuate, and whether you can remain invested long enough for your plan to work. Many investors only discover their true comfort with risk after a volatile month, when temporary losses feel more permanent than they are. This guide explains portfolio risk...

If you’re deciding between an accumulation vs income portfolio, you’re really choosing how your portfolio’s cash flows should work rather than what you invest in. An accumulation portfolio is designed to reinvest dividends or interest so returns can compound inside the portfolio. An income portfolio is built to pay out...

Building wealth is rarely about finding a “perfect” product. For most people, the bigger determinant is whether your portfolio is built to match your goals, time horizon, and risk tolerance—and whether you can stick with it through market cycles. That is the core of portfolio building Singapore investors can...

Building wealth over decades is less about finding the “perfect” ticker and more about setting up a long-term portfolio Singapore investors can hold through full market cycles. Over a 10–30 year horizon, outcomes are typically driven by a small set of fundamentals: a clear goal, a sensible asset allocation,...

For many Singaporeans, investing used to mean picking a few unit trusts at the bank, buying some REITs, or letting excess cash sit in a savings account. Today, managed portfolios in Singapore – especially low-cost digital offerings – have become a popular middle ground between doing everything yourself and...

For many Singaporeans, investing still starts with a simple question: What should my first ETF (exchange-traded fund) portfolio look like? Between global equity funds, STI ETFs, bond ETFs and income strategies, it is easy to feel overwhelmed by choices and acronyms. Yet a well-constructed ETF portfolio Singapore investors can...

Singapore’s retail sector extends well beyond Orchard Road flagships. It spans a wide range of retail companies in Singapore – from heartland supermarkets and luxury watch retailers to suburban mall REITs and fast-growing e-commerce platforms. For Singapore-based investors, the sector offers a mix of defensive cash-flow businesses, tourism and...

Energy usually sits in the background of daily life here, but energy companies in Singapore are critical to keeping the economy running – from powering data centres and MRT lines to supplying industrial parks and households. For Singapore-based investors, the sector spans regulated utilities, environmental services, transition-focused businesses and...

Semiconductors are the “picks and shovels” of today’s digital economy – powering everything from AI data centres and smartphones to electric vehicles and industrial robots. For Singapore investors, a semiconductor ETF offers a simple way to ride this long-term theme without trying to time individual names like Nvidia, TSMC,...