For many Singaporeans, investing still starts with a simple question: What should my first ETF (exchange-traded fund) portfolio look like? Between global equity funds, STI ETFs, bond ETFs and income strategies, it is easy to feel overwhelmed by choices and acronyms. Yet a well-constructed ETF portfolio Singapore investors can...

Singapore’s retail sector extends well beyond Orchard Road flagships. It spans a wide range of retail companies in Singapore – from heartland supermarkets and luxury watch retailers to suburban mall REITs and fast-growing e-commerce platforms. For Singapore-based investors, the sector offers a mix of defensive cash-flow businesses, tourism and...

Energy usually sits in the background of daily life here, but energy companies in Singapore are critical to keeping the economy running – from powering data centres and MRT lines to supplying industrial parks and households. For Singapore-based investors, the sector spans regulated utilities, environmental services, transition-focused businesses and...

Semiconductors are the “picks and shovels” of today’s digital economy – powering everything from AI data centres and smartphones to electric vehicles and industrial robots. For Singapore investors, a semiconductor ETF offers a simple way to ride this long-term theme without trying to time individual names like Nvidia, TSMC,...

Singapore may be better known as a financial and tech hub, but manufacturing companies in Singapore are still one of the key pillars of the economy. Manufacturing contributes around 20% of GDP and employs roughly 12–13% of the workforce, with major strengths in electronics, biomedical sciences, chemicals and precision...

If you’ve been researching how to invest in US markets from Singapore, you’ve probably come across the Nasdaq Composite Index alongside the S&P 500 and Nasdaq-100. For many investors here, “Nasdaq” is shorthand for “US tech stocks” — but the Nasdaq Composite is actually a broad, market-cap-weighted index that...

If you already invest in US or Singapore markets, the Hang Seng Index (HSI) is often the next place you look when exploring China and Hong Kong. The Hang Seng Index tracks many of the largest and most liquid companies listed in Hong Kong, including major Chinese tech, financial...

If you already invest in broad US indices like the S&P 500 or Nasdaq-100 from Singapore, most of your exposure is in mega-cap household names. US small cap stocks occupy a very different part of the market: smaller, more domestically focused companies that can be far more volatile –...

Buying a home in Singapore is one of the biggest financial commitments you’ll ever make. For most people, it also means taking on a mortgage loan in Singapore that can last 20–30 years. Between HDB loans, bank loans, SORA-pegged packages, fixed rates, and acronyms like LTV and TDSR, it’s...

Endowment savings plans sound attractive: save regularly, get some insurance coverage, and receive a lump sum at the end of the policy term. However, endowment plans are not the same as bank deposits or simple investment funds.  They are insurance products with both savings and investment features, which means they...