Endowment savings plans sound attractive: save regularly, get some insurance coverage, and receive a lump sum at the end of the policy term. However, endowment plans are not the same as bank deposits or simple investment funds.  They are insurance products with both savings and investment features, which means they...

Ever wondered how to tap into the potential of the USD but felt unsure about navigating the forex market? Many Singapore investors seek ways to diversify their holdings and potentially earn higher returns, and one avenue worth exploring is a foreign currency fixed deposit. These offer a blend of...

Building wealth over decades is less about finding the “perfect” ticker and more about setting up a long-term portfolio Singapore investors can hold through full market cycles. Over a 10–30 year horizon, outcomes are typically driven by a small set of fundamentals: a clear goal, a sensible asset allocation,...

For investors in Singapore looking for broad global equity exposure through a single ETF, VWRA is one of the most popular options. It’s a UCITS ETF listed on the London Stock Exchange (LSE) that provides access to both developed and emerging markets within one fund — making it a...

US Treasury Secretary Janet Yellen reverses on interest rate comments; tech stocks face pressure; G7 meeting in London 

Buying a home in Singapore is one of the biggest financial commitments you’ll ever make. For most people, it also means taking on a mortgage loan in Singapore that can last 20–30 years. Between HDB loans, bank loans, SORA-pegged packages, fixed rates, and acronyms like LTV and TDSR, it’s...

In 2025, with interest rates fluctuating and inflation impacting purchasing power, are fixed deposits still the best way to grow your cash? While they offer stability, their rigid terms and often lower returns may leave you searching for a smarter alternative. Enter Syfe Cash+ Flexi — a flexible, modern...

Building wealth is rarely about finding a “perfect” product. For most people, the bigger determinant is whether your portfolio is built to match your goals, time horizon, and risk tolerance—and whether you can stick with it through market cycles. That is the core of portfolio building Singapore investors can...

If you follow U.S. markets, you’ve seen QQQ everywhere. It’s the exchange-traded fund (ETF) tracking the Nasdaq-100 Index, giving one-tap exposure to many of the world’s most innovative, large-cap growth companies—think Microsoft, Apple, Nvidia, Amazon, and Alphabet.  This guide focuses on what you’re actually buying with QQQ, why the fund...

A warm greeting to you, from all of us here at Syfe. Please allow me to present to you our Mid year review and outlook for 2023 by Ritesh Ganeriwal, VP, Head of Investments & Advisory. https://youtu.be/XnMZA7vzSxI As we head into the second half of the year, opportunities across various asset...