Ever wondered how to tap into the potential of the USD but felt unsure about navigating the forex market? Many Singapore investors seek ways to diversify their holdings and potentially earn higher returns, and one avenue worth exploring is a foreign currency fixed deposit. These offer a blend of...

Should you consider investing in ETFs or mutual funds?

If you've ever sold shares at a profit, watched an ETF climb for years, or thought about cashing out a property, one question tends to surface: how much of this gain will the taxman take? In Singapore, the answer is refreshingly simple for most investors, and it's one of...

If you pay income tax in Singapore, the Supplementary Retirement Scheme (SRS) is one of the most straightforward ways to lower your tax bill while building a longer-term nest egg. Yet according to the Ministry of Finance, close to one in five dollars ever contributed to SRS is sitting...

A financial Adviser can be worth the cost for complex or high-stakes decisions, but many Singaporeans can cover the basics themselves or with a low-cost robo-Adviser. Here is how to decide what advice really costs, when it earns its fee, and the digital alternatives. The honest answer is: it depends...

A plain guide for Singapore investors: what digital wealth management is, what these platforms actually do, how they are regulated, and whether it is safe. Digital wealth management means growing and managing your money through an online, mostly automated platform, rather than through a traditional adviser or a private bank....

What the ex-dividend date, record date and payment date mean, who qualifies for a dividend under SGX's T+2 rules, and how to check the dates before you buy. Here is the one rule that matters: to receive a dividend, you must own the shares before the ex-dividend date. Buy on...

A plain-English guide to Astrea private equity bonds: how they work, what they pay, how to buy them, and how they stack up against T-bills, SSBs and fixed deposits. At a glance What they are: retail bonds issued by Azalea, a company owned by Temasek, and backed by the cash flows...

What an IPO is, how companies list on the SGX, how to apply for shares, and what to weigh before you do. An initial public offering, or IPO, is the first time a private company sells its shares to the public. After a few quiet years, new listings on the...

Many Singaporeans seek safe ways to grow their savings without taking on major investment risk. Whether you're saving for a short-term goal, setting aside emergency funds, or looking for an alternative to a traditional savings account, Singapore Treasury Bills (T-Bills) are a popular option. Issued by the Singapore Government, T-Bills...