Invest in a bond-heavy portfolio that seeks to deliver better returns than traditional savings products
Last update - 30th Apr 2023 14:30 SGT
Annualised Past Returns
(Last 8 Yrs)
(Last 8 Yrs)
2.92%
Annual fee
0.35% to 0.65%
As your investment grows
* Subject to prevailing GST from 1 June 2023
Risk Rating
1
Low Risk
Preservation of capital and the generation of regular income slightly above inflation or short-term money market rates.
- No separate brokerage or CDP account required
- No lock-ups and no minimum balance
- Free withdrawals and deposits
- Automatic dividend reinvestment
Over 100,000+ investors trust Syfe to
grow their wealth
Platform partners
Secure setup
Seedly4.6
Get started in 5 mins with 
Get started in 5 mins with
Join 100,000+ investors on Syfe now!
Past performance
Annualised Past Returns (last 8 yrs)
Syfe Core Defensive
2.92%*
Syfe Core Defensive
2.92%*
Syfe Core Defensive
2.92%*
*
Source: Syfe internal backtested data, BlackRock, Invesco, Vanguard and StateStreet. Past returns are not a guarantee for future performance.Last update - 30th Apr 2023 14:30 SGT
Invest in government and investment-grade bonds
Syfe invests on your behalf in equity, bond and gold Exchange Traded Funds (ETFs). These ETFs, in-turn, hold individual stocks and bonds to track global market indices. This investing strategy is known as index investing and is used by experts for intelligent diversification
In July 2021, Syfe closed Series B funding round led by Valar Ventures, bringing total funding round to date to over US$52 million
Talk to our Wealth Experts
General Enquiries
Get help in understanding Syfe’s portfolios, fees and platform features
Personalised consultation for Black tier and above
Get a personalised consultation based on your goals if you are planning to invest more than S$20K.
Private Wealth
Bespoke solutions for high and ultra-high net worth individuals, families and institutions
Explore Private Wealth
Read unbiased reviews
“All Core portfolios have performed well based on past returns, handily beating their S&P benchmarks.”
- 1
- 2
- 3
- 4
Frequently asked questions
Earn stable returns and steady, long-term income with Syfe Core Defensive portfolio
00:24
Ask Syfe - What is considered long term in investing?
01:00
How should you think about market volatility
00:30
What our wealth experts bring to the table
00:29How do the Core portfolios work?
The Core portfolios comprises stock, bond, and gold ETFs that aim to provide global diversification and better risk-adjusted returns.
The portfolios are constructed using an Asset Class Risk Budgeting approach to achieve a relatively stable asset allocation making them ideal for passive investing.
The equity component of the Core portfolios are further optimized using Smart Beta factors namely growth, large-cap and low-volatility factors. To improve risk-adjusted returns, the Core portfolio also holds an increased exposure to technology and Chinese stocks.
Clients can choose from three different Core portfolio types depending on their investment goals, time horizon and risk appetite: Core Defensive, Core Balanced, Core Growth
The portfolios are constructed using an Asset Class Risk Budgeting approach to achieve a relatively stable asset allocation making them ideal for passive investing.
The equity component of the Core portfolios are further optimized using Smart Beta factors namely growth, large-cap and low-volatility factors. To improve risk-adjusted returns, the Core portfolio also holds an increased exposure to technology and Chinese stocks.
Clients can choose from three different Core portfolio types depending on their investment goals, time horizon and risk appetite: Core Defensive, Core Balanced, Core Growth
What is the Core Defensive portfolio?
The Core Defensive portfolio is a low-risk portfolio that is invested mainly in high-quality bond ETFs. It also contains an allocation to stock and gold ETFs for added diversification.
The portfolio is designed for investors who prefer stable returns that are better than what a traditional savings account can generate.
The portfolio is designed for investors who prefer stable returns that are better than what a traditional savings account can generate.
How do I start investing with Syfe?
Visit Get Started and follow the following steps:
- Select a portfolio type
- Answer a few questions to help us personalise your portfolio. Feel free to explore your portfolio and finalise an investment plan. Proceed to create your Syfe account
- You can use Singpass to verify your identity instantly. You can also manually enter your details and upload supporting documents
- Once your account has been created, you can transfer funds to your portfolio using PayNow, FAST, Telegraphic Transfer and other methods
- Done! We will invest your funds for you. You can access your account anytime via our web dashboard or app
As featured in
Pronounced as
Sounds like life
Sounds like life
Why the name Syfe?
In Japanese, the word Saifu means wallet and to be closely associated with our most important attribute - which is the word safe
In Japanese, the word Saifu means wallet and to be closely associated with our most important attribute - which is the word safe
Sign up for News & Updates
Trade
Wealth
Satellite Portfolios
Income
Build your own portfolio
Cash Management
Connect
[email protected]
+65-3138-1215
#11-01 11th Floor, The House Of Eden, 4 Robinson Road, Singapore 048543
Download App now
This website is developed and operated by Syfe Pte. Ltd. (“Syfe”), which holds a Capital Markets Services Licence and is regulated by the Monetary Authority of Singapore (Co. Reg. No. 201834952H). The information contained herein is provided for general information only and should not be used as a basis for making any investment or business decisions. Past performances are not necessarily indicative of future performances. Investment involves various risks, and you should ensure that you fully understand the risks, characteristics, and restrictions by reading the Risk Disclosure Statement, and determine if the investment products are suitable for your financial situation, investment objective, and risk tolerance before making any investment decisions. You are recommended to obtain independent professional advice where appropriate. All return figures shown are presented for informational purposes only and are not indications, predictions, forecasts, nor guarantees of future performance results, or the quality of an investment, are subject to change without notice and may differ or be contrary to opinions expressed by others. Syfe does not take responsibility for the calculation of assumed target returns, no representation or warranty is given as to the adequacy or reasonableness of the methodologies or assumptions used in calculating assumed target returns, and no reliance should be placed on any assumed target return. All rights reserved. Use of this website is governed by the Terms of Use. The content contained on this site is provided to users “as-is” without any express or implied warranty. Any third-party trademarks (including logos and icons) referenced in this website or the Syfe application are and remain the property of their respective owners and do not represent endorsements of any kind. Unless specifically identified, the use of third-party trademarks by Syfe and/or its affiliates does not indicate any relationship, sponsorship, or endorsement between Syfe and/or its affiliates and the owners of the trademarks and/or their respective affiliates. Any references by Syfe to third-party trademarks are intended to identify the corresponding third-party goods, services, and/or entities for informational and identification purposes. Any notification from the Syfe application is not a product advertisement that has been reviewed by the Monetary Authority of Singapore. This advertisement has not been reviewed by the Monetary Authority of Singapore.
