How to Optimise Your Cash Saving for Better Return and Passive Income in Singapore?
Table of contents:
“Now” Cash Needs (less than 3 months)“Soon” Cash Needs (3 months -2 Year)“Later” Cash Needs (More than 2 Years)Complete Suite of Cash and Income Solutions
Do any of the following resonate with you?
I am planning a family vacation for the upcoming holiday season.
I am preparing for my...
Should You Lock In The Best Fixed Deposit Rates or SSBs Now?
With interest rates expected to rise further, which product is better for your cash savings?
Second Rate Break – How the September FOMC Meeting Impacts Your Portfolio
The Federal Reserve Open Market Committee (FOMC) meeting was among the most eagerly anticipated events for investors in September. At the meeting, the Fed announced its decision to maintain the current interest rates. However, it also hinted at a potential rate hike before the year's end. Let us delve...
How rising CPF ceiling is eating into your take home pay
Noticed less take home pay with this month's payslip? Earlier this year, the Singapore government announced that it would raise the CPF contribution ceiling. You may have to contribute more to your retirement fund every month, resulting in less take-home pay for you to spend freely.
The monthly salary ceiling...
Understanding Our Core Portfolio Strategy
A deep dive into how we built Syfe Core, our all-in-one portfolios for your wealth goals
Making the most of your savings in 2023 – how to optimise cash for returns and liquidity
Life is unpredictable. Having cash at your disposal is essential. However, having an excessive amount of cash can pose more risks to your wealth too. Let us delve deeper into the pitfalls of holding onto too much cash and the strategies to efficiently manage it.
The risk of having too...
Should You Invest In Singapore Savings Bonds (SSB)?
Are the Singapore Savings Bonds a good place for your spare cash?
Property market turmoil in China and Syfe Portfolio Positioning
China's real estate market, once the emblem of robust growth, is currently facing notable challenges. Country Garden, a leading property developer in China, recently reported significant financial loss and missed bond payments, sparking industry-wide concerns.
What caused the Property Sector's Decline?
While many intricate factors are at play, a few primary...
Guaranteed Investments in Singapore – which is better? FD, T-Bills, SSBs & more
We are living in times of persisting economic uncertainty, high consumer prices, and volatile markets. And we are feeling a pinch of it. When it comes to investing our hard-earned money in such a macroeconomic environment, some of us might be seeking a safer option.
If you are a retail...
5 Reasons to Invest in Bonds Now
After the FOMC meeting on 1st November, a notable positive shift occurred as the 10-year US Treasury yield fell by 60 basis points, dropping from 5% to 4.4%. This movement coincided with a remarkable recovery in the Syfe Income+ Preserve and Income+ Enhance Portfolios. Both portfolios surged by over...
