Singapore offers a variety of tax relief options designed to ease the financial burden on individuals. From personal tax rebates to incentives for upgrading your skills, understanding these relief options can significantly impact your financial strategy. In this blog, we’ll explore the different tax relief schemes, how they work, and...

Some cash management portfolios promise higher yields, but at what cost? Cash management is a key component of any sound financial strategy. Traditional savings accounts offer inadequate returns (especially in low interest rate, high inflation climates), leaving many in search of smarter ways to earn from their cash while maintaining...

Finding the sweet spot in investing can feel like a never-ending journey. Strong returns are always welcome, but you don’t want to lose sleep over market swings.  For investors looking to balance risk and reward, dividend stocks hold strategic appeal. They provide a consistent income stream while giving you a...

UCITS, short for ‘undertakings for collective investment in transferable securities’, is a regulatory framework established by the European Union (EU) to ensure investor protection and fund transparency across EU member states. UCITS exchange-traded funds (ETFs) are domiciled in Europe, but for the purpose of this article, when we refer to...

The vibrant red packets, or ang pow, given to children during festive seasons carry more than just monetary blessings; they symbolise goodwill, prosperity, and a chance to instill valuable lessons about financial literacy. For kids, receiving ang pow often brings excitement and the temptation to spend it quickly on toys...

Launched in 2015 by the Singapore Government, the Singapore Savings Bonds (SSBs) have long been the go-to investment choice for many Singaporeans. These bonds are generally regarded by investors as a secure way to beat inflation and make the most of their idle cash. If you’re looking to diversify your investments,...

REITs are an easy way to start investing in real estate.

The STI holds many strong performers operating across different sectors. Here are 5 to take a closer look at

In Singapore's financial landscape, a diverse list of Real Estate Investment Trusts (REITs) has become a cornerstone of many investors’ portfolios. As a vehicle for passive income generation, choosing the right REITs can provide a higher yield compared to even the best fixed deposits in Singapore, while also offering...

There's been a renewed interest in REITs following the rate cuts earlier this month. However, you might be wondering which specific REITs suit best in capitalising such macro events and how they can fit into your portfolio. Whether to yield the highest returns or produce the most distribution yield, there...