Life is unpredictable. Having cash at your disposal is essential. However, having an excessive amount of cash can pose more risks to your wealth too. Let us delve deeper into the pitfalls of holding onto too much cash and the strategies to efficiently manage it. The risk of having too...

Are the Singapore Savings Bonds a good place for your spare cash?

China's real estate market, once the emblem of robust growth, is currently facing notable challenges. Country Garden, a leading property developer in China, recently reported significant financial loss and missed bond payments, sparking industry-wide concerns. What caused the Property Sector's Decline? While many intricate factors are at play, a few primary...

After the FOMC meeting on 1st November, a notable positive shift occurred as the 10-year US Treasury yield fell by 60 basis points, dropping from 5% to 4.4%. This movement coincided with a remarkable recovery in the Syfe Income+ Preserve and Income+ Enhance Portfolios. Both portfolios surged by over...

One of the key considerations with income investing is how much of the fees is are eating into your invested capital and dividends. Income+ provide retail investors with access to institutional level funds at a fraction of the cost. But what does this mean and can it actually deliver...

Income+ has quickly grown to be one of Syfe’s most popular portfolios on the platform since the launch in April 2023.  As both Cash+ and Income+ are rated with lower risk ratings compared to equities or REITs focused portfolios, one of the most frequently asked questions since Income+ launch was...

As parents, we all want the best for our children, and one of the greatest gifts we can provide to them is financial security. According to an NUS research, the estimated cost to raise a child in Singapore can be anywhere between $280,000-$560,000.  With higher cost of living and inflation...

Quarterly Market Review Global equities and fixed income rallied in Q1 2023 despite uncertainties on the FED interest rate policy as inflation remained sticky and signs of stress emerged in the global banking system. Market volatility following the collapse of SVB and takeover of Credit Suisse by UBS did not...

If you have decided to allocate a portion of your portfolio to bonds, the next thing to consider is how you would want to invest in bonds. Bond investors in Singapore have the option of adding bonds to their portfolio through: Individual bondsBond ETFs Actively managed bond funds Investing in Individual Bonds Singapore...

With core inflation in Singapore projected at 3.5% to 4.5% in 2023, consumers are looking for better places to park their cash. Products such as fixed deposits, T-Bills and Singapore Savings Bonds (SSBs) have risen in popularity over the past year as investors look to protect the value of...