Table of contents:  “Now” Cash Needs (less than 3 months)“Soon” Cash Needs (3 months -2 Year)“Later” Cash Needs (More than 2 Years)Complete Suite of Cash and Income Solutions Do any of the following resonate with you? I am planning a family vacation for the upcoming holiday season. I am preparing for my...

With interest rates expected to rise further, which product is better for your cash savings?

The Federal Reserve Open Market Committee (FOMC) meeting was among the most eagerly anticipated events for investors in September. At the meeting, the Fed announced its decision to maintain the current interest rates. However, it also hinted at a potential rate hike before the year's end. Let us delve...

Noticed less take home pay with this month's payslip? Earlier this year, the Singapore government announced that it would raise the CPF contribution ceiling. You may have to contribute more to your retirement fund every month, resulting in less take-home pay for you to spend freely.  The monthly salary ceiling...

Life is unpredictable. Having cash at your disposal is essential. However, having an excessive amount of cash can pose more risks to your wealth too. Let us delve deeper into the pitfalls of holding onto too much cash and the strategies to efficiently manage it. The risk of having too...

Are the Singapore Savings Bonds a good place for your spare cash?

China's real estate market, once the emblem of robust growth, is currently facing notable challenges. Country Garden, a leading property developer in China, recently reported significant financial loss and missed bond payments, sparking industry-wide concerns. What caused the Property Sector's Decline? While many intricate factors are at play, a few primary...

After the FOMC meeting on 1st November, a notable positive shift occurred as the 10-year US Treasury yield fell by 60 basis points, dropping from 5% to 4.4%. This movement coincided with a remarkable recovery in the Syfe Income+ Preserve and Income+ Enhance Portfolios. Both portfolios surged by over...

One of the key considerations with income investing is how much of the fees is are eating into your invested capital and dividends. Income+ provide retail investors with access to institutional level funds at a fraction of the cost. But what does this mean and can it actually deliver...

Income+ has quickly grown to be one of Syfe’s most popular portfolios on the platform since the launch in April 2023.  As both Cash+ and Income+ are rated with lower risk ratings compared to equities or REITs focused portfolios, one of the most frequently asked questions since Income+ launch was...